Government Schemes | Legal Reasoning for CLAT PDF Download

Introduction

The Union Budget for 2024-25, presented by Finance Minister Nirmala Sitharaman on July 23, 2024, aims to drive India’s progress towards becoming a developed nation by 2047. It introduces various new schemes and updates existing ones to promote economic growth, social development, and effective governance. Explore the list of Government Schemes for 2024, along with the latest updates from both state and central levels.

Government Schemes List 2024

The Union Budget for 2024-25 presents a variety of new initiatives and updates to existing ones, focusing on comprehensive national development. These initiatives demonstrate the government's dedication to inclusive growth, sustainability, and equipping the nation for future challenges. 

1. Viksit Bharat by 2047

Objective: Transform India into a developed nation by 2047.
Purvodaya Plan:

• Regions Covered: Jharkhand, Bihar, Odisha, West Bengal, and Andhra Pradesh.
• Focus: Infrastructure development, human resource improvement, and economic growth opportunities.
• Goal: Establish the eastern region as a growth engine.

Nuclear Energy Development:

• Initiatives: Collaboration with the private sector for Bharat Small Reactors, Bharat Small Modular Reactors, and advancement of new nuclear technologies.

2. Rooftop Solarisation Scheme

• Scheme Name: PM Surya Ghar Muft Bijli Yojana
• Objective: Provide 300 units of free electricity per month to 1 crore households via rooftop solar installations.
• Benefits:Annual savings of Rs. 15,000 – Rs. 18,000 per household. Facilitates EV charging and creates entrepreneurial and employment opportunities in the solar sector.

3. Atmanirbhar Oil Seeds Abhiyan

• Objective: Achieve self-sufficiency in oil seeds.
• Coverage: Groundnut, mustard, soybean, sesame, and sunflower.
• Focus Areas:Modern farming practices, high-yield varieties, value addition, procurement, market linkages, and crop insurance.

4. Employment Linked Incentive Schemes

Scheme A: First Timers

• Target: New workforce entrants in the formal sector.
• Benefit:One-month wage up to Rs. 15,000 in three installments.
• Eligibility: Salary up to Rs. 1 lakh per month.
• Impact: Benefits 210 lakh youth.

Scheme B: Job Creation in Manufacturing

• Focus: Employment linked to first-time workers in manufacturing.
• Incentive:EPFO contribution support for the first four years.
• Impact: Benefits 30 lakh youth and their employers.

Scheme C: Support to Employers

• Coverage: Additional employment across all sectors with salaries under Rs. 1 lakh per month.
• Incentive: Reimbursement of up to Rs. 3,000 per month for EPFO contribution for two years.
• Impact: Encourages employment of 50 lakh people.

5. New Skilling Programme

• Objective: Skill 20 lakh youth over the next five years.
• Initiative: Upgrade 1,000 Industrial Training Institutes with industry collaboration.
• Focus: Align courses with industry needs and introduce new courses in emerging sectors.

6. Pradhan Mantri Janjatiya Unnat Gram Abhiyan

• Objective: Enhance socio-economic conditions of tribal communities.
• Coverage:63,000 villages in aspirational districts and tribal-majority areas.
• Beneficiaries:5 crore tribal people.

7. Credit Guarantee Scheme for MSMEs

• Objective: Facilitate term loans to MSMEs without the need for collateral.
• Mechanism: Pooling credit risks and creating a self-financing guarantee fund.
• Guarantee Cover: Up to Rs. 100 crore per applicant.

8. Credit Support to MSMEs during Stress Period

• Objective: Ensure credit continuity for MSMEs during stressful periods to prevent NPAs.
• Support: Government-backed fund guarantees to ensure credit availability.

9. Comprehensive Internship Opportunities Scheme

• Objective: Provide internships to 1 crore youth within five years.
• Details:
  • 12-month internships at the top 500 companies.
  • Benefits: Rs. 5,000 monthly allowance and Rs. 6,000 one-time assistance.
  • CSR Contribution: Companies bear training cost and 10% of internship cost.

10. NPS Vatsalya

• Objective: Allow parents and guardians to contribute to NPS for minors.
• Feature: Seamless conversion of minor's NPS to a regular account upon reaching the age of majority.

Changes in Existing Schemes

PM Awas Yojana

• New Target:3 crore additional houses in both rural and urban areas.
• Urban 2.0 Initiative:
  • Focus on providing housing for 1 crore urban middle-class and poor families.
  • Investment:Rs. 10 lakh crore.

Skill Loan Scheme

• Revised Loan Limit: Loans up to Rs. 7.5 lakh with a government-backed fund guarantee.
• Impact: Assists 25,000 students annually.

Mudra Yojana

• Enhanced Loan Limit: Loans up to Rs. 20 lakh under the ‘Tarun’ category.
• Focus: Targeting entrepreneurs with a successful loan repayment track record.

Pradhan Mantri Gram Sadak Yojana (PMGSY)

• Phase IV:Provide all-weather connectivity to 25,000 rural habitations with larger populations.

List of Government Schemes Ministry-wise

Latest Government Schemes in India

Important Government Schemes in Detail

Several programs are launched by the central ministries on behalf of the Indian government to promote the social and economic well-being of the nation. These schemes are crucial for preparation in government employment exams, such as the UPSC Civil Services Exam.

Pradhan Mantri Awas Yojana (PMAY)

• The Pradhan Mantri Awas Yojana aims to provide affordable housing to urban residents by 2022. The scheme was launched on June 25, 2015. It offers interest rates starting at 6.5% per annum for up to 20 years. 
• Eligibility for the EWS and LIG categories has been extended until March 31, 2022.

Pradhan Mantri Garib Kalyan Anna Yojana

• This food security program, launched on March 26, 2020, during the COVID-19 pandemic, provides 5 kg of rice or wheat and 1 kg of dal to each ration card holder. 
• Initially covering 80 crore ration cards for 3 months in 2020, the scheme was extended by the Union Cabinet for an additional four months in 2022. It is recognized as the world's largest food security initiative.

Meri Policy Mere Hath

• Introduced under the Pradhan MFaantri sal Bima Yojana, this initiative ensures that farmers receive crop insurance at their doorsteps. 
• It aims to support farmers affected by crop loss or damage and is an extension of the Pradhan Mantri Fasal Bima Yojana, which was launched on February 18, 2016, in Sehore, Madhya Pradesh.

Rashtriya Uchchatar Shiksha Abhiyan (RUSA)

• RUSA provides strategic funding to eligible state higher education institutions. 
• This funding is aimed at enhancing efficiency, accountability, and access to quality education at the state level.

Support for Marginal Individuals for Livelihood and Enterprise (SMILE)

• This program focuses on providing recovery, medical assistance, counseling, and skill development to marginalized communities. 
• It is implemented with the help of state and union territory governments, community groups, NGOs, and local bodies.

Jal Jeevan Yojana

• The mission targets connecting 4 crore rural households to the public water system by 2022. 
• With a focus on community participation and technology, the mission received an allocation of ₹60,000 crores in the 2022 union budget to achieve its goals by 2024.

Jal Shakti Abhiyan

• Launched on March 22, 2021, the Jal Shakti Abhiyan focuses on water conservation and management. 
• In 2022, a special campaign called "Catch the Rain" was initiated, running from March 29 to November 30, 2022.

Ayushman Bharat Yojana

• Launched in 2018, the Pradhan Mantri Jan Arogya Yojana (Ayushman Bharat) provides health insurance coverage of up to ₹5 lakh per family per year for over 10 crore vulnerable families. 
• It is one of the world's largest healthcare schemes, covering both primary and secondary healthcare services.

Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN)

• Introduced in 2019, this scheme helps farmers by providing ₹6,000 annually in three equal installments of ₹2,000 each, directly into their bank accounts, to reduce financial distress and supplement their income.

Swachh Bharat Abhiyan

• Launched in 2014, the Swachh Bharat Abhiyan aims to eliminate open defecation, promote waste management, and improve sanitation across the country. 
• It has been a successful program in improving India's sanitation system.

Solar Charkha Scheme

• Announced in June 2018 by the Ministry of Micro, Small, and Medium Enterprises, this initiative focuses on creating solar charkha clusters. 
• These clusters will benefit 200 to 2042 artisans (spinners, weavers, seamstresses, etc.) and promote economic development through the use of solar power.

Pradhan Mantri Matsya Sampada Yojana (PMMSY)

• Launched on September 10, 2020, the PMMSY focuses on developing India's fisheries sector. 
• With an investment of ₹20,050 crores from 2020 to 2025, the scheme aims to increase fish production by 70 lakh tonnes and boost export revenues to ₹1,00,000 crore by 2024-25.

Public Wi-Fi Access Network Interface (PM-WANI)

• Approved by the Union Cabinet on December 9, 2020, the PM-WANI scheme seeks to improve wireless access across the country, enhancing both "Ease of Living" and "Ease of Doing Business".

Sansad Adarsh Gram Yojana

• Launched on October 11, 2014, the Sansad Adarsh Gram Yojana encourages MPs to develop a village by addressing issues like agriculture, education, health, sanitation, and livelihood. 
• MPs are required to select one village with a population of 3,000-4,000 in the plains and 1,000-3,000 in the hills.

Mission Karmyogi

• Launched on September 20, 2020, Mission Karmyogi aims to enhance civil service capacities for better governance under the National Programme for Civil Services Capacity Building (NPCSCB).

VAN DHAN Yojana

• Launched in 2018 by the Ministry of Tribal Affairs, the VAN DHAN Yojana supports tribal members involved in the collection of Minor Forest Produce (MFP) by providing economic development opportunities and helping them create a sustainable income through self-help groups.

State Government Schemes

Karnataka

• Vajpayee Arogyasri Yojana: A health insurance program providing financial assistance for the treatment of serious illnesses for economically disadvantaged families.
• Shaadi Bhagya Scheme: Aimed at helping financially weaker sections of society, this scheme provides financial aid for the marriage of girls from minority communities.

Madhya Pradesh

• Bhavantar Bhugtan Yojana: A price stabilization scheme that ensures fair prices for farmers by compensating them when market prices fall below the minimum support price (MSP).
• Deen Dayal Antyoday Upchar Yojna: A health initiative aimed at providing medical care to the underprivileged sections of society through affordable treatment options.
• Deen Dayal Mobile Health Clinic: A mobile health service that delivers healthcare to remote and underserved areas in Madhya Pradesh, ensuring access to basic medical services.
• Ladli Laxmi Yojana: A program designed to support the girl child by providing financial assistance for her education and well-being until she reaches adulthood.
• Madhya Pradesh Rural Livelihoods Project: A project aimed at improving the livelihoods of rural households by promoting skill development, entrepreneurship, and access to financial services.
• Mukhya Mantri Yuva Swarozgar Yojana: A youth employment scheme designed to encourage young entrepreneurs by providing financial assistance and support to start their own businesses.

Maharashtra

• Jalyukt Shivar Abhiyan: A water conservation initiative aimed at improving water availability in Maharashtra’s rural areas by focusing on watershed management, water storage, and ground water recharge.
• Maharashtra Arthik Vikas Mahamandal: This economic development program provides financial support to small-scale industries, rural entrepreneurs, and other key sectors to boost the state's economy.
• Mahatma Jyotiba Phule Jan Arogya Yojana: A health insurance scheme designed to provide free medical treatment for low-income families, particularly for major health ailments.

Telangana

• Aarogya Lakshmi Scheme: A healthcare initiative that provides free nutritional supplements to pregnant women and young children in Telangana to improve maternal and child health.
• Aasara Pension: A social welfare program that provides a monthly pension to elderly, disabled, and widowed individuals to ensure financial security.
• Amma Odi & KCR Kit: These programs aim to provide support for pregnant women and newborns by providing financial assistance and necessary healthcare items.
• Double Bedroom Housing Scheme: A housing initiative aimed at providing affordable housing with two-bedroom units for economically disadvantaged families in urban and rural areas.
• Kalyana Lakshmi – Shaadi Mubarak: A welfare scheme that offers financial assistance for the marriage of girls from economically weaker sections, encouraging social inclusion.
• Mission Bhagiratha: An ambitious scheme to provide tap water to every household in Telangana, ensuring access to clean drinking water.
• Rythu Bandhu Scheme: A farmer welfare initiative providing financial assistance to farmers to support agricultural activities, particularly for purchasing seeds and fertilizers.
• Telangana Ku Haritha Hāram: A green initiative focused on increasing the state’s green cover by planting trees across urban and rural areas to combat climate change.
• Telangana Sheep Distribution Scheme: Aimed at providing sheep to shepherds and enhancing their livelihood through livestock-based activities.
• 2 Rupees per Kg Rice: A scheme that provides rice at an affordable price of ₹2 per kg to economically disadvantaged families in Telangana.

Tamil Nadu

• Amma Unavagam: A program offering affordable and nutritious meals to the public at subsidized rates, with the goal of tackling hunger and promoting good health.

• Samathuvapuram: This initiative promotes social equality by establishing model villages with equal opportunities for all, regardless of caste or economic status.

• Uzhavar Santhai: A farmers' market program that allows farmers to sell fresh produce directly to consumers at reasonable prices, eliminating middlemen and improving farmers' incomes.

West Bengal

• Kanyashree Prakalpa: A scheme that provides financial incentives to girls for completing education, aimed at reducing dropout rates and improving female education in the state.

Uttar Pradesh

• Kamdhenu Yojna: A welfare scheme designed to promote cattle rearing and improve the income of farmers by providing them with dairy cows and other livestock.

• Free Laptop Distribution Scheme: A program that provides free laptops to meritorious students in Uttar Pradesh to encourage digital learning and bridge the technology gap.