Daily Current Affairs MCQs: 4th January 2025 - Bank Exams MCQ

The primary purpose of the Open Data Kit (ODK) platform is to enhance transparency and accountability in public spending. This platform allows the CAG to securely collect and manage data, ensuring that public funds are utilized effectively and responsibly. An interesting additional fact about ODK is that it supports multi-language surveys, enabling a wider audience to participate and providing valuable insights into various government schemes. This inclusivity helps in creating a more transparent and accountable government by allowing more citizens to voice their opinions and experiences.

Savitribai Phule and Jyotirao Phule founded the Satyashodhak Samaj in 1873 to advocate for social equality and oppose caste and religious discrimination. This organization played a crucial role in promoting progressive social reforms and included initiatives like the 'Satyashodhak Marriage' aimed at challenging traditional Brahminical practices. The Phules were pioneers in the social reform movement, and their efforts helped lay the groundwork for future advocacy for women's rights and education in India. An interesting fact is that the Satyashodhak Samaj not only focused on women's issues but also sought to uplift marginalized communities by promoting education and social justice.

The primary aim of the Insolvency and Bankruptcy Code (IBC), enacted in 2016, was to provide a comprehensive framework for managing insolvency and bankruptcy in India. This legal structure was designed to streamline the process, enhance transparency, and facilitate the resolution of distressed assets. While it includes provisions for cross-border insolvency, these have not been fully activated, highlighting ongoing challenges in addressing international cases. An interesting fact is that the IBC marked a significant shift in India's approach to insolvency, moving from a predominantly creditor-driven regime to one that emphasizes a time-bound resolution process, which is critical for economic stability.

Human metapneumovirus (HMPV) primarily spreads through contact with an infected person and by touching surfaces that have been contaminated with the virus. This can include commonly touched items like doorknobs, phones, and keyboards, as well as through respiratory secretions from coughs and sneezes. Understanding the transmission routes is crucial for implementing effective prevention strategies, especially in crowded settings or during outbreak situations. Interestingly, HMPV is closely related to respiratory syncytial virus (RSV), which also causes respiratory infections, particularly in young children and the elderly.

HMPV spreads through contact with infected individuals, contaminated surfaces, and respiratory secretions. However, touching clean surfaces does not pose a risk for transmission of the virus. Understanding the methods of transmission is crucial in preventing the spread of respiratory viruses, including HMPV. An interesting fact is that HMPV is a common virus, especially in children, and can cause respiratory illnesses similar to those caused by other viruses like RSV (Respiratory Syncytial Virus).

The correct answer is Option B. Management of HMPV primarily involves the use of over-the-counter medications to alleviate symptoms such as fever and pain, alongside decongestants. Unfortunately, there is currently no vaccine or specific antiviral treatment for HMPV, and antibiotics are ineffective against this viral infection. It’s important to address symptoms directly while the body’s immune system works to eliminate the virus. An interesting fact is that HMPV is often associated with respiratory illnesses, particularly during peak seasons, making awareness and management critical for public health.

The Centralized Pension Payments System (CPPS) allows pensioners to access their funds with immediate credit upon release, ensuring they can receive their pensions promptly. This feature enhances the ease of living for pensioners by allowing them to withdraw their pensions from any bank or branch without the need for prior verification. This system significantly streamlines the pension payment process and is designed to benefit millions of pensioners across the country. An interesting fact is that the CPPS eliminates the traditional requirement of transferring Pension Payment Orders (PPO), making it much easier for pensioners who may relocate or change banks.

A significant feature of the pension system managed by the EPFO is that pension amounts are credited immediately upon release, ensuring that pensioners have timely access to their funds. This prompt disbursement helps in financial planning for pensioners, allowing them to manage their expenses without delay. It's interesting to note that this system also enhances convenience by allowing pensioners to withdraw their pensions from any bank, further improving accessibility across India.

Methylcobalamin is essential for the production of red blood cells, which helps prevent anemia and reduces fatigue and weakness. This form of vitamin B12 plays a critical role in DNA synthesis and cellular functions, essential for overall health. Interestingly, methylcobalamin is particularly beneficial for people with neurological disorders, as it also aids in the synthesis of neurotransmitters, which are vital for mood regulation and cognitive function.

The right to property was downgraded from a Fundamental Right to a constitutional right by the Constitution (Forty-Fourth Amendment) Act, 1978, yet it continues to be recognized as a human right within the framework of a welfare state. This change reflects a shift in how property rights are treated legally in India, emphasizing the balance between individual rights and the needs of the state. Interestingly, even as a constitutional right, the government still has a legal obligation to provide fair compensation when acquiring property, reinforcing the principle of eminent domain.