BPSC (Bihar) Exam > BPSC (Bihar) Questions > Bhandari Committee is related toa)indirect ta...
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Bhandari Committee is related to
- a)indirect taxation
- b)agriculture credit
- c)regional rural banks' restructuring
- d)direct taxation
- e)None of the above/More than one of the above
Correct answer is option 'C'. Can you explain this answer?
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Bhandari Committee is related toa)indirect taxationb)agriculture credi...
Introduction:
The Bhandari Committee is related to the restructuring of Regional Rural Banks (RRBs) in India.
Background:
RRBs were established with the objective of providing credit facilities to rural and semi-urban areas. However, over time, these banks faced various challenges such as low capital base, high non-performing assets, and governance issues.
Bhandari Committee Recommendations:
The Bhandari Committee was constituted to study the issues faced by RRBs and provide recommendations for their restructuring. Some of the key recommendations of the committee include:
- Increasing the capital base of RRBs to strengthen their financial position.
- Improving governance and management practices in RRBs to enhance efficiency and transparency.
- Enhancing the technology infrastructure of RRBs to improve service delivery and reach.
- Enhancing the skill development of RRB staff to better cater to the needs of rural customers.
Implementation:
The recommendations of the Bhandari Committee have been instrumental in guiding the restructuring efforts of RRBs in India. The government and regulatory authorities have taken steps to implement these recommendations to ensure the long-term sustainability and effectiveness of RRBs in serving the rural population.
Conclusion:
In conclusion, the Bhandari Committee's focus on the restructuring of RRBs highlights the importance of inclusive and efficient banking services in rural areas. By implementing the recommendations of the committee, RRBs can play a crucial role in promoting financial inclusion and economic development in rural India.
The Bhandari Committee is related to the restructuring of Regional Rural Banks (RRBs) in India.
Background:
RRBs were established with the objective of providing credit facilities to rural and semi-urban areas. However, over time, these banks faced various challenges such as low capital base, high non-performing assets, and governance issues.
Bhandari Committee Recommendations:
The Bhandari Committee was constituted to study the issues faced by RRBs and provide recommendations for their restructuring. Some of the key recommendations of the committee include:
- Increasing the capital base of RRBs to strengthen their financial position.
- Improving governance and management practices in RRBs to enhance efficiency and transparency.
- Enhancing the technology infrastructure of RRBs to improve service delivery and reach.
- Enhancing the skill development of RRB staff to better cater to the needs of rural customers.
Implementation:
The recommendations of the Bhandari Committee have been instrumental in guiding the restructuring efforts of RRBs in India. The government and regulatory authorities have taken steps to implement these recommendations to ensure the long-term sustainability and effectiveness of RRBs in serving the rural population.
Conclusion:
In conclusion, the Bhandari Committee's focus on the restructuring of RRBs highlights the importance of inclusive and efficient banking services in rural areas. By implementing the recommendations of the committee, RRBs can play a crucial role in promoting financial inclusion and economic development in rural India.
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Community Answer
Bhandari Committee is related toa)indirect taxationb)agriculture credi...
- Bhandari Committee (1994) was formed on "Restructuring of Regional Rural Banks".
- Its Important Recommendations are :
- It identified 49 Regional Rural Banks (RRBs) for comprehensive restructuring.
- It also recommended greater devolution of decision-making powers to the board of RRBs in mater of business development and Staff.
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Bhandari Committee is related toa)indirect taxationb)agriculture creditc)regional rural banks restructuringd)direct taxatione)None of the above/More than one of the aboveCorrect answer is option 'C'. Can you explain this answer?
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