Deepika Banerjee

EduRev Banking Exams

Deepika Banerjee
EduRev Banking Exams
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Discussed Questions
Maulik Verma asked   •  Feb 24, 2025

Which of the following is NOT considered a key aspect of being a responsible netizen?
  • a)
    Practicing communication etiquettes
  • b)
    Engaging in online harassment
  • c)
    Using digital technology legally
  • d)
    Following net etiquettes
Correct answer is option 'B'. Can you explain this answer?

Engaging in online harassment is not a characteristic of a responsible netizen. A good netizen adheres to net etiquettes, legal usage of technology, and proper communication standards. These behaviors promote a safe and respectful online environment. It's essential to recognize that just like in face-to-face interactions, online conduct reflects on one’s character and can significantly impact others. Promoting positive online interactions can help create a more constructive and inclusive digital community.

Direction: Rohan Mishra after completing his graduation in Telecommunications from a reputed Engineering College came back to his native town in Bhilwara, Rajasthan. He decided to help his father who owns a textile mill in Gulabpura, Bhilwara but he did not find it interesting. He wanted to do something in the telecom sector. His father did not know much about such services so, Rohan explained him about various telecom services available.
(a) Telecom service that utilizes any type of network equipment connected through fiber optic cables laid across length and breadth of the country.
(b) Type of mobile telecom services including voice and non-voice messages and data service.
(c) Linkages and switched services within a licensed area of operation to operate media services.
(d) Satellite based media service provided by cellular companies through dish antenna and a set top box.
(e) Satellite based communication services which can be used to provide innovative applications such as online newspaper, tele-education, etc
On the basis of above paragraph, answer the following questions.
Q. Identify the telecom service indicated in point (a) given above.
... more

Maulik Verma answered  •  Feb 21, 2025
Understanding Telecom Services
In the context of the telecom service indicated in point (a), the correct answer is option 'B' – Fixed-line services. Here’s a detailed breakdown:
Definition of Fixed-line Services
- Fixed-line services refer to telecommunications services that utilize physical connections through wired networks, primarily involving fiber optic cables.... more
Maulik Verma upvoted   •  Feb 16, 2025

The number of ways in which 6 “ + “ and 4 “ – “ signs can be arranged in a line such that no two “ – “ signs occur together is
  • a)
    P(10,4)
  • b)
    C(7,4)
  • c)
    C(10,4)
  • d)
    none of these
Correct answer is option 'C'. Can you explain this answer?

Sushil Kumar answered
′+′ signs can be put in a row in one way creating seven gaps shown as arrows:
Now 4′−′ signs must be kept in these gaps. So, no tow ′−′ signs should be together.
Out of these 7 gaps 4 can be chosen in 7C4 ways.

Maulik Verma upvoted   •  Jan 11, 2025

Direction: Read the following text and answer the following questions on the basis of the same:
After completing her Bachelors in Fashion Designing from a well-known college in France, Aditi has opened a boutique in a posh market in Kolkata. She has divided the work in smaller units and each employee is well trained to perform his/ her task efficiently. The sales persons are allowed to close a deal with a buyer by giving a maximum of 5 percent discount, whereas the decision to give any further discount rests with Aditi as the final authority. In the earlier period of her business venture, employees were asked to put in extra hours of work. In return she had promised to give them a special incentive within a year. Therefore, when the business was doing well, she honour her commitment by giving bonus to her employees. She also instructed her employees that communication from top to bottom should follow the official lines of command. However, she tends to be more biased towards her female employees, when it comes to solve the conflicts among employees.
Therefore, when the business was doing well, she honoured her commitment by giving bonus to her employees.” Which principle of management is being highlighted here?
... more

Praveen Kumar answered
The principle of Remuneration to Employees (as given by Henri Fayol) states that employees must be fairly compensated for their work to ensure satisfaction, motivation, and efficiency. Here, Aditi fulfilled her commitment by giving bonuses to employees when the business performed well, aligning with this principle.

What is the trade Barriers?

Maulik Verma answered  •  Jan 09, 2025
What are Trade Barriers?
Trade barriers are government-imposed restrictions that limit international trade. These barriers can take various forms and are designed to protect domestic industries, control the amount of trade, and influence economic policies.
Types of Trade Barriers
  • Tariffs: Taxes imposed on imported goods, making them more expensive and l... more
  • Quotas: Limits on the quantity of a specific good that can be imported, thus controlling supply and demand.
  • Subsidies: Financial support provided to local businesses, allowing them to sell goods at a lower price than foreign competitors.
  • Import Licenses: Requirements for importers to obtain permission before bringing certain goods into the country, which can restrict trade flow.
  • Standards and Regulations: Health, safety, and quality standards that foreign products must meet, often making compliance difficult for exporters.
  • Voluntary Export Restraints (VERs): Agreements between exporting and importing countries where the exporter agrees to limit the quantity exported to the importing country.

Impacts of Trade Barriers
  • Higher Prices: Consumers may face increased prices for goods due to limited competition.
  • Trade Relations: Trade barriers can lead to tensions between countries, potentially sparking trade wars.
  • Market Inefficiencies: Protectionist measures can lead to inefficiencies as domestic industries may lack the incentive to innovate.

In summary, trade barriers are tools used by governments to regulate international trade, impacting economies, consumers, and global relationships. Understanding these barriers is essential for businesses and policymakers engaged in global commerce.
Maulik Verma upvoted   •  Nov 02, 2024

In its modern use, this refers to any ordeal meant to test one's strength, endurance, or resolve.The thought behind trial by ordeal was that, during the process, the gods intervene and show a sign that indicates guilt or innocence.

What is subscription? How is it calcuted? Please explain this briefly.?

Maulik Verma answered  •  Sep 25, 2024
What is Subscription?
A subscription is a business model where customers pay a recurring fee at regular intervals (monthly, quarterly, or annually) to access a product or service. This model is commonly used in various industries, including software, media, and retail.
Types of Subscriptions
- Content Subscriptions: Access to premium content like streaming servi
... more

After passing his secondary examination .Dravid left his school at the age of 15 and start getting traning from his father?

Maulik Verma answered  •  Sep 25, 2024
Early Life and Education
After completing his secondary examination, Dravid embarked on an important journey at the young age of 15. Leaving school was a significant decision that shaped his future in the world of cricket. His educational background provided a solid foundation, nurturing his analytical skills and discipline.
Training Under His Father
Dravid’s father pl
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state it as true and false with reason .marginal utility can never increase as consumption increases

Maulik Verma answered  •  Sep 25, 2024
True or False: Marginal Utility Can Never Increase as Consumption Increases
Marginal utility refers to the additional satisfaction or benefit gained from consuming one more unit of a good or service. The statement that "marginal utility can never increase as consumption increases" is generally considered False. Here’s why:
Understanding Marginal Utility
- Def
... more: Marginal utility is the change in utility (satisfaction) that comes from consuming one additional unit of a good.
- Law of Diminishing Marginal Utility: This economic principle states that as a person consumes more units of a good, the additional satisfaction gained from each subsequent unit tends to decrease.
Exceptions to the Rule
- Initial Consumption: In early stages of consumption, marginal utility may actually increase. For example, in the case of essential goods like food or water, the first few units consumed provide significant satisfaction.
- Situational Factors: Special circumstances, such as scarcity or changes in preferences, can lead to situations where marginal utility increases. For instance, if a consumer has a craving for a particular food, the satisfaction from consuming more may rise.
Conclusion
While the general trend is that marginal utility decreases with increased consumption, it is not an absolute rule. Therefore, the statement that marginal utility can never increase as consumption increases is False, as exceptions can and do occur based on context and individual circumstances.
Understanding these nuances helps in grasping consumer behavior and market dynamics more effectively.

What is stagnant economy?

Maulik Verma answered  •  Aug 25, 2024
Stagnant Economy
An economy is considered stagnant when there is little to no growth in the overall economic output over a period of time. This lack of growth can be attributed to various factors that hinder the economy from expanding and thriving.

Key Pointers:
  • Low or Negative GDP Growth: A stagnant economy is characterized by low or negative Gross Dome... more
  • High Unemployment Rates: Stagnant economies often experience high levels of unemployment as businesses struggle to grow and create new job opportunities. This can further exacerbate the lack of growth in the economy.
  • Decline in Consumer Spending: When the economy is stagnant, consumers tend to hold back on spending due to uncertainty about the future. This decline in consumer spending can have a negative impact on businesses, leading to further stagnation.
  • Decrease in Investment: Stagnant economies also witness a decrease in investments as businesses are hesitant to expand or invest in new projects. This lack of investment can further impede economic growth and development.
  • Government Intervention: In some cases, government policies or regulations may contribute to economic stagnation by creating barriers to growth and innovation. It is important for governments to implement policies that promote economic growth and development.


In order to combat a stagnant economy, it is essential for policymakers to implement strategies that encourage investment, spur consumer spending, and create a conducive environment for businesses to thrive. By addressing the underlying factors contributing to stagnation, an economy can gradually recover and achieve sustainable growth.

?

Maulik Verma answered  •  Jul 31, 2024
Limited Liability of Partnership
Limited liability in a partnership refers to the legal protection that limits each partner's personal liability for the debts and obligations of the business. This means that each partner is only responsible for their own actions and investments in the partnership, and not for the actions of other partners.
Benefits of Limited Liability in Partnership:... more

A conpany issued 10000 shares each at a premium of ₹1 per share,payment to be made as follow onp?

Maulik Verma answered  •  Jun 29, 2024
Issuance of 10000 Shares at a Premium of ₹1 per Share

Explanation of Payment Details:
  • Payment at Par Value: Shareholders are required to pay the face value of the shares, which in this case is ₹1 per share. This amount is mandatory and must be paid by the shareholders.
  • Payment of Premium: In addition to the face value, shareholders are al... more
  • Total Payment per Share: The total amount to be paid per share would be the sum of the face value and the premium, which amounts to ₹2 per share in this case.
  • Total Payment for 10000 Shares: To calculate the total payment for 10000 shares, multiply the total payment per share (₹2) by the number of shares issued (10000). The total payment would be ₹2 x 10000 = ₹20000.
  • Payment Schedule: Shareholders can make the payment in installments as per the company's payment schedule. The company may specify deadlines for payment of the face value and premium to ensure timely completion of the payment process.


By following the payment details mentioned above, shareholders can successfully complete the issuance of 10000 shares at a premium of ₹1 per share.

Impact of environmental crisis in brief?

Maulik Verma answered  •  Jun 14, 2024
Impact of Environmental Crisis
Impact on Biodiversity
- Environmental crisis leads to habitat destruction, pollution, and climate change which in turn threaten the survival of various plant and animal species.
- Loss of biodiversity can disrupt ecosystems, decrease food sources, and result in the extinction of species.
Impact on Human Health
- Environmental crisis can lead
... more

Prepaid salary journal entry​....?

Maulik Verma answered  •  May 25, 2024
Prepaid Salary Journal Entry

Definition:
Prepaid salary refers to the amount paid in advance to employees for their future services. It is recorded as an asset on the balance sheet until the services are actually provided.

Journal Entry:

When Prepaid Salary is Paid:
- Debit Prepaid Salary (Asset) account
- Credit Cash/Bank
... more
Maulik Verma asked   •  Apr 29, 2024

Diseases that spread from one person to another are called _______.
  • a)
    Communicable diseases
  • b)
    Degenerative diseases
  • c)
    Non-communicable diseases
  • d)
    None of the above
Correct answer is option 'A'. Can you explain this answer?

Sushil Kumar answered
Communicable diseases


  • Definition: Communicable diseases are illnesses caused by infectious agents or their toxic products that can be transmitted from one person to another.

  • Transmission: These diseases can spread through direct contact with an infected individual, indirect contact through contaminated objects, or through airborne particles.

  • Examples: Common examples of communicable diseases include the flu, tuberculosis, HIV/AIDS, and COVID-19.

  • Prevention: Prevention strategies for communicable diseases include vaccination, practicing good hygiene, using protective barriers like condoms, and avoiding contact with infected individuals.

  • Treatment: Treatment for communicable diseases often involves medications like antibiotics, antivirals, or antifungals, as well as supportive care to manage symptoms.

Maulik Verma asked   •  Aug 02, 2023

Can I get the Class 11 Commerce textbooks with real-life case studies and practical examples?

Pallavi Chopra answered
Class 11 Commerce Textbooks with Real-Life Case Studies and Practical Examples

Introduction

Class 11 Commerce is an important stage in a student's academic journey, as it forms the foundation for higher-level commerce studies. To ensure a comprehensive understanding of the subject, it is essential to have textbooks that provide real-life case studies and practical examples. These resources not only make the content more relatable but also help students develop critical thinking and problem-solving skills. In this response, we will explore how you can find Class 11 Commerce textbooks with real-life case studies and practical examples.
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Maulik Verma asked   •  Jul 29, 2023

Can I pursue a career in international business after completing Class 11 Commerce?

Yes, you can pursue a career in international business after completing Class 11 Commerce. Here's how:

1. Choose the right subjects:

While studying Class 11 Commerce, it is important to choose the right combination of subjects that will provide a strong foundation for a career in international business. Subjects like Business Studies, Economics, Accountancy, and Mathematics are highly recommended.
... more

Maulik Verma asked   •  May 08, 2023

Which of the following is not among the duties of an advocate towards his client?
  • a)
    Duty to accept briefs
  • b)
    Duty not to suppress material or evidence
  • c)
    Duty to charge contingency fees 
  • d)
    Duty to maintain confidentiality
Correct answer is option 'C'. Can you explain this answer?

Anjali Sharma answered
An Advocate's duties towards the client include being bound to accept briefs, not to withdraw from service, not to appear in matters where he/she is a witness, not to suppress material or evidence. An Advocate also has to maintain client confidentiality and not to instigate litigation or to charge contingency fee (fee depending on success or favourable result of matters). There is a general duty to ensure that his/her duties do not conflict with the client's interests. An Advocate is also expected not to negotiate directly with the opposing party (only through the opposing advocate) and to carry out legitimate promises made.

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