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SIDBI Assistant Manager Mock Test - 8 - Banking Exams MCQ


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30 Questions MCQ Test - SIDBI Assistant Manager Mock Test - 8

SIDBI Assistant Manager Mock Test - 8 for Banking Exams 2024 is part of Banking Exams preparation. The SIDBI Assistant Manager Mock Test - 8 questions and answers have been prepared according to the Banking Exams exam syllabus.The SIDBI Assistant Manager Mock Test - 8 MCQs are made for Banking Exams 2024 Exam. Find important definitions, questions, notes, meanings, examples, exercises, MCQs and online tests for SIDBI Assistant Manager Mock Test - 8 below.
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SIDBI Assistant Manager Mock Test - 8 - Question 1

Question: Four subjects - Physics, Chemistry, Mathematics and Biology - were taught in four consecutive periods of one hour each starting from 8.00 a.m. At what time was the Chemistry period scheduled ?

Statements:
I. Mathematics period ended at 10.00 a.m., which was preceded by Biology.
II. Physics was scheduled in the last period.
III. Mathematics period was immediately followed by Chemistry.

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 1

Explanation:

From I and II, we conclude that Mathematics period began at 9.00 a.m., Biology period began at 8.00 a.m. and Physics period began at 11 a.m. So, the Chemistry period began at 10.00 a.m.

From I and III, we conclude that Mathematics period ended and Chemistry period began at 10.00 a.m.

SIDBI Assistant Manager Mock Test - 8 - Question 2

Directions: Study the following information to answer the given questions

Twelve people are sitting in two parallel rows containing six people each, in such a way that there is an equal distance between adjacent persons. In row-1 L, M, N, O, P and Q are seated and all of them are facing South. In row-2 A, B, C, D, E and F are seated and all of them are facing North. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row. O sits third to right of M. Either O or M sits at an extreme end of the line. The one who faces M sits second to right of E. Two people sit between B and F. Neither B nor F sits at an extreme end of the line. The immediate neighbor of B faces the person who sits third to left of L. N and P are immediate neighbors of each other. C sits second to the left of A. P does not face the immediate neighbor of D.

Q. Who amongst the following sit at extreme ends of the rows?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 2

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SIDBI Assistant Manager Mock Test - 8 - Question 3

Directions: Read the following information carefully and answer the questions.
Alex, Bravo, Charlie, Delta, Echo and Foxtrot joined six different colleges – UBS, SP JAIN, DAVIET, JBIMS, IIMA and IIMB and opted for six different courses in management – Marketing, Finance, Operations, HR, Logistics and General Management.
Each of them has a different educational qualification out of B. Tech, B.Sc, B.Com, C.A, BBM and BA.
The following information is available about them:

  • Delta joined SP JAIN and did not take up Marketing or Logistics and is not a B. Tech.
  • The person who joined IIMA opted for HR and is not a C.A or B.Sc.
  • Foxtrot is a C.A and has taken Finance management.
  • The person, who is a B.A graduate, joined JBIMS and took Logistics. Whereas, the person, who is a B.Com graduate, took up General Management.
  • The person, who is a B. Tech graduate, has taken Operations Management and did not join UBS or DAVIET.
  • Alex joined IIMB, Charlie is B.A graduate and Bravo took up HR.

Q. What is the educational qualification of Delta and what is the course he opted for?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 3

Following the common explanation we observe that Delta has opted for B.Com and General management.
Option C is hence the correct answer.

Common Explanation:
References:
Delta joined SP JAIN and did not take up Marketing or Logistics and is not a B. Tech.
Inference:

References:
Foxtrot is a C.A and has taken Finance management.
Inference:

References:
Alex joined IIMB, Charlie is B.A graduate and Bravo took up HR.
The person who joined IIMA opted for HR and is not a C.A or B.Sc.
Inference:

References:
The person, who is a B.A graduate, joined JBIMS and took Logistics.
Inference:

References:
The person, who is a B. Tech graduate, has taken Operations Management and did not join UBS or DAVIET.
Inference:
Thus Alex is a B. Tech graduate.
Now as Delta has not opted for Marketing, Marketing must be opted by Echo, thus Delta opts General Management.

References:
The person, who is a  B . Com  graduate, took up General Management.
Inference:
Thus Delta is  B . Com  graduate.
Now is Bravo has not done B.Sc. he must have done BBM and thus Echo has done B.Sc.

SIDBI Assistant Manager Mock Test - 8 - Question 4

Direction: In each question below is given a statement followed by two conclusions numbered I and II. You have to assume everything in the statement to be true, then consider the two conclusions together and decide which of them logically follows beyond a reasonable doubt from the information given in the statement.

Statements: Nation X faced growing international opposition for its decision to explode eight nuclear weapons at its test site.

Conclusions:

  1. The citizens of the nation favoured the decision.
  2. Some powerful countries do not want other nations to become as powerful as they are.
Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 4

Neither the citizens response to the decision nor the reason for opposition by other nations can be deduced from the statement. So, neither I nor II follows.

SIDBI Assistant Manager Mock Test - 8 - Question 5

A car traveling with 5/7 of its actual speed covers 42 km in 1 hr 40 min 48 sec. What is the actual speed of the car?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 5

Time taken = 1 hr 40 min 48 sec = 1 hr (40 + 4/5) min = 1 + 51/75 hrs = 126/75 hrs
Let the actual speed be x km/hr
Then, (5/7) * x * (126/75) = 42
⇒ x = 42 * 7 * (75 / 5) * 126
⇒ x = 35 km/hr

SIDBI Assistant Manager Mock Test - 8 - Question 6

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 6

SIDBI Assistant Manager Mock Test - 8 - Question 7

A card is randomly drawn from a deck of 52 cards. What is the probability getting a five of Spade or Club?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 7

SIDBI Assistant Manager Mock Test - 8 - Question 8

Study the following table and answer the questions based on it.

The ratio between the total expenditure on Taxes for all the years and the total expenditure on Fuel and Transport for all the years respectively is approximately?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 8

SIDBI Assistant Manager Mock Test - 8 - Question 9

The average production for five years was maximum for which company?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 9

SIDBI Assistant Manager Mock Test - 8 - Question 10

In which year was the percentage of production of Company Z to the production of Company Y the maximum?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 10

The percentages of production of Company Z to the production of Company Z for various years are:

SIDBI Assistant Manager Mock Test - 8 - Question 11

The following line graph gives the percent profit earned by two Companies X and Y during the period 1996 - 2001

If the incomes of two Comapanies were equal in 1999, then what was the ratio of expenditure of Company X to that of Company Y in 1999 ?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 11

SIDBI Assistant Manager Mock Test - 8 - Question 12

Pipe A can fill a Tank in 18 Hours, Pipe B can empty a Tank in 12 Hours, Pipe C can fill Tank in 6 Hours. The Tank is already filled up to 1/6 of its capacity. Now Pipe A is opened in the First Hour alone, Pipe B is opened in the Second Hour alone and Pipe C is opened in the Third Hour alone. This cycle is repeated until the Tank gets filled. Then in How many Hours does the rest of Tank gets filled?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 12

In First Hour Tank filled = 1/6+1/18
Second Hour = 1/6+1/18-1/12
Third Hour = 1/6+1/18-1/12+1/6 = 11/36 is filled 25/36 is left
From then 3 hours work = 1/18-1/12+1/6 = 5/36
5*3 Hours = 5*5/36 = 25/36
Total = 5*3+3 = 18 Hours

SIDBI Assistant Manager Mock Test - 8 - Question 13

The volume of a gas is directly proportional to temperature and inversely proportional to pressure. If the gas occupies 400 cubic feet volume at some pressure, then by what percentage does the pressure need to be increased so as to compress the gas into a 4 cubic feet tank at constant temperature?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 13

V α T/P
Since temperature is constant, therefore
V α T/P
⇒ V1P1 = V2P2
400P1 = 4P2
P2 = 100P1
So, percentage increase 

SIDBI Assistant Manager Mock Test - 8 - Question 14

Directions: Study the following caselet carefully to answer the questions given beside.
Rahim is an employee in TCS. In December 2019, his expenditure and savings are as follows:
He spends four times on house rent of what he spends on grocery in that month. One-fifth of his salary goes on these two items only. He spends a total of Rs. 10000 on school fee of his kids and house maid. He also gives Rs. 12000 to his younger brother who studies in college, which is thrice the amount he gives to house maid. Expenditure on petrol is Rs. 6000, and two-third of expenditure on petrol is equal to the expenditure on grocery. He also goes to the gym for which he pays half what he pays to his house maid. Whatever left after all this expenditure becomes his savings for December 2019.

Q. In January 2020, his younger brother earns some money through a part time work at college so now he takes only Rs. 8000 in that month from Rahim. What is the savings of Rahim in January 2020?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 14

His brother was earlier taking Rs. 12000 and now Rs. 8000, so Rahim now would save Rs. 4000. In his total savings of Rs. 50000 that we evaluated in common explanation, he would have Rs. (50000 + 4000) = Rs. 54000.
Hence, option B is correct.
 
Common Explanation:

Expenditure on petrol is Rs. 6000, and since two-third of expenditure on petrol is equal to expenditure on grocery, we have
Expenditure on grocery is (2 / 3) × 6000 = Rs. 4000
He spend four times on house rent on what he spend on grocery in that month, means
Expenditure on house rent = 4 × 4000 = Rs. 16000
Expenditure on grocery + house rent = 4000 + 16000 = 20000
This is one-fifth of his salary, means his salary is = 5 × 20000 = Rs. 100000
He gives Rs. 12000 to his younger brother, which is thrice the amount he gives to house maid, means
Expenditure on house maid = Rs. (1 / 3) × 12000 = Rs. 4000
Expenditure on school fee + house maid = 10000
Expenditure on school fee + 4000 = 10000
Expenditure on school fee = Rs. 6000
He go to gym for which he pays half what he pays to his house maid = (1 / 2) × 4000 = Rs. 2000
We tabulate all this information as follows:

SIDBI Assistant Manager Mock Test - 8 - Question 15

Do the roses in your garden smell / more sweetly / than those in ours? / No error

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 15

This statement is wrong: more sweetly

Correct Statement will be: Sweeter

SIDBI Assistant Manager Mock Test - 8 - Question 16

DIRECTIONS: The following question contains an idiom and its usage in a sentence, followed by five possible meanings labelled A, B, C, D and E. Pick out the right meaning of the idiom in question and mark your answer accordingly.
Q.
Hair-breath escape.

The boy had a "hair-breath escape" from a street accident.

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 16

Hair breath escape: Very close escape

SIDBI Assistant Manager Mock Test - 8 - Question 17

Directions: In the given statements, a blank has been given. This needs to be filled up using the correct combination of words from the three options mentioned, so that the resulting statement is grammatically and contextually correct.

You should not _______________ the streets with rubbish; you should treat the public space the same way you would treat your own home.

I. garbage
II. loiter
III. litter

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 17

Garbage: rubbish or waste, especially domestic refuse
Loiter: stand or wait around without apparent purpose
Litter: make (a place or area) untidy with rubbish or a large number of objects left lying about
The blank demands a verb. “Garbage” is a noun. Hence, it gets eliminated.
“Loiter” makes no sense in the given context. So, it also gets eliminated.
Only ‘litter’ makes perfect sense in the blank both grammatically and contextually. It is also a verb.
Hence, option C is the correct answer.

SIDBI Assistant Manager Mock Test - 8 - Question 18

Directions: Read the following passage carefully and answer the questions given beside.

A powerful cyclonic storm named Fani (pronounced Foni) is headed towards the Odisha coast, with its landfall forecast near Puri Friday. Expected to generate storms with wind speeds as high as 200 km per hour, it has the potential to cause widespread damage in Odisha and neighbouring states. The last time such a powerful cyclonic storm had emerged in the Bay of Bengal at this time of the year, in 2008, it had killed more than 1.25 lakh people in Myanmar. But that was mainly because of the lack of a sophisticated warning system and enough logistical preparedness to evacuate people.

Fani, on the other hand, has been continuously monitored ever since it developed in the southeast of Sri Lanka about a week ago, warnings have been issued after every few hours to fishermen and people living in coastal regions, and a massive emergency preparedness has been mounted. In the last few years, India has impressively managed disasters caused by cyclones, most remarkably during Cyclone Phailin of 2013, which was even stronger than the approaching Fani.

The eastern coast of India is no stranger to cyclones. On an average, five to six significant cyclonic storms emerge in the Bay of Bengal region every year. The months of April and May just before the start of the monsoon, and then October to December immediately after the end of the monsoon, are the prime seasons for tropical cyclones.

Q. Which of the following places is the origin point of cyclonic storm Fani?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 18

Refer:

Fani, on the other hand, has been continuously monitored ever since it developed in the southeast of Sri Lanka about a week ago,…

Hence option D is correct.

SIDBI Assistant Manager Mock Test - 8 - Question 19

Which of the following pairs is/are correctly matched:

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 19

Answer: d

Explanation: Lytton's reactionary policies such as reduction of maximum age limit for the I.C.S. examination 'from 21 years to 19 years (1876), the grand Delhi Durbar of 1877 when the country was in the severe grip of famine, and the Arms Act (1878) provoked a storm of opposition in the country.

SIDBI Assistant Manager Mock Test - 8 - Question 20

Which of the following is not associated with the UNO?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 20

UNO: United Nations Organization
ILO: International Labor Organization
WHO: World Health Organization
ASEAN: Association of Southeast Asian Nations

SIDBI Assistant Manager Mock Test - 8 - Question 21

The Drafting of the Constitution was completed on :  

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 21

A Draft Constitution was prepared by the committee and submitted to the Assembly on 4 November 1947. Draft constitution was debated and over 2000 amendments were moved over a period of two years. Finally on 26 November, 1949, the process was completed and Constituent assembly adopted the constitution. 284 members signed the document and the process of constitution making was complete. 

SIDBI Assistant Manager Mock Test - 8 - Question 22

Currency appreciation depicts a situation when domestic currency gains its value in relation to a foreign currency.

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 22

Rising in the value of domestic currency in the foreign exchange market is known as currency appreciation,

SIDBI Assistant Manager Mock Test - 8 - Question 23

Who served as the first Governor of the Reserve Bank of India (RBI)?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 23

Sir Osborne Smith was the first Governor of the Reserve Bank.

SIDBI Assistant Manager Mock Test - 8 - Question 24

Under the provisions of which of the following acts does the Reserve Bank of India have the power to regulate, supervise and control the banking sector?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 24

Banking Regulation Act gives the Reserve Bank of India (RBI) the power to license banks, have regulation over shareholding and voting rights of shareholders, supervise the appointment of the boards and management, regulate the operations of banks, lay down instructions for audits, control moratorium, mergers and liquidation, issue directives in the interests of public good and on banking policy, and impose penalties.

SIDBI Assistant Manager Mock Test - 8 - Question 25

Financial inclusion is needed because of the following?

  1. Growth
  2. Development
  3. Service delivery
Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 25

The need for financial inclusion can be observed in:

  • Development – Greater access to financial services = Increase in savings + Decrease in income inequality & poverty + Increase in employment levels
  •  Growth – It encourages the habit to save, thus enhancing capital formation in the country and giving it an economic boost. Also, the availability of sufficient and transparent credit from formal banking institutions will promote the entrepreneurial spirit among the people = increase in productivity and prosperity in rural areas.
  • Service delivery – Direct cash transfers to beneficiary bank accounts rather than physical cash payments against the subsidy.
SIDBI Assistant Manager Mock Test - 8 - Question 26

What are the Disadvantages of the Automated Teller Machine (ATM)?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 26

Disadvantages of ATM:

  1. Limitation of Cash Withdrawals
  2. Possibility of Misusing the ATM card if misplaced, lost, or stolen
  3. Hacking is possible
  4. Lack of Personal Service
  5. Banks have limited ATMs in Rural Areas
  6. If you get a problem with your bank card, or forget your pin, you can’t withdraw your money
SIDBI Assistant Manager Mock Test - 8 - Question 27

What is the theme of the 7th edition of the India Mobile Congress (IMC 2023)?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 27

The 7th edition of IMC, hosted jointly by the Department of Telecommunications and the Cellular Operators Association of India, has the theme 'Global Digital Innovation.' The event aims to focus on the development of indigenous technology, foster the growth of the telecom and semiconductor manufacturing ecosystem, and take a leading role in 6G technology. Therefore, option a is the correct answer.

SIDBI Assistant Manager Mock Test - 8 - Question 28

Which naval ship participated in the training exercise 'Operation Southern Readiness 2023'?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 28

INS Sunayna, a second Saryu-class patrol vessel, participated in the training exercise 'Operation Southern Readiness 2023.' The exercise focused on promoting security, stability, and prosperity in international waters and was conducted in Seychelles. Therefore, option b is the correct answer.

SIDBI Assistant Manager Mock Test - 8 - Question 29

What do the new ESG rating regulations by SEBI require from rating agencies?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 29

The new ESG rating regulations by SEBI require rating agencies to be incorporated as companies under the Companies Act, 2013, with ESG marked as the main object in their Memorandum of Association (MoA). This aims to bring more accountability and transparency to ESG ratings and improve the quality of ESG disclosures by companies. Therefore, option a is the correct answer.

SIDBI Assistant Manager Mock Test - 8 - Question 30

Which Indian state/union territory established the Department of Public Grievances?

Detailed Solution for SIDBI Assistant Manager Mock Test - 8 - Question 30

The government of Jammu & Kashmir (J&K) established the Department of Public Grievances as a separate administrative department in the Union Territory. This department focuses on addressing public grievances efficiently and enhancing citizen satisfaction. Therefore, option b is the correct answer.

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