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A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer? for Banking Exams 2025 is part of Banking Exams preparation. The Question and answers have been prepared according to the Banking Exams exam syllabus. Information about A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer? covers all topics & solutions for Banking Exams 2025 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer?.

Solutions for A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer? in English & in Hindi are available as part of our courses for Banking Exams. Download more important topics, notes, lectures and mock test series for Banking Exams Exam by signing up for free.

Here you can find the meaning of A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer? defined & explained in the simplest way possible. Besides giving the explanation of A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer?, a detailed solution for A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer? has been provided alongside types of A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer? theory, EduRev gives you an ample number of questions to practice A bank lends loans to its various customers at different rates and conditions. These loans are the asset products of the banks and are shown on the asset side of a Banks Balance sheet. However, in the process of lending banks to their customers, a bank assumes various risks. The repayment of such loans and advances is one criterion for judging the success of any bank. In other words, the higher the efficiency of the collection department, the better would be the ability of financial institutions to launch any asset product with confidence. The banks use various methods and undertake various processes to make the customers repay the extended loans. The banks use various recovery processes to recover the retail assets when default takes place such as visiting Debt Recovery Tribunal the purpose. Despite many efforts of the banks, sometimes the customers default on their loans due to various reasons.Q. Which of the following states the condition of Genuine Defaults?a)The borrower failed to repay the loan due to his job lossb)The borrower failed to repay the loan as he has diverted the funds for other purposes, not in terms of sanctionc)The borrower failed to repay the loan even after having the capacity to honor itd)Both (A) and (B)Correct answer is option 'A'. Can you explain this answer? tests, examples and also practice Banking Exams tests.