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IBPS PO Prelims Mock Test - 11 - Bank Exams MCQ


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30 Questions MCQ Test - IBPS PO Prelims Mock Test - 11

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IBPS PO Prelims Mock Test - 11 - Question 1

Direction: Fill in the blanks with an appropriate word.

Expressions not only communicate emotion, they also _________ and regulate it.

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 1
The structure of the sentence is in present tense.

Option (E) is cancelled because it goes against the Subject-Verb agreement rule. The rest of the options are cancelled as they are in past tense.

Hence, the correct option is (B).

IBPS PO Prelims Mock Test - 11 - Question 2

Directions: In each question below four words which are numbered (1), (2), (3), (4) have been printed in underlined, of which one word may be wrongly spelled or inappropriate in the context of the sentence. The number of that word is the answer. If you find no error, select (5) No Error, as you answer.

The matter is certainely (1) going to reach the apex court, which is already seized (2) of it with several petitions(3) relating to the rising burden of tobacco use and the need for its strict regulation(4). No Error (5).

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 2

The spelling of the word (1) is incorrect. The correct spelling is "certainly."
- "Certainly" is an adverb meaning without doubt or definitely.
- The other words:
- "Seized" (2) is correctly used, meaning to be in possession of or dealing with a matter.
- "Petitions" (3) is correctly spelled, referring to formal requests.
- "Regulation" (4) is correctly spelled, referring to rules or directives.
- Therefore, the error is in word (1).

 

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IBPS PO Prelims Mock Test - 11 - Question 3

Directions: In each question below four words which are numbered (1), (2), (3), (4) have been printed in underlined, of which one word may be wrongly spelled or inappropriate in the context of the sentence. The number of that word is the answer. If you find no error, select (5) No Error, as you answer.

The regulation also imposes (1) a ban on all tobacco products (2) which may contain any trace(3) of food products, including any kind of tobacco flavoured with food aditives(4). No Error (5).

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 3
The spelling of the word is incorrect. The correct spelling will be - 'additives'.

Additives - a substance that is added in small amounts to something, especially food, in order to make it last longer, look more attractive or improve it in some or the other way.

IBPS PO Prelims Mock Test - 11 - Question 4

Directions: In each question below four words which are numbered (1), (2), (3), (4) have been printed in underlined, of which one word may be wrongly spelled or inappropriate in the context of the sentence. The number of that word is the answer. If you find no error, select (5) No Error, as you answer.

In the PNB case,the employees issued(1) LoUs to generally(2) large and long credit lines in breach(3) of bank policy,and such exposures(4) were kept out of the bank's books.No Error (5).

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 4
The word 'generally' is out of context here. Replace it with the word -'generate'.

In the PNB case, the employees issued LoUs to generate large and long credit lines in breach of bank policy, and such exposures were kept out of the bank's books.

IBPS PO Prelims Mock Test - 11 - Question 5

Directions: In each question below four words which are numbered (1), (2), (3), (4) have been printed in underlined, of which one word may be wrongly spelled or inappropriate in the context of the sentence. The number of that word is the answer. If you find no error, select (5) No Error, as you answer.

These illustrations(1) are not only of(2) how some teachers are bringing equity (3)and quality into their classrooms but also about the larger issue of systemic(4) change.No Error (5).

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 5
Replace 'of' with 'about'.

These illustrations are not only about how some teachers are bringing equity and quality into their classrooms but also about the larger issue of systemic change.

IBPS PO Prelims Mock Test - 11 - Question 6

Directions: In each question below four words which are numbered (1), (2), (3), (4) have been printed in underlined, of which one word may be wrongly spelled or inappropriate in the context of the sentence. The number of that word is the answer. If you find no error, select (5) No Error, as you answer.

There are many organisations(1) which are constantly(2) engaging with social problems, be it in the area of operations, programme implementation(3) or advocating(4).No Error (5).

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 6
Replace 'advocating' with 'advocacy'.

Advocacy (noun) means showing a strong public support for something / an act of pleaing a case in court.

'Advocating' is the verb. (While the action is being carried out).

IBPS PO Prelims Mock Test - 11 - Question 7

Direction: In the following question, one part of the sentence may have an error. Find out which part of the sentence has an error and select the option corresponding to it. If the sentence is free from error, select the 'No error' option.

There was a error /(1) in the contest and the team /(2) had to start the /(3) project all over again. /(4) No error /(5)

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 7
The error in the given sentence is that of an article. The proper article to be used before 'error' is 'an'.

Hence, the correct option is (A).

IBPS PO Prelims Mock Test - 11 - Question 8

Direction: Fill in the blanks with the appropriate word.

She was ______ for just about every appointment she made, whether it was work-related or just a coffee date with a friend.

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 8
Let us look at the meaning of other words

‘Punctual’ means happening or doing something at the agreed or proper time

‘Early’ means happening or done before the usual or expected time

‘Prompt’ means to do without delay / immediate

‘Tardy’ means delaying or delayed beyond the right or expected time; late

‘Quick’ means moving fast or doing something in a short time

For example,

‘The collector accepted the tax, forgoing the penalty for tardy payment because they had been for some time absent from Galilee’

Since it is clear through the statement that the word ‘tardy’ is more suitable than the other options.

Hence, the correct option is (D).

IBPS PO Prelims Mock Test - 11 - Question 9

Direction: In the following sentence, a part of the sentence is bolded. Below are given alternatives for the bolded part, which may improve the sentence. Choose the correct alternative. In case no improvement is needed, choose the option ‘No improvement.'

People need not worry or think out the repercussions of complaining to the DA if they find evidence.

A. Think up

B. Think through

C. Think over

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 9
The sentence uses the form think out, which is incorrect and needs improvement.

Using the preposition ‘out’ is incorrect here hence it has to be corrected.

The correct phrasal verb to be used here is ‘think over’.

To think over is a phrase which means to consider.

e.g. His employer asked him to think over all the issues pointed out in the meeting.

The only alternative that improves the sentence is C.

None of the other alternatives can make the sentence meaningful.

Hence, the correct option is (C).

IBPS PO Prelims Mock Test - 11 - Question 10

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. that patriotism today is not a secular

B. signalling secular sensibilities are immediately

C. confronted each other to prove

D. the communal and the national

E. loyalty but a majoritarian definition

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 10
The communal and the national confronted each other to prove that patriotism today is not a secular loyalty but a majoritarian definition.
IBPS PO Prelims Mock Test - 11 - Question 11

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. you were the centre of their universe

B. memory of the golden years

C. influence the child, totally

D. what is really heart-breaking is the

E. of the early youth of your children when

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 11
what is really heart-breaking is the memory of the golden years of the early youth of your children when you were the centre of their universe
IBPS PO Prelims Mock Test - 11 - Question 12

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. determined not to let a stray

B. brushed past me, so close

C. I turned and came directly in the path

D. incident like this unnerve me,

E. of a flash of welding flame

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 12
Determined not to let a stray incident like this unnerve me, I turned and came directly in the path of a flash of welding flame.
IBPS PO Prelims Mock Test - 11 - Question 13

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. the implementation of these guidelines

B. the outcome of consultations, particularly

C. the given guidelines and help in assessing

D. the member states to widely disseminate

E. the Council of Europe has also asked

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 13
The correct sequence - The Council of Europe has also asked the member states to widely disseminate the given guidelines and help in assessing the implementation of these guidelines.
IBPS PO Prelims Mock Test - 11 - Question 14

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. by public authorities to individuals, NGOs and civil society at large that

B. the fourth provision Active involvement refers to opportunities for

C. of Ministers is council’s statutory decision-making body

D. extend beyond the provision of information, consultation or dialogue

E. civil participation in decision-making processes provided

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 14
The fourth provision active involvement refers to opportunities for civil participation in decision-making processes provided by public authorities to individuals, NGOs and civil society at large that extend beyond the provision of information, consultation or dialogue.
IBPS PO Prelims Mock Test - 11 - Question 15

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the SECOND sentence after rearrangement?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 15
E logically follows the introductory sentence and continues the idea of the Union Law Minister’s response to a query raised during his public address on Wednesday.

Thus, the sequence of the sentences after rearrangement is,

Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

Hence, the correct option is (A).

IBPS PO Prelims Mock Test - 11 - Question 16

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the SIXTH sentence after rearrangement?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 16
As all the responses by the minister are completed in statement F, i.e. the fifth sentence after rearrangement thus, we are left with only statement C which is further based on the responses of the minister.

It concludes the flow of ideas by stating the fact that based on the reports the court has decided to assign top priority to the disposal of cases pending for more than five years. It concludes the entire flow of ideas and is thus, the last sentence in the structure.

Thus, the sequence of the sentences after rearrangement is,

Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said ‘with great humility’ that it was not the job of the courts to govern the country through them. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

Hence, the correct option is (D).

IBPS PO Prelims Mock Test - 11 - Question 17

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the FOURTH sentence after rearrangement?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 17
DB is a mandatory pair where D captures the reaction of the Minister corresponding to the query and B which is written in double quotes, captures the actual response of the Minister. Moreover, at the end of the sentence in B, ‘he said’ is also written, which confirms the actual response of the Minister.

Thus, B is the fourth sentence after rearrangement as it logically follows the sentences before it in the most appropriate manner.

Thus, the sequence of the sentences after rearrangement is,

Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said ‘with great humility’ that it was not the job of the courts to govern the country through them. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

Hence, the correct option is (C).

IBPS PO Prelims Mock Test - 11 - Question 18

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the THIRD sentence after rearrangement?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 18
D logically follows E, i.e. the second sentence after rearrangement.

It continues the query raised by Laxmi Narayan Yadav, BJP MP from Sagar where he asked regarding ‘whether an increase in the number of PIL petitions had contributed to the same’ and Mr. Prasad’s action corresponding to the query is evident from the sentence D, i.e. the third sentence after rearrangement.

Thus, it can be inferred that ED is a mandatory pair where D logically follows E.

Thus, the sequence of the sentences after rearrangement is,

Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said ‘with great humility’ that it was not the job of the courts to govern the country through them.

Hence, the correct option is (B).

IBPS PO Prelims Mock Test - 11 - Question 19

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the FIFTH sentence after rearrangement?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 19
F must logically follow B, i.e. the fourth sentence after rearrangement.

F further continues the response of the Minister regarding the query asked by Laxmi Narayan Yadav, BJP MP from Sagar. Thus, it must be used after B only and as B is the fourth sentence after rearrangement, logically F becomes the fifth sentence after rearrangement.

Thus, the sequence of the sentences after rearrangement is,

Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same. Mr Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said ‘with great humility’ that it was not the job of the courts to govern the country through them. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Hence, the correct option is (B).

IBPS PO Prelims Mock Test - 11 - Question 20

In the sentence given below, an idiom/phrasal verb has been highlighted in underlined. Given below it are five options, out of which you need to find the one which has the same meaning as the idiom/phrasal verb used in the sentence and can successfully replace the idiom/phrasal verb without changing the meaning of the sentence.

The banks drew a line in the sand: there was to be no additional help.

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 20
This is an idiom meaning- setting a limit.
IBPS PO Prelims Mock Test - 11 - Question 21

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. Why were crop insurance schemes in the past only partially successful?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 21
In the passage, it is stated that “Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans.”
IBPS PO Prelims Mock Test - 11 - Question 22

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. Why does the minister emphasise that agriculture will have to grow faster for the country?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 22
In the passage, it is stated that “Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test.”
IBPS PO Prelims Mock Test - 11 - Question 23

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. Which of the following statements is true according to the passage?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 23
1- The beginning of the passage says that “Terming agriculture as "absolutely critical to the country`s economy,". So it is incorrect.

3- It is the other way round. “Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.”

4- Only Rs. 75,000 crore of the total 8.5 lakh crore is under crop insurance.

IBPS PO Prelims Mock Test - 11 - Question 24

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. In India, at present, how much of the total crop area is covered by insurance?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 24
In the passage, it is stated that “Currently, only around 25 percent of the country`s total crop area is covered by insurance.”
IBPS PO Prelims Mock Test - 11 - Question 25

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. What is the main aim of the scheme?

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 25
In the passage, it is stated that “The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society.”
IBPS PO Prelims Mock Test - 11 - Question 26

Direction: In the following question, one part of the sentence may have an error. Find out which part of the sentence has an error and select the option corresponding to it. If the sentence is free from error, select the 'No error' option.

The BJP does not consider (1)/ govt's fiscal deficit (2)/ target as sacrosanct, (3)/ says, party spokesperson. (4)

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 26
There is no error in the given sentence.

The statement is grammatically sound and meaningfully correct.

Note:

Sacrosanct = regarded as too important or valuable to be interfered with.

Example: The individual's right to work has been upheld as sacrosanct

Hence, the correct option is (E).

IBPS PO Prelims Mock Test - 11 - Question 27

Direction: In the following question, one part of the sentence may have an error. Find out which part of the sentence has an error and select the option corresponding to it. If the sentence is free from error, select the 'No error' option.

The family /(1) had to cut short their trip /(2) as the children had fallen ill/(3) on account of the cold weather /(4) No error. /(5)

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 27
Family is a collective noun, so it will take 'its' in place of 'their'.

So the correct sentence will be : the family had to cut short its trip as the children had fallen ill on account of the cold weather.

Hence, the correct option is (B).

IBPS PO Prelims Mock Test - 11 - Question 28

Direction: Fill in the blanks with the appropriate word.

As the lottery winner was a _______, he spent his winnings in less than a month.

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 28
Let, us look at the meaning of other words

‘Miser’ means a person who hoards wealth and spends as little money as possible

‘Spendthrift’ means a person who spends money in an extravagant, irresponsible way

‘Frugal’ means sparing or economical as regards money or food

‘Careful’ means making sure of avoiding potential danger / cautious

‘Saver’ means a person who regularly saves money through a bank or recognized scheme

For example,

‘Since my brother is a spendthrift, I must remind him to pay his bills before he goes shopping for clothes’

‘Although Jake recently filed for bankruptcy, he’s still acting like a spendthrift and shopping unnecessarily’

Since it is clear through the statement that the word ‘Spendthrift’ is more suitable than the other options.

Hence, the correct option is (B).

IBPS PO Prelims Mock Test - 11 - Question 29

Direction: In the following sentence, a part of the sentence is underlined. Below are given alternatives for the bolded part, which may improve the sentence. Choose the correct alternative. In case no improvement is needed, choose the option ‘No improvement.'

He was brash during the telephone interview, so I hung in on him.

A. Hung over

B. Hung out

C. Hung up

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 29
The sentence uses the form hung in, which is incorrect and needs improvement.

Using the preposition 'in’ is incorrect here hence it has to be corrected.

The correct phrasal verb to be used here is ‘hung up’.

To hang up is a phrase which means to end a phone conversation.

e.g. "Do you want me to listen to their conversation or hang up?

The only alternative that improves the sentence is C.

None of the other alternatives can make the sentence meaningful.

Hence, the correct option is (B).

IBPS PO Prelims Mock Test - 11 - Question 30

Direction: In the following question, one part of the sentence may have an error. Find out which part of the sentence has an error and select the option corresponding to it. If the sentence is free from error, select the 'No error' option.

The biggest paradox is/(1) that the more /(2) we pollutes the environment the more /(3) difficult it is for us to live in it. /(4) No error. /(5)

Detailed Solution for IBPS PO Prelims Mock Test - 11 - Question 30
The error in the sentence is in subject-verb agreement. 'We' takes a plural verb with it. So, 'we pollute' is correct.

Hence, the correct option is (C).

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