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10.	GOVERNMENT	SCHEMES	IN	NEWS	
10.1.	PRADHAN	MANTRI	MATRU	VANDANA	YOJANA	(PMMVY)	
Why in news? 
Pradhan Mantri Matru Vandana Yojana has crossed 1.75 crore eligible women till financial year 2020. 
About the Scheme 
Objectives Target beneficiaries Salient features 
• To provide 
partial 
compensation 
for the wage loss 
in terms of cash 
incentives so 
that the woman 
can take 
adequate rest 
before and after 
delivery of the 
first living child. 
• To improve 
health seeking 
behaviour 
amongst 
Pregnant 
Women and 
Lactating 
Mothers 
(PW&LM) 
through cash 
incentives. 
• All Pregnant Women and Lactating Mothers 
(PW&LM), excluding  
o PW&LM who are in regular employment 
with the Central Government or the State 
Governments or PSUs or  
o those who are in receipt of similar benefits 
under any law for the time being in force. 
• A beneficiary is eligible to receive benefits 
under the scheme only once 
• In case of miscarriage or still birth, the 
beneficiary would be eligible to claim the 
remaining installment(s) in event of any future 
pregnancy. 
o After receiving the 1st installment, if the 
beneficiary has a miscarriage, she would 
only be eligible for receiving 2nd and 3rd 
installment in event of future pregnancy 
subject to fulfillment of eligibility criterion 
and conditionality’s of the scheme. 
Similarly, if the beneficiary has a 
miscarriage or still birth after receiving 1st 
and 2nd installments, she would only be 
eligible for receiving 3rd installment in 
event of future pregnancy subject to 
fulfillment of eligibility criterion and 
conditionality’s of the scheme. 
• Cash incentive of Rs 5000 in three 
instalments i.e. 1st instalment of Rs 
1000/ - on early registration of 
pregnancy, 2nd instalment of Rs 
2000/ - after six months of pregnancy 
and 3rd instalment of Rs 2000/ - after 
child birth is registered and the child 
has received the first cycle of BCG, 
OPV, DPT and Hepatitis - B, or its 
equivalent/ substitute.  
• The eligible beneficiaries would 
receive the incentive given under the 
Janani Suraksha Yojana (JSY) for 
Institutional delivery and the 
incentive received under JSY would be 
accounted towards maternity 
benefits so that on an average a 
woman gets Rs 6000 /  
Implementing authority 
• Ministry of Women and Child 
Development is the nodal 
implementing authority. 
• The scheme is implemented using the 
platform of Anganwadi Services 
scheme of Umbrella Integrated Child 
Development Services (ICDS). 
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
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FAQs on Government Schemes in News: March 2021 Current Affairs - Additional Study Material for UPSC

1. What are some government schemes that were in the news in March 2021?
Ans. Some government schemes that were in the news in March 2021 include: - Pradhan Mantri Jan Dhan Yojana (PMJDY): This scheme aims to provide access to financial services such as banking and insurance to the unbanked population of India. - Pradhan Mantri Kisan Samman Nidhi (PM-Kisan): This scheme provides income support to small and marginal farmers by providing them with direct cash transfers. - Pradhan Mantri Awas Yojana (PMAY): This scheme aims to provide affordable housing to all eligible beneficiaries by the year 2022. - Atal Pension Yojana (APY): This scheme provides a pension to workers in the unorganized sector, ensuring social security after retirement. - Pradhan Mantri Fasal Bima Yojana (PMFBY): This scheme provides insurance coverage and financial support to farmers in case of crop failure or damage due to natural calamities.
2. What is the objective of the Pradhan Mantri Jan Dhan Yojana (PMJDY)?
Ans. The objective of the Pradhan Mantri Jan Dhan Yojana (PMJDY) is to provide access to financial services to the unbanked population of India. It aims to ensure that every household has at least one bank account and to promote financial inclusion. The scheme also provides access to insurance and pension schemes for the beneficiaries. It aims to bring the marginalized sections of society into the formal banking system and enable them to avail the benefits of various government schemes and programs.
3. How does the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme benefit farmers?
Ans. The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme provides income support to small and marginal farmers by providing them with direct cash transfers. Under this scheme, eligible farmers receive Rs. 6,000 per year in three equal installments of Rs. 2,000 each. The scheme aims to provide financial assistance to farmers for their agricultural activities and to supplement their income. The cash transfers are made directly into the bank accounts of the beneficiaries, ensuring transparency and reducing leakages in the system.
4. What are the key features of the Pradhan Mantri Awas Yojana (PMAY)?
Ans. The key features of the Pradhan Mantri Awas Yojana (PMAY) are as follows: - The scheme aims to provide affordable housing to all eligible beneficiaries by the year 2022. - It offers interest subsidies on home loans for the economically weaker sections (EWS), low-income groups (LIG), middle-income groups (MIG), and women. - The scheme provides financial assistance for the construction or renovation of houses. - It promotes the use of eco-friendly and sustainable technologies in the construction of houses. - PMAY also focuses on the development of affordable rental housing for urban migrants and the urban poor.
5. How does the Pradhan Mantri Fasal Bima Yojana (PMFBY) benefit farmers?
Ans. The Pradhan Mantri Fasal Bima Yojana (PMFBY) provides insurance coverage and financial support to farmers in case of crop failure or damage due to natural calamities. The benefits of PMFBY for farmers include: - Comprehensive coverage: The scheme provides coverage for yield losses, prevented sowing, post-harvest losses, localized calamities, and more. - Reduced premium rates: The premium rates for farmers have been kept low, making it affordable for them to avail insurance coverage. - Timely compensation: In case of crop losses, the farmers receive compensation within a specified time frame, ensuring financial support during difficult times. - Risk mitigation: PMFBY helps farmers manage the risks associated with agriculture by providing them with financial security and stability. - Increased agricultural productivity: The scheme encourages farmers to adopt modern agricultural practices and technologies, leading to increased productivity and income.
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