Non-current Investments:

1. Bonds:
- Bonds are a popular form of non-current investment where an investor lends money to a government or corporation for a fixed period of time in exchange for regular interest payments.
- The principal amount invested is returned to the investor at the end of the bond's maturity period.
- Bonds are considered a relatively safe investment option as they are backed by the issuer's ability to repay the debt.
- They offer a fixed income stream and are suitable for conservative investors looking for a stable source of income.
- Bonds can be bought and sold on the secondary market before maturity, providing liquidity to investors if needed.
- However, the returns on bonds may be affected by changes in interest rates and the creditworthiness of the issuer.

2. Real Estate:
- Investing in real estate involves purchasing property, such as land, residential or commercial buildings, with the expectation of generating income or capital appreciation over time.
- Real estate investments can provide both regular rental income and potential value appreciation.
- Investors can choose to rent out the property to tenants, earning rental income, or sell the property at a higher price in the future.
- Real estate investments are considered long-term investments as they typically require a significant amount of capital and may take time to generate substantial returns.
- However, real estate investments can also be risky, as property values can fluctuate, and rental income may be affected by factors such as economic conditions and market demand.
- Additionally, real estate investments require ongoing maintenance and management, which can incur additional costs.

Long-term Investments:

1. Stocks:
- Stocks represent ownership shares in a company and are considered long-term investments as investors buy them with the expectation of capital appreciation over time.
- By purchasing stocks, investors become partial owners of the company and can benefit from its profits and growth.
- Stocks offer the potential for higher returns compared to other investment options, but they also come with higher risks.
- Stock prices can be influenced by various factors such as company performance, industry trends, economic conditions, and market sentiment.
- Investors can choose to hold stocks for the long term, receiving regular dividends and benefiting from price appreciation, or trade them on the stock market for short-term gains.
- It is important for investors to research and analyze companies before investing in their stocks to make informed decisions.

2. Mutual Funds:
- Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.
- They are managed by professional fund managers who make investment decisions on behalf of the investors.
- Mutual funds offer investors the opportunity to invest in a wide range of securities, which helps to spread the risk.
- They are considered long-term investments as investors typically hold them for an extended period to benefit from the potential growth of the underlying securities.
- Mutual funds can be categorized into different types based on their investment objectives, such as growth funds, income funds, or balanced funds.
- Investors can buy or sell mutual fund units at the net asset value (NAV), which is calculated at the end of each trading day.
- Mutual funds provide a convenient way for individuals to invest in the financial markets without needing to directly manage their investments.