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With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements.
It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data.
  • It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.
  • The insurance cost is shared by the centre and the state mostly in the ratio of 40:60.
    Q. Which of the statements given above is/are correct?
    • a)
      1 and 2 only
    • b)
      2 and 3 only
    • c)
      1 and 3 only
    • d)
      1, 2, and 3
    • e)
      None of the above
    Correct answer is option 'A'. Can you explain this answer?
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    With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojan...
    The correct answer is 1 and 2 only.
    In News:
    • The world’s largest healthcare scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has completed three years. It was launched on September 23rd, 2018.
    Key Points:
    • Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY):
    • This scheme is a Centrally sponsored scheme with some Central sector components.
    • AB PMJAY offers a sum insured of 5 lakh per family for secondary care (which doesn’t involve a super-specialist) as well as tertiary care. Hence, statement 2 is correct.
    • For the beneficiaries, this is a free scheme.
    • An entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. Hence, statement 1 is correct.
    • Individuals can walk into any empanelled hospital that can process cashless payments.
    • Once identified by the database, the beneficiary is considered insured.
    • The insurance cost is shared by the centre and the state mostly in the ratio of 60:40. Hence, statement 3 is incorrect.
    • There are about 1,400 packaged rates for various medical procedures under the scheme.
    • These packaged rates also mention the number of average days of hospitalization for a medical procedure and supporting documents that are needed.
    • Under no circumstances can hospitals charge the beneficiary.
    • The scheme also has prescribed a daily limit for medical management.
    • National Health Agency has been constituted as an autonomous entity under the Society Registration Act, 1860 for effective implementation of PMJAY in alliance with state governments.
    • This includes the formulation of PMJAY policies, development of operational guidelines, implementation mechanisms, coordination with state governments, monitoring and oversight of PMJAY amongst others.
    Eligibility:
    • No restrictions on family size, age or gender.
    • All pre-existing conditions are covered from day one.
    • Covers up to 3 days of pre-hospitalization and 15 days of post-hospitalization expenses such as diagnostics and medicines.
    • The benefits of the scheme are portable across the country.
    • Services include approximately 1,393 procedures covering all the costs related to treatment, including but not limited to drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, OT and ICU charges, etc.
    • Public hospitals are reimbursed for the healthcare services at par with the private hospitals.
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    The economics of owning and running a Ration Shop, the familiar name for the outlets in our Public Distribution System, are such that under normal business terms, the shop owner could never make a profit. Yet, (91) the government announces that new permits for ration shops will be given out, there is frenzy in the market to grab one will be given out of these (92)? The answer is obvious: the business is not for the honest and if one knows the (93). There is a fortune to be made. What are these tricks of the trade?Getting fake names into the user list is the most obvious option: the State seems to be (94) a losing battle against this practice, judging by the endless efforts to weed out bogus ration cards.The next is to get the right customers on the list, not just more customers. These are people who are registered but who do not have any interest in (95) on their entitlements. In a system where caste and income certificates are for sale, it is not (96) to produce these documents for mutual benefit. Receipts are duly made in their names, and the rations thus drawn are (97) off into the open market. The sale price of an item like rice makes clear the (98) economics it costs Rs.8 in a ration shop while in the latter is Rs.30 or above. There are also customers who would rather exchange their entitlements for hard cash at the beginning of the month.As the degradation progresses, the shopkeeper, in (99) with the official machinery, manages to withhold effectively the entitlements from even the genuine beneficiaries, and diverts them to the open market. The targeted group is usually not in a position to (100) it self to get its due.

    The economics of owning and running a Ration Shop, the familiar name for the outlets in our Public Distribution System, are such that under normal business terms, the shop owner could never make a profit. Yet, (91) the government announces that new permits for ration shops will be given out, there is frenzy in the market to grab one will be given out of these (92)? The answer is obvious: the business is not for the honest and if one knows the (93). There is a fortune to be made. What are these tricks of the trade?Getting fake names into the user list is the most obvious option: the State seems to be (94) a losing battle against this practice, judging by the endless efforts to weed out bogus ration cards.The next is to get the right customers on the list, not just more customers. These are people who are registered but who do not have any interest in (95) on their entitlements. In a system where caste and income certificates are for sale, it is not (96) to produce these documents for mutual benefit. Receipts are duly made in their names, and the rations thus drawn are (97) off into the open market. The sale price of an item like rice makes clear the (98) economics it costs Rs.8 in a ration shop while in the latter is Rs.30 or above. There are also customers who would rather exchange their entitlements for hard cash at the beginning of the month.As the degradation progresses, the shopkeeper, in (99) with the official machinery, manages to withhold effectively the entitlements from even the genuine beneficiaries, and diverts them to the open market. The targeted group is usually not in a position to (100) it self to get its due.

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    With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer?
    Question Description
    With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer? for Banking Exams 2024 is part of Banking Exams preparation. The Question and answers have been prepared according to the Banking Exams exam syllabus. Information about With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer? covers all topics & solutions for Banking Exams 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for With reference to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), consider the following statements. It is an entitlement-based scheme that targets the beneficiaries as identified by the latest Socio-Economic Caste Census (SECC) data. It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empanelled hospitals in India. The insurance cost is shared by the centre and the state mostly in the ratio of 40:60. Q. Which of the statements given above is/are correct?a)1 and 2 onlyb)2 and 3 onlyc)1 and 3 onlyd)1, 2, and 3e)None of the aboveCorrect answer is option 'A'. Can you explain this answer?.
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