Ramesh Singh Test : Human Development In India


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QUESTION: 1

Consider the following statements.

1. The Apprentice Act 1961 was amended in December 2014 to make it more responsive to industry and youth

2. The 'Apprentice Protsahan Yojana' was launched to support MSMEs in the manufacturing sector in engaging apprentices

Which of these statements is/are correct?

Solution: The Apprentice Act 1961 was amended in December 2014 to make it more responsive to industry and youth. The 'Apprentice Protsahan Yojana' was also launched to support MSMEs in the manufacturing sector in engaging apprentices.

QUESTION: 2

Consider the following statements.

1. The Rashtriya Swasthya Bima Yojana (RSBY) is a scheme under the Unorganised Workers' Social Security Act 2008.

2. It is a smart card-based cashless health insurance scheme, including maternity benefit, which provides a cover of Rs 30,000 per family per annum on a family floater basis to below poverty line (BPL) families in the unorganised and organised sector.

Which of these statements is/are correct?

Solution:
  • The Rashtriya Swasthya Bima Yojana (RSBY) is a scheme under the Unorganised Workers' Social Security Act 2008.

  • It is a smart card-based cashless health insurance scheme, including maternity benefit, which provides a cover of Rs 30,000 per family per annum on a family floater basis to below poverty line (BPL) families in the unorganised sector.

  • It is proposed to extend the RSBY to all unorganised workers in a phased manner.

QUESTION: 3

Consider the following statements.

1. Under the Rashtriya Bal Swasthya Karyakram (RBSK), support is being provided to States/UTs for child health screening and early intervention services.

2. The National Iron Plus Initiative has been rolled out to address anaemia among children and women in reproductive age including pregnant and lactating women in rural areas only.

Which of these statements is/are correct?

Solution:
  • Under the Rashtriya Bal Swasthya Karyakram (RBSK), support is being provided to States/UTs for child health screening and early intervention services through early detection and early management of common health conditions.

  • The National Iron Plus Initiative has been rolled out to address anaemia among children (6 months to 19 years) and women in reproductive age including pregnant and lactating women in both rural and urban areas throughout the country.

QUESTION: 4

Consider the following statements.

1. To improve the availability of drinking water in rural areas, the National Rural Drinking Water Programme (NRDWP) initiated a new project supported by the World Bank.

2. The project aims to provide safe, 24 x 7 piped drinking water supply to all low-income states in the country.

Which of these statements is/are correct?

Solution:
  • To improve the availability of drinking water in rural areas, the National Rural Drinking Water Programme (NRDWP) initiated a new project supported by the World Bank, the “Rural Water Supply and Sanitation Project-Low Income States'.

  • The project aims to provide a safe, 24 x 7 piped drinking water supply to 7.8 million rural populations in four low-income States—Assam, Bihar, Uttar Pradesh and Jharkhand.

QUESTION: 5

The Twin balance sheet problem is associated with:

Solution:
  • In the aftermath of the global financial crisis (GFC) of 2007, India has been trying to come to grips with the 'twin balance sheet' (TBS) problem- (i) High NPAs of the PSBs; and (ii) Highly stressed balance sheet of the private corporate sector.

QUESTION: 6

What are the benefits of Universal basic income?

1. It is less likely to be prone to exclusion errors.

2. It can bypass multiple layers of bureaucracy.

Which of these statements is/are correct?

Solution:
  • The welfare schemes India has implemented have been faced with certain common problem misallocations of funds, wastage and seen inclusion and exclusion factors, ghost beneficiaries corruption, the cost of operating them, etc. being the major ones.

  • For this and other reasons, it has been argued to give serious consideration to the idea of the UBI. This will have several merits in it missing the current redistribution schemes, such as:

(i) It will be given from above minimizing several maladies of existing schemes.

(ii) It is less likely to be prone to exclusion errors.

(iii) By directly transferring money to bank accounts, and bypassing multiple layers of bureaucracy

QUESTION: 7

According to the national crime records bureau, 2015 data, majority of the farmers who committed suicide due to bankruptcy or debts had borrowed money from:

Solution:
  • For farmers' suicides, bankruptcy and in have been cited as a major cause--around 37 per cent of all suicides by the farmers today. Usually, local money-lenders were portrayed as the villain in it.

  • But as per the latest National Crime Records Bureau (NCRB), 2015 data, 80 percent of the farmers who committed suicides in 2015 due to 'bankruptcy or debts' had borrowed money from institutional sources (banks and registered microfinance institutions).

QUESTION: 8

Consider the following statements about progressive taxation.

1. In this method of taxation corporations and the richest individuals pay more tax on their incomes to the state

2. The increased incomes from tax on income enables the governments to redistribute resources to the poorer people across the society

Which of these statements is/are correct?

Solution: Both the statements are correct.

QUESTION: 9

Which of the following states are categorised as hinterland states?

1. Madhya Pradesh

2. Uttar Pradesh

3. Rajasthan

Which of these statements is/are correct?

Solution: India has a large 'heterogeneity among the states in their demographic profile and evolution—there is a clear divide between peninsular India (West Bengal, Kerala, Karnataka, Tamil Nadu and Andhra Pradesh) and the hinterland states (Madhya Pradesh, Rajasthan, Uttar Pradesh, and Bihar)

QUESTION: 10

Which of the following statements are correct about the bad Bank spin-off model?

1. This way the risk of bad loans is smoothly transferred from the stressed banks' balance sheet to the bad bank making banks viable to start fresh lending.

2. This is an expensive model.

Which of these statements are correct?

Solution:
  • This way the risk of bad loans is smoothly transferred from the stressed banks' balance sheet to the bad bank making banks viable to start fresh lending.

  • Though this format looks the most suitable one for India's situation, it needs certain arrangements to be put in place, such as setting up a separate body, putting the desired kind of management skill in place, information systems and proper regulatory mechanism being the major ones. This is an expensive model, too.