Medical Allowance for IBPS Clerk


IBPS (Institute of Banking Personnel Selection) is responsible for conducting recruitment exams for various banking positions, including the post of Clerk. As a Clerk in a public sector bank, an IBPS Clerk is entitled to certain benefits and allowances, including medical allowance or reimbursement.


IBPS Clerks are provided with medical allowances or reimbursement to cover their medical expenses. This provision ensures that the employees can avail necessary medical treatment without incurring significant financial burden.


To be eligible for medical allowance or reimbursement, IBPS Clerks must fulfill certain criteria, which may vary from bank to bank. Generally, the following conditions apply:

1. Bank Policies: The specific medical allowance policy of the bank where the Clerk is employed governs the eligibility criteria. Each bank may have its own set of rules and regulations regarding medical allowances.

2. Medical Certificate: Clerks may be required to submit a medical certificate to claim reimbursement for medical expenses. This certificate should be issued by a registered medical practitioner and provide details of the treatment undergone by the employee.

3. Expense Documentation: Clerks need to submit proper documentation of medical expenses incurred, such as bills, receipts, prescriptions, and diagnostic reports. These documents are essential for reimbursement claims.


The process to claim medical allowance or reimbursement generally involves the following steps:

1. Treatment and Expense Incurred: The Clerk receives medical treatment and incurs expenses for the same.

2. Documentation: The Clerk collects all relevant documents, such as bills, receipts, prescriptions, and diagnostic reports, as evidence of medical expenses.

3. Submission: The Clerk submits the necessary documents, along with a reimbursement request form, to the designated authority in the bank.

4. Verification: The bank verifies the submitted documents and cross-checks them with the bank's medical allowance policy.

5. Reimbursement: If the claim is found to be valid and in accordance with the bank's policy, the Clerk is reimbursed for the eligible medical expenses.


It is important to note that there may be certain limitations and conditions associated with medical allowance or reimbursement for IBPS Clerks. These may include:

1. Maximum Limit: The bank may have a maximum limit on the amount that can be claimed as medical allowance or reimbursement in a given period.

2. Exclusions: Certain medical expenses or treatments may be excluded from the reimbursement policy. These exclusions are usually specified in the bank's policy document.

3. Time Limit: There may be a time limit within which the reimbursement claim must be submitted after incurring the medical expenses. Failure to adhere to this time limit may result in the claim being rejected.


IBPS Clerks are entitled to medical allowance or reimbursement to cover their medical expenses. The specific provisions and conditions may vary from bank to bank, and it is important for Clerks to familiarize themselves with their respective bank's policy. By adhering to the eligibility criteria and following the claim process, IBPS Clerks can avail the medical