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Page 1 fMthHkkjre~ ¹izLrqr ikB ¶fMftVybf.M;k¸ osQ ewy Hkko dks ysdj fy[kk x;k fucU/kRed ikB gSA blesa oSKkfud izxfr osQ mu vk;keksa dks Nqvk x;k gS] ftuesa ge ,d ¶fDyd¸ }kjk cgqr oqQN dj ldrs gSaA vkt bUVjusV us gekjs thou dks fdruk ljy cuk fn;k gSA ge HkkSxksfyd n`f"V ls ,d nwljs osQ vR;Ur fudV vk x, gSaA blosQ }kjk thou osQ izR;sd fØ;kdyki lqfo/ktud gks x, gSaA ,sls gh Hkkoksa dks ;gk¡ ljy laLÑr esa O;Dr fd;k x;k gSAº v| lEiw.kZfo'os ¶fMftVybf.M;k¸ bR;L; ppkZ Jw;rsA vL; inL; d% Hkko% bfr eufl ftKklk mRi|rsA dkyifjorZusu lg ekuoL; vko';drk¿fi ifjorZrsA izkphudkys KkuL; vknku&iznkua ekSf[kde~ vklhr~] fo|k p JqfrijEij;k x`árs LeA vuUrja rkyi=kksifj Hkksti=kksifj p ys[kudk;Ze~ vkjC/e~A ijofrZfu dkys dxZnL; ys[kU;k% p vkfo"dkjs.k loZs"kkeso euksxrkuka Hkkokuka dxZnksifj ys[kua izkjC/e~A VÄ ï .k;U=kL; vkfo"dkjs.k rq fyf[krk lkexzh VfÄ ï rk lrh cgqdkyk; lqjf{krk vfr"Br~A oSKkfudizfo/s% izxfr;k=kk iqujfi vxzs xrkA v| lokZf.k dk;kZZf.k lÄõ.kdukeosQu ;U=ks.k lkf/rkfu HkofUrA lekpkj&i=kkf.k] iqLrdkfu p dEI;wVjekè;esu iB~;Urs fy[;Urs pA dxZnks|ksxs o`{kk.kke~ mi;ksxsu o`{kk% dR;ZUrs Le] ije~ lÄõ.kdL; vf/dkf/d&iz;ksxs.k o`{kk.kka drZus U;wurk Hkfo";fr bfr fo'okl%A vusu i;kZoj.klqj{kk;k% fnf'k egku~ midkjks Hkfo";frA r`rh;% ikB% 2024-25 Page 2 fMthHkkjre~ ¹izLrqr ikB ¶fMftVybf.M;k¸ osQ ewy Hkko dks ysdj fy[kk x;k fucU/kRed ikB gSA blesa oSKkfud izxfr osQ mu vk;keksa dks Nqvk x;k gS] ftuesa ge ,d ¶fDyd¸ }kjk cgqr oqQN dj ldrs gSaA vkt bUVjusV us gekjs thou dks fdruk ljy cuk fn;k gSA ge HkkSxksfyd n`f"V ls ,d nwljs osQ vR;Ur fudV vk x, gSaA blosQ }kjk thou osQ izR;sd fØ;kdyki lqfo/ktud gks x, gSaA ,sls gh Hkkoksa dks ;gk¡ ljy laLÑr esa O;Dr fd;k x;k gSAº v| lEiw.kZfo'os ¶fMftVybf.M;k¸ bR;L; ppkZ Jw;rsA vL; inL; d% Hkko% bfr eufl ftKklk mRi|rsA dkyifjorZusu lg ekuoL; vko';drk¿fi ifjorZrsA izkphudkys KkuL; vknku&iznkua ekSf[kde~ vklhr~] fo|k p JqfrijEij;k x`árs LeA vuUrja rkyi=kksifj Hkksti=kksifj p ys[kudk;Ze~ vkjC/e~A ijofrZfu dkys dxZnL; ys[kU;k% p vkfo"dkjs.k loZs"kkeso euksxrkuka Hkkokuka dxZnksifj ys[kua izkjC/e~A VÄ ï .k;U=kL; vkfo"dkjs.k rq fyf[krk lkexzh VfÄ ï rk lrh cgqdkyk; lqjf{krk vfr"Br~A oSKkfudizfo/s% izxfr;k=kk iqujfi vxzs xrkA v| lokZf.k dk;kZZf.k lÄõ.kdukeosQu ;U=ks.k lkf/rkfu HkofUrA lekpkj&i=kkf.k] iqLrdkfu p dEI;wVjekè;esu iB~;Urs fy[;Urs pA dxZnks|ksxs o`{kk.kke~ mi;ksxsu o`{kk% dR;ZUrs Le] ije~ lÄõ.kdL; vf/dkf/d&iz;ksxs.k o`{kk.kka drZus U;wurk Hkfo";fr bfr fo'okl%A vusu i;kZoj.klqj{kk;k% fnf'k egku~ midkjks Hkfo";frA r`rh;% ikB% 2024-25 14 #fpjk r`rh;ks Hkkx% v/quk vki.ks oLrqØ;kFkZe~ :I;dk.kke~ vfuok;Zrk ukfLrA ¶MsfcV dkMZ¸] ¶ØsfMV dkMZ¸ bR;kn;% loZ=k :I;dk.kka LFkkua x`ghroUr%A foÙkdks'kL; (cSadL;) pkfi lokZf.k dk;kZf.k lÄõ.kd;U=ks.k lEik|UrsA cgqfo/k% vuqiz;ksxk% (APP) eqnzkghuk; fofue;k; (Cashless Transaction) lgk;dk% lfUrA oqQ=kkfi ;k=kk dj.kh;k Hkosr~ jsy;ku;k=kki=kL;] ok;q;ku;k=kki=kL; vfuok;Zrk v| ukfLrA lokZf.k i=kkf.k vLekoaQ pynwjHkk"k;U=ks ^bZ&esy* bfr LFkkus lqjf{krkfu HkofUr ;kfu lUn';Z o;a lkSd;sZ.k ;k=kk;k% vkuUna x`Êhe%A fpfdRlky;s¿fi mipkjkFkZa :I;dk.kke~ vko';drk| ukuqHkw;rsA loZ=k dkMZekè;esu] bZ&cSadekè;esu 'kqYoaQ iznkrqa 'kD;rsA rn~fnua ukfrnwje~ ;nk o;e~ gLrs ,dek=ka pynwjHkk"k;U=keknk; lokZf.k dk;kZf.k lk/f;rqa leFkkZ% Hkfo";ke%A oL=kiqVosQ :I;dk.kke~ vko';drk u Hkfo";frA ^ikl~cqd* pSd~cqd* bR;u;ks% vko';drk u Hkfo";frA iBukFkZa iqLrdkuka lekpkji=kk.kke~ vfuok;Zrk lekIrizk;k Hkfo";frA ys[kukFkZe~ vH;kliqfLrdk;k% dxZnL; ok] uwruKkukUos"k.kkFk± 'kCndks'kL;k¿fi vko';drk u Hkfo";frA vifjfpr&ekxZL; KkukFk± ekxZn'kZdL; ekufp=kL; vko';drk;k% vuqHkwfr% vfi u Hkfo";frA ,rr~ lo± ,osQusso ;U=ks.k dr±q] 'kD;rsA 'kkdkfnØ;kFkZe~] iQyØ;kFkZe~] foJkex`gs"kq d{ka lqfuf'pra drq±] fpfdRlky;s 'kqYda iznkrqe~] fo|ky;s egkfo|ky;s pkfi 'kqYoaQ iznkrqe~] foaQ cgquk nkuefi nkraq pynwjHkk"k;U=keso vye~A fMthHkkjre~ bfr vL;ka fnf'k o;a Hkkjrh;k% nzqrxR;k vxzsljke%A 2024-25 Page 3 fMthHkkjre~ ¹izLrqr ikB ¶fMftVybf.M;k¸ osQ ewy Hkko dks ysdj fy[kk x;k fucU/kRed ikB gSA blesa oSKkfud izxfr osQ mu vk;keksa dks Nqvk x;k gS] ftuesa ge ,d ¶fDyd¸ }kjk cgqr oqQN dj ldrs gSaA vkt bUVjusV us gekjs thou dks fdruk ljy cuk fn;k gSA ge HkkSxksfyd n`f"V ls ,d nwljs osQ vR;Ur fudV vk x, gSaA blosQ }kjk thou osQ izR;sd fØ;kdyki lqfo/ktud gks x, gSaA ,sls gh Hkkoksa dks ;gk¡ ljy laLÑr esa O;Dr fd;k x;k gSAº v| lEiw.kZfo'os ¶fMftVybf.M;k¸ bR;L; ppkZ Jw;rsA vL; inL; d% Hkko% bfr eufl ftKklk mRi|rsA dkyifjorZusu lg ekuoL; vko';drk¿fi ifjorZrsA izkphudkys KkuL; vknku&iznkua ekSf[kde~ vklhr~] fo|k p JqfrijEij;k x`árs LeA vuUrja rkyi=kksifj Hkksti=kksifj p ys[kudk;Ze~ vkjC/e~A ijofrZfu dkys dxZnL; ys[kU;k% p vkfo"dkjs.k loZs"kkeso euksxrkuka Hkkokuka dxZnksifj ys[kua izkjC/e~A VÄ ï .k;U=kL; vkfo"dkjs.k rq fyf[krk lkexzh VfÄ ï rk lrh cgqdkyk; lqjf{krk vfr"Br~A oSKkfudizfo/s% izxfr;k=kk iqujfi vxzs xrkA v| lokZf.k dk;kZZf.k lÄõ.kdukeosQu ;U=ks.k lkf/rkfu HkofUrA lekpkj&i=kkf.k] iqLrdkfu p dEI;wVjekè;esu iB~;Urs fy[;Urs pA dxZnks|ksxs o`{kk.kke~ mi;ksxsu o`{kk% dR;ZUrs Le] ije~ lÄõ.kdL; vf/dkf/d&iz;ksxs.k o`{kk.kka drZus U;wurk Hkfo";fr bfr fo'okl%A vusu i;kZoj.klqj{kk;k% fnf'k egku~ midkjks Hkfo";frA r`rh;% ikB% 2024-25 14 #fpjk r`rh;ks Hkkx% v/quk vki.ks oLrqØ;kFkZe~ :I;dk.kke~ vfuok;Zrk ukfLrA ¶MsfcV dkMZ¸] ¶ØsfMV dkMZ¸ bR;kn;% loZ=k :I;dk.kka LFkkua x`ghroUr%A foÙkdks'kL; (cSadL;) pkfi lokZf.k dk;kZf.k lÄõ.kd;U=ks.k lEik|UrsA cgqfo/k% vuqiz;ksxk% (APP) eqnzkghuk; fofue;k; (Cashless Transaction) lgk;dk% lfUrA oqQ=kkfi ;k=kk dj.kh;k Hkosr~ jsy;ku;k=kki=kL;] ok;q;ku;k=kki=kL; vfuok;Zrk v| ukfLrA lokZf.k i=kkf.k vLekoaQ pynwjHkk"k;U=ks ^bZ&esy* bfr LFkkus lqjf{krkfu HkofUr ;kfu lUn';Z o;a lkSd;sZ.k ;k=kk;k% vkuUna x`Êhe%A fpfdRlky;s¿fi mipkjkFkZa :I;dk.kke~ vko';drk| ukuqHkw;rsA loZ=k dkMZekè;esu] bZ&cSadekè;esu 'kqYoaQ iznkrqa 'kD;rsA rn~fnua ukfrnwje~ ;nk o;e~ gLrs ,dek=ka pynwjHkk"k;U=keknk; lokZf.k dk;kZf.k lk/f;rqa leFkkZ% Hkfo";ke%A oL=kiqVosQ :I;dk.kke~ vko';drk u Hkfo";frA ^ikl~cqd* pSd~cqd* bR;u;ks% vko';drk u Hkfo";frA iBukFkZa iqLrdkuka lekpkji=kk.kke~ vfuok;Zrk lekIrizk;k Hkfo";frA ys[kukFkZe~ vH;kliqfLrdk;k% dxZnL; ok] uwruKkukUos"k.kkFk± 'kCndks'kL;k¿fi vko';drk u Hkfo";frA vifjfpr&ekxZL; KkukFk± ekxZn'kZdL; ekufp=kL; vko';drk;k% vuqHkwfr% vfi u Hkfo";frA ,rr~ lo± ,osQusso ;U=ks.k dr±q] 'kD;rsA 'kkdkfnØ;kFkZe~] iQyØ;kFkZe~] foJkex`gs"kq d{ka lqfuf'pra drq±] fpfdRlky;s 'kqYda iznkrqe~] fo|ky;s egkfo|ky;s pkfi 'kqYoaQ iznkrqe~] foaQ cgquk nkuefi nkraq pynwjHkk"k;U=keso vye~A fMthHkkjre~ bfr vL;ka fnf'k o;a Hkkjrh;k% nzqrxR;k vxzsljke%A 2024-25 15 15 fMthHkkjre~ ftKklk & tkuus dh bPNk mRi|rs & mRiUu gksrk gS@gksrh gS ijofrZfu dkys & ifjorZu ds le; esa vuUrje~ & ckn esa dxZnL; & dkx”k dk izfof/% & rduhd] fof/ pynwjHkk"k;U=ke~ & eksckby iQksu jsy;ku;k=kki=ke~ & jsy fVdV ok;q;ku;k=kki=ke~ & gokbZ tgkt dk fVdV lkSd;sZ.k & vklkuh ls] lqxerk ls lUn';Z & fn[kykdj fpfdRlky;% & vLirky oL=kiqVosQ & tsc esa nzqrxR;k & rhoz xfr ls 'kqYde~ & i + Qhl 'kCnkFkkZ% vH;kl% 1- v/ksfyf[krkuka iz'ukuke~ mÙkjkf.k ,dinsu fy[kr& (d)oqQ=k ¶fMftVy bf.M;k¸ bR;L; ppkZ Hkofr\ ([k) osQu lg ekuoL; vko';drk ifjorZrs\ (x) vki.ks oLrwuka Ø;le;s osQ"kke~ vfuok;Zrk u Hkfo";fr\ 2024-25 Page 4 fMthHkkjre~ ¹izLrqr ikB ¶fMftVybf.M;k¸ osQ ewy Hkko dks ysdj fy[kk x;k fucU/kRed ikB gSA blesa oSKkfud izxfr osQ mu vk;keksa dks Nqvk x;k gS] ftuesa ge ,d ¶fDyd¸ }kjk cgqr oqQN dj ldrs gSaA vkt bUVjusV us gekjs thou dks fdruk ljy cuk fn;k gSA ge HkkSxksfyd n`f"V ls ,d nwljs osQ vR;Ur fudV vk x, gSaA blosQ }kjk thou osQ izR;sd fØ;kdyki lqfo/ktud gks x, gSaA ,sls gh Hkkoksa dks ;gk¡ ljy laLÑr esa O;Dr fd;k x;k gSAº v| lEiw.kZfo'os ¶fMftVybf.M;k¸ bR;L; ppkZ Jw;rsA vL; inL; d% Hkko% bfr eufl ftKklk mRi|rsA dkyifjorZusu lg ekuoL; vko';drk¿fi ifjorZrsA izkphudkys KkuL; vknku&iznkua ekSf[kde~ vklhr~] fo|k p JqfrijEij;k x`árs LeA vuUrja rkyi=kksifj Hkksti=kksifj p ys[kudk;Ze~ vkjC/e~A ijofrZfu dkys dxZnL; ys[kU;k% p vkfo"dkjs.k loZs"kkeso euksxrkuka Hkkokuka dxZnksifj ys[kua izkjC/e~A VÄ ï .k;U=kL; vkfo"dkjs.k rq fyf[krk lkexzh VfÄ ï rk lrh cgqdkyk; lqjf{krk vfr"Br~A oSKkfudizfo/s% izxfr;k=kk iqujfi vxzs xrkA v| lokZf.k dk;kZZf.k lÄõ.kdukeosQu ;U=ks.k lkf/rkfu HkofUrA lekpkj&i=kkf.k] iqLrdkfu p dEI;wVjekè;esu iB~;Urs fy[;Urs pA dxZnks|ksxs o`{kk.kke~ mi;ksxsu o`{kk% dR;ZUrs Le] ije~ lÄõ.kdL; vf/dkf/d&iz;ksxs.k o`{kk.kka drZus U;wurk Hkfo";fr bfr fo'okl%A vusu i;kZoj.klqj{kk;k% fnf'k egku~ midkjks Hkfo";frA r`rh;% ikB% 2024-25 14 #fpjk r`rh;ks Hkkx% v/quk vki.ks oLrqØ;kFkZe~ :I;dk.kke~ vfuok;Zrk ukfLrA ¶MsfcV dkMZ¸] ¶ØsfMV dkMZ¸ bR;kn;% loZ=k :I;dk.kka LFkkua x`ghroUr%A foÙkdks'kL; (cSadL;) pkfi lokZf.k dk;kZf.k lÄõ.kd;U=ks.k lEik|UrsA cgqfo/k% vuqiz;ksxk% (APP) eqnzkghuk; fofue;k; (Cashless Transaction) lgk;dk% lfUrA oqQ=kkfi ;k=kk dj.kh;k Hkosr~ jsy;ku;k=kki=kL;] ok;q;ku;k=kki=kL; vfuok;Zrk v| ukfLrA lokZf.k i=kkf.k vLekoaQ pynwjHkk"k;U=ks ^bZ&esy* bfr LFkkus lqjf{krkfu HkofUr ;kfu lUn';Z o;a lkSd;sZ.k ;k=kk;k% vkuUna x`Êhe%A fpfdRlky;s¿fi mipkjkFkZa :I;dk.kke~ vko';drk| ukuqHkw;rsA loZ=k dkMZekè;esu] bZ&cSadekè;esu 'kqYoaQ iznkrqa 'kD;rsA rn~fnua ukfrnwje~ ;nk o;e~ gLrs ,dek=ka pynwjHkk"k;U=keknk; lokZf.k dk;kZf.k lk/f;rqa leFkkZ% Hkfo";ke%A oL=kiqVosQ :I;dk.kke~ vko';drk u Hkfo";frA ^ikl~cqd* pSd~cqd* bR;u;ks% vko';drk u Hkfo";frA iBukFkZa iqLrdkuka lekpkji=kk.kke~ vfuok;Zrk lekIrizk;k Hkfo";frA ys[kukFkZe~ vH;kliqfLrdk;k% dxZnL; ok] uwruKkukUos"k.kkFk± 'kCndks'kL;k¿fi vko';drk u Hkfo";frA vifjfpr&ekxZL; KkukFk± ekxZn'kZdL; ekufp=kL; vko';drk;k% vuqHkwfr% vfi u Hkfo";frA ,rr~ lo± ,osQusso ;U=ks.k dr±q] 'kD;rsA 'kkdkfnØ;kFkZe~] iQyØ;kFkZe~] foJkex`gs"kq d{ka lqfuf'pra drq±] fpfdRlky;s 'kqYda iznkrqe~] fo|ky;s egkfo|ky;s pkfi 'kqYoaQ iznkrqe~] foaQ cgquk nkuefi nkraq pynwjHkk"k;U=keso vye~A fMthHkkjre~ bfr vL;ka fnf'k o;a Hkkjrh;k% nzqrxR;k vxzsljke%A 2024-25 15 15 fMthHkkjre~ ftKklk & tkuus dh bPNk mRi|rs & mRiUu gksrk gS@gksrh gS ijofrZfu dkys & ifjorZu ds le; esa vuUrje~ & ckn esa dxZnL; & dkx”k dk izfof/% & rduhd] fof/ pynwjHkk"k;U=ke~ & eksckby iQksu jsy;ku;k=kki=ke~ & jsy fVdV ok;q;ku;k=kki=ke~ & gokbZ tgkt dk fVdV lkSd;sZ.k & vklkuh ls] lqxerk ls lUn';Z & fn[kykdj fpfdRlky;% & vLirky oL=kiqVosQ & tsc esa nzqrxR;k & rhoz xfr ls 'kqYde~ & i + Qhl 'kCnkFkkZ% vH;kl% 1- v/ksfyf[krkuka iz'ukuke~ mÙkjkf.k ,dinsu fy[kr& (d)oqQ=k ¶fMftVy bf.M;k¸ bR;L; ppkZ Hkofr\ ([k) osQu lg ekuoL; vko';drk ifjorZrs\ (x) vki.ks oLrwuka Ø;le;s osQ"kke~ vfuok;Zrk u Hkfo";fr\ 2024-25 16 #fpjk r`rh;ks Hkkx% (?k) dfLeu~ m|ksxs o`{kk% mi;qT;Urs\ (Ä) v| lokZf.k dk;kZf.k osQu lkf/rkfu HkofUr\ 2- v/ksfyf[krku~ iz'uku~ iw.kZokD;su mRrjr& (d) izkphudkys fo|k dFka x`árs Le\ ([k)o`{kk.kka drZua dFka U;wurka ;kL;fr\ (x) fpfdRlky;s dL; vko';drk v| ukuqHkw;rs\ (?k) o;a dL;ka fnf'k vxzsljke%\ (Ä) oL=kiqVosQ osQ"kke~ vko';drk u Hkfo";fr\ 3- js[kkfÄ ï rinkU;f/ÑR; iz'ufuekZ.ka oqQ#r& (d) Hkksti=kksifj ys[kue~ vkjC/e~A ([k)ys[kukFk± dxZnL; vko';drk;k% vuqHkwfr% u Hkfo";frA (x) foJkex`gs"kq d{ka lqfuf'pra Hkosr~A (?k) lokZf.k i=kkf.k pynwjHkk"k;U=ks lqjf{krkfu HkofUr (Ä) o;e~ mipkjkFk± fpfdRlky;a xPNke%\ 4- mnkgj.keuql`R; fo'ks"k.k fo'ks";esyua oqQ#r& ;Fkk & fo'ks"k.k fo'ks"; lEiw.ksZ Hkkjrs (d) ekSf[kde~ (1) Kkue~ ([k) euksxrk% (2) midkj% (x) egku~ (3) Hkkok% 2024-25 Page 5 fMthHkkjre~ ¹izLrqr ikB ¶fMftVybf.M;k¸ osQ ewy Hkko dks ysdj fy[kk x;k fucU/kRed ikB gSA blesa oSKkfud izxfr osQ mu vk;keksa dks Nqvk x;k gS] ftuesa ge ,d ¶fDyd¸ }kjk cgqr oqQN dj ldrs gSaA vkt bUVjusV us gekjs thou dks fdruk ljy cuk fn;k gSA ge HkkSxksfyd n`f"V ls ,d nwljs osQ vR;Ur fudV vk x, gSaA blosQ }kjk thou osQ izR;sd fØ;kdyki lqfo/ktud gks x, gSaA ,sls gh Hkkoksa dks ;gk¡ ljy laLÑr esa O;Dr fd;k x;k gSAº v| lEiw.kZfo'os ¶fMftVybf.M;k¸ bR;L; ppkZ Jw;rsA vL; inL; d% Hkko% bfr eufl ftKklk mRi|rsA dkyifjorZusu lg ekuoL; vko';drk¿fi ifjorZrsA izkphudkys KkuL; vknku&iznkua ekSf[kde~ vklhr~] fo|k p JqfrijEij;k x`árs LeA vuUrja rkyi=kksifj Hkksti=kksifj p ys[kudk;Ze~ vkjC/e~A ijofrZfu dkys dxZnL; ys[kU;k% p vkfo"dkjs.k loZs"kkeso euksxrkuka Hkkokuka dxZnksifj ys[kua izkjC/e~A VÄ ï .k;U=kL; vkfo"dkjs.k rq fyf[krk lkexzh VfÄ ï rk lrh cgqdkyk; lqjf{krk vfr"Br~A oSKkfudizfo/s% izxfr;k=kk iqujfi vxzs xrkA v| lokZf.k dk;kZZf.k lÄõ.kdukeosQu ;U=ks.k lkf/rkfu HkofUrA lekpkj&i=kkf.k] iqLrdkfu p dEI;wVjekè;esu iB~;Urs fy[;Urs pA dxZnks|ksxs o`{kk.kke~ mi;ksxsu o`{kk% dR;ZUrs Le] ije~ lÄõ.kdL; vf/dkf/d&iz;ksxs.k o`{kk.kka drZus U;wurk Hkfo";fr bfr fo'okl%A vusu i;kZoj.klqj{kk;k% fnf'k egku~ midkjks Hkfo";frA r`rh;% ikB% 2024-25 14 #fpjk r`rh;ks Hkkx% v/quk vki.ks oLrqØ;kFkZe~ :I;dk.kke~ vfuok;Zrk ukfLrA ¶MsfcV dkMZ¸] ¶ØsfMV dkMZ¸ bR;kn;% loZ=k :I;dk.kka LFkkua x`ghroUr%A foÙkdks'kL; (cSadL;) pkfi lokZf.k dk;kZf.k lÄõ.kd;U=ks.k lEik|UrsA cgqfo/k% vuqiz;ksxk% (APP) eqnzkghuk; fofue;k; (Cashless Transaction) lgk;dk% lfUrA oqQ=kkfi ;k=kk dj.kh;k Hkosr~ jsy;ku;k=kki=kL;] ok;q;ku;k=kki=kL; vfuok;Zrk v| ukfLrA lokZf.k i=kkf.k vLekoaQ pynwjHkk"k;U=ks ^bZ&esy* bfr LFkkus lqjf{krkfu HkofUr ;kfu lUn';Z o;a lkSd;sZ.k ;k=kk;k% vkuUna x`Êhe%A fpfdRlky;s¿fi mipkjkFkZa :I;dk.kke~ vko';drk| ukuqHkw;rsA loZ=k dkMZekè;esu] bZ&cSadekè;esu 'kqYoaQ iznkrqa 'kD;rsA rn~fnua ukfrnwje~ ;nk o;e~ gLrs ,dek=ka pynwjHkk"k;U=keknk; lokZf.k dk;kZf.k lk/f;rqa leFkkZ% Hkfo";ke%A oL=kiqVosQ :I;dk.kke~ vko';drk u Hkfo";frA ^ikl~cqd* pSd~cqd* bR;u;ks% vko';drk u Hkfo";frA iBukFkZa iqLrdkuka lekpkji=kk.kke~ vfuok;Zrk lekIrizk;k Hkfo";frA ys[kukFkZe~ vH;kliqfLrdk;k% dxZnL; ok] uwruKkukUos"k.kkFk± 'kCndks'kL;k¿fi vko';drk u Hkfo";frA vifjfpr&ekxZL; KkukFk± ekxZn'kZdL; ekufp=kL; vko';drk;k% vuqHkwfr% vfi u Hkfo";frA ,rr~ lo± ,osQusso ;U=ks.k dr±q] 'kD;rsA 'kkdkfnØ;kFkZe~] iQyØ;kFkZe~] foJkex`gs"kq d{ka lqfuf'pra drq±] fpfdRlky;s 'kqYda iznkrqe~] fo|ky;s egkfo|ky;s pkfi 'kqYoaQ iznkrqe~] foaQ cgquk nkuefi nkraq pynwjHkk"k;U=keso vye~A fMthHkkjre~ bfr vL;ka fnf'k o;a Hkkjrh;k% nzqrxR;k vxzsljke%A 2024-25 15 15 fMthHkkjre~ ftKklk & tkuus dh bPNk mRi|rs & mRiUu gksrk gS@gksrh gS ijofrZfu dkys & ifjorZu ds le; esa vuUrje~ & ckn esa dxZnL; & dkx”k dk izfof/% & rduhd] fof/ pynwjHkk"k;U=ke~ & eksckby iQksu jsy;ku;k=kki=ke~ & jsy fVdV ok;q;ku;k=kki=ke~ & gokbZ tgkt dk fVdV lkSd;sZ.k & vklkuh ls] lqxerk ls lUn';Z & fn[kykdj fpfdRlky;% & vLirky oL=kiqVosQ & tsc esa nzqrxR;k & rhoz xfr ls 'kqYde~ & i + Qhl 'kCnkFkkZ% vH;kl% 1- v/ksfyf[krkuka iz'ukuke~ mÙkjkf.k ,dinsu fy[kr& (d)oqQ=k ¶fMftVy bf.M;k¸ bR;L; ppkZ Hkofr\ ([k) osQu lg ekuoL; vko';drk ifjorZrs\ (x) vki.ks oLrwuka Ø;le;s osQ"kke~ vfuok;Zrk u Hkfo";fr\ 2024-25 16 #fpjk r`rh;ks Hkkx% (?k) dfLeu~ m|ksxs o`{kk% mi;qT;Urs\ (Ä) v| lokZf.k dk;kZf.k osQu lkf/rkfu HkofUr\ 2- v/ksfyf[krku~ iz'uku~ iw.kZokD;su mRrjr& (d) izkphudkys fo|k dFka x`árs Le\ ([k)o`{kk.kka drZua dFka U;wurka ;kL;fr\ (x) fpfdRlky;s dL; vko';drk v| ukuqHkw;rs\ (?k) o;a dL;ka fnf'k vxzsljke%\ (Ä) oL=kiqVosQ osQ"kke~ vko';drk u Hkfo";fr\ 3- js[kkfÄ ï rinkU;f/ÑR; iz'ufuekZ.ka oqQ#r& (d) Hkksti=kksifj ys[kue~ vkjC/e~A ([k)ys[kukFk± dxZnL; vko';drk;k% vuqHkwfr% u Hkfo";frA (x) foJkex`gs"kq d{ka lqfuf'pra Hkosr~A (?k) lokZf.k i=kkf.k pynwjHkk"k;U=ks lqjf{krkfu HkofUr (Ä) o;e~ mipkjkFk± fpfdRlky;a xPNke%\ 4- mnkgj.keuql`R; fo'ks"k.k fo'ks";esyua oqQ#r& ;Fkk & fo'ks"k.k fo'ks"; lEiw.ksZ Hkkjrs (d) ekSf[kde~ (1) Kkue~ ([k) euksxrk% (2) midkj% (x) egku~ (3) Hkkok% 2024-25 17 17 fMthHkkjre~ (?k) VfÄ ï rk (4) fofue;% (Ä) eqnzkfoghu% (5) lkexzh 5- v/ksfyf[krin;ks% lfU/a ÑRok fy[kr& inL; $ vL; rkyi=k $ mifj p $ vfr"Br dxZn $ m|ksxs Ø; $ vFkZe~ bfr $ vu;ks% mipkj $ vFkZe~ 6- mnkgj.keuql`R; v/ksfyf[krsu insu y?kq okD; fuekZ.ka oqQ#r& ;Fkk & ftKklk & ee eufl oSKkfudkuka fo"k;s ftKklk vfLr (d) vko';drk & ([k) lkexzh & (x) i;kZoj.k lqj{kk & (?k) foJkex`ge~ & 7- mnkgj.kkuqlkje~ dks"BdiznRrs"kq ins"kq prqFkhZ iz;qT; fjDrLFkkuiwfr± oqQ#r& ;Fkk µ fHk{kqdk; /ua nnkrqA (fHk{kqd) (d) ------------ iqLroaQ nsfgA (Nk=k) ([k) vge~ ------------- oL=kkf.k nnkfeA (fu/Zu) (x) -------------- iBua jksprsA (yrk) 2024-25Read More
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