Yes, SBI POs can avail of health insurance coverage for their dependents.

SBI, or State Bank of India, is one of the largest public sector banks in India. It offers various benefits and perks to its employees, including health insurance coverage. As a Probationary Officer (PO) at SBI, one can avail of health insurance coverage for their dependents, including spouse, children, and parents. Here are the details of the health insurance coverage available to SBI POs:

1. Group Mediclaim Policy:
SBI provides a Group Mediclaim Policy for its employees, including POs. This policy covers the employees and their dependents against various medical expenses. The coverage includes hospitalization expenses, pre and post-hospitalization expenses, day-care procedures, and domiciliary hospitalization expenses.

2. Coverage for Dependents:
Under the Group Mediclaim Policy, SBI POs can include their dependents for coverage. Dependents include the spouse, children (up to a certain age), and parents. The coverage for dependents is subject to certain terms and conditions, such as age limits and relationship criteria.

3. Premium Payment:
The premium for the health insurance coverage is deducted from the salary of the SBI PO. The premium amount may vary based on the coverage opted for and the number of dependents included in the policy. The premium deduction is done on a monthly basis.

4. Cashless Treatment:
SBI has tie-ups with various hospitals and healthcare providers across the country. This allows the employees and their dependents to avail cashless treatment facilities at these network hospitals. The policyholders can get medical treatment without making any upfront payment, as the bills are settled directly by the insurance company.

5. Claim Process:
In case of hospitalization or medical treatment, the SBI PO or their dependent needs to inform the insurance company within a specified time limit. The claim process involves submitting the necessary documents, such as medical bills, discharge summary, and relevant reports. The insurance company will then process the claim and reimburse the eligible expenses.

In conclusion, SBI POs can avail of health insurance coverage for their dependents under the Group Mediclaim Policy offered by SBI. This coverage includes various medical expenses and provides cashless treatment facilities at network hospitals. The premium for the coverage is deducted from the salary, and the claim process involves submitting the required documents for reimbursement.