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Important Government Scheme Video Lecture | General Knowledge for UPSC
FAQs on Important Government Scheme Video Lecture - General Knowledge for UPSC
| 1. What is the Pradhan Mantri Jan Dhan Yojana? |  |
Ans. The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a government scheme aimed at providing financial inclusion to every household in India. It aims to ensure that every individual has access to a bank account, insurance coverage, and a debit card. This scheme was launched on 28th August 2014.
| 2. How can I open a bank account under the Pradhan Mantri Jan Dhan Yojana? | |
Ans. To open a bank account under the Pradhan Mantri Jan Dhan Yojana, you can visit any participating bank branch with the necessary documents such as identity proof, address proof, and a photograph. The account can be opened with zero balance, and you will also receive a RuPay debit card.
| 3. What are the benefits of the Pradhan Mantri Jan Dhan Yojana? | |
Ans. The Pradhan Mantri Jan Dhan Yojana offers several benefits. It provides access to banking facilities, including a bank account, deposit, withdrawal, and remittance services. It also provides access to credit facilities, insurance coverage, and pension benefits. Additionally, it promotes financial literacy and awareness among individuals.
| 4. Can I avail of an overdraft facility under the Pradhan Mantri Jan Dhan Yojana? | |
Ans. Yes, under the Pradhan Mantri Jan Dhan Yojana, individuals can avail of an overdraft facility of up to Rs. 10,000. However, this facility is available only to eligible account holders who have maintained their accounts satisfactorily for a certain period and have a good credit history.
| 5. How successful has the Pradhan Mantri Jan Dhan Yojana been? | |
Ans. The Pradhan Mantri Jan Dhan Yojana has been highly successful in bringing financial inclusion to a large number of people in India. As of December 2020, more than 41 crore bank accounts have been opened under this scheme, with deposits amounting to over Rs. 1.30 lakh crore. This scheme has played a significant role in reducing the number of unbanked individuals in the country.
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Nov 21, 2024 Last updated |
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