Complete the paragraphs given below with one suitable word by choosing from the brackets.
While demonetisation (a) _________ (is, has, have, are) driven up card usage, there (b) _________ (have, have been, has, has been) a drop in the overall value of credit card transactions, say bankers. (credit card transactions (c) _________ (is, are, have, has) seen as a proxy for consumer confidence. Bankers are optimistic that values (d) _________ (have, will, are, is) pick up in the second half of December as consumers resume (e) _________ (pay, paying, paid, have paid) for fuel and airline tickets (f) _________ (by, of, for, with) cards. Vijay Jasuja, MD, SBI cards, the second largest credit card issuer told TOI that there (g) _________ (have been, has been, are, is) an overall decline in credit card spends due to a drop (h) _________ (of, with, in, on) high-value discretionary spending like jewellery and consumer durables.
Answers:
(a) has
(b) has been
(c) are
(d) will
(e) paying
(f) with
(g) has been
(h) in
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