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With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements.
It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data.
  • It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.
  • The insurance cost is shared by the centre and the state mostly in the ratio of 40:60.
    Q. Which of the statements given above is/are correct?
    • a)
      1 and 2 only
    • b)
      2 and 3 only
    • c)
      1 and 3 only
    • d)
      1, 2, and 3
    • e)
      None of the above
    Correct answer is option 'A'. Can you explain this answer?
    Most Upvoted Answer
    With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojan...
    The correct answer is 1 and 2 only.
    In News:
    • The world’s largest healthcare scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has completed three years. It was launched on September 23rd, 2018.
    Key Points:
    • Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY):
    • This scheme is a Centrally sponsored scheme with some Central sector components.
    • AB PMJAY offers a sum insured of 5 lakh per family for secondary care (which doesn’t involve a super-specialist) as well as tertiary care. Hence, statement 2 is correct.
    • For the beneficiaries, this is a free scheme.
    • An entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. Hence, statement 1 is correct.
    • Individuals can walk into any empanelled hospital that can process cashless payments.
    • Once identified by the database, the beneficiary is considered insured.
    • The insurance cost is shared by the centre and the state mostly in the ratio of 60:40. Hence, statement 3 is incorrect.
    • There are about 1,400 packaged rates for various medical procedures under the scheme.
    • These packaged rates also mention the number of average days of hospitalization for a medical procedure and supporting documents that are needed.
    • Under no circumstances can hospitals charge the beneficiary.
    • The scheme also has prescribed a daily limit for medical management.
    • National Health Agency has been constituted as an autonomous entity under the Society Registration Act, 1860 for effective implementation of PMJAY in alliance with state governments.
    • This includes the formulation of PMJAY policies, development of operational guidelines, implementation mechanisms, coordination with state governments, monitoring and oversight of PMJAY amongst others.
    Eligibility:
    • No restrictions on family size, age or gender.
    • All pre-existing conditions are covered from day one.
    • Covers up to 3 days of pre-hospitalization and 15 days of post-hospitalization expenses such as diagnostics and medicines.
    • The benefits of the scheme are portable across the country.
    • Services include approximately 1,393 procedures covering all the costs related to treatment, including but not limited to drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, OT and ICU charges, etc.
    • Public hospitals are reimbursed for the healthcare services at par with the private hospitals.
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    With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer?
    Question Description
    With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer? for Banking Exams 2025 is part of Banking Exams preparation. The Question and answers have been prepared according to the Banking Exams exam syllabus. Information about With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer? covers all topics & solutions for Banking Exams 2025 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer?.
    Solutions for With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer? in English & in Hindi are available as part of our courses for Banking Exams. Download more important topics, notes, lectures and mock test series for Banking Exams Exam by signing up for free.
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