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What is the main objective of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)?
- a)To provide free healthcare to all Indian citizens.
- b)To achieve significant success in the healthcare sector.
- c)To improve governance at the block level.
- d)To provide financial protection to vulnerable families against high healthcare costs.
Correct answer is option 'D'. Can you explain this answer?
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What is the main objective of Ayushman Bharat Pradhan Mantri Jan Arogy...
Main Objective of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)
The main objective of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is to provide financial protection to vulnerable families against high healthcare costs.
Explanation:
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a flagship health insurance scheme launched by the Government of India. It aims to provide health coverage to the economically weaker sections of the society who are unable to afford quality healthcare services.
Key Points:
1. Financial Protection: The primary objective of AB PM-JAY is to provide financial protection to vulnerable families. It aims to protect them from the financial burden caused by high healthcare costs, especially for serious illnesses and hospitalizations.
2. Beneficiary Coverage: The scheme provides health coverage to over 10 crore vulnerable families or approximately 50 crore beneficiaries across India. The beneficiaries are identified through the Socio-Economic Caste Census (SECC) data.
3. Coverage of Medical Expenses: AB PM-JAY covers a wide range of medical expenses, including hospitalization, surgeries, diagnostics, medicines, and follow-up care. The coverage extends to both pre-existing conditions and new illnesses or injuries.
4. Cashless Treatment: The scheme provides cashless treatment to the beneficiaries at empaneled public and private hospitals. This eliminates the need for the beneficiaries to pay out-of-pocket expenses and ensures that they receive the required medical care without financial constraints.
5. Portability: AB PM-JAY is a portable scheme, which means that beneficiaries can avail of the benefits across the country. They are not restricted to accessing healthcare services only in their home states.
6. Quality Healthcare: The scheme aims to improve the quality of healthcare services by empaneling hospitals and healthcare providers based on predefined quality standards. This ensures that the beneficiaries receive quality treatment and care.
7. Preventive Healthcare: AB PM-JAY also focuses on promoting preventive healthcare and wellness among the beneficiaries. It encourages regular health check-ups, immunizations, and awareness about healthy lifestyle practices.
Conclusion:
The main objective of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is to provide financial protection to vulnerable families against high healthcare costs. By providing cashless treatment and covering a wide range of medical expenses, the scheme aims to ensure that all eligible beneficiaries have access to quality healthcare services without facing financial hardships.
The main objective of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is to provide financial protection to vulnerable families against high healthcare costs.
Explanation:
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a flagship health insurance scheme launched by the Government of India. It aims to provide health coverage to the economically weaker sections of the society who are unable to afford quality healthcare services.
Key Points:
1. Financial Protection: The primary objective of AB PM-JAY is to provide financial protection to vulnerable families. It aims to protect them from the financial burden caused by high healthcare costs, especially for serious illnesses and hospitalizations.
2. Beneficiary Coverage: The scheme provides health coverage to over 10 crore vulnerable families or approximately 50 crore beneficiaries across India. The beneficiaries are identified through the Socio-Economic Caste Census (SECC) data.
3. Coverage of Medical Expenses: AB PM-JAY covers a wide range of medical expenses, including hospitalization, surgeries, diagnostics, medicines, and follow-up care. The coverage extends to both pre-existing conditions and new illnesses or injuries.
4. Cashless Treatment: The scheme provides cashless treatment to the beneficiaries at empaneled public and private hospitals. This eliminates the need for the beneficiaries to pay out-of-pocket expenses and ensures that they receive the required medical care without financial constraints.
5. Portability: AB PM-JAY is a portable scheme, which means that beneficiaries can avail of the benefits across the country. They are not restricted to accessing healthcare services only in their home states.
6. Quality Healthcare: The scheme aims to improve the quality of healthcare services by empaneling hospitals and healthcare providers based on predefined quality standards. This ensures that the beneficiaries receive quality treatment and care.
7. Preventive Healthcare: AB PM-JAY also focuses on promoting preventive healthcare and wellness among the beneficiaries. It encourages regular health check-ups, immunizations, and awareness about healthy lifestyle practices.
Conclusion:
The main objective of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is to provide financial protection to vulnerable families against high healthcare costs. By providing cashless treatment and covering a wide range of medical expenses, the scheme aims to ensure that all eligible beneficiaries have access to quality healthcare services without facing financial hardships.
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What is the main objective of Ayushman Bharat Pradhan Mantri Jan Arogy...
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) aims to provide financial protection to vulnerable families against high healthcare costs. It does so by offering health insurance coverage, thereby ensuring that beneficiaries can access quality healthcare without the burden of excessive expenses. The scheme has been successful in covering over 24 crore beneficiaries and facilitating more than 5 crore hospital admissions.
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What is the main objective of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)?a)To provide free healthcare to all Indian citizens.b)To achieve significant success in the healthcare sector.c)To improve governance at the block level.d)To provide financial protection to vulnerable families against high healthcare costs.Correct answer is option 'D'. Can you explain this answer?
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