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Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks to achieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?
  • a)
    SBI has 18% share in bad loans and 22% share in deposits and loans.
  • b)
    SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).
  • c)
    SBI has 22% share in branches and 18% share in deposits and loans.
  • d)
    SBI has 18% share in branches and 22% share in deposits and loans.
Correct answer is option 'D'. Can you explain this answer?
Most Upvoted Answer
Directions:Read the following passage carefully and answer the questio...
Explanation:

Analysis by Kotak Institutional Equities:
- According to the analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans.

Explanation:
- This means that State Bank of India (SBI) has a significant market presence in terms of branches, deposits, and loans in the banking sector.
- SBI's wide branch network and large customer base contribute to its substantial share in the market.
- The analysis by Kotak Institutional Equities provides valuable insights into SBI's market position and its impact on the banking industry.
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Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer?
Question Description
Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer? for SSC CGL 2024 is part of SSC CGL preparation. The Question and answers have been prepared according to the SSC CGL exam syllabus. Information about Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer? covers all topics & solutions for SSC CGL 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer?.
Solutions for Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer? in English & in Hindi are available as part of our courses for SSC CGL. Download more important topics, notes, lectures and mock test series for SSC CGL Exam by signing up for free.
Here you can find the meaning of Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer? defined & explained in the simplest way possible. Besides giving the explanation of Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer?, a detailed solution for Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer? has been provided alongside types of Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer? theory, EduRev gives you an ample number of questions to practice Directions:Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. The Union Cabinet’s nod to the State Bank of India’s (SBI) merger with its own five associate banks is welcome. It will place the country’s largest lender among the top 50 global lenders, bring efficiency in its treasury operations and lower operating costs. Bigger size would allow SBI to finance large infrastructure projects and takeover deals with greater ease. Already, the SBI carries the tag, along with ICICI, of a domestic systemically important Bank and, therefore, needs to set aside more capital than its peers to cover risks. The combined entity should be well capitalized. However, the merger cannot fix the problem of bad loans. They must be resolved so that the capital infusion does not end up as provisioning against bad loans. Post 2009-10, SBI had gained market share in deposits after the merger of State Bank of Indore with itself. So, consolidation will be beneficial for deposit growth. However, employee integration could be tricky, apart from other reported challenges such as provisions for pension liability due to differing employment benefit structures and synchronizing accounting policies for recognition of bad loans. According to analysis by Kotak Institutional Equities, SBI has 18% share in branches and 22% share in deposits and loans. It would be in the interest of the industry and the economy to not add to systemic risk. To keep banking competitive and to prevent the creation of banks that are too big to fail and of bankers who are too big to go to jail, the government should resist the temptation to rush into more bank mergers. India needs more payment banks and small banks toachieve financial inclusion not gigantism. Let there be a couple of big banks, yet more new banks of different sizes and intense competition amongst them. According to the analysis by Kotak Institutional Equities, which of the following is true ?a)SBI has 18% share in bad loans and 22% share in deposits and loans.b)SBI has 18% share in branches and 22% share in Non- Performing assets (NPAs).c)SBI has 22% share in branches and 18% share in deposits and loans.d)SBI has 18% share in branches and 22% share in deposits and loans.Correct answer is option 'D'. Can you explain this answer? tests, examples and also practice SSC CGL tests.
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