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Benefits of Financial Literacy | Financial Literacy for Class 6 PDF Download
Being financially literate is a skill that brings forth an assortment of benefits that can improve the standard of living for individuals through an increase in financial stability.
Listed below are the assortment of benefits of being financially literate:
- Ability to make better financial decisions
- Effective management of money and debt
- Greater equipped to reach financial goals
- Reduction of expenses through better regulation
- Less financial stress and anxiety
- Increase in ethical decision-making when selecting insurance, loans, investments, and using a credit card
- Effective creation of a structured budget
Making steps to becoming financially literate is an important component of life that can ensure financial solidity, reduce anxiety, and stimulate the achievement of financial goals.
Where to Gain Financial Literacy
Beyond gaining knowledge through word-of-mouth, there is an assortment of tools and online modules that can increase an individual’s financial literacy.
Listed below are some tools an individual can use to increase financial literacy:
- EconEdLink: Online financial lessons for K-12 students
- Money Smart: Free financial tools such as podcasts, lesson plans, and games to increase financial literacy
- MoneyWi$e: In a partnership between Capital One and Consumer Action, MoneyWi$e provides free multilingual financial education
- InCharge: Dedicated to empowering consumers through personal financial management, InCharge provides online eBooks for educational purposes
Any of the options listed above provides beneficial financial knowledge that should be pursued if an individual wishes to grow their financial literacy.
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