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Reserve Bank of India is organising its second global hackathon – “HARBINGER 2023 – Innovation for Transformation” with the theme ‘ ______’.
  • a)
    Smarter Digital Payments
  • b)
    Secure Digital Services
  • c)
    Digital awareness for all
  • d)
    Inclusive Digital Services
  • e)
    Financial Knowledge: Prudent India
Correct answer is option 'D'. Can you explain this answer?
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Reserve Bank of India is organising its second global hackathon &ndash...
Reserve Bank of India is organizing its second global hackathon – “HARBINGER 2023 – Innovation for Transformation” with the theme ‘Inclusive Digital Services’.
  • The Hackathon invites participants to develop solutions that have the potential to make digital financial services accessible to the differently abled, facilitate efficient compliance, extend the reach of Central Bank Digital Currencies and enhance the scalability of blockchains.
  • HARBINGER 2023 invites innovative ideas for the following problem statements:
    • Innovative, easy-to-use, digital banking services for differently abled (Divyaang).
    • RegTech solutions to facilitate more efficient compliance by Regulated Entities (REs).
    • Exploring use cases/solutions for CBDC-Retail transactions, including transactions in offline mode.
    • Increasing Transactions Per Second (TPS)/ throughput and scalability of blockchains.
  • Being part of HARBINGER 2023 gives an opportunity to the participants to get mentored by industry experts and exhibit their innovative solutions before an eminent jury and win exciting prizes in each category.
    • Winner: ₹40 lakh
    • Runner-up: ₹20 lakh
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Direction: Read the passage and answer the following question.The words invention and Innovation are closely linked, but they are not interchangeable. The inventor is a genius who uses his intellect, imagination, time and resources to create something that does not exist. But this invention may or may not be of utility to the masses. It is the enterprising innovator who uses various resources, skills and time to make the invention available for use. The innovator might use the invention as it is, modifies it or even blend two or more inventions to make one marketable product. A great example is that of the iPhone which is a combination of various inventions.If an invention is the result of countless trials and errors, so can be the case with innovation. Not every attempt to make an invention is successful. Not every innovation sees the light of the day. Benjamin Franklin had the belief that success doesn‘t come without challenge, mistake, and in a few cases failure.One of the world‘s most famous innovators, Steve Jobs says, ?Sometimes when you innovate, you make mistakes. It is best to admit them quickly and get on with improving your other innovations.Thus, inventors and innovators have to be intrepid enough to take risks; consider failures as stepping stones and not stumbling blocks.Some inventions are the result of a keen observation or a simple discovery. The inventor of Velcro, also called the zipless zipper, is the Swiss engineer George de Mestral. He was hiking in the woods when he found burrs clinging to his clothes and his dog‘s fur. Back at home, he studied the burrs. He discovered that each burr was a collection of tiny hooks which made it cling to another object. A few years later, he made and patented the strips of fabric that came to us like Velcro.The world of inventions and innovations is a competitive one. But the race does not end here; it is also prevalent in the case of getting intellectual property rights. There have been inventors who failed to get a single patent while there have been some who managed to amass numerous patents in their lifetime. Thomas Edison had 1,093 patents to his credit!'We relate the telephone with Alexander Graham Bell. It is believed that around the same time, Antonio Meucci had also designed the telephone, but due to lack of resources and various hardships, he could not proceed with the patent of his invention. It is also believed that Elisha Gray had made a design for the telephone and applied for the patent at the U.S. patent office on the same day as Graham Bell did. By sheer chance, Graham‘s lawyer‘s turn to file the papers came first. Hence, Graham was granted the first patent for the telephone.It is not easy, and at times almost impossible, for an inventor to be an innovator too. There are very few like Thomas Edison who graduated from being an incredible inventor to a successful manufacturer and businessman with brilliant marketing skills.While innovations that have helped to enhance the quality of life are laudable, equally laudable are the inventions that laid the foundation of these very innovations.Q. Which of the following texts from the passage clearly indicates failure?

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Reserve Bank of India is organising its second global hackathon – “HARBINGER 2023 – Innovation for Transformation” with the theme ‘ ______’.a)Smarter Digital Paymentsb)Secure Digital Servicesc)Digital awareness for alld)Inclusive Digital Servicese)Financial Knowledge: Prudent IndiaCorrect answer is option 'D'. Can you explain this answer?
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Reserve Bank of India is organising its second global hackathon – “HARBINGER 2023 – Innovation for Transformation” with the theme ‘ ______’.a)Smarter Digital Paymentsb)Secure Digital Servicesc)Digital awareness for alld)Inclusive Digital Servicese)Financial Knowledge: Prudent IndiaCorrect answer is option 'D'. Can you explain this answer? for Banking Exams 2024 is part of Banking Exams preparation. The Question and answers have been prepared according to the Banking Exams exam syllabus. Information about Reserve Bank of India is organising its second global hackathon – “HARBINGER 2023 – Innovation for Transformation” with the theme ‘ ______’.a)Smarter Digital Paymentsb)Secure Digital Servicesc)Digital awareness for alld)Inclusive Digital Servicese)Financial Knowledge: Prudent IndiaCorrect answer is option 'D'. Can you explain this answer? covers all topics & solutions for Banking Exams 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Reserve Bank of India is organising its second global hackathon – “HARBINGER 2023 – Innovation for Transformation” with the theme ‘ ______’.a)Smarter Digital Paymentsb)Secure Digital Servicesc)Digital awareness for alld)Inclusive Digital Servicese)Financial Knowledge: Prudent IndiaCorrect answer is option 'D'. Can you explain this answer?.
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