UPSC Exam > UPSC Notes > Indian Economy for UPSC CSE > PPT: Banking Sector
PPT: Banking Sector | Indian Economy for UPSC CSE PDF Download
| Download, print and study this document offline |
Please wait while the PDF view is loading
Page 1 Lecture 5 Banking Sector Capstone IAS Learning Page 2 Lecture 5 Banking Sector Capstone IAS Learning What will we cover The concept of banking Brief history of banking in India Types of Banks in India Various important terms associated with banking in India. Shadow Banks/NBFCs Banking Sector Reforms Page 3 Lecture 5 Banking Sector Capstone IAS Learning What will we cover The concept of banking Brief history of banking in India Types of Banks in India Various important terms associated with banking in India. Shadow Banks/NBFCs Banking Sector Reforms Financial Intermediation Banks Surplus Deficit 4% 6% Spread = 2% Apart from banks NBFCs also take part in financial intermediation. Savings Investment Liabilities Assets Page 4 Lecture 5 Banking Sector Capstone IAS Learning What will we cover The concept of banking Brief history of banking in India Types of Banks in India Various important terms associated with banking in India. Shadow Banks/NBFCs Banking Sector Reforms Financial Intermediation Banks Surplus Deficit 4% 6% Spread = 2% Apart from banks NBFCs also take part in financial intermediation. Savings Investment Liabilities Assets A bank is a financial institution which performs the deposit and lending function. A bank acts as an intermediary between the saver and the borrower/investor, and that is why banks are called financial intermediaries. The banking sector has 3 major functions: - Mobilisation of savings - Allocation of savings to investment - Operation of payment system Page 5 Lecture 5 Banking Sector Capstone IAS Learning What will we cover The concept of banking Brief history of banking in India Types of Banks in India Various important terms associated with banking in India. Shadow Banks/NBFCs Banking Sector Reforms Financial Intermediation Banks Surplus Deficit 4% 6% Spread = 2% Apart from banks NBFCs also take part in financial intermediation. Savings Investment Liabilities Assets A bank is a financial institution which performs the deposit and lending function. A bank acts as an intermediary between the saver and the borrower/investor, and that is why banks are called financial intermediaries. The banking sector has 3 major functions: - Mobilisation of savings - Allocation of savings to investment - Operation of payment system Functions of Banks Primary Functions Secondary Functions Granting Advances Accepting Deposits Agency Functions Utility Functions Fund transfer Cheque collection Portfolio management Etc. Lockers Utility bills Social welfare Programmes Etc.Read More
|
140 videos|315 docs|136 tests
|
FAQs on PPT: Banking Sector - Indian Economy for UPSC CSE
| 1. What is the role of the banking sector in the economy? |  |
Ans. The banking sector plays a crucial role in the economy by providing financial services, such as accepting deposits, granting loans, and facilitating transactions. It mobilizes savings from individuals and businesses and channels them towards investments and economic activities, contributing to economic growth.
| 2. How are banks regulated in the banking sector? | |
Ans. Banks are regulated in the banking sector through various measures. Government regulatory bodies, such as central banks and financial authorities, enforce regulations and monitor the activities of banks to ensure their stability and compliance with laws. This includes setting capital requirements, conducting regular audits, and supervising the overall functioning of banks.
| 3. What are the different types of banks in the banking sector? | |
Ans. The banking sector consists of various types of banks, including commercial banks, investment banks, central banks, and cooperative banks. Commercial banks primarily deal with deposits and lending to individuals and businesses, while investment banks focus on providing financial services to corporations and governments. Central banks are responsible for monetary policy and regulating the banking system, while cooperative banks are owned and operated by their members.
| 4. How do banks assess creditworthiness before granting loans? | |
Ans. Banks assess creditworthiness before granting loans by analyzing various factors. This includes evaluating the borrower's credit history, income stability, debt-to-income ratio, and collateral (if applicable). They may also consider the purpose of the loan and the borrower's financial standing. This assessment helps banks determine the level of risk associated with the loan and make informed decisions on whether to approve or reject the loan application.
| 5. How do banks ensure the security of customer's funds in the banking sector? | |
Ans. Banks employ various security measures to ensure the safety of customer funds in the banking sector. This includes implementing secure online banking platforms and using encryption technology to protect customer data and transactions. Banks also have insurance coverage, such as deposit insurance schemes, to safeguard customer funds in case of bank failures. Additionally, banks have robust internal control systems and carry out regular audits to detect and prevent fraudulent activities and unauthorized access to customer accounts.
Related Exams
About this Document
|
1.8K Views |
|
4.64/5 Rating |
|
Oct 31, 2024 Last updated |
Document Description: PPT: Banking Sector for UPSC 2024 is part of Indian Economy for UPSC CSE preparation.
The notes and questions for PPT: Banking Sector have been prepared according to the UPSC exam syllabus. Information about PPT: Banking Sector covers topics
like and PPT: Banking Sector Example, for UPSC 2024 Exam. Find important definitions, questions, notes, meanings, examples, exercises and tests below for PPT: Banking Sector.
Introduction of PPT: Banking Sector in English is available as part of our Indian Economy for UPSC CSE
for UPSC & PPT: Banking Sector in Hindi for Indian Economy for UPSC CSE course.
Download more important topics related with notes, lectures and mock test series for UPSC
Exam by signing up for free. UPSC: PPT: Banking Sector | Indian Economy for UPSC CSE
Description
Full syllabus notes, lecture & questions for PPT: Banking Sector | Indian Economy for UPSC CSE - UPSC | Plus excerises question with solution to help you revise complete syllabus for Indian Economy for UPSC CSE | Best notes, free PDF download
Information about PPT: Banking Sector
In this doc you can find the meaning of PPT: Banking Sector defined & explained in the simplest way possible. Besides explaining types of
PPT: Banking Sector theory, EduRev gives you an ample number of questions to practice PPT: Banking Sector tests, examples and also practice UPSC
tests
|
Explore Courses for UPSC exam
|
|
Signup for Free!
Signup to see your scores go up within 7 days! Learn & Practice with 1000+ FREE Notes, Videos & Tests.
Related Searches
Extra Questions
,Sample Paper
,Previous Year Questions with Solutions
,PPT: Banking Sector | Indian Economy for UPSC CSE
,MCQs
,ppt
,Important questions
,PPT: Banking Sector | Indian Economy for UPSC CSE
,Viva Questions
,PPT: Banking Sector | Indian Economy for UPSC CSE
,Semester Notes
,Summary
,Exam
,video lectures
,Free
,mock tests for examination
,practice quizzes
,Objective type Questions
,shortcuts and tricks
,past year papers
,study material
;
Additional Information about PPT: Banking Sector for UPSC Preparation
PPT: Banking Sector Free PDF Download
The PPT: Banking Sector is an invaluable resource that delves deep into the core of the UPSC exam.
These study notes are curated by experts and cover all the essential topics and concepts, making your preparation more efficient and effective.
With the help of these notes, you can grasp complex subjects quickly, revise important points easily,
and reinforce your understanding of key concepts. The study notes are presented in a concise and easy-to-understand manner,
allowing you to optimize your learning process. Whether you're looking for best-recommended books, sample papers, study material,
or toppers' notes, this PDF has got you covered. Download the PPT: Banking Sector now and kickstart your journey towards success in the UPSC exam.
Importance of PPT: Banking Sector
The importance of PPT: Banking Sector cannot be overstated, especially for UPSC aspirants.
This document holds the key to success in the UPSC exam.
It offers a detailed understanding of the concept, providing invaluable insights into the topic.
By knowing the concepts well in advance, students can plan their preparation effectively.
Utilize this indispensable guide for a well-rounded preparation and achieve your desired results.
PPT: Banking Sector Notes
PPT: Banking Sector Notes offer in-depth insights into the specific topic to help you master it with ease.
This comprehensive document covers all aspects related to PPT: Banking Sector.
It includes detailed information about the exam syllabus, recommended books, and study materials for a well-rounded preparation.
Practice papers and question papers enable you to assess your progress effectively.
Additionally, the paper analysis provides valuable tips for tackling the exam strategically.
Access to Toppers' notes gives you an edge in understanding complex concepts.
Whether you're a beginner or aiming for advanced proficiency, PPT: Banking Sector Notes on EduRev are your ultimate resource for success.
PPT: Banking Sector UPSC Questions
The "PPT: Banking Sector UPSC Questions" guide is a valuable resource for all aspiring students preparing for the
UPSC exam. It focuses on providing a wide range of practice questions to help students gauge
their understanding of the exam topics. These questions cover the entire syllabus, ensuring comprehensive preparation.
The guide includes previous years' question papers for students to familiarize themselves with the exam's format and difficulty level.
Additionally, it offers subject-specific question banks, allowing students to focus on weak areas and improve their performance.
Study PPT: Banking Sector on the App
Students of UPSC can study PPT: Banking Sector alongwith tests & analysis from the EduRev app,
which will help them while preparing for their exam. Apart from the PPT: Banking Sector,
students can also utilize the EduRev App for other study materials such as previous year question papers, syllabus, important questions, etc.
The EduRev App will make your learning easier as you can access it from anywhere you want.
The content of PPT: Banking Sector is prepared as per the latest UPSC syllabus.
|
© EduRev
|
Education Revolution
|
Follow Us
|
Signup to see your scores
go up within 7 days!
Access 1000+ FREE Docs, Videos and Tests
Takes less than 10 seconds to signup