The correct answer is option 'D' - KCC (Kisan Credit Card).

Explanation:
The Kisan Credit Card (KCC) scheme was introduced by the Government of India in 1998 to provide adequate and timely support from the banking system to farmers for their cultivation needs in a flexible manner. The scheme aims to meet the short-term credit requirements of farmers, including crop production expenses, post-harvest expenses, working capital for maintenance of farm assets, and consumption expenses of the farmer's household.

The KCC scheme offers a revolving credit facility to farmers, wherein they can withdraw funds as per their requirement and repay the same within a specified time frame. This flexibility allows farmers to manage their finances effectively and meet their cultivation needs without facing financial constraints.

Key features of the Kisan Credit Card scheme:
1. Access to credit: The KCC scheme ensures that farmers have easy access to credit facilities for their agricultural activities. The credit limit is determined based on the scale of finance, which takes into account the cost of cultivation, post-harvest expenses, and other related factors.
2. Multiple withdrawals: Farmers can make multiple withdrawals within the credit limit, which allows them to meet their expenses as and when required.
3. Interest subsidy: The government provides interest subsidy to farmers on timely repayment of the credit availed through the KCC. This serves as an incentive for farmers to repay their loans on time.
4. Insurance coverage: The KCC also provides insurance coverage to farmers to protect them against crop failure, accidents, and other unforeseen events. This helps in reducing the financial burden on farmers and ensures their financial stability.
5. Easy documentation: The KCC scheme simplifies the documentation process for farmers, making it convenient for them to avail credit facilities. The required documents include identity proof, address proof, land record documents, and other relevant information.
6. Online access: Many banks now offer online facilities for KCC holders, allowing them to check their account status, make transactions, and access other banking services conveniently.

In conclusion, the Kisan Credit Card (KCC) scheme provides adequate and timely support to farmers for their cultivation needs in a flexible manner. It aims to ensure that farmers have easy access to credit, enabling them to meet their expenses and manage their finances effectively.

D