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All questions of Miscellaneous for SSC CGL Exam
Which e-Wallet supports online payments such as money transfers, mobile recharges, and utility bill payments?- a) Freecharge
- b) Oxigen
- c) SBI Buddy
- d) PhonePe
Correct answer is option 'B'. Can you explain this answer?
Which e-Wallet supports online payments such as money transfers, mobile recharges, and utility bill payments?
a)
Freecharge
b)
Oxigen
c)
SBI Buddy
d)
PhonePe
|
Abhiram Mehra answered |
Overview of e-Wallets
E-Wallets have become essential tools for facilitating online transactions. They allow users to make payments, transfer money, recharge mobile phones, and settle utility bills conveniently.
Why Oxygen is the Correct Answer
Among the options provided, Oxygen stands out for its extensive features:
Comparison with Other Options
While other e-Wallets like Freecharge, SBI Buddy, and PhonePe also provide similar services, they may not encompass the full range of functionalities that Oxygen offers.
Conclusion
In conclusion, Oxygen is the most comprehensive e-Wallet among the options presented, supporting a wide array of online payment functionalities, making it the correct answer.
E-Wallets have become essential tools for facilitating online transactions. They allow users to make payments, transfer money, recharge mobile phones, and settle utility bills conveniently.
Why Oxygen is the Correct Answer
Among the options provided, Oxygen stands out for its extensive features:
- Money Transfers: Oxygen allows users to transfer money to other accounts seamlessly, making it user-friendly for peer-to-peer transactions.
- Mobile Recharges: Users can easily recharge their mobile phones using the Oxygen platform, supporting various telecom operators.
- Utility Bill Payments: Oxygen offers the capability to pay utility bills such as electricity, water, and gas, making it a comprehensive solution for managing expenses.
Comparison with Other Options
While other e-Wallets like Freecharge, SBI Buddy, and PhonePe also provide similar services, they may not encompass the full range of functionalities that Oxygen offers.
- Freecharge: Primarily focuses on mobile recharges and bill payments but may lack extensive features for money transfers.
- SBI Buddy: Mainly targeted at SBI customers, it offers limited functionalities compared to Oxygen.
- PhonePe: A versatile platform, but its primary focus is on UPI transactions and may not cater to all users' needs as effectively as Oxygen.
Conclusion
In conclusion, Oxygen is the most comprehensive e-Wallet among the options presented, supporting a wide array of online payment functionalities, making it the correct answer.
How many digits are typically required to set up a UPI pin in India?- a) 2 digits
- b) 4 digits
- c) 6 digits
- d) 8 digits
Correct answer is option 'B'. Can you explain this answer?
How many digits are typically required to set up a UPI pin in India?
a)
2 digits
b)
4 digits
c)
6 digits
d)
8 digits
|
EduRev SSC CGL answered |
In India, setting up a UPI pin typically requires 4 digits. This pin serves as a secure authentication method for UPI transactions, ensuring the protection of users' financial information and enabling smooth fund transfers between accounts.
Which organization played a key role in launching the UPI system in India?- a) National Payments Corporation of India (NPCI)
- b) Reserve Bank of India (RBI)
- c) Indian Banks' Association
- d) Securities and Exchange Board of India (SEBI)
Correct answer is option 'A'. Can you explain this answer?
Which organization played a key role in launching the UPI system in India?
a)
National Payments Corporation of India (NPCI)
b)
Reserve Bank of India (RBI)
c)
Indian Banks' Association
d)
Securities and Exchange Board of India (SEBI)
|
Target Study Academy answered |
The National Payments Corporation of India (NPCI) played a crucial role in launching the UPI system in India. This organization collaborated with the RBI and the Indian Banks' Association to introduce this digital payment method, revolutionizing the way fund transfers are conducted in the country.
What is the primary goal of an e-Wallet?- a) To facilitate paperless transactions
- b) To replace physical wallets completely
- c) To encourage cash transactions
- d) To restrict online purchases
Correct answer is option 'A'. Can you explain this answer?
What is the primary goal of an e-Wallet?
a)
To facilitate paperless transactions
b)
To replace physical wallets completely
c)
To encourage cash transactions
d)
To restrict online purchases
|
Bayshore Academy answered |
The primary goal of an e-Wallet is to facilitate paperless transactions. By providing a secure and convenient way to store money for online transactions, e-Wallets aim to streamline the payment process and reduce the reliance on physical cash.
When was Paytm launched and who is the founder?- a) 2005, Jack Dorsey
- b) 2010, Vijay Shekhar Sharma
- c) 2015, Elon Musk
- d) 2012, Sundar Pichai
Correct answer is option 'B'. Can you explain this answer?
When was Paytm launched and who is the founder?
a)
2005, Jack Dorsey
b)
2010, Vijay Shekhar Sharma
c)
2015, Elon Musk
d)
2012, Sundar Pichai
|
Ssc Cgl answered |
Paytm was launched in 2010 by Vijay Shekhar Sharma. This platform has grown to become India's largest mobile commerce platform, offering a range of services including money transfers to bank accounts and payments.
How does UPI simplify fund transfers between banks in India?- a) By requiring extensive account details for transactions
- b) By utilizing IFSC codes for every transfer
- c) By allowing users to access multiple bank accounts through a single mobile application
- d) By restricting transactions to specific bank branches
Correct answer is option 'C'. Can you explain this answer?
How does UPI simplify fund transfers between banks in India?
a)
By requiring extensive account details for transactions
b)
By utilizing IFSC codes for every transfer
c)
By allowing users to access multiple bank accounts through a single mobile application
d)
By restricting transactions to specific bank branches
|
|
Ssc Cgl answered |
UPI simplifies fund transfers between banks in India by allowing users to access multiple bank accounts through a single mobile application. This streamlined process eliminates the need for detailed account information, making transactions more convenient and efficient for individuals conducting financial transfers.
What role does the Indian Banks' Association play in the UPI system?- a) Regulating digital payments in India
- b) Providing insurance for UPI transactions
- c) Promoting financial literacy among UPI users
- d) Collaborating in the implementation of the UPI system
Correct answer is option 'D'. Can you explain this answer?
What role does the Indian Banks' Association play in the UPI system?
a)
Regulating digital payments in India
b)
Providing insurance for UPI transactions
c)
Promoting financial literacy among UPI users
d)
Collaborating in the implementation of the UPI system
|
|
EduRev SSC CGL answered |
The Indian Banks' Association plays a key role in the UPI system by collaborating in its implementation. This association works alongside the NPCI and the RBI to ensure the seamless integration of UPI across various banks, enhancing the accessibility and effectiveness of digital fund transfer services for users.
In what way does UPI contribute to the advancement of digital financial tools in India?- a) By introducing complex transaction processes
- b) By promoting financial inclusion and accessibility
- c) By restricting the use of mobile applications for banking
- d) By limiting fund transfer options to specific banks
Correct answer is option 'B'. Can you explain this answer?
In what way does UPI contribute to the advancement of digital financial tools in India?
a)
By introducing complex transaction processes
b)
By promoting financial inclusion and accessibility
c)
By restricting the use of mobile applications for banking
d)
By limiting fund transfer options to specific banks
|
|
Target Study Academy answered |
UPI contributes to the advancement of digital financial tools in India by promoting financial inclusion and accessibility. This innovative system simplifies fund transfers and enhances the convenience of digital transactions, empowering individuals across the country to engage in secure and efficient banking activities using their smartphones.
What does the e-Wallet SBI Buddy support in terms of languages?- a) 10 languages
- b) 13 languages
- c) 15 languages
- d) 20 languages
Correct answer is option 'B'. Can you explain this answer?
What does the e-Wallet SBI Buddy support in terms of languages?
a)
10 languages
b)
13 languages
c)
15 languages
d)
20 languages
|
|
Ssc Cgl answered |
SBI Buddy supports 13 languages, catering to a diverse user base and ensuring that a wide range of users can access and utilize the mobile wallet's services.
What distinguishes a smart band from other gadgets?- a)It functions as a mini-computer
- b)It tracks and analyzes movements
- c)It features a head-mounted display
- d)It has a hidden digital camera
Correct answer is option 'B'. Can you explain this answer?
What distinguishes a smart band from other gadgets?
a)
It functions as a mini-computer
b)
It tracks and analyzes movements
c)
It features a head-mounted display
d)
It has a hidden digital camera
|
|
EduRev SSC CGL answered |
A smart band is designed to track and analyze movements throughout the day. It typically includes features like a pedometer, heart rate sensor, and other sensors to monitor physical activity and health metrics.
What distinguishes Google Glass from other wearable devices?- a)It functions as a smartphone replacement
- b)It includes a built-in heart rate monitor
- c)It features a head-mounted display
- d)It uses augmented reality technology
Correct answer is option 'C'. Can you explain this answer?
What distinguishes Google Glass from other wearable devices?
a)
It functions as a smartphone replacement
b)
It includes a built-in heart rate monitor
c)
It features a head-mounted display
d)
It uses augmented reality technology
|
|
Ssc Cgl answered |
Google Glass stands out as a wearable device with a head-mounted display, resembling eyeglasses. This design allows users to access various applications, such as the internet, camera, maps, and calendar, through voice commands in a hands-free manner.
Which e-Wallet application is based on the UPI system from NPCI?- a) Mobikwik
- b) Citrus Wallet
- c) SBI Buddy
- d) PhonePe
Correct answer is option 'D'. Can you explain this answer?
Which e-Wallet application is based on the UPI system from NPCI?
a)
Mobikwik
b)
Citrus Wallet
c)
SBI Buddy
d)
PhonePe
|
|
Ssc Cgl answered |
PhonePe is an e-Wallet application based on the UPI system from NPCI. This technology enables seamless and instant fund transfers, making transactions quick and convenient for users.
How does a smartwatch typically notify users of incoming calls and messages?- a)Through vibrations
- b)By emitting a loud alarm
- c)Via a built-in projector
- d)By sending a written message on the screen
Correct answer is option 'A'. Can you explain this answer?
How does a smartwatch typically notify users of incoming calls and messages?
a)
Through vibrations
b)
By emitting a loud alarm
c)
Via a built-in projector
d)
By sending a written message on the screen
|
|
Ssc Cgl answered |
Smartwatches often notify users of incoming calls, messages, and app notifications through vibrations. This tactile feedback alerts the wearer without the need to audibly or visually display the notification.
What is the similarity between UPI and the RuPay system in India?- a) Both systems require account numbers for transactions
- b) Both systems are managed by the Indian government
- c) Both systems facilitate digital fund transfers
- d) Both systems are exclusive to a single bank
Correct answer is option 'C'. Can you explain this answer?
What is the similarity between UPI and the RuPay system in India?
a)
Both systems require account numbers for transactions
b)
Both systems are managed by the Indian government
c)
Both systems facilitate digital fund transfers
d)
Both systems are exclusive to a single bank
|
|
EduRev SSC CGL answered |
A key similarity between UPI and the RuPay system in India is that both facilitate digital fund transfers. While UPI enables users to transfer funds between banks without extensive account details, RuPay serves as a domestic card payment network, providing a secure and efficient platform for electronic transactions.
Which entity collaborated with the National Payments Corporation of India (NPCI) to launch the UPI system?- a) World Bank
- b) International Monetary Fund (IMF)
- c) Reserve Bank of India (RBI)
- d) Asian Development Bank
Correct answer is option 'C'. Can you explain this answer?
Which entity collaborated with the National Payments Corporation of India (NPCI) to launch the UPI system?
a)
World Bank
b)
International Monetary Fund (IMF)
c)
Reserve Bank of India (RBI)
d)
Asian Development Bank
|
|
EduRev SSC CGL answered |
The Reserve Bank of India (RBI) collaborated with the National Payments Corporation of India (NPCI) to launch the UPI system. This partnership aimed to enhance the efficiency and convenience of digital fund transfers in the country, promoting financial inclusion and technological innovation.
What is the primary function of UPI (Unified Payment Interface) in India's financial system?- a) Facilitating fund transfers between banks with account numbers
- b) Allowing access to multiple bank accounts through a single mobile application
- c) Issuing debit and credit cards for financial transactions
- d) Managing financial investments for users
Correct answer is option 'B'. Can you explain this answer?
What is the primary function of UPI (Unified Payment Interface) in India's financial system?
a)
Facilitating fund transfers between banks with account numbers
b)
Allowing access to multiple bank accounts through a single mobile application
c)
Issuing debit and credit cards for financial transactions
d)
Managing financial investments for users
|
|
Bayshore Academy answered |
The primary function of UPI (Unified Payment Interface) in India's financial system is to allow users to access multiple bank accounts through a single mobile application. This innovative digital method simplifies fund transfers between banks without requiring detailed account information, enhancing convenience and efficiency for users.
Which mobile wallet was the first Indian company to receive a license from the RBI to start a payment bank?- a) Freecharge
- b) Mobikwik
- c) Airtel Money
- d) Paytm
Correct answer is option 'D'. Can you explain this answer?
Which mobile wallet was the first Indian company to receive a license from the RBI to start a payment bank?
a)
Freecharge
b)
Mobikwik
c)
Airtel Money
d)
Paytm
|
|
EduRev SSC CGL answered |
Paytm was the first Indian company to receive a license from the RBI to start a payment bank. This achievement marked a significant milestone in the evolution of digital payment services in India.
Which e-Wallet service allows users to transfer funds from the wallet to a bank account?- a) Airtel Money
- b) Citrus Wallet
- c) Freecharge
- d) Oxigen
Correct answer is option 'D'. Can you explain this answer?
Which e-Wallet service allows users to transfer funds from the wallet to a bank account?
a)
Airtel Money
b)
Citrus Wallet
c)
Freecharge
d)
Oxigen
|
|
Ssc Cgl answered |
Oxigen is an e-Wallet service that allows users to transfer funds from the wallet to a bank account. This feature enhances the flexibility and usability of the wallet for various financial transactions.
What technology does a Bluetooth speaker use to wirelessly play music?- a)Infrared
- b)UHF radio waves
- c)Bluetooth signals
- d)Wi-Fi
Correct answer is option 'B'. Can you explain this answer?
What technology does a Bluetooth speaker use to wirelessly play music?
a)
Infrared
b)
UHF radio waves
c)
Bluetooth signals
d)
Wi-Fi
|
|
EduRev SSC CGL answered |
Bluetooth speakers use short-wavelength UHF radio waves in the ISM band from 2.4 to 2.485 GHz to establish a Personal Area Network (PAN) for wirelessly playing music. This technology allows for a convenient and comfortable listening experience.
What is the main function of a smartphone?- a)Making calls and sending text messages
- b)Functioning like a computer with various applications
- c)Monitoring and analyzing movements
- d)Capturing images and videos
Correct answer is option 'B'. Can you explain this answer?
What is the main function of a smartphone?
a)
Making calls and sending text messages
b)
Functioning like a computer with various applications
c)
Monitoring and analyzing movements
d)
Capturing images and videos
|
|
Bayshore Academy answered |
A smartphone functions like a computer with various software applications, in addition to making calls and sending text messages. It offers features such as internet browsing, video chatting, digital assistants, and more. Smartphones typically operate on mobile operating systems like Android, iOS, and others.
Chapter doubts & questions for Miscellaneous - Computer Awareness and Proficiency 2025 is part of SSC CGL exam preparation. The chapters have been prepared according to the SSC CGL exam syllabus. The Chapter doubts & questions, notes, tests & MCQs are made for SSC CGL 2025 Exam. Find important definitions, questions, notes, meanings, examples, exercises, MCQs and online tests here.
Chapter doubts & questions of Miscellaneous - Computer Awareness and Proficiency in English & Hindi are available as part of SSC CGL exam.
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