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30 Questions MCQ Test - Bank of India PO Mock Test - 4

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Bank of India PO Mock Test - 4 - Question 1

Directions: Read the given passage and answer the question that follow.

2017 was the second-worst year for tropical forests since 2001 with the tree cover loss amounting to 15.8 million hectares (mha). This is equivalent to losing 40 football fields of trees every minute for an entire year. In fact, in the last two years—2016 and 2017—tropical developing countries had lost an area of forest the size of Vietnam. These findings were released at the recently concluded Oslo Tropical Forest Forum.
Tropical deforestation is globally acknowledged to contribute to greenhouse gas emissions and therefore, linked to climate change. Concerted efforts have been made over the last decade to reduce deforestation. New mechanisms like reducing emissions from deforestation and forest degradation, also called REDD+, have been permanently enshrined in the Paris Agreement as the way forward to achieve emission reduction from deforestation.
The latest figures on tree cover loss, however, have got the forest fraternity scratching their heads to figure out what has gone wrong.
At the same forum, the UN Special Rapporteur on the Rights of Indigenous Peoples, Victoria Tauli Corpuz, issued a powerful statement. She stated in her letter to the world leaders that the community have stood as a proven solution to climate change for generations. The world needs to recognize their rights, and they can continue to do so for generations to come.
Corpuz’s demand is explained by the emerging global evidence establishing the direct link between secure land and forest tenure ___ reduced rates of deforestation. A 2015 study conducted in the Amazon basin showed that the recognition of indigenous and community rights to forests is an effective strategy to combat deforestation. In Brazil and Colombia, the deforestation rate was 2.5 and 2 times lower in tenure-secure indigenous lands as compared to lands without tenure security. Another study, encompassing Asia and Latin America, demonstrated that wildfires were more limited in multiple-use protected areas (PAs) under management by indigenous peoples and local communities than in government-managed PAs.
While exact figures are not available, experts have speculated that at least 50 per cent of the world’s land has been held customarily by these communities. Despite the mounting evidence in favour of recognition of rights of indigenous peoples and conservation outcomes, the process of conferring ownership of these lands, particularly forestlands, upon these communities has moved at a slow pace.
Throwing weight behind the demands of indigenous peoples and activists, a new research by Washington-based Rights and Resources Initiative (RRI) has found that indigenous peoples and local communities are able to achieve equivalent conservation outcomes by investing only a fraction of the total money spent on conservation by all other agencies. The investment includes labour and cash provided by local communities for conservation actions like forest management, fire protection and management, restoration and rehabilitation, patrolling/policing, and biodiversity mapping.
The global spending on conservation is estimated to be US$21.5 billion per year. Of this, spending on Protected Areas is about $6–6.5 billion per year, going up to $13 billion if the newly created PAs are included in the estimation. This works out to an average annual expenditure of $14.70 per hectare for all categories of protected areas as defined by the International Union for Conservation of Nature (IUCN). On the other hand, findings from 29 case studies in 14 low- and middle-income countries estimate that indigenous peoples and local communities spend just $3.57 per hectare per year on conservation. Globally, therefore, Indigenous Peoples and local communities are investing an estimated 16–23 per cent ($3.16 billion–4.57 billion) of the amount spent by governments, donors, foundations, and nongovernmental organisations, combined, on conservation.
The findings of the research become significant in light of the negotiations on climate change finance happening in international fora. The quantum of pledges for REDD+ finance has been lower than expected, and the disbursement has been way below the pledges. As the deadline for the Rulebook on Paris Agreement draws closer, the world leaders stand to benefit from the latest findings. Are they listening?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 1
  • Concerted is an adjective which means jointly arranged or carried out; coordinated.
  • The meaning of the given options are as follows - 
    • collaborative - produced by or involving two or more parties working together. - The research was a collaborative effort.
    • separate - forming or viewed as a unit apart or by itself. - The incident raised two separate issues.
    • individual - single; separate. - We need to consider the individual needs of the children.
    • discrete - individually separate and distinct. - These blocks should not be considered as discrete units.
  • From the above meanings it is clear that collaborative is the correct synonym for concerted. 
  • Hence, option 1 is the correct answer. 
Bank of India PO Mock Test - 4 - Question 2

Directions: Read the given passage and answer the question that follow.

2017 was the second-worst year for tropical forests since 2001 with the tree cover loss amounting to 15.8 million hectares (mha). This is equivalent to losing 40 football fields of trees every minute for an entire year. In fact, in the last two years—2016 and 2017—tropical developing countries had lost an area of forest the size of Vietnam. These findings were released at the recently concluded Oslo Tropical Forest Forum.
Tropical deforestation is globally acknowledged to contribute to greenhouse gas emissions and therefore, linked to climate change. Concerted efforts have been made over the last decade to reduce deforestation. New mechanisms like reducing emissions from deforestation and forest degradation, also called REDD+, have been permanently enshrined in the Paris Agreement as the way forward to achieve emission reduction from deforestation.
The latest figures on tree cover loss, however, have got the forest fraternity scratching their heads to figure out what has gone wrong.
At the same forum, the UN Special Rapporteur on the Rights of Indigenous Peoples, Victoria Tauli Corpuz, issued a powerful statement. She stated in her letter to the world leaders that the community have stood as a proven solution to climate change for generations. The world needs to recognize their rights, and they can continue to do so for generations to come.
Corpuz’s demand is explained by the emerging global evidence establishing the direct link between secure land and forest tenure ___ reduced rates of deforestation. A 2015 study conducted in the Amazon basin showed that the recognition of indigenous and community rights to forests is an effective strategy to combat deforestation. In Brazil and Colombia, the deforestation rate was 2.5 and 2 times lower in tenure-secure indigenous lands as compared to lands without tenure security. Another study, encompassing Asia and Latin America, demonstrated that wildfires were more limited in multiple-use protected areas (PAs) under management by indigenous peoples and local communities than in government-managed PAs.
While exact figures are not available, experts have speculated that at least 50 per cent of the world’s land has been held customarily by these communities. Despite the mounting evidence in favour of recognition of rights of indigenous peoples and conservation outcomes, the process of conferring ownership of these lands, particularly forestlands, upon these communities has moved at a slow pace.
Throwing weight behind the demands of indigenous peoples and activists, a new research by Washington-based Rights and Resources Initiative (RRI) has found that indigenous peoples and local communities are able to achieve equivalent conservation outcomes by investing only a fraction of the total money spent on conservation by all other agencies. The investment includes labour and cash provided by local communities for conservation actions like forest management, fire protection and management, restoration and rehabilitation, patrolling/policing, and biodiversity mapping.
The global spending on conservation is estimated to be US$21.5 billion per year. Of this, spending on Protected Areas is about $6–6.5 billion per year, going up to $13 billion if the newly created PAs are included in the estimation. This works out to an average annual expenditure of $14.70 per hectare for all categories of protected areas as defined by the International Union for Conservation of Nature (IUCN). On the other hand, findings from 29 case studies in 14 low- and middle-income countries estimate that indigenous peoples and local communities spend just $3.57 per hectare per year on conservation. Globally, therefore, Indigenous Peoples and local communities are investing an estimated 16–23 per cent ($3.16 billion–4.57 billion) of the amount spent by governments, donors, foundations, and nongovernmental organisations, combined, on conservation.
The findings of the research become significant in light of the negotiations on climate change finance happening in international fora. The quantum of pledges for REDD+ finance has been lower than expected, and the disbursement has been way below the pledges. As the deadline for the Rulebook on Paris Agreement draws closer, the world leaders stand to benefit from the latest findings. Are they listening?

Q. Where was the findings related to the tree cover loss released?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 2
  • In the first paragraph of the given passage we learn about the loss of the tropical forest cover.
  • It has been stated in the paragraph - 
    • '... tropical developing countries had lost an area of forest the size of Vietnam.These findings were released at the recently concluded Oslo Tropical Forest Forum.'
  • From the above we can conclude that the findings related to the tree cover loss was released in the Oslo Tropical Forest Forum.
  • Hence, option E is the correct answer.
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Bank of India PO Mock Test - 4 - Question 3

Directions: Read the given passage and answer the question that follow.

2017 was the second-worst year for tropical forests since 2001 with the tree cover loss amounting to 15.8 million hectares (mha). This is equivalent to losing 40 football fields of trees every minute for an entire year. In fact, in the last two years—2016 and 2017—tropical developing countries had lost an area of forest the size of Vietnam. These findings were released at the recently concluded Oslo Tropical Forest Forum.
Tropical deforestation is globally acknowledged to contribute to greenhouse gas emissions and therefore, linked to climate change. Concerted efforts have been made over the last decade to reduce deforestation. New mechanisms like reducing emissions from deforestation and forest degradation, also called REDD+, have been permanently enshrined in the Paris Agreement as the way forward to achieve emission reduction from deforestation.
The latest figures on tree cover loss, however, have got the forest fraternity scratching their heads to figure out what has gone wrong.
At the same forum, the UN Special Rapporteur on the Rights of Indigenous Peoples, Victoria Tauli Corpuz, issued a powerful statement. She stated in her letter to the world leaders that the community have stood as a proven solution to climate change for generations. The world needs to recognize their rights, and they can continue to do so for generations to come.
Corpuz’s demand is explained by the emerging global evidence establishing the direct link between secure land and forest tenure ___ reduced rates of deforestation. A 2015 study conducted in the Amazon basin showed that the recognition of indigenous and community rights to forests is an effective strategy to combat deforestation. In Brazil and Colombia, the deforestation rate was 2.5 and 2 times lower in tenure-secure indigenous lands as compared to lands without tenure security. Another study, encompassing Asia and Latin America, demonstrated that wildfires were more limited in multiple-use protected areas (PAs) under management by indigenous peoples and local communities than in government-managed PAs.
While exact figures are not available, experts have speculated that at least 50 per cent of the world’s land has been held customarily by these communities. Despite the mounting evidence in favour of recognition of rights of indigenous peoples and conservation outcomes, the process of conferring ownership of these lands, particularly forestlands, upon these communities has moved at a slow pace.
Throwing weight behind the demands of indigenous peoples and activists, a new research by Washington-based Rights and Resources Initiative (RRI) has found that indigenous peoples and local communities are able to achieve equivalent conservation outcomes by investing only a fraction of the total money spent on conservation by all other agencies. The investment includes labour and cash provided by local communities for conservation actions like forest management, fire protection and management, restoration and rehabilitation, patrolling/policing, and biodiversity mapping.
The global spending on conservation is estimated to be US$21.5 billion per year. Of this, spending on Protected Areas is about $6–6.5 billion per year, going up to $13 billion if the newly created PAs are included in the estimation. This works out to an average annual expenditure of $14.70 per hectare for all categories of protected areas as defined by the International Union for Conservation of Nature (IUCN). On the other hand, findings from 29 case studies in 14 low- and middle-income countries estimate that indigenous peoples and local communities spend just $3.57 per hectare per year on conservation. Globally, therefore, Indigenous Peoples and local communities are investing an estimated 16–23 per cent ($3.16 billion–4.57 billion) of the amount spent by governments, donors, foundations, and nongovernmental organisations, combined, on conservation.
The findings of the research become significant in light of the negotiations on climate change finance happening in international fora. The quantum of pledges for REDD+ finance has been lower than expected, and the disbursement has been way below the pledges. As the deadline for the Rulebook on Paris Agreement draws closer, the world leaders stand to benefit from the latest findings. Are they listening?

Q. What will fit in the blank in the following sentence taken from the passage?
Corpuz’s demand is explained by the emerging global evidence establishing the direct link between secure land and forest tenure ___ reduced rates of deforestation.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 3
  • The given sentence is talking about how the demand of a key player in forest conservation is explained because of global evidence. .
  • The sentence states that the evidence establishes a direct link/ relation between secure land, forest tenure and reduced rates of deforestation. 
  • To explain this direct link the given blank needs a preposition. 
  • Let us explore the given options which are all prepositions - 
    • beneath - We use beneath most commonly to describe the position of things which are at a lower level than something else - The metro station is right beneath the airport.
    • since - We use since as a preposition with a date, a time or a noun phrase - It was the band's first live performance since May 1990.
    • through - When we talk about movement from one side to another but 'in something', such as long grass or a forest, we use through - She had to walk through a forest to reach her grandma's house.
    • with - We use with as a preposition to indicate something in relation to - Wisdom comes with age. 
  • From the above explanations, we can conclude that with is the correct prepositional word for the given blank. 
  • Hence, option D is the correct answer. 
Bank of India PO Mock Test - 4 - Question 4

Directions: Read the given passage and answer the question that follow.

2017 was the second-worst year for tropical forests since 2001 with the tree cover loss amounting to 15.8 million hectares (mha). This is equivalent to losing 40 football fields of trees every minute for an entire year. In fact, in the last two years—2016 and 2017—tropical developing countries had lost an area of forest the size of Vietnam. These findings were released at the recently concluded Oslo Tropical Forest Forum.
Tropical deforestation is globally acknowledged to contribute to greenhouse gas emissions and therefore, linked to climate change. Concerted efforts have been made over the last decade to reduce deforestation. New mechanisms like reducing emissions from deforestation and forest degradation, also called REDD+, have been permanently enshrined in the Paris Agreement as the way forward to achieve emission reduction from deforestation.
The latest figures on tree cover loss, however, have got the forest fraternity scratching their heads to figure out what has gone wrong.
At the same forum, the UN Special Rapporteur on the Rights of Indigenous Peoples, Victoria Tauli Corpuz, issued a powerful statement. She stated in her letter to the world leaders that the community have stood as a proven solution to climate change for generations. The world needs to recognize their rights, and they can continue to do so for generations to come.
Corpuz’s demand is explained by the emerging global evidence establishing the direct link between secure land and forest tenure ___ reduced rates of deforestation. A 2015 study conducted in the Amazon basin showed that the recognition of indigenous and community rights to forests is an effective strategy to combat deforestation. In Brazil and Colombia, the deforestation rate was 2.5 and 2 times lower in tenure-secure indigenous lands as compared to lands without tenure security. Another study, encompassing Asia and Latin America, demonstrated that wildfires were more limited in multiple-use protected areas (PAs) under management by indigenous peoples and local communities than in government-managed PAs.
While exact figures are not available, experts have speculated that at least 50 per cent of the world’s land has been held customarily by these communities. Despite the mounting evidence in favour of recognition of rights of indigenous peoples and conservation outcomes, the process of conferring ownership of these lands, particularly forestlands, upon these communities has moved at a slow pace.
Throwing weight behind the demands of indigenous peoples and activists, a new research by Washington-based Rights and Resources Initiative (RRI) has found that indigenous peoples and local communities are able to achieve equivalent conservation outcomes by investing only a fraction of the total money spent on conservation by all other agencies. The investment includes labour and cash provided by local communities for conservation actions like forest management, fire protection and management, restoration and rehabilitation, patrolling/policing, and biodiversity mapping.
The global spending on conservation is estimated to be US$21.5 billion per year. Of this, spending on Protected Areas is about $6–6.5 billion per year, going up to $13 billion if the newly created PAs are included in the estimation. This works out to an average annual expenditure of $14.70 per hectare for all categories of protected areas as defined by the International Union for Conservation of Nature (IUCN). On the other hand, findings from 29 case studies in 14 low- and middle-income countries estimate that indigenous peoples and local communities spend just $3.57 per hectare per year on conservation. Globally, therefore, Indigenous Peoples and local communities are investing an estimated 16–23 per cent ($3.16 billion–4.57 billion) of the amount spent by governments, donors, foundations, and nongovernmental organisations, combined, on conservation.
The findings of the research become significant in light of the negotiations on climate change finance happening in international fora. The quantum of pledges for REDD+ finance has been lower than expected, and the disbursement has been way below the pledges. As the deadline for the Rulebook on Paris Agreement draws closer, the world leaders stand to benefit from the latest findings. Are they listening?

Q. For the ease of understanding how has the loss of forest cover in 2017 described?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 4
  • The first paragraph of the given passage talks about the amount of forest cover loss in the year 2017. 
  • In the passage the area of forest cover lost has been clearly mentioned - '... with the tree cover loss amounting to 15.8 million hectares (mha).'
  • However to simplify this number, it has been further described by making a visual comparison. 
  • This has been done by comparing the lost forest cover are to the number of football fields of trees - 'This is equivalent to losing 40 football fields of trees every minute for an entire year.'

Hence, we can infer that option C is the correct answer. 

Bank of India PO Mock Test - 4 - Question 5

Directions: Read the given passage and answer the question that follow.

2017 was the second-worst year for tropical forests since 2001 with the tree cover loss amounting to 15.8 million hectares (mha). This is equivalent to losing 40 football fields of trees every minute for an entire year. In fact, in the last two years—2016 and 2017—tropical developing countries had lost an area of forest the size of Vietnam. These findings were released at the recently concluded Oslo Tropical Forest Forum.
Tropical deforestation is globally acknowledged to contribute to greenhouse gas emissions and therefore, linked to climate change. Concerted efforts have been made over the last decade to reduce deforestation. New mechanisms like reducing emissions from deforestation and forest degradation, also called REDD+, have been permanently enshrined in the Paris Agreement as the way forward to achieve emission reduction from deforestation.
The latest figures on tree cover loss, however, have got the forest fraternity scratching their heads to figure out what has gone wrong.
At the same forum, the UN Special Rapporteur on the Rights of Indigenous Peoples, Victoria Tauli Corpuz, issued a powerful statement. She stated in her letter to the world leaders that the community have stood as a proven solution to climate change for generations. The world needs to recognize their rights, and they can continue to do so for generations to come.
Corpuz’s demand is explained by the emerging global evidence establishing the direct link between secure land and forest tenure ___ reduced rates of deforestation. A 2015 study conducted in the Amazon basin showed that the recognition of indigenous and community rights to forests is an effective strategy to combat deforestation. In Brazil and Colombia, the deforestation rate was 2.5 and 2 times lower in tenure-secure indigenous lands as compared to lands without tenure security. Another study, encompassing Asia and Latin America, demonstrated that wildfires were more limited in multiple-use protected areas (PAs) under management by indigenous peoples and local communities than in government-managed PAs.
While exact figures are not available, experts have speculated that at least 50 per cent of the world’s land has been held customarily by these communities. Despite the mounting evidence in favour of recognition of rights of indigenous peoples and conservation outcomes, the process of conferring ownership of these lands, particularly forestlands, upon these communities has moved at a slow pace.
Throwing weight behind the demands of indigenous peoples and activists, a new research by Washington-based Rights and Resources Initiative (RRI) has found that indigenous peoples and local communities are able to achieve equivalent conservation outcomes by investing only a fraction of the total money spent on conservation by all other agencies. The investment includes labour and cash provided by local communities for conservation actions like forest management, fire protection and management, restoration and rehabilitation, patrolling/policing, and biodiversity mapping.
The global spending on conservation is estimated to be US$21.5 billion per year. Of this, spending on Protected Areas is about $6–6.5 billion per year, going up to $13 billion if the newly created PAs are included in the estimation. This works out to an average annual expenditure of $14.70 per hectare for all categories of protected areas as defined by the International Union for Conservation of Nature (IUCN). On the other hand, findings from 29 case studies in 14 low- and middle-income countries estimate that indigenous peoples and local communities spend just $3.57 per hectare per year on conservation. Globally, therefore, Indigenous Peoples and local communities are investing an estimated 16–23 per cent ($3.16 billion–4.57 billion) of the amount spent by governments, donors, foundations, and nongovernmental organisations, combined, on conservation.
The findings of the research become significant in light of the negotiations on climate change finance happening in international fora. The quantum of pledges for REDD+ finance has been lower than expected, and the disbursement has been way below the pledges. As the deadline for the Rulebook on Paris Agreement draws closer, the world leaders stand to benefit from the latest findings. Are they listening?

Q. Which of the following correctly describes the tone of the given passage?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 5
  • The given passage talks about loss of forest cover in 2017 and goes on to identify the actual reason behind along with what can be done to solve the issue. 
  • The beginning of the passage points out that loss of forest cover is directly linked to climate change. 
  • The passage goes onto point out by using various data how forest under the management of indigenous people and communities tend to fare better than those under management by other agencies including different governments. 
  • It establishes the fact that indigenous people and communities are better not only at managing forest areas but also in maintaining them at fraction of the cost. 
  • The passage uses financial data to present this point.  
  • The passage ends by questioning the listening skills of the world leaders. 
  • Thus, the passage takes a critical view of the deforestation issue and points out successfully how the rights of indigenous people have been neglected by governments even when said governments are failing to deliver better results. 

Hence, critical or option B is the correct tone of the passage. 

Bank of India PO Mock Test - 4 - Question 6

Directions: In the following question, jumbled sentences are given. You have to rearrange the jumbled sentences to make a coherent paragraph. On the basis of the rearrangement answer the following question below.

(A) When sleeping at the edge of a group, mallards keep one cerebral hemisphere awake and the corresponding eye open and directed away from the other birds, towards a potential threat.

(B) That birds also rely on this sort of autopilot to navigate and maintain aerodynamic control during flight (a)/ based on these findings and (b)/ uni hemispherically, it is commonly assumed (c)/ the fact that dolphins can swim while sleeping (d)/

(C) How might a bird sleep in flight without colliding with obstacles or falling from the sky?

(D) However, it is also possible that birds evolved a way to cheat on sleep.

(E) One solution would be to only switch (a)/ off half of the brain in a time of one hour, (b)/ as Rattenborg showed in mallard (c)/ ducks sleeping in a dangerous situation on land. (d)/

(F) The sleep researcher's and colleagues' recent discovery raised the possibility that birds simply forgo sleep altogether in flight.

Q. Which of the following is the fourth sentence after rearrangement?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 6

If we read all the sentences carefully, we might be able to say that the paragraph is an analysis of how birds might be able to sleep or rest while flying. C introduces the paragraph by putting a generalized question which is answered in the other five sentences. CE makes a mandatory pair as E gives a possible answer to C. A takes the idea further by talking about “mallards'' which is mentioned in E. B talks about “these findings'' which refers to E and A. D comes at the fifth as it introduces a slightly different take on the issue (see “however” in D). F is at the end as it concludes the paragraph through the last part i.e. ‘birds simply….in flight’. Thus, the correct sequence is CEABDF. Therefore, option (E) is the correct answer choice to this question.

Bank of India PO Mock Test - 4 - Question 7

Directions: In the following question, jumbled sentences are given. You have to rearrange the jumbled sentences to make a coherent paragraph. On the basis of the rearrangement answer the following question below.

(A) When sleeping at the edge of a group, mallards keep one cerebral hemisphere awake and the corresponding eye open and directed away from the other birds, towards a potential threat.

(B) That birds also rely on this sort of autopilot to navigate and maintain aerodynamic control during flight (a)/ based on these findings and (b)/ uni hemispherically, it is commonly assumed (c)/ the fact that dolphins can swim while sleeping (d)/

(C) How might a bird sleep in flight without colliding with obstacles or falling from the sky?

(D) However, it is also possible that birds evolved a way to cheat on sleep.

(E) One solution would be to only switch (a)/ off half of the brain in a time of one hour, (b)/ as Rattenborg showed in mallard (c)/ ducks sleeping in a dangerous situation on land. (d)/

(F) The sleep researcher's and colleagues' recent discovery raised the possibility that birds simply forgo sleep altogether in flight.

Q. Sentence F is fixed and it is the last sentence in the rearrangement. So what will be the second sentence after rearrangement?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 7

If we read all the sentences carefully, we might be able to say that the paragraph is an analysis of how birds might be able to sleep or rest while flying. C introduces the paragraph by putting a generalized question which is answered in the other five sentences. CE makes a mandatory pair as E gives a possible answer to C. A takes the idea further by talking about “mallards'' which is mentioned in E. B talks about “these findings'' which refers to E and A. D comes at the fifth as it introduces a slightly different take on the issue (see “however” in D). F is at the end as it concludes the paragraph through the last part i.e. ‘birds simply….in flight’. Thus, the correct sequence is CEABDF. Therefore, option (E) is the correct answer choice to this question.

Bank of India PO Mock Test - 4 - Question 8

In the following question, a word has been used in sentences in different ways. Choose the option corresponding to the sentence in which the usage of the word is SAME as asked according to the word in the question.

To think they would observe the spirit of the law and our democratic system is laughable.
I. Some religions believe that the same spirit is reincarnated many times in different bodies.
II. Some of the funds had been spirited away to other accounts.
III. He managed to imbue his employees with team spirit.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 8

The sentence given in the question has used ‘spirit’ as a noun. We need to find which of the given statements have used the word as a noun.

Both statements I & III have been given with the correct usage of ‘spirit’. Statement II has used ‘spirit’ as a verb.

Spirit (noun) – courage, ghost, phantom, intellect

Bank of India PO Mock Test - 4 - Question 9

In the following question, a word has been used in sentences in different ways. Choose the option corresponding to the sentence in which the usage of the word is SAME as asked according to the word in the question.

Mountains lie at the city's northern margins.
I. The riverbed is margined by a flat beach of smooth rocks.
II. Cost increases mean that margins have come under pressure for firms
III. The wild swing in Bank Nifty options has raised serious concerns among investors who have turned to derivatives, especially options trading after the levy of peak margin in cash segment.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 9

The sentence given in the question has used ‘margin’ as a noun. We need to find which of the given statements have used the word as a noun.

Both statements II & III have been given with the correct usage of ‘margin’. Statement I has used ‘margin’ as a verb.

Margin (noun/verb) – border, edge

Bank of India PO Mock Test - 4 - Question 10

Directions: In the question below, four sentences are given that may or may not contain an error. Choose the one that is grammatically as well as contextually correct and meaningful. If all the sentences are correct, mark 'All are correct as your answer'.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 10

Let us explore the grammatical errors in the sentences:

  • In Option 1, the use of the singular form of the verb 'follows' is incorrect.
    • We know that the pronoun ''You'' always takes the plural verb form, even when it refers to a single person.
    • Therefore, the plural form of the verb 'follow' should be used in place of the singular form of the verb 'follows'.
  • Correct Sentence: If you follow my anti-inflammatory diet, you will get the vitamins, minerals, essential fatty acids, and dietary fiber you need for optimal health.
  • In Option 2, the use of the singular form of the noun 'concert' is incorrect.
    • We know that ''Either'' must be followed by 'of' if we use it before ''the, these, those, or possessives (my, your)'' with a plural noun.
    • Therefore, the plural form of the noun 'concerts' should be used in place of the singular form of the noun 'concert'.
  • Correct Sentence: If you couldn't attend either of the concerts and are currently gnashing your teeth at having missed out, don't despair.
  • In Option 4, the use of the singular form of the verb 'is' is incorrect.
    • We know that when the subject of the sentence is composed of two or more nouns or pronouns connected by and, use a plural verb.
    • Therefore, the plural form of the verb 'are' should be used in place of the singular form of the verb 'is'.
  • Correct Sentence: The percentage of employees who called in sick and the number of employees who left their jobs within 5 years are reflective of the level of job satisfaction.

Hence, the correct answer is option C.

Bank of India PO Mock Test - 4 - Question 11

Directions: In each of the questions below, four sentences are given that may or may not contain an error. Choose the one that is grammatically as well as contextually correct and meaningful. If all the sentences are correct, mark 'All are correct as your answer'.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 11

Let us explore the grammatical errors in the sentences:

  • In Option 2, the use of the preposition 'at' is incorrect.
    • The preposition 'at' is used for expressing location or arrival in a particular place or position.
    • The preposition 'for' is used for stating the purpose of an object or action.
    • Therefore, the preposition 'for' should be used in place of the preposition 'at'.
  • Correct Sentence: The formidable challenge for progressive bishops and theologians who dominated the Second Vatican Council was to formulate a compelling alternative.
  • In Option 3, the use of the preposition 'of' is incorrect.
    • The preposition 'of' is used for expressing the relationship between a part and a whole.
    • The preposition 'for' is used for saying who or what is intended to receive something or get the benefit of it.
    • Therefore, the preposition 'for' should be used in place of the preposition 'of'.
  • Correct Sentence: Working through these difficult times is a challenge for all our staff who have maintained their integrity, application, and cheerfulness.
  • In Option 4, the use of the plural form of the verb 'were' is incorrect.
    • We know that the singular subject takes a singular verb.
    • Therefore, the singular form of the verb 'was' should be used in place of the plural form of the verb 'were'.
  • Correct Sentence: A single mole carcass was found in the nest, but otherwise the small mammal remains were all found inside the pellets.

Hence, the correct answer is option A.

Bank of India PO Mock Test - 4 - Question 12

Directions: There are four sentences given as four options that may or may not contain an error. Choose the sentence that is grammatically as well as contextually correct and meaningful as your answer. If all the given sentences are correct, mark 'All are correct' as your answer.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 12

Option 1: Tech layoffs in the US at companies including Meta, Google, and Amazon are upending the lives of foreign workers.

In this sentence, there is no grammatical or contextual error and it talks about the tech layoffs in the US companies turning the lives of foreign workers upside down.

Option 2: Indians represented about 75% of approved special visa holder petitions in 2021, according to the U.S. government.

In this sentence, there is no grammatical or contextual error and it talks about India representing about 75% of approved special visa holder petitions in 2021.

Option 3: The industry estimates suggest they account for about a third of the roughly 200,000 tech jobs lost in the U.S. over the last year.

In this sentence, there is no grammatical or contextual error and it talks about the tech layoffs accounting for about a third of the roughly 200,000 tech jobs lost in the U.S. over the last year.

Option 4: As a result, thousands of Indian workers have seen their lives turned upside down in recent months.

In this sentence, there is no grammatical or contextual error and it talks about thousands of Indian workers saw their lives turned upside down in recent months because of the tech layoffs.

Therefore, as all the given sentences are correct, the correct answer is option E i.e. All are correct.

Bank of India PO Mock Test - 4 - Question 13

Read the given passage and answer the question that follow.

Earlier this month, Rajya Sabha member and senior Bharatiya Janata Party leader Sushil Kumar Modi demanded on the floor of the House that the government should regulate the online gaming industry and impose a uniform tax on it. The Karnataka high court on Wednesday is expected to dispose of the petitions filed against the state’s new law, which seeks to regulate all formats of online gaming. Six companies and industry bodies have moved the high court against the Karnataka Police (Amendment) Compliance Act, 2021, which makes all forms of gambling, including online, a cognizable and non-bailable offence.

The Karnataka Police (Amendment) Compliance Act, 2021, was passed by the state legislature in September this year and notified on October 5. Telangana, Andhra Pradesh, Assam, Odisha, Nagaland and Sikkim have banned online rummy. However, the Madras high court, in August this year, (A)/ quashes the state government’s ban on online rummy,(B)/ holding that it requires (C)/skills and cannot be considered as gambling.(D) The Kerala high court too, in September, struck down an amendment which imposed a ban on online rummy.

According to the All-India Gaming Federation Report, the sector touched $1 billion in 2020. The report was prepared along with Ernst and Young. It is expected to reach $2 billion by 2023, the report farther said. Earlier this month, Rajya Sabha member and senior Bharatiya Janata Party (BJP) leader Sushil Kumar Modi demanded on the floor of the House that the government should regulate the online gaming industry and impose a uniform tax on it.

Raising the issue during the Zero Hour, Modi said that these online games have now given way to gambling and betting. During the pre-Covid period, the BJP leader said, the weekly time spent on mobile gaming was 2.5 hours, while 11 per cent of total smartphone time was spent on gaming. However, during lockdown, the gaming time has increased to four hours.

Q. As Per the given passage, some states had banned online rummy. Which of these states is not in the list?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 13

It is clearly stated in the second paragraph that Telangana, Andhra Pradesh, Assam, Odisha, Nagaland and Sikkim have banned online rummy. Thus, the correct option is E.

Bank of India PO Mock Test - 4 - Question 14

Read the given passage and answer the question that follow.

Earlier this month, Rajya Sabha member and senior Bharatiya Janata Party leader Sushil Kumar Modi demanded on the floor of the House that the government should regulate the online gaming industry and impose a uniform tax on it. The Karnataka high court on Wednesday is expected to dispose of the petitions filed against the state’s new law, which seeks to regulate all formats of online gaming. Six companies and industry bodies have moved the high court against the Karnataka Police (Amendment) Compliance Act, 2021, which makes all forms of gambling, including online, a cognizable and non-bailable offence.

The Karnataka Police (Amendment) Compliance Act, 2021, was passed by the state legislature in September this year and notified on October 5. Telangana, Andhra Pradesh, Assam, Odisha, Nagaland and Sikkim have banned online rummy. However, the Madras high court, in August this year, (A)/ quashes the state government’s ban on online rummy,(B)/ holding that it requires (C)/skills and cannot be considered as gambling.(D) The Kerala high court too, in September, struck down an amendment which imposed a ban on online rummy.

According to the All-India Gaming Federation Report, the sector touched $1 billion in 2020. The report was prepared along with Ernst and Young. It is expected to reach $2 billion by 2023, the report farther said. Earlier this month, Rajya Sabha member and senior Bharatiya Janata Party (BJP) leader Sushil Kumar Modi demanded on the floor of the House that the government should regulate the online gaming industry and impose a uniform tax on it.

Raising the issue during the Zero Hour, Modi said that these online games have now given way to gambling and betting. During the pre-Covid period, the BJP leader said, the weekly time spent on mobile gaming was 2.5 hours, while 11 per cent of total smartphone time was spent on gaming. However, during lockdown, the gaming time has increased to four hours.

Q. Which of the following statements is not correct with reference to the given passage?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 14

If we look at the statements carefully and match with those given in the passage, we can clearly identify that the year 2020 is wrong here. It should have been 2021. Thus, the correct option is B.

Bank of India PO Mock Test - 4 - Question 15

Read the given passage and answer the question that follow.

Earlier this month, Rajya Sabha member and senior Bharatiya Janata Party leader Sushil Kumar Modi demanded on the floor of the House that the government should regulate the online gaming industry and impose a uniform tax on it. The Karnataka high court on Wednesday is expected to dispose of the petitions filed against the state’s new law, which seeks to regulate all formats of online gaming. Six companies and industry bodies have moved the high court against the Karnataka Police (Amendment) Compliance Act, 2021, which makes all forms of gambling, including online, a cognizable and non-bailable offence.

The Karnataka Police (Amendment) Compliance Act, 2021, was passed by the state legislature in September this year and notified on October 5. Telangana, Andhra Pradesh, Assam, Odisha, Nagaland and Sikkim have banned online rummy. However, the Madras high court, in August this year, (A)/ quashes the state government’s ban on online rummy,(B)/ holding that it requires (C)/skills and cannot be considered as gambling.(D) The Kerala high court too, in September, struck down an amendment which imposed a ban on online rummy.

According to the All-India Gaming Federation Report, the sector touched $1 billion in 2020. The report was prepared along with Ernst and Young. It is expected to reach $2 billion by 2023, the report farther said. Earlier this month, Rajya Sabha member and senior Bharatiya Janata Party (BJP) leader Sushil Kumar Modi demanded on the floor of the House that the government should regulate the online gaming industry and impose a uniform tax on it.

Raising the issue during the Zero Hour, Modi said that these online games have now given way to gambling and betting. During the pre-Covid period, the BJP leader said, the weekly time spent on mobile gaming was 2.5 hours, while 11 per cent of total smartphone time was spent on gaming. However, during lockdown, the gaming time has increased to four hours.

Q. Which of the given words can replace the word ‘farther’ given in bold, in the third paragraph?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 15

The word ‘further’ should be used here. The word further means over a greater expanse of space or time; for a longer way.

Therefore, the correct answer is C.

Bank of India PO Mock Test - 4 - Question 16

In the following question, a part of the sentence (a word or phrase ) has been highlighted in underline. Four different ways of writing the phrase or word has been given in the options(1), (2) ,(3)and (4). Find the correct replacement of the given word or phrase.If the given word or phrase is not correct,then select option (5) None of these as your answer..

Mynamar President U Win Mynt is on a three day visit to India would hold talks with PM Narendra Modi and cabinet has also cleared three agreements ,including one to establish a joint working group on petroleum.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 16
  • Option 1- India and will hold talks with PM Narendra Modi and cabinet has also cleared is correct as it represents present tense and with as a preposition is used which means because of ,so  it is correct sentence.
  • Option 2- India and will holding talks with PM Narendra Modi and cabinet has also cleared as not correct as verb is not used correctly after auxiliary verb will.
  • Option 3- India and will hold talks with PM Narendra Modi and cabinet had also cleared is not correct as half part is in future and half is in past tense.
  • Option 4- India and will hold talks with PM Narendra Modi to cabinet has also cleared is not correct as preposition to is used to indicate a goal or a direction of movement.
  • Option 5- None of these is not correct as option 1 is correct.

Correct sentence: "Mynamar President U Win Mynt is on a three day visit to India and will hold talks with PM Narendra Modi and cabinet has also cleared three agreements ,including one to establish a joint working group on petroleum." 

Bank of India PO Mock Test - 4 - Question 17

In the following question, a part of the sentence (a word or phrase) has been highlighted in underline. Four different ways of writing the phrase or word have been given in options (2), (3), (4) and (5). Find the correct replacement of the given word or phrase. If the given word or phrase is grammatically correct, then select option (1). Option (1) repeats the same word or phrase.

Surrogacy Regulation Bill 2020 has been approved by the cabinet which will allow any willing woman to be a surrogate mother and proposes that widows and divorced women will also benefit from the provisions for infertile Indian couples.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 17
  • Option 1- widows and divorced women can also benefit from the provisions for infertile Indian couples is not correct as first part is correct but for is used to indicate the reason so its use is not correct.
  • Option 2- widows and divorced women can also benefit from the provisions besides infertile Indian couples. This is correct option because besides is used here as a preposition meaning in addition means infertile couples will also benefit, this is the correct option.
  • Option 3- widows and divorced women can also benefit from the provisions of infertile Indian couples. This is also not correct as of indicates a sense of belonging to which is not correct. 
  • Option 4- widows and divorced women can also benefit from the provisions to infertile Indian couples. Here to is used to specify the number or an amount so this is also not correct.
  • Option 5- None of these is not correct as option 2 is not correct option.

Hence, option 2 is the correct answer. 

Bank of India PO Mock Test - 4 - Question 18

In the following question, a part of the sentence (a word or phrase ) has been highlighted in underline. Four different ways of writing the phrase or word has been given in the options(1), (2), (3) and (4). Find the correct replacement of the given word or phrase.If the given word or phrase is not correct,then select option (5) None of these as your answer.

How much some students complained that an old canteen on the school premises continues to defy the order of school administration and is serving chinese food.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 18
  • Option 1- Moreover, some students complained that an old canteen on the school premises here moreover means besides which is also correct as used in the sentence.
  • Option 2- However, some  students complained that an old canteen on the school premises, this is correct as however can be used to join two simple sentences to make a compound sentence. And if however is used to begin a sentence we must use comma to begin a sentence. So correct option.
  • Option 3- Furthermore, some students complained that an old canteen on the school premises is not correct as furthermore means mainly so not correct use in the sentence.
  • Option 4- Conversely, some students complained that an old canteen on the school premises is not correct as conversely is used to introduce some idea which is not the case here.
  • Option 5- None of these is not correct as option 2 is correct.

Correct sentence: "However some students complained that an old canteen on the school premises continues to defy the order of school administration and is serving chinese food."

Bank of India PO Mock Test - 4 - Question 19

In the following question, a part of the sentence (a word or phrase) has been highlighted in underline. Four different ways of writing the phrase or word have been given in the options(1), (2), (3) and (4). Find the correct replacement of the given word or phrase.If the given word or phrase is not correct, then select option (5) None of these as your answer.

SRA cross checks the credentials of the slum dwellers for making sure that only those living in the designated slums are listed, as per the recent rule of SRA.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 19
  • Option 1- For make sure that only those living in the designated slums, here for is used which is used to indicate the use of something which is not correct.
  • Option 2- Of make sure that only those living in the designated slums, here of is used which is used for belonging to which is not the case hence not correct.
  • Option 3- Since make sure that only those living in the designated slums, here since is used which is used to indicate time which is also not correct.
  • Option 4- To make sure that only those living in the designated slums, here to is used which is used to indicate the direction of something hence correct option.
  • Option 5 is not correct as option 4 is the correct answer.

Correct sentence: "SRA cross checks the credentials of the slum dwellers to make sure that only those living in the designated slums are listed, as per the recent rule of SRA." 

Bank of India PO Mock Test - 4 - Question 20

In the following question, a part of the sentence (a word or phrase) has been highlighted in underline. Four different ways of writing the phrase or word has been given in the options(1), (2), (3) and (4). Find the correct replacement of the given word or phrase. If the given word or phrase is not correct, then select option (5) None of these as your answer.

To show solidarity with the innocent victims of right-wing and police brutality the candlelight vigil was held and the detention of protestors by Mumbai Police is the worst form of authoritarian as undemocratic behaviour.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 20
  • Option 1- worst form of authoritarian or undemocratic behaviour Or is used to introduce another possibility so not correct.
  • Option 2- worst form of authoritarian and undemocratic behaviour. This option is correct and is used to combine two clauses when used as a conjunction.
  • Option 3- worst form of authoritarian but undemocratic behaviour. But is used to introduce something new so it is not correct.
  • Option 4- worst form of authoritarian because of undemocratic behaviour. Because means reason behind something so it is not correct.

Option 5- None of these is correct as option 2 is correct answer.

Bank of India PO Mock Test - 4 - Question 21

In the following passage, some of the words have been left out, each of which is indicated by a letter. Find the suitable word from the options given against each letter and fill up the blanks with appropriate words to make the paragraph meaningful.

The same email pinged into the ____A____ of 150 people in the Russian office of Xsolla, a Californian video game payments company. It was bad news. The recipients, the email said, had been found to be ___B___ and unproductive. They were fired. Not by managers, but by algorithm.

Covid has accelerated artificial intelligence’s ___C___ of the human resources department – and it is not just determining who gets fired.

Algorithms however are designed by humans who may unconsciously __D__ them with biases. The datasets upon which they train may also reflect past inequities that they are designed to avoid. New York City has ___E___ an ordinance requiring anyone using automated screening software to tell candidates they are being scored by a machine and the basic parameters of the evaluation.

Q. Which of the following words should fill in the blank (B) to make a contextually correct and meaningful sentence?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 21

Options A, B, D and E do not fit the blank meaningfully. All of them are considered positive especially in a work environment and therefore,make no sense that a person with such qualities be fired from work. Option C ‘unengaged’ makes the most sense.

Therefore, option C is the correct answer.

Bank of India PO Mock Test - 4 - Question 22

In the following passage, some of the words have been left out, each of which is indicated by a letter. Find the suitable word from the options given against each letter and fill up the blanks with appropriate words to make the paragraph meaningful.

The same email pinged into the ____A____ of 150 people in the Russian office of Xsolla, a Californian video game payments company. It was bad news. The recipients, the email said, had been found to be ___B___ and unproductive. They were fired. Not by managers, but by algorithm.

Covid has accelerated artificial intelligence’s ___C___ of the human resources department – and it is not just determining who gets fired.

Algorithms however are designed by humans who may unconsciously __D__ them with biases. The datasets upon which they train may also reflect past inequities that they are designed to avoid. New York City has ___E___ an ordinance requiring anyone using automated screening software to tell candidates they are being scored by a machine and the basic parameters of the evaluation.

Q. Which of the following words should fill in the blank (D) to make a contextually correct and meaningful sentence?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 22

The word ‘instilled’ is incorrect grammatically. Therefore, it can be eliminated. Words like ‘play’, ‘inform’ and ‘lure’ also do not make sense grammatically or contextually.

Option C ‘imbue’ means permeate with something and in this case permeate algorithms with biases.

Therefore, option C is the correct answer.

Bank of India PO Mock Test - 4 - Question 23

Match column I with column II using the connectors followed by a table given.


(I) but
(II) Since
(III) Because

Detailed Solution for Bank of India PO Mock Test - 4 - Question 23

If we read the sentences and check the connectors we can see that A-III-E, B-I-D, C-II-F are matched.

(A-E): The Chinese University of Hong Kong (CUHK) tore down a Goddess of Democracy statue while Lingnan University removed a relief sculpture because the monuments commemorated the Tiananmen Square massacre.

(B-D): Georgia was once part of the Soviet Union but became an independent country in 1991.

(C-F): Restrictions are tightening in parts of the UK and other European countries since Covid cases are rising.

Bank of India PO Mock Test - 4 - Question 24

Match column I with column II using the connectors followed by a table given.

(I) Since
(II) but
(III) Because

Detailed Solution for Bank of India PO Mock Test - 4 - Question 24

If we read the sentences and check the connectors we can see that A-II-E, B-III-D, C-I-F are matched.

(A-E): Doctors certified that Amarendra had died of pneumonia but lab reports that arrived after his death pointed to the presence of Yersinia pestis, the lethal bacteria that causes plague, in his blood.

(B-D): The yellow stone buildings are important because the people here, their kindness makes As-Salt so special.

(C-F): At least 37 people have been killed and about 100 others injured since a three-decked vessel caught fire mid-river near the town of Jhalakathi.

Bank of India PO Mock Test - 4 - Question 25

Read the passage and answer the question that follow.

The Union Minister of Power, New and Renewable Energy recently reviewed the progress of the PM-KUSUM scheme and reaffirmed the government's commitment to accelerating solar pump adoption. Launched in 2019, PM-KUSUM aims to help farmers’ access to reliable day time solar power for irrigation, reduce power subsidies, and decarbonize agriculture. But pandemic-induced disruptions, limited buy-in from States, and implementation challenges have all affected the scheme's roll-out. How can we unlock the opportunities it promises?

PM-KUSUM provides farmers with incentives to install solar power pumps and plants in their fields. They can use one of three deployment models: off-grid solar pumps, solarised agricultural feeders, or grid-connected pumps. Off-grid pumps have been the most popular, but the nearly 2,80,000 systems deployed fall far short of the scheme's target of two million by 2022. Barriers to adoption include limited awareness about solar pumps and farmers' inability to pay their upfront contribution. Progress on the other two models has been rather poor due to regulatory, financial, operational and technical challenges. Only a handful of States have initiated tenders or commissioned projects for solar feeders or grid-connected pumps, according to our study. Yet, both models are worth scaling up for they allow farmers to earn additional income by selling solar power to discoms, and discoms to procure cheap power close to centers of consumption. We propose five steps for tackling the myriad challenges linked to PM-KUSUM's implementation. First, extend the scheme's timelines. Most Indian discoms have a surplus of contracted generation capacity and are wary of procuring more power in the short term. Extending PM-KUSUM's timelines beyond 2022 would allow discoms to align the scheme with their power purchase planning. Second, create a level playing field for distributed solar plants. Selling surplus power to discoms is one of the main attractions of grid-connected models. Yet, discoms often find utility-scale solar cheaper than distributed solar (under the scheme) due to the latter's higher costs and the loss of locational advantage due to waived inter-State transmission system (ISTS) charges. (To tackle the bias against distributed solar, we need to inscribe(A) counter-party risks and grid-unavailability risks at distribution substations, regulate (B) tariff determination to reflect the higher costs of distributed power plants, and do over (C) with the waiver of ISTS charges for solar plants). Third, streamline land regulations through inter-departmental coordination. Doing so will help reduce delays in leasing or converting agricultural lands for non-agricultural purposes such as solar power generation. Fourth, support innovative solutions for financing farmers' contributions. Many farmers struggle to pay 30-40% of upfront costs in compliance with scheme requirements. Further, they cannot access bank loans without collateral. We need out-of-the-box solutions like Karnataka's pilot of a farmer-developer special-purpose vehicle to help farmers install solar power plants on their farms. Fifth, extensive grid-connected solar pumps. Current obstacles to their adoption include concerns about their economic viability in the presence of high farm subsidies and farmers' potential unwillingness to feed in surplus power when selling water or irrigating extra land are more attractive prospects. Further, the grid-connected model requires pumps to be metered and billed for accounting purposes but suffers from a lack of trust between farmers and discoms. Adopting solutions like smart meters and smart transformers and engaging with farmers can build trust.

But piloting the model under different agro-economic contexts will be critical to developing a strategy to scale it up. The scheme, if implemented successfully, can generate thousands of jobs, reduce the carbon footprint of agriculture, and result in oil import savings. 

Q. In context to the passage, which of the following options strengthen the PM-KUSUM scheme?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 25

Option (A) and (B) - Both the options are talking in favour of the scheme, but no such information is mentioned in the passage. So, these both cannot be the answer

Option (D) - This option does not provide any information which strengthen the scheme

Option (C) - this is the correct option. It describes the scheme will help in decarbonization

(If implemented successfully, can generate thousands of jobs, reduce the carbon footprint of agriculture, and result in oil import savings).

Bank of India PO Mock Test - 4 - Question 26

Read the passage and answer the questions that follow.

The Union Minister of Power, New and Renewable Energy recently reviewed the progress of the PM-KUSUM scheme and reaffirmed the government's commitment to accelerating solar pump adoption. Launched in 2019, PM-KUSUM aims to help farmers’ access to reliable day time solar power for irrigation, reduce power subsidies, and decarbonize agriculture. But pandemic-induced disruptions, limited buy-in from States, and implementation challenges have all affected the scheme's roll-out. How can we unlock the opportunities it promises?

PM-KUSUM provides farmers with incentives to install solar power pumps and plants in their fields. They can use one of three deployment models: off-grid solar pumps, solarised agricultural feeders, or grid-connected pumps. Off-grid pumps have been the most popular, but the nearly 2,80,000 systems deployed fall far short of the scheme's target of two million by 2022. Barriers to adoption include limited awareness about solar pumps and farmers' inability to pay their upfront contribution. Progress on the other two models has been rather poor due to regulatory, financial, operational and technical challenges. Only a handful of States have initiated tenders or commissioned projects for solar feeders or grid-connected pumps, according to our study. Yet, both models are worth scaling up for they allow farmers to earn additional income by selling solar power to discoms, and discoms to procure cheap power close to centers of consumption. We propose five steps for tackling the myriad challenges linked to PM-KUSUM's implementation. First, extend the scheme's timelines. Most Indian discoms have a surplus of contracted generation capacity and are wary of procuring more power in the short term. Extending PM-KUSUM's timelines beyond 2022 would allow discoms to align the scheme with their power purchase planning. Second, create a level playing field for distributed solar plants. Selling surplus power to discoms is one of the main attractions of grid-connected models. Yet, discoms often find utility-scale solar cheaper than distributed solar (under the scheme) due to the latter's higher costs and the loss of locational advantage due to waived inter-State transmission system (ISTS) charges. (To tackle the bias against distributed solar, we need to inscribe(A) counter-party risks and grid-unavailability risks at distribution substations, regulate (B) tariff determination to reflect the higher costs of distributed power plants, and do over (C) with the waiver of ISTS charges for solar plants). Third, streamline land regulations through inter-departmental coordination. Doing so will help reduce delays in leasing or converting agricultural lands for non-agricultural purposes such as solar power generation. Fourth, support innovative solutions for financing farmers' contributions. Many farmers struggle to pay 30-40% of upfront costs in compliance with scheme requirements. Further, they cannot access bank loans without collateral. We need out-of-the-box solutions like Karnataka's pilot of a farmer-developer special-purpose vehicle to help farmers install solar power plants on their farms. Fifth, extensive grid-connected solar pumps. Current obstacles to their adoption include concerns about their economic viability in the presence of high farm subsidies and farmers' potential unwillingness to feed in surplus power when selling water or irrigating extra land are more attractive prospects. Further, the grid-connected model requires pumps to be metered and billed for accounting purposes but suffers from a lack of trust between farmers and discoms. Adopting solutions like smart meters and smart transformers and engaging with farmers can build trust.

But piloting the model under different agro-economic contexts will be critical to developing a strategy to scale it up. The scheme, if implemented successfully, can generate thousands of jobs, reduce the carbon footprint of agriculture, and result in oil import savings. 

Q. How can we unlock the various opportunities of KUSUM scheme?

Detailed Solution for Bank of India PO Mock Test - 4 - Question 26

All the options, except option (C) are out of context, no such information is mentioned in the passage

Option (C) - It is mentioned in the passage

(The grid-connected model requires pumps to be metered and billed for accounting purposes but suffers from a lack of trust between farmers and discoms. Adopting solutions like smart meters and smart transformers and engaging with farmers can build trust)

Bank of India PO Mock Test - 4 - Question 27

Read the passage and answer the questions that follow.

The Union Minister of Power, New and Renewable Energy recently reviewed the progress of the PM-KUSUM scheme and reaffirmed the government's commitment to accelerating solar pump adoption. Launched in 2019, PM-KUSUM aims to help farmers’ access to reliable day time solar power for irrigation, reduce power subsidies, and decarbonize agriculture. But pandemic-induced disruptions, limited buy-in from States, and implementation challenges have all affected the scheme's roll-out. How can we unlock the opportunities it promises?

PM-KUSUM provides farmers with incentives to install solar power pumps and plants in their fields. They can use one of three deployment models: off-grid solar pumps, solarised agricultural feeders, or grid-connected pumps. Off-grid pumps have been the most popular, but the nearly 2,80,000 systems deployed fall far short of the scheme's target of two million by 2022. Barriers to adoption include limited awareness about solar pumps and farmers' inability to pay their upfront contribution. Progress on the other two models has been rather poor due to regulatory, financial, operational and technical challenges. Only a handful of States have initiated tenders or commissioned projects for solar feeders or grid-connected pumps, according to our study. Yet, both models are worth scaling up for they allow farmers to earn additional income by selling solar power to discoms, and discoms to procure cheap power close to centers of consumption. We propose five steps for tackling the myriad challenges linked to PM-KUSUM's implementation. First, extend the scheme's timelines. Most Indian discoms have a surplus of contracted generation capacity and are wary of procuring more power in the short term. Extending PM-KUSUM's timelines beyond 2022 would allow discoms to align the scheme with their power purchase planning. Second, create a level playing field for distributed solar plants. Selling surplus power to discoms is one of the main attractions of grid-connected models. Yet, discoms often find utility-scale solar cheaper than distributed solar (under the scheme) due to the latter's higher costs and the loss of locational advantage due to waived inter-State transmission system (ISTS) charges. (To tackle the bias against distributed solar, we need to inscribe(A) counter-party risks and grid-unavailability risks at distribution substations, regulate (B) tariff determination to reflect the higher costs of distributed power plants, and do over (C) with the waiver of ISTS charges for solar plants). Third, streamline land regulations through inter-departmental coordination. Doing so will help reduce delays in leasing or converting agricultural lands for non-agricultural purposes such as solar power generation. Fourth, support innovative solutions for financing farmers' contributions. Many farmers struggle to pay 30-40% of upfront costs in compliance with scheme requirements. Further, they cannot access bank loans without collateral. We need out-of-the-box solutions like Karnataka's pilot of a farmer-developer special-purpose vehicle to help farmers install solar power plants on their farms. Fifth, extensive grid-connected solar pumps. Current obstacles to their adoption include concerns about their economic viability in the presence of high farm subsidies and farmers' potential unwillingness to feed in surplus power when selling water or irrigating extra land are more attractive prospects. Further, the grid-connected model requires pumps to be metered and billed for accounting purposes but suffers from a lack of trust between farmers and discoms. Adopting solutions like smart meters and smart transformers and engaging with farmers can build trust.

But piloting the model under different agro-economic contexts will be critical to developing a strategy to scale it up. The scheme, if implemented successfully, can generate thousands of jobs, reduce the carbon footprint of agriculture, and result in oil import savings. 

Q. What are the challenges faced by the PM KUSUM scheme in implementation?
(a)
 To maintain the balance between revenue and cost of discoms and uninterrupted supply of power
(b) Outdated modes of power transmission result in lesser output and higher costs
(c) Practical operative and economical challenges faced to install solar power models.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 27

Option (A) and (B) Both the options are out of context. No such information is mentioned in the passage

Option (C) it is mentioned in the passage

(Progress on the other two models has been rather poor due to regulatory, financial, operational and technical challenges)

Bank of India PO Mock Test - 4 - Question 28

In the question given below four words have been underline which may or may not be in their correct place, you are required to rearrange these words in order to form a meaningful sentence. 

In a sanctum (a) sequence of events, two men were beaten (b) to death over alleged attempts to commit sacrilege (c) in the disturbing (d) sanctorum of the Golden Temple in Amritsar and on the Sikh flag in a gurudwara at Nizampur village in Kapurthala earlier this week in Punjab. 

Detailed Solution for Bank of India PO Mock Test - 4 - Question 28

Words “b” and “c” are in their correct place but we have to interchange the places of “a” and “d”. The sequence of events is “disturbing” not sanctum because sanctum means a holy place. And that holy place given in the sentence is“Golden Temple in Amritsar”

The correct statement will be - In a disturbing sequence of events, two men were beaten to death over alleged attempts to commit sacrilege in the sanctum sanctorum of the Golden Temple in Amritsar and on the Sikh flag in a gurudwara at Nizampur village in Kapurthala earlier this week in Punjab.

Hence option D is the correct answer.

Bank of India PO Mock Test - 4 - Question 29

In the question given below four words have been underline which may or may not be in their correct place, you are required to rearrange these words in order to form a meaningful sentence. 

The use of problematic (a) as retaliation for their alleged acts is clearly illegal but it is also deeply vigilantism (b) in other ways as it has disallowed (c) any possibility of unraveling why these incidents occurred and if they were attempts to foment (d) communal tensions.

Detailed Solution for Bank of India PO Mock Test - 4 - Question 29

Words “c” and “d” are in their correct place but we have to interchange the places of “a” and “b”. Vigilantism is a noun which  means law enforcement undertaken without legal authority by a self-appointed group of people. Deeply is an adverb and it is qualified by adjectives. I.e. .”problematic”.  

Foment- instigate, incite, provoke.

The correct statement will be – The use of vigilantism as retaliation for their alleged acts is clearly illegal but it is also deeply problematic in other ways as it has disallowed any possibility of unraveling why these incidents occurred and if they were attempts to foment communal tensions. 

Hence option B is the correct answer.

Bank of India PO Mock Test - 4 - Question 30

In the question given below, five parts of a sentence are given in a shuffled manner. Arrange the parts in a meaningful order and mark the correct option as the answer.

A. the 2019 Lok Sabha election for a second term
B. a great deal of churn in politics,
C. in office, the nation has witnessed
D. ever since the Bharatiya Janata Party (BJP) swept
E. both at the national and State levels

Detailed Solution for Bank of India PO Mock Test - 4 - Question 30

Ever since the Bharatiya Janata Party (BJP) swept the 2019 Lok Sabha election for a second term in office, the nation has witnessed a great deal of churn in politics, both at the national and State levels.

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