IRDAI Assistant Manager Mock Test - 3 - Insurance Exams MCQ

Option (a): P > O > K = M ≥ N < J, this is true.
Option (b): P < O < K > M ≥ N < J, this is false
Option (c): P = O < K < M ≥ N < J, this is false
Option (d): P > O > K < M ≥ N < J, this is false
Option (e): P < O > K < M ≥ N < J, this is false

A % B(8m) ; F # G(11m) ; E # D(25m) ; C & B(14m) ; E @ F(21m) ; D @ C(6m)
A % B(8m) means A is 8m east of B
F # G(11m) means F is 11m south of G
E # D(25m) means E is 25m south of D
C & B(14m) means C is 14m north of B
E @ F(21m) means E is 21m west of F
D @ C(6m) means D is 6m west of C

D is to the north-west of F.

A % B(8m) ; F # G(11m) ; E # D(25m) ; C & B(14m) ; E @ F(21m) ; D @ C(6m)
A % B(8m) means A is 8m east of B
F # G(11m) means F is 11m south of G
E # D(25m) means E is 25m south of D
C & B(14m) means C is 14m north of B
E @ F(21m) means E is 21m west of F
D @ C(6m) means D is 6m west of C

None of the statements is true.

As per the given information,

P sits at one of the extreme ends of the row.

Two people sit between U and the person who sits opposite to P.

Case I

Case II

Three people sit between X and V. V sits opposite to O.

Z is not an immediate neighbour of V. That means Z sits between X and U.

M sits 4^th to the right of P. So, we will eliminate case II and continue with case I. The person who sits 3^rd to the left of V sits opposite to M.

N sits opposite to W. So, Y sits at the vacant position of the row.

Thus, R and Q both are neighbours of M. R does not sit at any of the extreme ends of the row.

Hence, this is the final arrangement.

As per the above arrangement, R sits opposite to U.

As per the given information,

P sits at one of the extreme ends of the row.

Two people sit between U and the person who sits opposite to P.

Case I

Case II

Three people sit between X and V. V sits opposite to O.

Z is not an immediate neighbour of V. That means Z sits between X and U.

M sits 4^th to the right of P. So, we will eliminate case II and continue with case I. The person who sits 3^rd to the left of V sits opposite to M.

N sits opposite to W. So, Y sits at the vacant position of the row.

Thus, R and Q both are neighbours of M. R does not sit at any of the extreme ends of the row.

Hence, this is the final arrangement.

As per the above arrangement, except Z all are sitting at extreme ends of the rows.

Only one floor is between Anish and Karan, who likes Red colour.

The flat and floor number of Anish are same.

Case 1:-

Case 2:-

Shalu's flat is immediately west of Hrutu's flat.

Hrutu likes Blue colour.

The one who likes Pink colour lives immediately below the one who likes Blue colour.

Anish neither likes Pink colour nor White colour.

Case 1:-

Case 2:-

Only one floor is between Rakesh and the one who likes White colour.

Anish neither likes Pink colour nor White colour.

Case 1:-

Case 2:-

Driti does not live in flat 1.

Thus, Case 2 gets cancelled.

Case 1:-

Shalu does not like Purple colour.

This is the final arrangement.

Driti lives in flat 2 of floor 3.

Rakesh likes Pink colour.

Karan and Driti live on the same floor.

All these statements are true.

Among the given emboldened words, 'instintively' is incorrectly spelt. The correct spelling is 'instinctively' which means in a way that is not thought about, planned, or developed by training. The use of 'signal' is incorrect as it does not match the given context, it should be replaced with 'single' to refer to 'lovely action'.

Hence, option (b) is correct.

The error is in A. The sentence conveys an information about the act of detection (and not 'detection' per se). So, gerund form 'detecting' would be grammatically and contextually correct, in place of 'detection'; hence, (a) is the right answer.

Refer to the following sentences from the first paragraph - "Methane is the main component of natural gas, whose popularity as a relatively clean source of fossil energy has soared by more than 50% over the past two decades. In the United States, cheap and plentiful natural gas supplies - obtained from controversial hydraulic fracking - have helped to displace coal".

These sentences imply that natural gas [one of the fossil fuels] is obtained from the controversial hydraulic fracking. Hence, option (e) is correct.

Option (b) is incorrect as 'methane' is just a constituent of natural gas. The referred sentences discuss the use of hydraulic fracking to obtain natural gas specifically, and not its constituents.

Option (c) is incorrect because even though natural gas is a fossil fuel, fracking is a process to obtain just this one fossil fuel ('natural gas') and not others. Writing that fossil fuels are obtained from hydraulic fracking, errs the logic since not all fossil fuels are necessarily obtained by hydraulic fracking, as per the inference derived from the passage.

Incentive is an umbrella term for all the reasons/enhancers towards an objective. It can be a materialistic incentive (facility), financial incentive, talent incentive etc. depending on the objective.
Refer to the following excerpt from the third paragraph -
"The oil and gas industry .. the incentive to reduce methane losses."
Here, the objective is to reduce methane loss. This objective is general and can include all the aforementioned incentives. It is unclear from the sentence if there is any particular incentive needed. Hence, the answer must be an umbrella term of the aforementioned incentives, catalyst - enhancer of a process.
Hence, option (b) is correct.

The sentence states that the government plans to hold several programmes for a certain activity. After reading the following sentence, we can say that the programmes are to promote Millets and other nutri-cereals. The noun 'cultivation' doesn't fit in the blank. We need a gerund to refer to an activity. All the given options are gerund. After observing the options, we can say that the word 'popularizing' fits perfectly in the sentence. Other words don't provide the intended meaning.
Hence, option (d) is the correct answer.
Note
Gerund: Gerund is a verb form that functions as a noun, ending in -ing. A gerund can be either the subject or object of a sentence in English. Example: "Everybody enjoyed her dancing and singing at the party." The words 'dancing' and 'singing' are gerunds.

The word 'outcome' means 'a result or effect of an action, situation, etc.' It doesn't provide a coherent meaning to the sentence.

Let's look at the meanings of the given words.

Possibility: a chance that something may happen or be true.

Outlay: an amount of money spent for a particular purpose, especially as a first investment in something.

Structure: the way in which the parts of a system or object are arranged or organized, or a system arranged in this way

Guidance: help and advice about how to do something.

The sentence talks about the money allocated for the plan. After observing the meanings of each word, we can say that the noun 'outlay' fits perfectly in the sentence.

Hence, option (c) is the correct answer.

In part (E), "are" is incorrectly used.

In the above sentence, the singular noun "legal regime" shares both the attributes "stable and predictable" but here we refer to a single noun only, so the usage of the plural verb "are" is INCORRECT.

Corrected sentence: The lessons of economic growth tell us that for China to continue to grow rapidly it will need to invest further in its human capital and ensure there is a stable and predictable legal regime.

Words A and D are incorrectly spelt. The correct spellings of the respective words are 'recognizing' (identity (someone or something) from having encountered them before) and 'stumbles' (trip or momentarily lose one's balance).
Serendipitously- in a way that happens or is found by chance or luck.
Hence, the correct answer is option (a).

The sentence talks about the request for new children's park and the correspondent's response to it. The blank requires an adverb to qualify the verb 'rejected'. Option (A) 'presumable' is an adjective and option (C) 'surprise' is a noun/verb. These two cannot qualify the verb 'rejected' and so they both are negated. Option (B), 'ultimately' is an adverb which means 'in the end', fits the sentence contextually and also qualifies the verb 'rejected'.

Hence, the correct answer is option (c).

Note:

Qualifiers: A word or phrase that limits the meaning of another word or phrase or makes it less general. 'Adverbs' and 'adjectives' are qualifiers.

We use "from .. to" to talk about a range of different things. Now, we need parallelism while discussing those different things. The grammatical error in the sentence lies in the inconsistency of the verb forms following "from." The sentence uses "connecting" but then switches to "embrace," which should match the form of the first verb "connecting" and the verb after "to" ("being"). "Embracing" would have been correct here. So, the highlighted phrase is incorrect as it does not contain the same verb form (-ing form).

Options a), b) and c) are also incorrect for the same reason. "Understand" is a base verb. "Explores" is a third-person singular form of verb, and "reconnected" is the past tense verb.

Option d) provides the correct grammatical and contextual replacement for the highlighted phrase.

The correct sentence is: Learning a new language can open up opportunities, from connecting with people in your community or deepening your cultural knowledge to being able to live and work abroad.

Hence, option (d) is the answer.

Note: Parallelism: In grammar, parallelism, also known as parallel structure or parallel construction, is a balance within one or more sentences of similar phrases or clauses that have the same grammatical structure. Given below is an example which shows a sentence in two forms (parallel in structure and lacking parallelism): Lacking parallelism: Prerna likes cooking, dancing and to sing. Parallel: Prerna likes cooking, dancing and singing.

Rashtriya Raksha University (RRU), India's foremost National Security and Police University, celebrated Olympic Day (June 23, 2024) with the successful inauguration of the Bharat Centre of Olympic Research and Education (BCORE). This landmark event highlighted RRU's dedication to advancing the Olympic Movement in India and promoting Olympism.

Marking the World Youth Skills Day on July 15 and also the beginning of the 10th year celebrations of Skill India Mission, the Ministry of Skill Development and Entrepreneurship (MSDE) organised a 'Kaushal Samwaad' an open house dialogue where a group of 50 skilled people who have honed skills through various Skill India schemes and programs came together to celebrate event. It also provided a stage for exchange where they had the opportunity to converse with the newly appointed Minister of State (Independent Charge), MSDE, Shri Jayant Chaudhary. The event was attended by key dignitaries including Atul Kumar Tiwari, Secretary, MSDE; Nilambuj Sharan, Senior Economic Advisor, MSDE; Trishaljit Sethi, DG Training, MSDE, Ved Mani Tiwari, CEO, NSDC and MD, NSDC International and other senior officials.

The 10th National Handloom Day was celebrated on, 7th August 2024 at Vigyan Bhawan, New Delhi. During the function, the Sant Kabir Awards and National Handloom Awards were conferred to handloom weavers for their outstanding contribution to the handloom sector. Award Catalogue and Coffee Table Book- 'Parampara- Sustainability in Handloom Traditions of India' will be released by the Hon'ble Vice President of India. Guided by the vision of the Hon'ble Prime Minister, the Government started celebrating National Handloom Day with the first such celebration being held on 7th August 2015. The date was specifically chosen to commemorate the Swadeshi Movement which was launched on 7th August 1905 and encouraged indigenous industries, particularly handloom weavers. As part of the 10th National Handloom Day celebrations, various activities are being organized across the country in all States/UTs

Bank of Baroda has announced its plans to raise an additional Rs. 7,500 crore through the issuance of Additional Tier 1 (AT1) and Tier 2 bonds, with board approval secured for the financial year 2024-25. These bonds will be issued in multiple tranches and include an interchangeability option in India and overseas. In addition, the board has also approved raising '10,000 crore through long-term bonds. These funds will be allocated to finance infrastructure initiatives and affordable housing projects, also within the financial year 2024-25. Financially, the Bank of Baroda reported an 8.1% increase in net interest income (NII) for the year ended 2024, reaching Rs. 44,722 crore.

Dhruva Space, an Indian space engineering solutions provider, has collaborated with Singaporean space semiconductor maker Zero-Error Systems (ZES) to improve its onboard computer (OBC) subsystem. The collaboration will deploy ZES' highly efficient LDAP-IC-ZES100 in Dhruva Space's OBC for future flights to safeguard commercial-off-the-shelf (COTS) electronics from radiation, induced micro-SEL/SEL. This strategic partnership entails the incorporation of semiconductor technology advancement into the OBC subsystem of Dhruva Space that oversees the running of satellites as well as controls the payload.

Former Swedish tennis player Peter Lundgren, who also coached Roger Federer early in the Swiss player's career, has passed away at the age of 59. Lundgren was part of the wave of Swedish tennis players in the 1980s that followed in the wake of icon Bjorn Borg, playing alongside the likes of Mats Wilander and Stefan Edberg. Lundgren won three ATP titles and was ranked 25th in the world at the peak of his career. After hanging up his racquet, he went on to coach Federer for four years, helping the Swiss superstar win 10 ATP titles and his first Grand Slam title at Wimbledon in 2003.

The International Monetary Fund (IMF) raised its projection of growth in India's gross domestic product (GDP) for 2024-25 by 20 basis points to 7 per cent amid a boost in private consumption, especially in rural areas. In 2025-26, the IMF expects growth to slow to 6.5 per cent, the same as what was projected in its April World Economic Outlook. The IMF's global growth projections are unchanged at 3.2 percent for calendar year 2024 and slightly higher at 3.3 percent in 2025. The multilateral organisation has predicted the global inflation rate to slow to 5.9 percent in 2024 from 6.7 percent last year, broadly on track for a soft landing.

The Insurance Regulatory and Development Authority of India has asked insurance companies to enable their IT systems to interact with Digilocker, allowing policyholders to use the service effectively. According to the circular, both life and general insurers are mandated to provide an essential summary of important information at different stages of the insurance contract. In its Master Circular on Protection of Policyholders' Interests under the Irdai (Protection of Policyholders' Interests, Operations, and Allied Matters of Insurers) Regulations, 2024, replacing 30 circulars, the regulator consolidated policyholder entitlements into a single reference document and emphasised measures towards providing a seamless, faster, and hassle-free claims settlement experience to a policyholder and enhance service standards to foster a climate of trust and transparency within the insurance sector. This includes guidance for prospects, policyholders, and customers prior to sale, at the proposal stage, upon receiving policy documents, during the policy's term. Insurers have to provide a customer information sheet (CIS) for all insurance segments, outlining key policy features, benefits, and exclusions. The proposal form and CIS must be made available in regional languages upon the customer's request. Both life and general insurers will give policyholders a 30-day free look period to review the terms and conditions of the policy.

The Union Cabinet, chaired by Prime Minister Shri Narendra Modi approved a continuation of the two umbrella schemes of the Department of Biotechnology (DBT), merged as one scheme-'Biotechnology Research Innovation and Entrepreneurship Development (Bio-RIDE)' with a new component namely Biomanufacturing and Biofoundry. The scheme has three broad components:

a) Biotechnology Research and Development (RD)

b) Industrial and Entrepreneurship Development (IED)

c) Biomanufacturing and Biofoundry The proposed outlay for the implementation of the unified scheme 'Bio-RIDE' is Rs.9197 crore during the 15th Finance Commission period from 2021-22 to 2025-26.

Bio-RIDE scheme is designed to foster innovation, promote bio-entrepreneurship, and strengthen India's position as a global leader in biomanufacturing and biotechnology. It aims to accelerate research, enhance product development, and bridge the gap between academic research and industrial applications. The scheme is part of the Government of India's mission to harness the potential of bio-innovation to tackle national and global challenges such as healthcare, agriculture, environmental sustainability, and clean energy. Implementation of the Bio-RIDE Scheme will - Promote Bio-Entrepreneurship Advance Innovation Facilitate Industry-Academia Collaboration Encourage Sustainable Biomanufacturing Support researchers through Extramural funding the Nurturing Human Resource in Biotechnology sector Further, to enable a circular bioeconomy in the country a component on Biomanufacturing and Biofoundry is being initiated in alignment with 'Lifestyle for the Environment (LiFE)' launched by the Hon'ble PM to propel mitigation of global climate change by incorporating green and friendly environmental solutions in every aspect of life. Department of Biotechnology (DBT), Ministry of Science and Technology, promotes excellence and innovation-driven discovery research and entrepreneurship in biotechnology and modern biology.

=> ≈ ?

=> = ?

=> = ?

=> = ?

=> = ?

=> = ?

=> ? = 89

749.99% of 499.99% of 23.99 - 299.99% of 50.01 = ? - 9.99

=> 750/100 * 500/100 * 24 - 300/100 * 50 = ? - 10

=> 900 - 150 + 10 = ?

=> ? = 760

The pattern is as follows:

2³ + 4² = 24

3³ + 5² = 52

4³ + 6² = 100

5³ + 7² = 174

6³ + 8² = 280

7³ + 9² = 424

I. x² - 32x + 252 = 0

=> x² - 14x - 18x + 252 = 0

=> x = 14, 18

II. y² - 36y + 315 = 0

=> y² - 15y - 21y + 315 = 0

=> y = 15, 21

Here, relationship cannot be established.

The volume of a cone is 14784 cm³ less than the volume of a cylinder

=> 1/3 * 22/7 * 21 * 21 * 28 = 22/7 * 21 * 21 * h - 14784

=> h = 27720/1386

=> h = 20 cm

Slant height of the cone = √(28² + 21²) = 35 cm

The total surface area of the cone = πr(l + r) = 22/7 * 21 * (21 + 35) = 3696 cm²

And total surface area of the cylinder = 2πr(h + r) = 2 * 22/7 * 21 * (20 + 21) = 5412 cm²

So, required difference = 5412 - 3696 = 1716 cm²