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Social Security, ESCI, EPFO, NPS and Atal Pension Scheme - Economics, UPSC Mains Exam Video Lecture
FAQs on Social Security, ESCI, EPFO, NPS and Atal Pension Scheme - Economics, UPSC Mains Exam Video Lecture
| 1. What is the Social Security scheme in India? |  |
Ans. The Social Security scheme in India refers to a government-led initiative that aims to provide financial assistance and support to individuals and families in times of need. It includes various programs such as old age pensions, disability benefits, and survivor benefits, which are administered by the government's Social Security Department.
| 2. What is ESCI and how does it relate to Social Security? | |
Ans. ESCI stands for the Employees' State Insurance Corporation, which is a self-financing social security and health insurance scheme for Indian workers. It is part of the broader Social Security framework in India and provides medical and cash benefits to employees and their dependents in case of sickness, injury, or disability.
| 3. What is EPFO and what role does it play in Social Security? | |
Ans. EPFO stands for the Employees' Provident Fund Organization, which is a statutory body responsible for managing the Employees' Provident Fund (EPF), a retirement savings scheme for employees in India. EPFO plays a crucial role in Social Security by ensuring that employees have a financial safety net for their retirement years.
| 4. What is NPS and how does it differ from EPFO? | |
Ans. NPS stands for the National Pension System, which is a voluntary retirement savings scheme introduced by the Government of India. Unlike EPFO, which is mandatory for certain categories of employees, NPS allows individuals from both the public and private sectors to contribute towards their retirement savings. NPS offers a choice of investment options and allows individuals to build a pension corpus over time.
| 5. What is the Atal Pension Scheme and how does it complement Social Security? | |
Ans. The Atal Pension Scheme is a government-backed pension scheme targeted towards unorganized sector workers in India. It aims to provide a fixed monthly pension to individuals who contribute to the scheme during their working years. The Atal Pension Scheme complements Social Security efforts by offering a financial safety net to individuals who may not have access to formal pension schemes or retirement benefits.
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