NIACL Assistant Mock Test - 5 - Insurance Exams MCQ

Directions: In each question below four words which are numbered (1), (2), (3), (4) have been printed in underlined, of which one word may be wrongly spelled or inappropriate in the context of the sentence. The number of that word is the answer. If you find no error, select (5) No Error, as you answer.

In the PNB case,the employees issued(1) LoUs to generally(2) large and long credit lines in breach(3) of bank policy,and such exposures(4) were kept out of the bank's books.No Error (5).

Directions: In each question below four words which are numbered (1), (2), (3), (4) have been printed in underlined, of which one word may be wrongly spelled or inappropriate in the context of the sentence. The number of that word is the answer. If you find no error, select (5) No Error, as you answer.

These illustrations(1) are not only of(2) how some teachers are bringing equity (3)and quality into their classrooms but also about the larger issue of systemic(4) change.No Error (5).

Directions: In each question below four words which are numbered (1), (2), (3), (4) have been printed in underlined, of which one word may be wrongly spelled or inappropriate in the context of the sentence. The number of that word is the answer. If you find no error, select (5) No Error, as you answer.

There are many organisations(1) which are constantly(2) engaging with social problems, be it in the area of operations, programme implementation(3) or advocating(4).No Error (5).

Direction: In the following question, one part of the sentence may have an error. Find out which part of the sentence has an error and select the option corresponding to it. If the sentence is free from error, select the 'No error' option.

There was a error /(1) in the contest and the team /(2) had to start the /(3) project all over again. /(4) No error /(5)

Direction: Fill in the blanks with the appropriate word.

She was ______ for just about every appointment she made, whether it was work-related or just a coffee date with a friend.

Direction: In the following sentence, a part of the sentence is bolded. Below are given alternatives for the bolded part, which may improve the sentence. Choose the correct alternative. In case no improvement is needed, choose the option ‘No improvement.'

People need not worry or think out the repercussions of complaining to the DA if they find evidence.

A. Think up

B. Think through

C. Think over

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. that patriotism today is not a secular

B. signalling secular sensibilities are immediately

C. confronted each other to prove

D. the communal and the national

E. loyalty but a majoritarian definition

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. you were the centre of their universe

B. memory of the golden years

C. influence the child, totally

D. what is really heart-breaking is the

E. of the early youth of your children when

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. determined not to let a stray

B. brushed past me, so close

C. I turned and came directly in the path

D. incident like this unnerve me,

E. of a flash of welding flame

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. the implementation of these guidelines

B. the outcome of consultations, particularly

C. the given guidelines and help in assessing

D. the member states to widely disseminate

E. the Council of Europe has also asked

The following question contains five parts out of which, four parts when unjumbled and joined together form a meaningful sentence. You have to find the sequence in which the four parts should be joined in order to form a meaningful sentence.

A. by public authorities to individuals, NGOs and civil society at large that

B. the fourth provision Active involvement refers to opportunities for

C. of Ministers is council’s statutory decision-making body

D. extend beyond the provision of information, consultation or dialogue

E. civil participation in decision-making processes provided

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the SECOND sentence after rearrangement?

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the SIXTH sentence after rearrangement?

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the FOURTH sentence after rearrangement?

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the THIRD sentence after rearrangement?

Direction: From the given six sentences (A), (B), (C), (D), (E) and (F) rearrange the following in the proper sequence to form a meaningful paragraph; then answer the question given below them.

A. Union Law Minister Ravi Shankar Prasad said in the Lok Sabha on Wednesday that while public interest litigation (PIL) for securing the rights of the poor, the workers and against corrupt public servants were to be supported, governance through such petitions should not be done.

B. "Only those voted in by the people and who are accountable to Parliament have the right to govern and frame laws for the country. The High Courts and the Supreme Court do not have that right. This has been clearly stated in our Constitution", he said.

C. Based on the reports submitted by the arrears committee of various High Courts, it was resolved that they would assign top priority to the disposal of cases pending for more than five years and priority should be given for disposal of cases pending in the district courts for more than five years.

D. Mr. Prasad owned up to filing several such petitions himself in cases challenging corrupt practices of politicians but said 'with great humility' that it was not the job of the courts to govern the country through them.

E. Responding to a query during Question Hour on the pendency of cases in various courts of law, Mr. Prasad was asked by Laxmi Narayan Yadav, BJP MP from Sagar, whether an increase in the number of PIL petitions had contributed to the same.

F. Mr. Prasad said more than 5,000 posts in the lower judiciary were lying vacant and the Central government was giving emphasis on filling the posts with fair representation from the SCs, STs, OBCs and minorities so that they could occupy posts in the higher judiciary.

Q. Which of the following should be the FIFTH sentence after rearrangement?

In the sentence given below, an idiom/phrasal verb has been highlighted in underlined. Given below it are five options, out of which you need to find the one which has the same meaning as the idiom/phrasal verb used in the sentence and can successfully replace the idiom/phrasal verb without changing the meaning of the sentence.

The banks drew a line in the sand: there was to be no additional help.

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. Why were crop insurance schemes in the past only partially successful?

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. Why does the minister emphasise that agriculture will have to grow faster for the country?

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. Which of the following statements is true according to the passage?

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. In India, at present, how much of the total crop area is covered by insurance?

Read the passage and answer the questions that follow.

Terming agriculture as "absolutely critical to the country`s economy," the union Finance Minister launched the "Pradhan Mantri Fasal Bima Yojana" and "Unified Package Insurance Scheme". He said that the revamped insurance schemes that were launched had the potential to reduce distress in the farm sector and would be rolled out in a "mission mode" from April 1 to cover Kharif crops. Though the country had crop insurance schemes in the past, they were partially successful as they were mainly linked to crop loans. This is a crop insurance scheme with a difference, and the difference is absolutely critical to the Indian farmer. Since it is dependent on large volumes, the new scheme could cover much larger risks at a very low premium.

While the farmers` premium would be 2 percent for Kharif food grains and oilseeds, it would be 1.5 percent for Rabi crops, and in the event of a crop failure, the farmers would be paid more. The government plans to cover 50 percent of the farmers in the country, mostly those dependent on rain-fed agriculture, and would be a significant step to making India an insured and pensioned society. Urging that agriculture will have to grow faster for the country to get rid of poverty and push the overall GDP, the minister said with two successive deficient monsoons, another poor rainfall this year could put the systems to test. In such an eventuality, the successful implementation of the new crop insurance schemes could prove to be a game-changer and the entire Indian banking, insurance and financial system would be mobilised to ensure its success.

The Prime Minister is slated to meet senior officials of all banks and insurance companies at NABARD to discuss the implementation of the government`s crop insurance scheme. The meeting will discuss ways to bring more farmers under the `Pradhan Mantri Fasal Beema Yojana` (PMFBY) so as to realise the target of 50 percent insurance coverage. Of the farm credit target of Rs.8.5 lakh crore set for this fiscal, only Rs.75,000 crore is under crop insurance. Currently, only around 25 percent of the country`s total crop area is covered by insurance. Drought and unseasonal rains last year forced the state governments to seek over Rs.10,100 crore from the National Disaster Response Fund.

Q. What is the main aim of the scheme?

Direction: In the following question, one part of the sentence may have an error. Find out which part of the sentence has an error and select the option corresponding to it. If the sentence is free from error, select the 'No error' option.

The BJP does not consider (1)/ govt's fiscal deficit (2)/ target as sacrosanct, (3)/ says, party spokesperson. (4)

Direction: In the following question, one part of the sentence may have an error. Find out which part of the sentence has an error and select the option corresponding to it. If the sentence is free from error, select the 'No error' option.

The family /(1) had to cut short their trip /(2) as the children had fallen ill/(3) on account of the cold weather /(4) No error. /(5)

Direction: Fill in the blanks with the appropriate word.

As the lottery winner was a _______, he spent his winnings in less than a month.

Direction: In the following sentence, a part of the sentence is underlined. Below are given alternatives for the bolded part, which may improve the sentence. Choose the correct alternative. In case no improvement is needed, choose the option ‘No improvement.'

He was brash during the telephone interview, so I hung in on him.

A. Hung over

B. Hung out

C. Hung up

Direction: In the following question, one part of the sentence may have an error. Find out which part of the sentence has an error and select the option corresponding to it. If the sentence is free from error, select the 'No error' option.

The biggest paradox is/(1) that the more /(2) we pollutes the environment the more /(3) difficult it is for us to live in it. /(4) No error. /(5)