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Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer? for Bank Exams 2025 is part of Bank Exams preparation. The Question and answers have been prepared
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the Bank Exams exam syllabus. Information about Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer? covers all topics & solutions for Bank Exams 2025 Exam.
Find important definitions, questions, meanings, examples, exercises and tests below for Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer?.
Solutions for Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer? in English & in Hindi are available as part of our courses for Bank Exams.
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Here you can find the meaning of Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer? defined & explained in the simplest way possible. Besides giving the explanation of
Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer?, a detailed solution for Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer? has been provided alongside types of Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer? theory, EduRev gives you an
ample number of questions to practice Direction: Using the following case study , choose the appropriate answers for the questions carefully.M/s. No Ltd Bank is a commercial bank. The No Ltd bank has classified their advances into Performing assets and Non-Performing Assets. Non - Performing assets are further classified into Sub-Standard assets, Doubtful assets & Loss Assets. All the assets of M/s. XYZ ltd are secured assets.As per RBI guidelines, loan upon becoming an NPA would first be classified as sub-standard for a period not exceeding 12 months and beyond that, it would have to be classified as DOUBTFUL. The doubtful assets are further categorised into Doubtful-1, Doubtful-2 and Doubtful-3 on the basis of their ageing from the date of classification of NPA. After if it become due it is classified as Loss Assets.Taking into account the time lag between an asset becoming substandard/doubtful turning into loss asset, RBI has directed that bank should make provision against all assets (i.e) Loans & advances. The Management of XYZ Ltd want your help in creation Provision for Assets for the year ended 31-Mar-2022 as per the RBI Guidelines. The Following are details of XYZ Ltd for the year ending 31-Mar-2022.Asset which do not carry Normal risk - Rs. 2500Asset which carries risk less than 12 Months (NPA) - Rs. 2000 Doubtful Assets from 01-04-2021 - 400 from 01-04-2019 - 300 from 01-04-2015 - 100 Loss Assets - 500Q. Out of the above information, what is the value of Standard assets?a)2500b)800c)2000d)500Correct answer is option 'A'. Can you explain this answer? tests, examples and also practice Bank Exams tests.