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Dena Bank PO Mock Test - 3 - Bank Exams MCQ


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30 Questions MCQ Test - Dena Bank PO Mock Test - 3

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Dena Bank PO Mock Test - 3 - Question 1

Read the following statements carefully to answer the questions:
I. X is older than L.
II. M and N are of equal age.
III. Z is the youngest.
IV. Y is younger than N.
V. Y is older than X.

Q. Which statements(s) is/are not required to prove that L is younger than M?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 1

From I, II, IV and V,
we have : M = N > Y > X > L, i.e. M > L.
Thus, L is younger than M.
So, III is not required.

Dena Bank PO Mock Test - 3 - Question 2

Read the following statements carefully to answer the questions:
I. X is older than L.
II. M and N are of equal age.
III. Z is the youngest.
IV. Y is younger than N.
V. Y is older than X.

Q. Which set of statements proves that X is younger than M?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 2

From II, IV and V,
we have : M = N > Y > X, i.e. X < M.

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Dena Bank PO Mock Test - 3 - Question 3

Directions: A word and number arrangement machine when given an input line of word and numbers arranges them following a particular logic at each step. The following is an illustration of the input and various steps to obtain the output.
Input: toy 82 craft 73 artist 55 fragment 68 wrinkle 27
Step I: 27 82 craft 73 artist 55 fragment 68 wrinkle toy
Step II : 82 27 73 artist 55 fragment 68 wrinkle toy craft
Step III: 73 82 27 55 fragment 68 wrinkle toy craft artist
Step IV: 55 73 82 27 fragment 68 toy craft artist wrinkle
Step V: 68 55 73 82 27 toy craft artist wrinkle fragment
 
Step V is the final output.
Find the final output and various steps for the following input.
Input : action 46 frog 67 jam 28 flatter 59 terrific 39

Q. Which of the following words is towards the left of "jam" in step IV?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 3

terrific is the only word towards the left of "jam" in step IV.
Hence option A is correct.

Final Output:
Input : action 46 frog 67 jam 28 flatter 59 terrific 39
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog
Step III: 39 46 28 67 flatter 59 terrific jam frog action
Step IV: 67 39 46 28 59 terrific jam frog action flatter
Step V: 59 67 39 46 28 jam frog action flatter terrific
 
Common Explanation:
Change in Words: Words are rearranged as per ascending order of number of letters. Words are arranged at extreme right end.
Change in Numbers: The numbers are changed as per ascending order of the product of digits. Numbers are arranged at extreme left end.

Reference:
Input   : toy 82 craft 73 artist 55 fragment 68 wrinkle 27
Step I  : 27 82 craft 73 artist 55 fragment 68 wrinkle toy
 
Inference:
Here “28” is the number which has the lowest product of digits (16) and “jam” is the word with lowest number of letters.
Input : action 46 frog 67 jam 28 flatter 59 terrific 39
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
 
Reference:
Step I  : 27 82 craft 73 artist 55 fragment 68 wrinkle toy
Step II : 82 27 73 artist 55 fragment 68 wrinkle toy craft

Inference:
Here “46” is the number which has the second lowest product of digits (24) and “frog” is the word with second lowest number of letters.
Step I : 28 action 46 frog 67 flatter 59 terrific 39 jam
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog

Reference:
Step II : 82 27 73 artist 55 fragment 68 wrinkle toy craft
Step III: 73 82 27 55 fragment 68 wrinkle toy craft artist

Inference:
Here “39” is the number which has the third lowest product of digits (27) and “action” is the word with third lowest number of letters.
Step II: 46 28 action 67 flatter 59 terrific 39 jam frog
Step III: 39 46 28 67 flatter 59 terrific jam frog action
 
Reference:
Step III: 73 82 27 55 fragment 68 wrinkle toy craft artist
Step IV: 55 73 82 27 fragment 68 toy craft artist wrinkle

Inference:
Here “67” is the number which has the fourth lowest product of digits (42) and “flatter” is the word with fourth lowest number of letters.
Step III: 39 46 28 67 flatter 59 terrific jam frog action
Step IV: 67 39 46 28 59 terrific jam frog action flatter
 
Reference:
Step IV: 55 73 82 27 fragment 68 toy craft artist wrinkle
Step V : 68 55 73 82 27 toy craft artist wrinkle fragment

Inference:
Here “59” is the number which has the fifth lowest product of digits (45) and “terrific” is the word with fifth lowest number of letters.
Step IV: 67 39 46 28 59 terrific jam frog action flatter
Step V: 59 67 39 46 28 jam frog action flatter terrific

Dena Bank PO Mock Test - 3 - Question 4

The Speaker of Lok Sabha/Chairman of Rajya Sabha can

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 4

The Speaker does not vote in the House except on those rare occasions when there is a tie at the end of a decision.
Chairman of Rajya Sabha has no vote except when there is a tie (article 100).

Dena Bank PO Mock Test - 3 - Question 5

Which South lndian city is airlinked to the Maldives?    

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 5
Explanation:

  • Airlink to the Maldives: Trivandrum is the South Indian city airlinked to the Maldives.

  • Connectivity: Trivandrum International Airport has direct flights to the Maldives, making it convenient for travelers from South India to reach the Maldives.

  • Location: Trivandrum, also known as Thiruvananthapuram, is the capital city of Kerala and is located in the southern part of India.

  • Flight Options: Airlines such as Air India, IndiGo, and SpiceJet operate flights from Trivandrum to Male, the capital of the Maldives.

  • Convenience: The airlink between Trivandrum and the Maldives provides travelers with a convenient and efficient way to reach the picturesque island nation.

Dena Bank PO Mock Test - 3 - Question 6

Madan Lal had played 67 ODIs with his highest being 53 not out.How many runs did he make in these 67 ODIs?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 6

Madanlal proved his value to the side both with his courageous middle order batting and his nippy medium pace bowling. He proved it in Tests while bowling India to victory over England at Bombay in 1981 or by rescuing the country by scoring a gallant 74 against Pakistan at Bangalore in 1983.

Dena Bank PO Mock Test - 3 - Question 7

Ajit Agarkar made his Test debut in 1998 as a bowler. How many wickets did he take in that match including both 1st and 2nd innings?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 7

Agarkar's entry into international cricket was with an avalanche of wickets that made him the fastest to 50 in ODIs.

Dena Bank PO Mock Test - 3 - Question 8

The surface tension of water on adding detergent to it –

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 8

In the solid and liquid phase, water molecules are bonded to each other by virtue of an interaction between hydrogen atoms on one molecule and the oxygen atom of another — the process is referred to as "hydrogen bonding." The result is a kind of "skin" on liquid water's surface.

Dena Bank PO Mock Test - 3 - Question 9

In case the President wishes to resign, to whom he is to address his resignation letter?  

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 9

Article 56 of the Indian Constitution states that (1) the President shall hold office for a term of five years from the date on which he enters upon his office: provided that-the President may, by writing under his hand addressed to the Vice-President, resign his office; the President may, for violation of the Constitution, be removed from office by impeachment in the manner provided in article 61; and the President shall, notwithstanding the expiration of his term, continue to hold office until his successor enters upon his office; (2) any resignation addressed to the Vice-President under clause (1) of the proviso to clause (1) shall forthwith be communicated by him to the Speaker of the House of the People.

Dena Bank PO Mock Test - 3 - Question 10

The voting age in India was lowered from 21 year to 18 years through –

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 10

The minimum age of voting in India was lowered from 21 to 18 years by the 61st Amendment Act in .1988 read with Act 21 of 1989. 

Dena Bank PO Mock Test - 3 - Question 11

Gandhara Art is the combination of -

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 11

Gandhara art was a style of Buddhist visual art that developed from a merger of Greek, Syrian, Persian, and Indian artistic influences during the first few centuries of Christian era. The foreign influence is evident from the sculptures of Buddha in which they bear resemblance to the Greek sculptures. Both Shakas and Kushanas were patrons of Gandhara School.

Dena Bank PO Mock Test - 3 - Question 12

Which bank is the first bank to commence its operations in India?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 12

The banking system commenced in India with the foundation of the Bank of Hindustan in Calcutta (now Kolkata) in 1770 which ceased to operate in 1832.

Dena Bank PO Mock Test - 3 - Question 13

Under which Act is a Land Development Bank registered in our country?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 13

Land Development Banks (LDBs) are essentially co-operative institutions. All the LDBs are registered under the Co-operative Societies Act.

Dena Bank PO Mock Test - 3 - Question 14

At present (2015), the contribution of Government of India and Reserve Bank of India in the capital of NABARD is in the ratio

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 14

NABARD was set up with an initial capital of 100 crore. Consequent to the revision in the composition of share capital between Government of India and RBI, the paid up capital as on 31 March 2015, stood at 5000 crore with Government of India holding 4,980 crore (99.60%) and Reserve Bank of India 20.00 crore (0.40%). RBI sold its stake in NABARD to the Government of India, which now holds 99% stake. So, the contribution of Government of India and Reserve Bank of India in the capital of NABARD is in the ratio 99 : 01

Dena Bank PO Mock Test - 3 - Question 15

As part of the Financial Inclusion the following acts as an alternative to the Branch Banking.

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 15

Mobile Banking: It refers to the use of a mobile device to carry out financial transactions anywhere.

  • ​This service is provided by majorly all financial institutions, especially banks.
  • Mobile banking enables customers to carry out various transactions, which may vary depending upon institutions.
  • Mobile banking service can be categorized into, account information, transaction, investment, support service, content, and news.
  • It can be done either through the internet or SMS.
  • In 2002 mobile banking was started in India by a way through SMS.
Dena Bank PO Mock Test - 3 - Question 16

______________ are financial instruments in which an investor lends money to a corporation or government for a specific length of time in exchange for regular interest payments.

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 16

Bonds are financial instruments in which an investor lends money to a corporation or government for a specific length of time in exchange for regular interest payments.

Dena Bank PO Mock Test - 3 - Question 17

Which committee was formed to look into the NPA (Non-Performing Assets) and recommended the Inter creditor agreement ?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 17
  • Sunil Mehta, a non-executive chairman of Punjab National Bank , was the head of Sashakt Committee.
  • The government had constituted a committee led by Sunil Mehta to resolve the issue of  NPAs.
  • Sunil Mehta said the new RBI direction making the Inter-Creditor Agreement (ICA) framework mandatory is a move in the right direction for resolution of non-performing assets (NPAs or bad loans).
  • Sashakt panel has recommended that bad loans of up to Rs 50 crore will be managed at the bank level, with a deadline of 90 days.
  • For bad loans of Rs 50-500 crore, banks will enter into an ICA, authorising the lead bank to implement a resolution plan in 180 days or refer the case to the National Company Law Tribunal (NCLT). 
  • The Sashkat ICA can be modified to incorporate the requirements of the new framework and serve as the Master Inter-Creditor Agreement for resolution of all stressed asset under BLRA (Bank Led Resolution Approach). 
Dena Bank PO Mock Test - 3 - Question 18

Which bank has introduced the first floating ATM in India?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 18

In 2004, SBI opened the first floating ATM in Kerala. The SBI floating ATM was installed in the Kerala Shipping and Inland Navigation Corporation's Jhankar yacht (KSINC).

Dena Bank PO Mock Test - 3 - Question 19

_______ is India's primary regulatory organization in charge of matters relating to policy, planning, and operations in the field of credit for agriculture and other economic activities in rural regions.

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 19

The National Bank for Agricultural and Rural Development (NABARD) is India's primary regulatory organization in charge of matters relating to policy, planning, and operations in the field of credit for agriculture and other economic activities in rural regions.

Dena Bank PO Mock Test - 3 - Question 20

What is the new eligibility limit for NBFCs for debt recovery under the SARFAESI Act ?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 20
  • Non-Banking Financial Companies (NBFCs) eligibility limit for debt recovery under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (Sarfaesi) Act 2002 has been reduced from Rs 500 crore to Rs 100 crore in asset size and Rs 1 crore to Rs 50 lakh in loan size.
  • The Act allows lenders to auction properties of defaulters to recover their dues.
  • The government has proposed to provide credit guarantee for the NBFC sector that has been facing liquidity crisis since the burst of the IL&FS (Infrastructure Leasing & Financial Services Limited is an Indian infrastructure development and finance company) scam.
  • The Reserve Bank of India’s report on banking trends for 2018-19 showed the gross non-performing assets ratio of banks has increased to 6.1% of assets from 5.3 per cent in the last year.
  • According to a note from rating agency Crisil, the reduction for applicability under Sarfaesi Act is a positive action and will bring an additional 12-15 per cent of NBFCs’ loan against property, which stands at around Rs 1 lakh crore as of March 2019, under the Sarfaesi act.
Dena Bank PO Mock Test - 3 - Question 21

Who inaugurated the Silica Reduction Plant at Bhilai Steel Plant's Dalli Mines?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 21

Jyotiraditya Scindia, the Union Minister, virtually inaugurated the Silica Reduction Plant at Bhilai Steel Plant's Dalli Mines. The plant aims to refine iron ore of size less than one mm to achieve the desired grade for effective usage in the Blast Furnace. It is aligned with the existing Crushing, Screening, and Washing wet plant at Dalli and aims to enhance the iron ore supplied to Bhilai Steel Plant.

Dena Bank PO Mock Test - 3 - Question 22

Who has been appointed as the President of BRICS CCI WE Women's Vertical?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 22

Ruby Sinha has been appointed as the President of BRICS CCI WE (Women's Vertical) for a period of three years. BRICS CCI is dedicated to fostering economic growth and cultural cooperation among the BRICS nations (Brazil, Russia, India, China, and South Africa). The Women's Vertical aims to empower women entrepreneurs, promote gender equality, and enhance collaboration in trade and investment.

Dena Bank PO Mock Test - 3 - Question 23

Which country hosted the 2023 Cricket World Cup?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 23

 The 2023 Cricket World Cup was hosted by England. The tournament featured teams from various cricket-playing nations competing in the One Day International format. It showcased thrilling matches and determined the world champion in men's cricket.

Dena Bank PO Mock Test - 3 - Question 24

What is the objective of the "One Nation, One Ration Card" scheme?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 24

The "One Nation, One Ration Card" scheme aims to provide portability of food grains entitlements to beneficiaries under the National Food Security Act (NFSA) across states and Union Territories (UTs) of India. It allows eligible beneficiaries to access their Public Distribution System (PDS) benefits from any Fair Price Shop (FPS) across the country. This scheme ensures food security for migrant workers and their families.

Dena Bank PO Mock Test - 3 - Question 25

Who won the Nobel Prize in Literature in 2022?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 25

Olga Tokarczuk, a Polish author and activist, was awarded the Nobel Prize in Literature in 2022. She is known for her distinctive storytelling style and exploring themes of identity, history, and human rights. Her works have garnered critical acclaim and have been translated into many languages.

Dena Bank PO Mock Test - 3 - Question 26

Which Indian state launched the "Nadu-Nedu" program?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 26

Andhra Pradesh launched the "Nadu-Nedu" program, which aims to transform government schools by improving their infrastructure and educational facilities. The program focuses on providing better classroom amenities, clean toilets, safe drinking water, and digital learning equipment. It aims to enhance the quality of education and create a conducive environment for students in government schools.

Dena Bank PO Mock Test - 3 - Question 27

Which country hosted the 2022 FIFA World Cup?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 27

Qatar hosted the 2022 FIFA World Cup, which is the most prestigious tournament in men's international soccer. It took place in November and December 2022, featuring matches played across various stadiums in Qatar. The tournament captivated fans worldwide and showcased the best football talent from different nations.

Dena Bank PO Mock Test - 3 - Question 28

Which organization launched World Rainforest Day?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 28

World Rainforest Day was launched by the Rainforest Partnership, a non-profit environmental organization based in Austin, Texas. The initiative aims to raise awareness about the importance of rainforests and their contributions to the planet's health.

Dena Bank PO Mock Test - 3 - Question 29

What is the theme for World Rainforest Day this year?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 29

The theme for World Rainforest Day this year is "Conserve. Restore. Regenerate." It emphasizes the collective efforts required to ensure the long-term thriving existence of rainforests and the need for everyone to participate in their conservation and restoration.

Dena Bank PO Mock Test - 3 - Question 30

Which bank has introduced the 'one-view' feature on its mobile application?

Detailed Solution for Dena Bank PO Mock Test - 3 - Question 30

Axis Bank has introduced the 'one-view' feature on its mobile application, allowing customers to manage multiple bank accounts, including non-Axis accounts, on a single platform. This feature leverages the account aggregator ecosystem, following the open banking principle.

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