B Com Exam > B Com Videos > Advanced Corporate Accounting > Banking Company Accounts - 2
Banking Company Accounts - 2 Video Lecture | Advanced Corporate Accounting - B Com
FAQs on Banking Company Accounts - 2 Video Lecture - Advanced Corporate Accounting - B Com
| 1. What are the different types of accounts offered by banking companies? |  |
Ans. Banking companies offer various types of accounts, including savings accounts, current accounts, fixed deposit accounts, recurring deposit accounts, and salary accounts.
| 2. How can I open a bank account with a banking company? | |
Ans. To open a bank account with a banking company, you typically need to visit a branch with valid identification documents, proof of address, and an initial deposit amount as per the bank's requirements.
| 3. What is the difference between a savings account and a current account with a banking company? | |
Ans. A savings account is typically used for saving money and earning interest, while a current account is used for day-to-day transactions and does not usually earn interest. Savings accounts may have restrictions on withdrawals, while current accounts offer more flexibility.
| 4. Can I have multiple accounts with a banking company? | |
Ans. Yes, you can have multiple accounts with a banking company, including different types of accounts such as savings, current, fixed deposit, etc. However, you may need to maintain a minimum balance in each account as per the bank's requirements.
| 5. Are my deposits with a banking company insured? | |
Ans. Yes, deposits with banking companies are insured up to a certain limit by the Deposit Insurance and Credit Guarantee Corporation (DICGC) in India. Currently, deposits up to Rs. 5 lakh per depositor are insured.
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