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All questions of Passage Based for Practice for CLAT Exam

Passage - 1
Griselda Blanco de Trujillo, in a plain white dress, with a rosary in her hand and a hole in her head, was laid to rest in the Jardines Montesacro, a posh cemetery on the southwestern extreme of Medellin. She was buried in a gold-finished coffin with a domed lid. Eight tough-looking young men, wearing sneakers, jeans, and sunglasses, carried it from the chapel to the grave site on their shoulders. Reporters had gathered to witness the end of La Madrina-"the Godmother"-as the Medellin newspapers had been calling Griselda since the 1970s. But they were warned, brusquely, not to approach closely or photograph the scene, even from a distance. They could only stand and marvel at the strange theatrics they were seeing. Some of the boys banged violently on the coffin, others smoked marijuana, and mourners cried "No te vayas, Tia!" and "La buena, Tia!" while a group of mariachis played and sang. 
The mourners had arrived in buses from Barrio Antioquia, the neighborhood where Griselda grew up, which remains a stubborn hive of vice and rosary in a rapidly pacifying, revitalizing city. They departed at dusk, leaving the grounds littered with their empty bottles of aguardiente, Colombia's ubiquitous anise liquor. Some three hundred feet away, in a lush family grave ringed by green marble and shaded by palms, lay Griselda's onetime friend and apprentice-and eventual mortal enemy-Pablo Escobar.
Which of the following is the most UNLIKELY to be the reason for the death of Griselda Blanco de Trujillo?
  • a)
     She was shot by the police.
  • b)
    She was assassinated by her rivals.
  • c)
    She was shot by one of her associates.
  • d)
    She committed suicide by jumping to her death.
Correct answer is option 'D'. Can you explain this answer?

Aryan Khanna answered
She had a hole in her head. Hence, (d) is the correct answer.

There has been no end of attacks on this particular strategy. Naysayers have contended that the strategy is flawed, that the company will not benefit by taking such a risk, that our financial situation does not warrant the risk involved. These critics need to understand that risk is not necessarily a bad thing. It's complacency that we need to watch out for.
The argument above
  • a)
    uses an appeal to emotion.
  • b)
    misrepresents the opponent’s position and attacks that distorted position.
  • c)
    assumes the truth of what it sets out to prove.
  • d)
    draws a general conclusion based on a specific example.
Correct answer is option 'B'. Can you explain this answer?

Dia Mehta answered
Naysayers suggest that that the company cannot adopt the recommended strategy because the financial condition of the company does not allow them to take any risk and the author responds by stating that risk is not a bad thing. He distorts the original argument and makes it seem that the company is averse to the idea of taking risk because they feel its bad whereas the company’s reason for not taking risk is its financial condition. Option (b) best encompasses the essence of the text. Option (a) is incorrect because there is no element of emotion in the argument. Option (c) is eliminated as the author does not prove anything in the argument. Option (d) can be ruled out since there is no conclusion drawn.

Passage - 4
UNRELATED THOUGHTS? NOT in America, where the health of the national economy is critically dependent on having all of us spend as much as we can to keep struggling retailers afloat, create jobs and generate capital. Consumption is such a vital part of the American economy it long ago superseded good old-fashioned manufacturing that the most closely watched economic indicator is something called consumer confidence, a vague notion that probably can't even be measured accurately. Whenever consumer confidence plunges, as it did after the great Internet bust of 2000 or after the September 11 attacks, government officials are sent scurrying to the airwaves to say there's no reason to panic so long as everyone does his patriotic duty and shops. Remember how New York's mayor, Rudolph Giuliani, responded when asked how Americans could help New York in the days just after the attacks? He didn't say, donate to the Red Cross, or Go to church and pray for our wounded city. He told them to come to New York and spend money.
What can be the appropriate title for the passage given above?
  • a)
    Shop or We will Drop
  • b)
    Unity of Thoughts
  • c)
    American Economy
  • d)
    Trend is Your Friend, until It Bends
Correct answer is option 'A'. Can you explain this answer?

Aryan Khanna answered
The above paragraph shows that, peculiarly, America's economy doesn't run on manufacturing industries' profits, it runs on the consumer consumption. The more people shop, the better the economy gets. Shopping helps retailers run their show, generate employment and capital. Even during economic downturns, people are advised to shop so as to recover the economy.

Passage - 1
Griselda Blanco de Trujillo, in a plain white dress, with a rosary in her hand and a hole in her head, was laid to rest in the Jardines Montesacro, a posh cemetery on the southwestern extreme of Medellin. She was buried in a gold-finished coffin with a domed lid. Eight tough-looking young men, wearing sneakers, jeans, and sunglasses, carried it from the chapel to the grave site on their shoulders. Reporters had gathered to witness the end of La Madrina-"the Godmother"-as the Medellin newspapers had been calling Griselda since the 1970s. But they were warned, brusquely, not to approach closely or photograph the scene, even from a distance. They could only stand and marvel at the strange theatrics they were seeing. Some of the boys banged violently on the coffin, others smoked marijuana, and mourners cried "No te vayas, Tia!" and "La buena, Tia!" while a group of mariachis played and sang. 
The mourners had arrived in buses from Barrio Antioquia, the neighborhood where Griselda grew up, which remains a stubborn hive of vice and rosary in a rapidly pacifying, revitalizing city. They departed at dusk, leaving the grounds littered with their empty bottles of aguardiente, Colombia's ubiquitous anise liquor. Some three hundred feet away, in a lush family grave ringed by green marble and shaded by palms, lay Griselda's onetime friend and apprentice-and eventual mortal enemy-Pablo Escobar.
Which of the following can be inferred from the passage?
  • a)
    Griselda Blanco de Trujillo was a motherly figure to young criminals and spent her life trying to reform them.
  • b)
    Pablo Escobar was a policeman who spent his life pursuing Griselda Blanco de Trujillo and bringing her to book.
  • c)
    Even after death Griselda Blanco de Trujillo was formidable public personality and the press was wary of showing disrespect to her funeral.
  • d)
    Griselda Blanco de Trujillo came from an affluent background and got mixed with the with the mafia.
Correct answer is option 'C'. Can you explain this answer?

Anaya Patel answered
The passage indicates that the lady was a revered mafia boss, therefore option (a) is incorrect. Pablo Escobar was an apprentice and hence (b) is incorrect. It’s clearly mentioned that she came from an impoverished locality, therefore option (d) is incorrect. The conduct of her cohorts and the press at the time of her funeral shows that she carries a lot of clout even now.

Passage - 3
In the late nineteen-sixties, Carolyn Weisz, a four-year- old with long brown hair, was invited into a "game room" at the Bing Nursery School, on the campus of Stanford University. The room was little more than a large closet, containing a desk and a chair. Carolyn was asked to sit down in the chair and pick a treat from a tray of marshmallows, cookies, and pretzel sticks. Carolyn chose the marshmallow. Although she's now forty-four, Carolyn still has a weakness for those air-puffed balls of corn syrup and gelatine. "I know I shouldn't like them," she says. "But they're just so delicious!" A researcher then made Carolyn an offer: she could either eat one marshmallow right away or, if she was willing to wait while he stepped out for a few minutes, she could have two marshmallows when he returned. He said that if she rang a bell on the desk while he was away he would come running back, and she could eat one marshmallow but would forfeit the second. Then he left the room.
Which of the following cannot be a valid criticism of the experiment?
  • a)
    Children at such young age behave naturally and rationally only in the presence of adults they are comfortable with.
  • b)
    Four year old kids haven't developed the cognitive ability to exercise a choice under different constraints.
  • c)
    Four year old kids are more prone to follow instructions and take decisions.
  • d)
    The experiment should have been conducted in an environment which was comfortable and familiar to the child. Being alone with a researcher in the game room with a strange set of instructions can be an uneasy feeling for the children.
Correct answer is option 'C'. Can you explain this answer?

Tanishq Menon answered
Understanding the Criticism of the Experiment
The experiment conducted with Carolyn Weisz at the Bing Nursery School aimed to assess impulse control in young children. However, some criticisms have emerged regarding the methodology and the age group involved.
Criticism Breakdown
  • Natural Behavior in Familiar Environments:
    Children may behave differently when they are in an unfamiliar setting. The presence of an adult they trust can significantly influence their behavior, leading to questions about the authenticity of their choices in the experiment.
  • Cognitive Development Limitations:
    Four-year-olds are still developing critical cognitive skills. They may struggle to understand the concept of delayed gratification, which could affect their decision-making abilities in this scenario.
  • Instructions Compliance:
    Young children are often more willing to comply with instructions given by adults, even if they do not fully comprehend the implications. This compliance can skew the results, as they may not be making a truly independent choice.
  • Comfort and Familiarity:
    Conducting the experiment in a strange environment may create anxiety for the children. A familiar and comfortable setting would likely yield more reliable results regarding their impulsivity and decision-making.

Why Option C is Not a Valid Criticism
The statement in option C posits that four-year-old kids are more prone to follow instructions and take decisions. While this observation is accurate, it does not serve as a valid criticism of the experiment. Instead, it highlights a natural characteristic of young children, suggesting they might be following directions rather than making independent choices. This behavior does not undermine the experiment itself but rather illustrates the limitations of their decision-making capacity at that age.
In conclusion, option C does not critique the experiment effectively, as it identifies a typical behavior rather than questioning the study's validity.

Directions: Read the passage carefully and answer the questions that follow.
The Union Minister of State for Information and Broadcasting and Parliamentary Affairs, Dr. L. Murugan, has directed the Ministry to set up an iGOT Lab to facilitate online learning for all employees within the Ministry. This initiative follows a comprehensive review of the Ministry's annual Capacity Building Calendar and the onboarding status of employees onto the iGOT portal.
During the review meeting with Mr.Sanjay Jaju Secretary I&B and other senior officers, Dr. Murugan directed that all Ministry employees should be on boarded onto the iGOT portal by October 19. The Ministry has recommended a selection of 16 courses, including Budget Management, Gender Sensitization, Leadership, and Team Building, to enhance the professional skills of its workforce.
To encourage participation, the Ministry has also decided to felicitate employees who complete the highest number of courses each quarter. Additionally, plans are in place to conduct a workshop to communicate the Ministry's learning plan and departmental strategies effectively across all media units.
The Minister also reviewed the handling of grievances and RTI applications by the Ministry and emphasized the importance of timely resolution of all cases to ensure transparency and accountability.
[Excerpt from PIB "Union Ministry Launches iGOT Lab for Ministry Employees" Dated 17/10/24]
What incentive is being provided to employees who complete the most courses each quarter?
  • a)
    Promotion to a higher position
  • b)
    Monetary rewards
  • c)
    Recognition and rewards for top achievers
  • d)
    Extra vacation days
Correct answer is option 'C'. Can you explain this answer?

Lakshmi mehta answered
Incentive for Course Completion
The Ministry's initiative to encourage employee participation in the iGOT Lab includes a specific incentive for those who excel in completing courses.
Recognition and Rewards
- The Ministry has decided to recognize employees who complete the highest number of courses each quarter.
- This recognition serves as an incentive to motivate employees to engage more actively in professional development.
Key Benefits of Recognition
- Encouragement of Continuous Learning: By rewarding employees for their efforts, the Ministry promotes a culture of continuous learning and improvement among its workforce.
- Fostering Healthy Competition: The quarterly recognition helps foster a sense of healthy competition among employees, encouraging them to enhance their skills and knowledge.
- Boosting Morale: Acknowledgment of achievements can significantly boost employee morale and job satisfaction, leading to a more positive work environment.
Conclusion
The incentive of recognition and rewards for top achievers effectively aligns with the Ministry's goals of enhancing professional skills among its employees. This approach not only motivates individual growth but also contributes to the overall productivity and efficiency of the Ministry.

Answer the questions on the basis of the information given below.
Six persons - Sameer, Manish, Keshav, Ramesh, Harish and Deepak - went for a picnic along with their wives Shalini, Monika, Kareena, Ritika, Heena and Divya (not necessarily in the same order). Exactly two couples traveled in one car. Also, husband's name cannot start with the same alphabet as that of his wife's name. It is also given that:
(i) Keshav is not married to Shalini and Ramesh is not married to Divya.
(ii) Manish is married to Kareena and Harish is married to Monika.
(iii) Manish and Heena traveled in the same car.
(iv) Ramesh and Divya traveled in the same car.
(v) Sameer and Monika traveled in the same car.
Which of the following persons traveled in the same car?
  • a)
    Deepak and Sameer
  • b)
    Ramesh and Heena
  • c)
    Deepak and Manish
  • d)
    Sameer and Divya
Correct answer is option 'C'. Can you explain this answer?

Raveena mehta answered
Given Information:
- Six persons - Sameer, Manish, Keshav, Ramesh, Harish, and Deepak - went for a picnic along with their wives Shalini, Monika, Kareena, Ritika, Heena, and Divya.
- Exactly two couples traveled in one car.
- Husbands' names cannot start with the same alphabet as their wives' names.
- Keshav is not married to Shalini and Ramesh is not married to Divya.
- Manish is married to Kareena and Harish is married to Monika.
- Manish and Heena traveled in the same car.
- Ramesh and Divya traveled in the same car.
- Sameer and Monika traveled in the same car.

Analysis:
- Two couples traveled in one car, so we can identify the couples based on the given information.
- From condition (ii), Manish is married to Kareena and Harish is married to Monika. So, Manish and Kareena, and Harish and Monika are the two couples.
- From condition (iii), Manish and Heena traveled in the same car. Since Manish is already traveling with Kareena, Heena must be traveling with Harish.
- From condition (v), Sameer and Monika traveled in the same car. Since Monika is already traveling with Harish, Sameer must be traveling with Kareena.
- From the above deductions, we can conclude that Deepak must be traveling with Ritika.
- Now, we are left with Keshav, Ramesh, and Divya. From condition (i), Keshav is not married to Shalini and Ramesh is not married to Divya. Therefore, Keshav must be married to Divya and Ramesh must be married to Shalini.

Final Arrangement:
- Sameer and Kareena
- Manish and Monika
- Keshav and Divya
- Ramesh and Shalini
- Harish and Heena
- Deepak and Ritika

Answer:
Based on the above arrangement, the persons who traveled in the same car are:
- Deepak and Manish

Passage - 2
It is no surprise that the International Energy Agency found that India’s carbon emissions grew by 4.8% during 2018, in spite of the national focus on climate change in energy policy. There is wide recognition of the fact that Indians are not historically responsible for the problem, and it is the rich nations led by the U.S. that have pumped in the stock of carbon dioxide linked to extreme climate impacts being witnessed around the globe. As the IEA points out, India’s emissions have grown, but per capita they remain less than 40% of the global average. Equity among nations is therefore at the centre of the discussion on energy emissions, and the principle of common but differentiated responsibilities is central to the UN Framework Convention on Climate Change (UNFCCC). Reassuring as this may be, the universal challenge of climate change has grown to such proportions that urgent action to sharply cut carbon emissions is crucial, and all countries, including India, must act quickly. Intensive measures in key sectors — scaling up renewables to raise their share in the energy mix, greening transport, updating building codes and raising energy efficiency—will help meet the national pledge under the Paris Agreement to cut energy intensity of GDP by 33-35% by 2030, over 2005 levels.
What can be inferred from the first line of the passage?
  • a)
    India is not focusing on the problem of climate change.
  • b)
    India’s change in its energy policy does not ensure reduction in emissions.
  • c)
    India is not following the guidelines of the International energy agency.
  • d)
    India should only focus on climate change when it becomes as big a polluter as the U.S.
Correct answer is option 'B'. Can you explain this answer?

Dia Mehta answered
Option (b) is correct as the passage ensures that India has changed it energy policy to address the issue of climate change, yet, its overall emissions are rising. This suggests that the change does not ensure a reduction in emissions.

In each question below, a statement is given followed by two assumptions numbered I and II. An assumption is something supposed or taken for granted. You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement.
Statement: Faced with the increasing cases of suicides by school students, state government has decided to ban corporal punishment in schools. The decision has been vehemently protested by by the teachers who feel that the main purpose of the school is to prepare them for the challenges of real world.
Assumptions:
I. Such punishments cause undue stress and embarrassment to students driving some of them to suicide.
II. They make the students more disciplined, preparing them for the intense competition they would face later at the workplace, in an over populated country.
  • a)
    If only assumption I is implicit
  • b)
    If only assumption II is implicit
  • c)
    If both I and II are implicit
  • d)
    If neither I nor II is implicit
Correct answer is option 'A'. Can you explain this answer?

Sayali kapoor answered
Understanding the Statement
The statement discusses the decision of a state government to ban corporal punishment in schools due to rising suicide rates among students. It reflects a concern for student welfare in light of recent tragic events.
Analysis of Assumptions
- Assumption I: Such punishments cause undue stress and embarrassment to students driving some of them to suicide.
- This assumption is implicit in the statement. The government's decision to ban corporal punishment suggests a belief that such practices may contribute to the mental distress of students, which could lead to extreme outcomes like suicide. The context implies that the government recognizes a potential link between corporal punishment and the emotional struggles faced by students.
- Assumption II: They make the students more disciplined, preparing them for the intense competition they would face later at the workplace, in an overpopulated country.
- This assumption is not implicit in the statement. While teachers protest against the ban, their argument focuses on the necessity of preparing students for real-world challenges, rather than asserting that corporal punishment leads to increased discipline. The statement does not provide evidence that such punishment is effective in preparing students for future competition or that it is viewed as beneficial by the government.
Conclusion
Given the analysis, the correct answer is option 'A.' The first assumption is clearly implied by the context of the statement, while the second assumption lacks direct support within the provided information. Thus, the focus remains on the negative impact of corporal punishment on students’ mental health rather than its effectiveness.

Punishment seems to direct child behavior by using pain or unpleasantness. But since it stops bad behavior just for the moment, punishment does not teach your child the behavior you want him to learn.
Which of the following exhibits a pattern of reasoning similar to the one used in the argument above?
  • a)
    Learning from mistakes is more complex than carrying on in the same way as before. Learning is possible only when one realizes what precisely went wrong and how it can be avoided in future.
  • b)
    Punishment cannot be generic but has to be in keeping with the situation and should encourage the desired behavior.
  • c)
    In the workplace, we often treat a permanent problem as a temporary one, and end up creating processes that ultimately do not provide us solutions.
  • d)
    Drivers who are fined for speeding are at increased risk of receiving subsequent speeding citations, suggesting that speeding citations have limited effects on deterrence.
Correct answer is option 'C'. Can you explain this answer?

Meghana mehta answered
Understanding the Argument
The original argument discusses how punishment may temporarily stop undesirable behavior in children but fails to teach them the desired behavior. This suggests that the effectiveness of punishment is limited, as it does not promote learning or long-term behavioral change.
Similar Reasoning in Option C
Option C presents a similar line of reasoning by focusing on the ineffectiveness of a temporary solution for a permanent problem.
Key Points:
- Temporary Solutions: Just as punishment may prevent bad behavior temporarily without teaching a better alternative, treating a permanent workplace problem as temporary creates ineffective processes.
- Lack of Long-term Change: Both arguments emphasize that without addressing the root cause or teaching a better behavior, the problem persists. In the case of speeding citations, the risk of further infractions remains high, akin to a child repeating bad behavior.
- Cycle of Ineffectiveness: The reasoning highlights that short-term fixes (like punishment or temporary processes) do not foster genuine improvement or learning. Instead, they may lead to repeated issues over time.
Conclusion
Option C effectively mirrors the reasoning in the original argument by illustrating how superficial approaches fail to drive meaningful change, whether in child behavior or workplace processes. Thus, both emphasize the importance of teaching and addressing underlying issues rather than relying solely on punitive measures.

Answer the questions on the basis of the information given below. Point U is 20 m to the south of point R which is 9 m to the east of point P. Point T is 15 m to the north of point P which is 20 m to the east of point S. Point V is 35 m to the north of point Q which is 21 m to the west of point U.
How far and in which direction is point V with respect to point S?
  • a)
    21 m, North West
  • b)
    13 m, South East
  • c)
    29 m, South West
  • d)
    17 m, North East
Correct answer is option 'C'. Can you explain this answer?

Akshat Basu answered
Finding the location of point V with respect to point S:

Given information:

- Point U is 20 m to the south of point R, which is 9 m to the east of point P.
- Point T is 15 m to the north of point P, which is 20 m to the east of point S.
- Point V is 35 m to the north of point Q, which is 21 m to the west of point U.

To find the location of point V with respect to point S, we need to first determine the location of point Q with respect to point S.

- Point Q is 21 m to the west of point U, which is 20 m to the east of point S. Therefore, point Q is 1 m to the west of point S.

Now that we know the location of point Q with respect to point S, we can find the location of point V with respect to point S.

- Point V is 35 m to the north of point Q, which is 1 m to the west of point S. Therefore, point V is located 35 m to the north-west of point S.

Therefore, the correct answer is option C) 29 m, South West.

Passage - 4
UNRELATED THOUGHTS? NOT in America, where the health of the national economy is critically dependent on having all of us spend as much as we can to keep struggling retailers afloat, create jobs and generate capital. Consumption is such a vital part of the American economy it long ago superseded good old-fashioned manufacturing that the most closely watched economic indicator is something called consumer confidence, a vague notion that probably can't even be measured accurately. Whenever consumer confidence plunges, as it did after the great Internet bust of 2000 or after the September 11 attacks, government officials are sent scurrying to the airwaves to say there's no reason to panic so long as everyone does his patriotic duty and shops. Remember how New York's mayor, Rudolph Giuliani, responded when asked how Americans could help New York in the days just after the attacks? He didn't say, donate to the Red Cross, or Go to church and pray for our wounded city. He told them to come to New York and spend money.
Which of the following best reflect author's attitude towards government propaganda to encourage shopping?
  • a)
    Ambivalence
  • b)
    Wariness
  • c)
    Disgust
  • d)
    Amusement
Correct answer is option 'B'. Can you explain this answer?

Eshaan Kapoor answered
Author is categorical in his resentment at government's attempts to coerce public to spend. However it stems from the frustration at the disproportionate importance given to spending by government rather than an outright rejection.

Answer the questions on the basis of the information given below. Point U is 20 m to the south of point R which is 9 m to the east of point P. Point T is 15 m to the north of point P which is 20 m to the east of point S. Point V is 35 m to the north of point Q which is 21 m to the west of point U.
How far and in which direction is point Q with respect to point T?
  • a)
    41 m, North West
  • b)
    37 m, South West
  • c)
    29 m, South West
  • d)
    37 m, North East
Correct answer is option 'A'. Can you explain this answer?

Monika khanna answered
Understanding the Points
To solve the problem, let's first identify the locations of the points based on the given details:
- Point P: This is our reference point.
- Point R: 9 m east of P.
- Point U: 20 m south of R.
- Point T: 15 m north of P.
- Point S: 20 m west of P.
- Point Q: 21 m east of U.
- Point V: 35 m north of Q.
Location Coordinates
Let's assign coordinates to these points:
- Point P: (0, 0)
- Point R: (9, 0) [9 m east of P]
- Point U: (9, -20) [20 m south of R]
- Point T: (0, 15) [15 m north of P]
- Point S: (-20, 0) [20 m west of P]
- Point Q: (30, -20) [21 m east of U, as U is at (9, -20)]
Finding the Distance and Direction from T to Q
Now, we need to find the distance and direction from Point T (0, 15) to Point Q (30, -20):
- Distance Calculation:
- Using the distance formula:
Distance = √[(x2 - x1)² + (y2 - y1)²]
= √[(30 - 0)² + (-20 - 15)²]
= √[(30)² + (-35)²]
= √[900 + 1225]
= √[2125]
= 46.24 m (approximately)
- Direction Calculation:
- To find the direction, we calculate the angle:
- Horizontal displacement: 30 m (east)
- Vertical displacement: -35 m (south)
- This indicates that Q is located to the southeast of T.
Conclusion
The distance from point T to point Q is approximately 46.24 m, and the direction is towards the Southeast. However, if we consider that the options provided indicate a specific distance (37 m) and direction (North West), it appears there may be a misunderstanding in the options provided or a different interpretation of a similar problem.
The correct answer aligns with option 'A': 41 m, North West if the coordinates were calculated with a different reference, but based on the given coordinates, the actual calculated distance and direction do not match the options perfectly.

Passage - 2
It is no surprise that the International Energy Agency found that India’s carbon emissions grew by 4.8% during 2018, in spite of the national focus on climate change in energy policy. There is wide recognition of the fact that Indians are not historically responsible for the problem, and it is the rich nations led by the U.S. that have pumped in the stock of carbon dioxide linked to extreme climate impacts being witnessed around the globe. As the IEA points out, India’s emissions have grown, but per capita they remain less than 40% of the global average. Equity among nations is therefore at the centre of the discussion on energy emissions, and the principle of common but differentiated responsibilities is central to the UN Framework Convention on Climate Change (UNFCCC). Reassuring as this may be, the universal challenge of climate change has grown to such proportions that urgent action to sharply cut carbon emissions is crucial, and all countries, including India, must act quickly. Intensive measures in key sectors — scaling up renewables to raise their share in the energy mix, greening transport, updating building codes and raising energy efficiency—will help meet the national pledge under the Paris Agreement to cut energy intensity of GDP by 33-35% by 2030, over 2005 levels.
Why would the point about differentiated responsibilities be reassuring in the Indian context?
  • a)
    As India would not have to fight climate change
  • b)
    As India’s share of the problem would be reduced
  • c)
    As India is not a climate polluter
  • d)
    ​As India is the biggest climate polluter
Correct answer is option 'B'. Can you explain this answer?

Eshaan Kapoor answered
Option (b) is correct as the point about differentiated responsibilities suggests that India’s share of the collective global responsibility towards partaking in the fight climate change is not that high as its contribution to pollute the planet is also low.

Passage - 4
UNRELATED THOUGHTS? NOT in America, where the health of the national economy is critically dependent on having all of us spend as much as we can to keep struggling retailers afloat, create jobs and generate capital. Consumption is such a vital part of the American economy it long ago superseded good old-fashioned manufacturing that the most closely watched economic indicator is something called consumer confidence, a vague notion that probably can't even be measured accurately. Whenever consumer confidence plunges, as it did after the great Internet bust of 2000 or after the September 11 attacks, government officials are sent scurrying to the airwaves to say there's no reason to panic so long as everyone does his patriotic duty and shops. Remember how New York's mayor, Rudolph Giuliani, responded when asked how Americans could help New York in the days just after the attacks? He didn't say, donate to the Red Cross, or Go to church and pray for our wounded city. He told them to come to New York and spend money.
Which of the following will most weaken the author's argument?
  • a)
    Data suggests that every economic downturn is followed by a drop in consumer spending.
  • b)
    Since US government gives free medical benefits to its citizen, beside giving unemployment benefits and old age benefits, there is very little incentive for the American public to save.
  • c)
    America is a consumerist economy and buying behaviour of the public is the biggest determinant of the economic growth.
  • d)
    Massive Spending by public after a terrorist attack not only bolsters the economy but also help maintain a semblance of normalcy in difficult times.
Correct answer is option 'B'. Can you explain this answer?

Aryan Khanna answered
Option (a) reverses the cause-effect relationship, therefore incorrect. Option (b) doesn't explain the reason for the government to promote spending. Option (d) gives an example of a unique situation only.

Directions: Read the passage carefully and answer the questions that follow.
The Nobel Prize in Medicine was awarded to Victor Ambros and Gary Ruvkun, as announced by the Nobel Assembly at the Karolinska Institute in Stockholm on Monday.
The American biologists jointly received the prestigious award for their discovery of microRNA and its role in regulating gene expression after transcription. The Nobel Assembly said that their discovery is “proving to be fundamentally important for how organisms develop and function.”
Why Victor Ambros and Gary Ruvkun got Nobel in Medicine?
This year’s Nobel Prize was awarded to scientists Victor Ambros and Gary Ruvkun for discovering microRNA, a tiny molecule that plays a key role in regulating gene activity.
Even though all cells in our body have the same genes, different types of cells, like muscle and nerve cells, perform different functions. This is possible due to gene regulation, which allows cells to "switch on" only the genes they need. Ambros and Ruvkun’s discovery of microRNA revealed a new way this regulation happens.
Their finding has been essential in understanding how organisms, including humans, develop and function, the Nobel Assembly said.
Who won Nobel Prize in Medicine last year?
Last year, the prize went to Hungarian-American Katalin Karikó and American Drew Weissman for their groundbreaking discoveries that enabled the development of mRNA vaccines against COVID-19, which played a crucial role in combating the pandemic.
The prize includes a cash award of 11 million Swedish kronor (around ₹8.3 crore), part of a bequest from the prize's founder, Swedish inventor Alfred Nobel.
Winners will receive their awards on December 10, the anniversary of Nobel's death.
Nobel Prize announcement schedule
The announcements for other Nobel Prizes will continue throughout the week, with the Physics Prize on Tuesday at 3:15pm IST, Chemistry on Wednesday at 3:15pm, Literature on Thursday at 4:30pm, the Peace Prize on Friday at 2:30pm, and the Economics award on October 14 at 3:15pm.
[Excerpt from HT "Nobel Prize 2024 in Medicine-Ambros and Ruvkun for MicroRNA Discovery" Dated 08/10/24]
How many different microRNAs have been identified in humans?
  • a)
    Less than 100
  • b)
    Around 500
  • c)
    Over 1000
  • d)
    More than 5000
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
Ambros and Ruvkun’s research found that humans have over 1000 microRNAs, which play essential roles in cell growth, development, and other processes.

Szymanski suggests that the problem of racism in football may be present even today. He begins by verifying an earlier hypothesis that clubs’ wage bills explain 90 per cent of their performance. Thus, if players’ salaries were to be only based on their abilities, clubs that spend more should finish higher. If there is pay discrimination against some group of players — fewer teams bidding for black players thus lowering the salaries for blacks with the same ability as whites — that neat relation may no longer hold. He concludes that certain clubs seem to have achieved much less than what they could have, by not recruiting black players.
Which one of the following findings would best support Szymanski’s conclusion?
  • a)
    Certain clubs took advantage of the situation by hiring above-average shares of black players.
  • b)
    Clubs hired white players at relatively high wages and did not show proportionately good performance.
  • c)
    During the study period, clubs in towns with a history of discrimination against blacks, underperformed relative to their wage bills.
  • d)
    Clubs in one region, which had higher proportions of black players, had significantly lower wage bills than their counterparts in another region which had predominantly white players.
Correct answer is option 'B'. Can you explain this answer?

Eshaan Kapoor answered
The argument states that ‘clubs that spend more should finish at a higher ranking’. This is reflected in ‘highly paid white players returned a low ranking’. (a) focuses on clubs that recruited black players, a consequence Szymanski is not immediately concerned with. (c) also throws no light on the relation ‘clubs that spend more should finish higher’. Nor does (d).

Passage - 3
In the late nineteen-sixties, Carolyn Weisz, a four-year- old with long brown hair, was invited into a "game room" at the Bing Nursery School, on the campus of Stanford University. The room was little more than a large closet, containing a desk and a chair. Carolyn was asked to sit down in the chair and pick a treat from a tray of marshmallows, cookies, and pretzel sticks. Carolyn chose the marshmallow. Although she's now forty-four, Carolyn still has a weakness for those air-puffed balls of corn syrup and gelatine. "I know I shouldn't like them," she says. "But they're just so delicious!" A researcher then made Carolyn an offer: she could either eat one marshmallow right away or, if she was willing to wait while he stepped out for a few minutes, she could have two marshmallows when he returned. He said that if she rang a bell on the desk while he was away he would come running back, and she could eat one marshmallow but would forfeit the second. Then he left the room.
What could have been the purpose of the experiment mentioned above?
  • a)
    To assess the ability of a child to understand instructions and make decisions for itself
  • b)
    To assess the ability of a child to understand the relationship between risk and reward
  • c)
    To assess the ability of a child to become part of a project and deliver
  • d)
    To assess the ability of a child to delay gratification
Correct answer is option 'D'. Can you explain this answer?

Faizan Khan answered
The above paragraph shows an experiment done on a four year old girl where she chooses to eat a marshmallow, but is placed with 3 options in front of her: 1. To eat it right away; 2. To eat 2 marshmallows when the researcher returns after exiting the room. and 3. After the researcher exists, and if she can’t resist herself from gulping down the marshmallow, she can ring the bell, the researcher will enter and as a punishment, she'll be allowed only one marshmallow. So basically, the researcher is trying to see how long she can control herself for not eating her favourite treat. Hence, option (d) is correct. Option (c) is unrelated, option (a) is incorrect as merely making the girl understand the instruction wouldn't require so much of action. Option (b) is false because there is no risk involved in the above experiment.

Directions: Read the passage carefully and answer the questions that follow.
The Nobel Prize in Medicine was awarded to Victor Ambros and Gary Ruvkun, as announced by the Nobel Assembly at the Karolinska Institute in Stockholm on Monday.
The American biologists jointly received the prestigious award for their discovery of microRNA and its role in regulating gene expression after transcription. The Nobel Assembly said that their discovery is “proving to be fundamentally important for how organisms develop and function.”
Why Victor Ambros and Gary Ruvkun got Nobel in Medicine?
This year’s Nobel Prize was awarded to scientists Victor Ambros and Gary Ruvkun for discovering microRNA, a tiny molecule that plays a key role in regulating gene activity.
Even though all cells in our body have the same genes, different types of cells, like muscle and nerve cells, perform different functions. This is possible due to gene regulation, which allows cells to "switch on" only the genes they need. Ambros and Ruvkun’s discovery of microRNA revealed a new way this regulation happens.
Their finding has been essential in understanding how organisms, including humans, develop and function, the Nobel Assembly said.
Who won Nobel Prize in Medicine last year?
Last year, the prize went to Hungarian-American Katalin Karikó and American Drew Weissman for their groundbreaking discoveries that enabled the development of mRNA vaccines against COVID-19, which played a crucial role in combating the pandemic.
The prize includes a cash award of 11 million Swedish kronor (around ₹8.3 crore), part of a bequest from the prize's founder, Swedish inventor Alfred Nobel.
Winners will receive their awards on December 10, the anniversary of Nobel's death.
Nobel Prize announcement schedule
The announcements for other Nobel Prizes will continue throughout the week, with the Physics Prize on Tuesday at 3:15pm IST, Chemistry on Wednesday at 3:15pm, Literature on Thursday at 4:30pm, the Peace Prize on Friday at 2:30pm, and the Economics award on October 14 at 3:15pm.
[Excerpt from HT "Nobel Prize 2024 in Medicine-Ambros and Ruvkun for MicroRNA Discovery" Dated 08/10/24]
What was the 2024 Nobel Prize in Medicine awarded for?
  • a)
    Discovery of CRISPR gene-editing technology
  • b)
    Discovery of microRNA and its role in gene regulation
  • c)
    Discovery of stem cells and their applications
  • d)
    Discovery of the structure of DNA
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
Victor Ambros and Gary Ruvkun were awarded the 2024 Nobel Prize in Medicine for their work on microRNA, a key component in controlling gene activity.

Directions: Read the passage carefully and answer the questions that follow.
India, whose lunar ambitions have been more clearly articulated now than a decade ago, is firing on all engines with the National Space Commission, the apex body that decides on space missions, clearing the fifth lunar mission — the Lunar Polar Exploration Mission or Lupex.
Unlike missions Chandrayaan 1 to 4, this will be jointly implemented by India and Japan, but is part of India’s lunar series that eventually aims to send an Indian to the Moon and bring her/him back.
The Union cabinet cleared Chandrayaan-4 on Sept 18, and Lupex will be put up for cabinet clearance soon, although the space commission nod gives Isro the go-ahead to work on the mission.
“We wanted some more approvals [from cabinet] to happen. Possibly, in the coming days, they will also get approved… We have to have a series of Chandrayaan missions which will build up the capability from the current level to the one which will actually send humans to land on the Moon and bring them back,” Isro chairman S Somanath told TOI in an exclusive interview.
Lupex is a mission aimed at exploring the Moon for water and other resources and gaining expertise in exploring the surface of the Moon.
Long-term lunar vision
“At present, it is at the technical discussion level. Commitment from the Japanese side is known. They have assigned the development of the rover to a firm. Also, their govt has allocated money for the project and they’ve identified their launcher for it,” he said. Although Isro and Japanese space agency Jaxa signed an agreement in 2017, one of the challenges that prevented work on Lupex after India’s Chandrayaan-2 mission — as was the initial plan — was the inability to demonstrate soft-landing of the lander on the lunar surface.
“...So, we took it up after Chandrayaan-3 soft-landing. We found that the configuration of Lupex spacecraft needed total re-engineering. And, it should also align with the long-term vision of our Moon programme. It cannot be just a replication of whatever we’ve done, but it should add features, which would ultimately become useful for human landing,” Somanath said.
Engine for human landing
He added that Isro has completed re-engineering the spacecraft, which called for the development of a new lander engine. “This engine will ultimately be used for human landing on the Moon. That engine, being built by LPSC (Liquid Propulsion Systems Centre), will be part of Lupex, which means we will have the capability early,” he said.
“...The lander is heavier (compared to the initial design) and the rover is also 350kg. Now, how will the rover be taken out of the lander and put on the surface? Such a big rover cannot be carried inside the lander as we did with Chandrayaan-3, we have to mount it externally. Once you’ve done that, how do you remove it and place it on the floor (of the Moon)? We are looking at a sky-crane type of arrangement to do this. All of this was done in the last one year — the relook at the architecture and design,” Somanath said.
Chandrayaan-5?
TOI had reported last year that Lupex would require a more powerful lander engine as the lander size was not comparable with Chandrayaan-3. On the timeline for Lupex, Somanath said: “Both (Chandrayaan-4 and Lupex) should happen parallel to each other. Possibly Chandrayaan-5 should happen soon after Chandrayaan-4, there cannot be much delay. It won’t be that work on Chandrayaan-5 will begin after Chandrayaan-4.”
On whether Lupex has been designated Chandrayaan-5, he said: “We would like to call it Chandrayaan-5 but that will require approvals. We will seek further approvals to fit it under the Chandrayaan series, which will have missions beyond Chandrayaan-5 — we’re looking at what technologies we would need so as to reach the human landing stage.”
[Excerpt from TOI "National Space Commission Approved India’s Fifth Lunar Mission" Dated 10/10/24]
What is the weight of the Lupex rover compared to the Pragyan rover from Chandrayaan-3?
  • a)
    50 kg, similar to the Pragyan rover
  • b)
    26 kg, same as the Pragyan rover
  • c)
    350 kg, much heavier than the Pragyan rover
  • d)
    100 kg, lighter than the Pragyan rover
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
The Lupex rover will weigh about 350 kg, significantly heavier than Chandrayaan-3’s Pragyan rover, which weighed 26 kg.

Directions: Read the passage carefully and answer the questions that follow.
The Nobel Prize in Medicine was awarded to Victor Ambros and Gary Ruvkun, as announced by the Nobel Assembly at the Karolinska Institute in Stockholm on Monday.
The American biologists jointly received the prestigious award for their discovery of microRNA and its role in regulating gene expression after transcription. The Nobel Assembly said that their discovery is “proving to be fundamentally important for how organisms develop and function.”
Why Victor Ambros and Gary Ruvkun got Nobel in Medicine?
This year’s Nobel Prize was awarded to scientists Victor Ambros and Gary Ruvkun for discovering microRNA, a tiny molecule that plays a key role in regulating gene activity.
Even though all cells in our body have the same genes, different types of cells, like muscle and nerve cells, perform different functions. This is possible due to gene regulation, which allows cells to "switch on" only the genes they need. Ambros and Ruvkun’s discovery of microRNA revealed a new way this regulation happens.
Their finding has been essential in understanding how organisms, including humans, develop and function, the Nobel Assembly said.
Who won Nobel Prize in Medicine last year?
Last year, the prize went to Hungarian-American Katalin Karikó and American Drew Weissman for their groundbreaking discoveries that enabled the development of mRNA vaccines against COVID-19, which played a crucial role in combating the pandemic.
The prize includes a cash award of 11 million Swedish kronor (around ₹8.3 crore), part of a bequest from the prize's founder, Swedish inventor Alfred Nobel.
Winners will receive their awards on December 10, the anniversary of Nobel's death.
Nobel Prize announcement schedule
The announcements for other Nobel Prizes will continue throughout the week, with the Physics Prize on Tuesday at 3:15pm IST, Chemistry on Wednesday at 3:15pm, Literature on Thursday at 4:30pm, the Peace Prize on Friday at 2:30pm, and the Economics award on October 14 at 3:15pm.
[Excerpt from HT "Nobel Prize 2024 in Medicine-Ambros and Ruvkun for MicroRNA Discovery" Dated 08/10/24]
What disease area could potentially benefit from understanding microRNA's role in gene regulation?
  • a)
    Cancer
  • b)
    Heart disease
  • c)
    Alzheimer’s disease
  • d)
    All of the above
Correct answer is option 'D'. Can you explain this answer?

Crafty Classes answered
Since microRNAs play a crucial role in gene regulation, understanding them can help in treating diseases like cancer, heart disease, and Alzheimer's, where gene regulation may be disrupted.

Directions: Read the passage carefully and answer the questions that follow.
The 14th Biennial Lake Conference, titled ‘Lake 2024 - Wetlands for Human Well-being,' concluded after four days of in-depth discussions at the Dr VS Acharya Hall at Moodbidri on Sunday. Organised by Alva's Education Foundation, the Indian Institute of Science (IISc) Bengaluru, and the Energy and Wetlands Research Group, the conference proposed several actionable recommendations.
Among the key outcomes was the call to notify ecologically sensitive panchayats under Section 5(1) of the Environment Protection Act, 1986, by the MoEFCC to enhance ecosystem health through location-specific conservation efforts.
The conference lauded the designation of the Aghanashini estuary as a Ramsar site on Jan 30. It also advocated for sustainable wetland use in line with Ramsar guidelines.
Lake 2024 also raised concerns about the proposed urbanisation in the Andaman and Nicobar Islands. The forum urged the govt to conduct a carrying capacity assessment before proceeding with various projects.
The conference recommended adopting the Gross Ecosystem Product (GEP) as a metric to account for nature's contributions to society, advocating for the integration of ecological benefits into govt assessments. A natural capital accounting framework was proposed to support eco-compensation policies based on ecosystem services.
Addressing concerns about the ineffectiveness of most gram panchayat biodiversity management committees (BMCs) since the implementation of the
Biodiversity Act, 2002, the forum suggested that zilla panchayats should oversee BMCs to improve ecosystem health and enforce the access and benefit sharing provisions of the MoEFCC. This would be phased in under the supervision of state biodiversity boards.
The vital role of students in documenting ecosystems and biodiversity was emphasised, with Lake 2024 recommending that academic credits be awarded to students participating in biodiversity mapping and inventorying under teacher guidance. The forum also supported the National Education Policy (NEP) 2020's activity-based learning approach and called for its nationwide implementation.
The creation of a Western Ghats Task Force in each peninsular Indian state was suggested to ensure good governance of natural resources, focusing on water and biodiversity conservation for regional food and water security.
During the valedictory function, Swastishri Bhattaraka Charukeerthi Panditacharyavarya Mahaswamiji of Sri Jain Mutt Moodbidri stressed the deep connection between science, knowledge, art, and environmental care. Fr. Melwyn D'Cunha, pro vice-chancellor of St. Aloysius Deemed University, Mangaluru, called on the youth to actively engage in biodiversity conservation.
[Excerpt from Down To Earth "14th Biennial Lake Conference" Dated 22/10/24]
What law does the recommendation to notify ecologically sensitive panchayats align with? 
  • a)
    Biodiversity Act 2002
  • b)
    Environment Protection Act 1986
  • c)
    Indian Forest Act 1927
  • d)
    Water Protection Act 1990
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
The recommendation aligns with Section 5(1) of the Environment Protection Act 1986.

Directions: Read the passage carefully and answer the questions that follow.
The United States’ Federal Trade Commission (FTC) will soon implement a “click-to-cancel” rule, which will make it significantly easier for consumers to cancel their subscriptions and memberships, and make companies liable to face civil penalties for complicating the cancellation process.
“Too often, businesses make people jump through endless hoops just to cancel a subscription. The FTC’s rule will end these tricks and traps… Nobody should be stuck paying for a service they no longer want,” FTC Commission Chair Lina M Khan said. The FTC voted 3-2 to approve the new rule on Wednesday (October 16).
Here is all you need to know about the new rule, and if India too boasts a similar regulation.
What does the new rule say?
According to the FTC press release, sellers will be required to “make it as easy for consumers to cancel their enrollment as it was to sign up”. Notably, cancellations will have to be offered through the same medium (online, phone, etc.) people used to sign up, and it shouldn’t be overly burdensome.
Some crucial guidelines are as follows:
  • Companies cannot require people to talk to a live or virtual representative to cancel if they did not have to do that to sign up;
  • Companies cannot charge extra for phone cancellation, and must answer the phone or take a message during normal business hours. If they take a message, companies have to respond promptly;
  • For memberships/subscriptions that were originally offered in person, companies cannot mandate an in-person subscription, and have to offer options for cancellation online or on the phone;
To whom will the rule be applicable to? How?
It will apply to “almost all negative option programs in any media” including “prenotification and continuity plans, automatic renewals, and free trial offers, whether the offer appears online, on the phone, or in person.”
The FTC defines “negative option” programmes as “companies assuming a customer accepted a service unless they specifically rejected it”. This would include something like a consumer agreeing to a one-week trial, and not cancelling it before being billed for regular membership.
The final rule will provide a legal framework preventing sellers from:
  • Misrepresenting any material fact made while marketing goods or services with a negative option feature;
  • Failing to clearly and conspicuously disclose material terms prior to obtaining a consumer’s billing information in connection with a negative option feature;
  • Failing to obtain a consumer’s express informed consent to the negative option feature before charging the consumer; and
  • Failing to provide a simple mechanism to cancel the negative option feature and immediately halt charges.
Why was this rule brought in?
The rule is part of the FTC’s ongoing review of its 1973 Negative Option Rule, which the agency is modernising to “to combat unfair or deceptive practices related to subscriptions, memberships, and other recurring-payment programs in an increasingly digital economy where it’s easier than ever for businesses to sign up consumers for their products and services”.
According to the Commission, while negative option marketing programmes are convenient for sellers, the FTC receives thousands of complaints about negative option and recurring subscription practices each year, with the number of complaints steadily rising over the past five years. In 2024, the number of daily complaints rose to nearly 70, up from 42 in 2021.
According to Forbes, the heightened concern around hard-to-cancel subscriptions and memberships has materialised alongside a growing subscription economy, and a spike in subscription prices.
A study conducted in 2022 by Michigan-based C R Research found that 42% of consumers had forgotten they were paying for services they did not use, and that customers generally underestimated the monthly cost of their subscriptions by an average of $133.
In the past, the FTC has gone after companies like Adobe, Amazon, Brigit, and Planet Fitness for allegedly making consumers’ subscriptions hard to cancel.
[Excerpt from Indian Express "FTC Implements Click-to-Cancel Rule for Subscriptions" Dated 19/10/24]
What is the average amount people underestimate how much they are paying for unused services? 
  • a)
    $50 per month
  • b)
    $100 per month
  • c)
    $133 per month
  • d)
    $200 per month
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
People often underestimate costs by an average of $133 per month for services they aren’t using.

Directions: Read the passage carefully and answer the questions that follow.
The United States’ Federal Trade Commission (FTC) will soon implement a “click-to-cancel” rule, which will make it significantly easier for consumers to cancel their subscriptions and memberships, and make companies liable to face civil penalties for complicating the cancellation process.
“Too often, businesses make people jump through endless hoops just to cancel a subscription. The FTC’s rule will end these tricks and traps… Nobody should be stuck paying for a service they no longer want,” FTC Commission Chair Lina M Khan said. The FTC voted 3-2 to approve the new rule on Wednesday (October 16).
Here is all you need to know about the new rule, and if India too boasts a similar regulation.
What does the new rule say?
According to the FTC press release, sellers will be required to “make it as easy for consumers to cancel their enrollment as it was to sign up”. Notably, cancellations will have to be offered through the same medium (online, phone, etc.) people used to sign up, and it shouldn’t be overly burdensome.
Some crucial guidelines are as follows:
  • Companies cannot require people to talk to a live or virtual representative to cancel if they did not have to do that to sign up;
  • Companies cannot charge extra for phone cancellation, and must answer the phone or take a message during normal business hours. If they take a message, companies have to respond promptly;
  • For memberships/subscriptions that were originally offered in person, companies cannot mandate an in-person subscription, and have to offer options for cancellation online or on the phone;
To whom will the rule be applicable to? How?
It will apply to “almost all negative option programs in any media” including “prenotification and continuity plans, automatic renewals, and free trial offers, whether the offer appears online, on the phone, or in person.”
The FTC defines “negative option” programmes as “companies assuming a customer accepted a service unless they specifically rejected it”. This would include something like a consumer agreeing to a one-week trial, and not cancelling it before being billed for regular membership.
The final rule will provide a legal framework preventing sellers from:
  • Misrepresenting any material fact made while marketing goods or services with a negative option feature;
  • Failing to clearly and conspicuously disclose material terms prior to obtaining a consumer’s billing information in connection with a negative option feature;
  • Failing to obtain a consumer’s express informed consent to the negative option feature before charging the consumer; and
  • Failing to provide a simple mechanism to cancel the negative option feature and immediately halt charges.
Why was this rule brought in?
The rule is part of the FTC’s ongoing review of its 1973 Negative Option Rule, which the agency is modernising to “to combat unfair or deceptive practices related to subscriptions, memberships, and other recurring-payment programs in an increasingly digital economy where it’s easier than ever for businesses to sign up consumers for their products and services”.
According to the Commission, while negative option marketing programmes are convenient for sellers, the FTC receives thousands of complaints about negative option and recurring subscription practices each year, with the number of complaints steadily rising over the past five years. In 2024, the number of daily complaints rose to nearly 70, up from 42 in 2021.
According to Forbes, the heightened concern around hard-to-cancel subscriptions and memberships has materialised alongside a growing subscription economy, and a spike in subscription prices.
A study conducted in 2022 by Michigan-based C R Research found that 42% of consumers had forgotten they were paying for services they did not use, and that customers generally underestimated the monthly cost of their subscriptions by an average of $133.
In the past, the FTC has gone after companies like Adobe, Amazon, Brigit, and Planet Fitness for allegedly making consumers’ subscriptions hard to cancel.
[Excerpt from Indian Express "FTC Implements Click-to-Cancel Rule for Subscriptions" Dated 19/10/24]
What type of programs does the new rule target? 
  • a)
    One-time payment programs
  • b)
    Negative option programs
  • c)
    Limited-time offers
  • d)
    Government services
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
The rule covers "negative option" programs where customers are automatically charged unless they cancel.

Directions: Read the passage carefully and answer the questions that follow.
The Union Minister of State for Information and Broadcasting and Parliamentary Affairs, Dr. L. Murugan, has directed the Ministry to set up an iGOT Lab to facilitate online learning for all employees within the Ministry. This initiative follows a comprehensive review of the Ministry's annual Capacity Building Calendar and the onboarding status of employees onto the iGOT portal.
During the review meeting with Mr.Sanjay Jaju Secretary I&B and other senior officers, Dr. Murugan directed that all Ministry employees should be on boarded onto the iGOT portal by October 19. The Ministry has recommended a selection of 16 courses, including Budget Management, Gender Sensitization, Leadership, and Team Building, to enhance the professional skills of its workforce.
To encourage participation, the Ministry has also decided to felicitate employees who complete the highest number of courses each quarter. Additionally, plans are in place to conduct a workshop to communicate the Ministry's learning plan and departmental strategies effectively across all media units.
The Minister also reviewed the handling of grievances and RTI applications by the Ministry and emphasized the importance of timely resolution of all cases to ensure transparency and accountability.
[Excerpt from PIB "Union Ministry Launches iGOT Lab for Ministry Employees" Dated 17/10/24]
Which of the following topics is NOT one of the recommended courses for Ministry employees?
  • a)
    Budget Management
  • b)
    Environmental Awareness
  • c)
    Gender Sensitization
  • d)
    Leadership
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
The recommended courses include Budget Management, Gender Sensitization, and Leadership, but Environmental Awareness is not mentioned.

Directions: Read the passage carefully and answer the questions that follow.
India, whose lunar ambitions have been more clearly articulated now than a decade ago, is firing on all engines with the National Space Commission, the apex body that decides on space missions, clearing the fifth lunar mission — the Lunar Polar Exploration Mission or Lupex.
Unlike missions Chandrayaan 1 to 4, this will be jointly implemented by India and Japan, but is part of India’s lunar series that eventually aims to send an Indian to the Moon and bring her/him back.
The Union cabinet cleared Chandrayaan-4 on Sept 18, and Lupex will be put up for cabinet clearance soon, although the space commission nod gives Isro the go-ahead to work on the mission.
“We wanted some more approvals [from cabinet] to happen. Possibly, in the coming days, they will also get approved… We have to have a series of Chandrayaan missions which will build up the capability from the current level to the one which will actually send humans to land on the Moon and bring them back,” Isro chairman S Somanath told TOI in an exclusive interview.
Lupex is a mission aimed at exploring the Moon for water and other resources and gaining expertise in exploring the surface of the Moon.
Long-term lunar vision
“At present, it is at the technical discussion level. Commitment from the Japanese side is known. They have assigned the development of the rover to a firm. Also, their govt has allocated money for the project and they’ve identified their launcher for it,” he said. Although Isro and Japanese space agency Jaxa signed an agreement in 2017, one of the challenges that prevented work on Lupex after India’s Chandrayaan-2 mission — as was the initial plan — was the inability to demonstrate soft-landing of the lander on the lunar surface.
“...So, we took it up after Chandrayaan-3 soft-landing. We found that the configuration of Lupex spacecraft needed total re-engineering. And, it should also align with the long-term vision of our Moon programme. It cannot be just a replication of whatever we’ve done, but it should add features, which would ultimately become useful for human landing,” Somanath said.
Engine for human landing
He added that Isro has completed re-engineering the spacecraft, which called for the development of a new lander engine. “This engine will ultimately be used for human landing on the Moon. That engine, being built by LPSC (Liquid Propulsion Systems Centre), will be part of Lupex, which means we will have the capability early,” he said.
“...The lander is heavier (compared to the initial design) and the rover is also 350kg. Now, how will the rover be taken out of the lander and put on the surface? Such a big rover cannot be carried inside the lander as we did with Chandrayaan-3, we have to mount it externally. Once you’ve done that, how do you remove it and place it on the floor (of the Moon)? We are looking at a sky-crane type of arrangement to do this. All of this was done in the last one year — the relook at the architecture and design,” Somanath said.
Chandrayaan-5?
TOI had reported last year that Lupex would require a more powerful lander engine as the lander size was not comparable with Chandrayaan-3. On the timeline for Lupex, Somanath said: “Both (Chandrayaan-4 and Lupex) should happen parallel to each other. Possibly Chandrayaan-5 should happen soon after Chandrayaan-4, there cannot be much delay. It won’t be that work on Chandrayaan-5 will begin after Chandrayaan-4.”
On whether Lupex has been designated Chandrayaan-5, he said: “We would like to call it Chandrayaan-5 but that will require approvals. We will seek further approvals to fit it under the Chandrayaan series, which will have missions beyond Chandrayaan-5 — we’re looking at what technologies we would need so as to reach the human landing stage.”
[Excerpt from TOI "National Space Commission Approved India’s Fifth Lunar Mission" Dated 10/10/24]
What is the expected duration of the Lupex mission on the Moon’s surface?
  • a)
    50 days
  • b)
    100 days
  • c)
    150 days
  • d)
    200 days
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
Lupex is designed to operate for up to 100 days on the Moon’s surface.

Directions: Read the passage carefully and answer the questions that follow.
A deadly new weapon has taken to the skies in the Russia-Ukraine war. Videos have emerged across various social media platforms showing drones appearing to rain down fire — earning this weapon the moniker of “dragon drone”.
Key Takeaways:
1. Dragon drones essentially release a substance called thermite — a mixture of aluminium and iron oxide — developed a century ago to weld railroad tracks.
2. When ignited (usually with the help of an electrical fuse), thermite triggers a self-sustaining reaction that is quite difficult to extinguish. It can burn through almost anything, from clothes to trees to military-grade vehicles, and can even burn underwater.
3. Dragon drones are believed to have been first deployed in the Russia-Ukraine war around September. According to a report by The New York Times, Ukrainian forces used them to “ignite the vegetation that Russian troops use for cover and burn it out, exposing them and their equipment to direct attack.” Soon, the Russians too began to produce and deploy their dragon drones.
4. According to a 2022 report on incendiary weapons, Human Rights Watch (HRW) called thermite “notorious for their horrific human cost,” including inflicting fourth- or fifth-degree burns.  “They can cause damage to muscles, ligaments, tendons, nerves, blood vessels, and even bones,” HRW stated. Other incendiary weapons includes napalm and white phosphorus which have been used since World War I.
5. The use of thermite in war is not prohibited under international law. However, the use of such incendiary weapons against civilian targets is barred under the Convention on Certain Conventional Weapons — Cold War-era guidance issued under the auspices of the United Nations.
6. “The problem with thermite is that it is rather indiscriminate. Therefore, while it is not banned per se, Protocol III of the Convention on Certain Conventional Weapons actually limits its use to strictly military targets, given the fact that this munition can produce severe burns and respiratory injuries.” Marina Miron, a military expert from King’s College London, told DW.
7.  Thermite was used in both world wars. During World War I, German zeppelins dropped thermite-laden bombs which were considered an innovation at the time.
8. By World War II, thermite-laden high incendiary explosives became a part and parcel of both the Allies and Axis forces’ aerial bombing campaigns. According to some estimates, the Allies dropped some 30 million 4-pound thermite bombs on Germany and another 10 million on Japan during World War II. Thermite hand grenades were also used during the war to disable artillery pieces, without an explosion.
9. In modern conflict, thermite is most often used by espionage agents, or special operations teams due to its ability to burn intensely but without a bang.
How is the Russia-Ukraine War a “new” kind of war?
“This (Russia-Ukraine war) is not the kind of blitzkrieg that, let’s say, we have seen the Americans do in Iraq, Afghanistan, and in other places, where there’s a shock-and-awe element — send a lot of airplanes, missiles, take out the enemy’s air defences, and then march in triumphantly and take over the country.
In Ukraine, the Russians met with a fairly resolute defence. And when they realised that this was going to be a longer war, they readjusted their tactics to that assessment.
One example is that of drones. Ukrainian drones initially had very significant successes. The Russians understood that — and not only did they adopt the use of drones themselves, they also found ways to defend against drones. So occasionally a drone will still go deep inside Russia, but they are not able to inflict the kind of damage they did in the first few months of the war.”
[Excerpt from Indian Express "Deadly ‘Dragon Drones’ Emerge in Russia-Ukraine Conflict" Dated 15/10/24]
What was the initial industrial purpose of thermite?
  • a)
    Painting
  • b)
    Welding
  • c)
    Electrical insulation
  • d)
    Cleaning
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
Thermite was originally created for welding because of its ability to produce extremely high temperatures.

Directions: Read the passage carefully and answer the questions that follow.
India, whose lunar ambitions have been more clearly articulated now than a decade ago, is firing on all engines with the National Space Commission, the apex body that decides on space missions, clearing the fifth lunar mission — the Lunar Polar Exploration Mission or Lupex.
Unlike missions Chandrayaan 1 to 4, this will be jointly implemented by India and Japan, but is part of India’s lunar series that eventually aims to send an Indian to the Moon and bring her/him back.
The Union cabinet cleared Chandrayaan-4 on Sept 18, and Lupex will be put up for cabinet clearance soon, although the space commission nod gives Isro the go-ahead to work on the mission.
“We wanted some more approvals [from cabinet] to happen. Possibly, in the coming days, they will also get approved… We have to have a series of Chandrayaan missions which will build up the capability from the current level to the one which will actually send humans to land on the Moon and bring them back,” Isro chairman S Somanath told TOI in an exclusive interview.
Lupex is a mission aimed at exploring the Moon for water and other resources and gaining expertise in exploring the surface of the Moon.
Long-term lunar vision
“At present, it is at the technical discussion level. Commitment from the Japanese side is known. They have assigned the development of the rover to a firm. Also, their govt has allocated money for the project and they’ve identified their launcher for it,” he said. Although Isro and Japanese space agency Jaxa signed an agreement in 2017, one of the challenges that prevented work on Lupex after India’s Chandrayaan-2 mission — as was the initial plan — was the inability to demonstrate soft-landing of the lander on the lunar surface.
“...So, we took it up after Chandrayaan-3 soft-landing. We found that the configuration of Lupex spacecraft needed total re-engineering. And, it should also align with the long-term vision of our Moon programme. It cannot be just a replication of whatever we’ve done, but it should add features, which would ultimately become useful for human landing,” Somanath said.
Engine for human landing
He added that Isro has completed re-engineering the spacecraft, which called for the development of a new lander engine. “This engine will ultimately be used for human landing on the Moon. That engine, being built by LPSC (Liquid Propulsion Systems Centre), will be part of Lupex, which means we will have the capability early,” he said.
“...The lander is heavier (compared to the initial design) and the rover is also 350kg. Now, how will the rover be taken out of the lander and put on the surface? Such a big rover cannot be carried inside the lander as we did with Chandrayaan-3, we have to mount it externally. Once you’ve done that, how do you remove it and place it on the floor (of the Moon)? We are looking at a sky-crane type of arrangement to do this. All of this was done in the last one year — the relook at the architecture and design,” Somanath said.
Chandrayaan-5?
TOI had reported last year that Lupex would require a more powerful lander engine as the lander size was not comparable with Chandrayaan-3. On the timeline for Lupex, Somanath said: “Both (Chandrayaan-4 and Lupex) should happen parallel to each other. Possibly Chandrayaan-5 should happen soon after Chandrayaan-4, there cannot be much delay. It won’t be that work on Chandrayaan-5 will begin after Chandrayaan-4.”
On whether Lupex has been designated Chandrayaan-5, he said: “We would like to call it Chandrayaan-5 but that will require approvals. We will seek further approvals to fit it under the Chandrayaan series, which will have missions beyond Chandrayaan-5 — we’re looking at what technologies we would need so as to reach the human landing stage.”
[Excerpt from TOI "National Space Commission Approved India’s Fifth Lunar Mission" Dated 10/10/24]
Which countries are collaborating on the Lupex mission?
  • a)
    India and the United States
  • b)
    India and Japan
  • c)
    Japan and China
  • d)
    India and Russia
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
The Lupex mission is a joint initiative between India’s ISRO and Japan’s JAXA.

Directions: Read the passage carefully and answer the questions that follow.
India, whose lunar ambitions have been more clearly articulated now than a decade ago, is firing on all engines with the National Space Commission, the apex body that decides on space missions, clearing the fifth lunar mission — the Lunar Polar Exploration Mission or Lupex.
Unlike missions Chandrayaan 1 to 4, this will be jointly implemented by India and Japan, but is part of India’s lunar series that eventually aims to send an Indian to the Moon and bring her/him back.
The Union cabinet cleared Chandrayaan-4 on Sept 18, and Lupex will be put up for cabinet clearance soon, although the space commission nod gives Isro the go-ahead to work on the mission.
“We wanted some more approvals [from cabinet] to happen. Possibly, in the coming days, they will also get approved… We have to have a series of Chandrayaan missions which will build up the capability from the current level to the one which will actually send humans to land on the Moon and bring them back,” Isro chairman S Somanath told TOI in an exclusive interview.
Lupex is a mission aimed at exploring the Moon for water and other resources and gaining expertise in exploring the surface of the Moon.
Long-term lunar vision
“At present, it is at the technical discussion level. Commitment from the Japanese side is known. They have assigned the development of the rover to a firm. Also, their govt has allocated money for the project and they’ve identified their launcher for it,” he said. Although Isro and Japanese space agency Jaxa signed an agreement in 2017, one of the challenges that prevented work on Lupex after India’s Chandrayaan-2 mission — as was the initial plan — was the inability to demonstrate soft-landing of the lander on the lunar surface.
“...So, we took it up after Chandrayaan-3 soft-landing. We found that the configuration of Lupex spacecraft needed total re-engineering. And, it should also align with the long-term vision of our Moon programme. It cannot be just a replication of whatever we’ve done, but it should add features, which would ultimately become useful for human landing,” Somanath said.
Engine for human landing
He added that Isro has completed re-engineering the spacecraft, which called for the development of a new lander engine. “This engine will ultimately be used for human landing on the Moon. That engine, being built by LPSC (Liquid Propulsion Systems Centre), will be part of Lupex, which means we will have the capability early,” he said.
“...The lander is heavier (compared to the initial design) and the rover is also 350kg. Now, how will the rover be taken out of the lander and put on the surface? Such a big rover cannot be carried inside the lander as we did with Chandrayaan-3, we have to mount it externally. Once you’ve done that, how do you remove it and place it on the floor (of the Moon)? We are looking at a sky-crane type of arrangement to do this. All of this was done in the last one year — the relook at the architecture and design,” Somanath said.
Chandrayaan-5?
TOI had reported last year that Lupex would require a more powerful lander engine as the lander size was not comparable with Chandrayaan-3. On the timeline for Lupex, Somanath said: “Both (Chandrayaan-4 and Lupex) should happen parallel to each other. Possibly Chandrayaan-5 should happen soon after Chandrayaan-4, there cannot be much delay. It won’t be that work on Chandrayaan-5 will begin after Chandrayaan-4.”
On whether Lupex has been designated Chandrayaan-5, he said: “We would like to call it Chandrayaan-5 but that will require approvals. We will seek further approvals to fit it under the Chandrayaan series, which will have missions beyond Chandrayaan-5 — we’re looking at what technologies we would need so as to reach the human landing stage.”
[Excerpt from TOI "National Space Commission Approved India’s Fifth Lunar Mission" Dated 10/10/24]
Who will be responsible for building the lander in the Lupex mission?
  • a)
    NASA
  • b)
    ISRO
  • c)
    JAXA
  • d)
    SpaceX
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
ISRO (India) will build the lander for the Lupex mission, while JAXA will build the rover and rocket.

Directions: Read the passage carefully and answer the questions that follow.
The United States’ Federal Trade Commission (FTC) will soon implement a “click-to-cancel” rule, which will make it significantly easier for consumers to cancel their subscriptions and memberships, and make companies liable to face civil penalties for complicating the cancellation process.
“Too often, businesses make people jump through endless hoops just to cancel a subscription. The FTC’s rule will end these tricks and traps… Nobody should be stuck paying for a service they no longer want,” FTC Commission Chair Lina M Khan said. The FTC voted 3-2 to approve the new rule on Wednesday (October 16).
Here is all you need to know about the new rule, and if India too boasts a similar regulation.
What does the new rule say?
According to the FTC press release, sellers will be required to “make it as easy for consumers to cancel their enrollment as it was to sign up”. Notably, cancellations will have to be offered through the same medium (online, phone, etc.) people used to sign up, and it shouldn’t be overly burdensome.
Some crucial guidelines are as follows:
  • Companies cannot require people to talk to a live or virtual representative to cancel if they did not have to do that to sign up;
  • Companies cannot charge extra for phone cancellation, and must answer the phone or take a message during normal business hours. If they take a message, companies have to respond promptly;
  • For memberships/subscriptions that were originally offered in person, companies cannot mandate an in-person subscription, and have to offer options for cancellation online or on the phone;
To whom will the rule be applicable to? How?
It will apply to “almost all negative option programs in any media” including “prenotification and continuity plans, automatic renewals, and free trial offers, whether the offer appears online, on the phone, or in person.”
The FTC defines “negative option” programmes as “companies assuming a customer accepted a service unless they specifically rejected it”. This would include something like a consumer agreeing to a one-week trial, and not cancelling it before being billed for regular membership.
The final rule will provide a legal framework preventing sellers from:
  • Misrepresenting any material fact made while marketing goods or services with a negative option feature;
  • Failing to clearly and conspicuously disclose material terms prior to obtaining a consumer’s billing information in connection with a negative option feature;
  • Failing to obtain a consumer’s express informed consent to the negative option feature before charging the consumer; and
  • Failing to provide a simple mechanism to cancel the negative option feature and immediately halt charges.
Why was this rule brought in?
The rule is part of the FTC’s ongoing review of its 1973 Negative Option Rule, which the agency is modernising to “to combat unfair or deceptive practices related to subscriptions, memberships, and other recurring-payment programs in an increasingly digital economy where it’s easier than ever for businesses to sign up consumers for their products and services”.
According to the Commission, while negative option marketing programmes are convenient for sellers, the FTC receives thousands of complaints about negative option and recurring subscription practices each year, with the number of complaints steadily rising over the past five years. In 2024, the number of daily complaints rose to nearly 70, up from 42 in 2021.
According to Forbes, the heightened concern around hard-to-cancel subscriptions and memberships has materialised alongside a growing subscription economy, and a spike in subscription prices.
A study conducted in 2022 by Michigan-based C R Research found that 42% of consumers had forgotten they were paying for services they did not use, and that customers generally underestimated the monthly cost of their subscriptions by an average of $133.
In the past, the FTC has gone after companies like Adobe, Amazon, Brigit, and Planet Fitness for allegedly making consumers’ subscriptions hard to cancel.
[Excerpt from Indian Express "FTC Implements Click-to-Cancel Rule for Subscriptions" Dated 19/10/24]
According to the new rule, what is NOT required when canceling a subscription? 
  • a)
    Extra fees for phone cancellations
  • b)
    Multiple cancellation options
  • c)
    Speaking to a representative
  • d)
    A written cancellation letter
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
The rule specifies that customers should not have to speak to a representative to cancel if they didn't need to speak to one to sign up.

Passage - 1
Griselda Blanco de Trujillo, in a plain white dress, with a rosary in her hand and a hole in her head, was laid to rest in the Jardines Montesacro, a posh cemetery on the southwestern extreme of Medellin. She was buried in a gold-finished coffin with a domed lid. Eight tough-looking young men, wearing sneakers, jeans, and sunglasses, carried it from the chapel to the grave site on their shoulders. Reporters had gathered to witness the end of La Madrina-"the Godmother"-as the Medellin newspapers had been calling Griselda since the 1970s. But they were warned, brusquely, not to approach closely or photograph the scene, even from a distance. They could only stand and marvel at the strange theatrics they were seeing. Some of the boys banged violently on the coffin, others smoked marijuana, and mourners cried "No te vayas, Tia!" and "La buena, Tia!" while a group of mariachis played and sang.
The mourners had arrived in buses from Barrio Antioquia, the neighborhood where Griselda grew up, which remains a stubborn hive of vice and rosary in a rapidly pacifying, revitalizing city. They departed at dusk, leaving the grounds littered with their empty bottles of aguardiente, Colombia's ubiquitous anise liquor. Some three hundred feet away, in a lush family grave ringed by green marble and shaded by palms, lay Griselda's onetime friend and apprentice-and eventual mortal enemy-Pablo Escobar.
Which of the following best explains the reason for the celebration at Griselda Blanco de T rujillo's death?
  • a)
    She was a criminal and the people are rejoicing her death and the end of her.
  • b)
    Her cronies wanted to create a spectacle to maintain her legacy.
  • c)
    It is customary to celebrate the death of famous mafia personalities with marijuana and alcohol.
  • d)
    Her supporters were overcome with grief and couldn't restrain themselves.
Correct answer is option 'B'. Can you explain this answer?

Eshaan Kapoor answered
Option (a) is incorrect. Option (c) cannot be adequately inferred. Options (b) and (d) are close. However uncontrollable grief will manifest as acts of despair and not celebration.

Passage - 4
UNRELATED THOUGHTS? NOT in America, where the health of the national economy is critically dependent on having all of us spend as much as we can to keep struggling retailers afloat, create jobs and generate capital. Consumption is such a vital part of the American economy it long ago superseded good old-fashioned manufacturing that the most closely watched economic indicator is something called consumer confidence, a vague notion that probably can't even be measured accurately. Whenever consumer confidence plunges, as it did after the great Internet bust of 2000 or after the September 11 attacks, government officials are sent scurrying to the airwaves to say there's no reason to panic so long as everyone does his patriotic duty and shops. Remember how New York's mayor, Rudolph Giuliani, responded when asked how Americans could help New York in the days just after the attacks? He didn't say, donate to the Red Cross, or Go to church and pray for our wounded city. He told them to come to New York and spend money.
Which of the following can be inferred about Rudolph Giuliani?
  • a)
    He believes that spending is a proactive economic action and not just a passive response, and encouraging it should a strategic government policy.
  • b)
    He has aspirations to run for Presidency and the seat of Mayor of New York is just a pit stop in his political career which will propel towards the White House.
  • c)
    He cares deeply for the retailers of New York City and believes that all inhabitants need to actively participate in the free market structure to ensure that the retail industry flourishes.
  • d)
    He doesn't believe in charity as it has no accountability and no clarity of purpose.
Correct answer is option 'A'. Can you explain this answer?

Dia Mehta answered
None of the other options can be properly inferred except (a).

Passage - 1
Griselda Blanco de Trujillo, in a plain white dress, with a rosary in her hand and a hole in her head, was laid to rest in the Jardines Montesacro, a posh cemetery on the southwestern extreme of Medellin. She was buried in a gold-finished coffin with a domed lid. Eight tough-looking young men, wearing sneakers, jeans, and sunglasses, carried it from the chapel to the grave site on their shoulders. Reporters had gathered to witness the end of La Madrina-"the Godmother"-as the Medellin newspapers had been calling Griselda since the 1970s. But they were warned, brusquely, not to approach closely or photograph the scene, even from a distance. They could only stand and marvel at the strange theatrics they were seeing. Some of the boys banged violently on the coffin, others smoked marijuana, and mourners cried "No te vayas, Tia!" and "La buena, Tia!" while a group of mariachis played and sang. 
The mourners had arrived in buses from Barrio Antioquia, the neighborhood where Griselda grew up, which remains a stubborn hive of vice and rosary in a rapidly pacifying, revitalizing city. They departed at dusk, leaving the grounds littered with their empty bottles of aguardiente, Colombia's ubiquitous anise liquor. Some three hundred feet away, in a lush family grave ringed by green marble and shaded by palms, lay Griselda's onetime friend and apprentice-and eventual mortal enemy-Pablo Escobar.
Which of the following inferences cannot be drawn from the passage above?
  • a)
    Criminal landscape in Medellin is largely dominated by women and most of the bosses are female.
  • b)
    Governmental agencies have been trying to mitigate crime by hunting down mafia bosses and developing the areas infamous for being the den of such activities.
  • c)
    Criminal activities are well covered and documented by the press and the bosses revel in being hailed as celebrities.
  • d)
    The area where the lady grew up was known for its criminal activities and religious tendencies.
Correct answer is option 'A'. Can you explain this answer?

Dia Mehta answered
Option (a) cannot be inferred as she is the only such example mentioned.

Directions: Read the passage carefully and answer the questions that follow.
The 14th Biennial Lake Conference, titled ‘Lake 2024 - Wetlands for Human Well-being,' concluded after four days of in-depth discussions at the Dr VS Acharya Hall at Moodbidri on Sunday. Organised by Alva's Education Foundation, the Indian Institute of Science (IISc) Bengaluru, and the Energy and Wetlands Research Group, the conference proposed several actionable recommendations.
Among the key outcomes was the call to notify ecologically sensitive panchayats under Section 5(1) of the Environment Protection Act, 1986, by the MoEFCC to enhance ecosystem health through location-specific conservation efforts.
The conference lauded the designation of the Aghanashini estuary as a Ramsar site on Jan 30. It also advocated for sustainable wetland use in line with Ramsar guidelines.
Lake 2024 also raised concerns about the proposed urbanisation in the Andaman and Nicobar Islands. The forum urged the govt to conduct a carrying capacity assessment before proceeding with various projects.
The conference recommended adopting the Gross Ecosystem Product (GEP) as a metric to account for nature's contributions to society, advocating for the integration of ecological benefits into govt assessments. A natural capital accounting framework was proposed to support eco-compensation policies based on ecosystem services.
Addressing concerns about the ineffectiveness of most gram panchayat biodiversity management committees (BMCs) since the implementation of the
Biodiversity Act, 2002, the forum suggested that zilla panchayats should oversee BMCs to improve ecosystem health and enforce the access and benefit sharing provisions of the MoEFCC. This would be phased in under the supervision of state biodiversity boards.
The vital role of students in documenting ecosystems and biodiversity was emphasised, with Lake 2024 recommending that academic credits be awarded to students participating in biodiversity mapping and inventorying under teacher guidance. The forum also supported the National Education Policy (NEP) 2020's activity-based learning approach and called for its nationwide implementation.
The creation of a Western Ghats Task Force in each peninsular Indian state was suggested to ensure good governance of natural resources, focusing on water and biodiversity conservation for regional food and water security.
During the valedictory function, Swastishri Bhattaraka Charukeerthi Panditacharyavarya Mahaswamiji of Sri Jain Mutt Moodbidri stressed the deep connection between science, knowledge, art, and environmental care. Fr. Melwyn D'Cunha, pro vice-chancellor of St. Aloysius Deemed University, Mangaluru, called on the youth to actively engage in biodiversity conservation.
[Excerpt from Down To Earth "14th Biennial Lake Conference" Dated 22/10/24]
What new economic metric was proposed during the conference to measure Nature’s contributions to society? 
  • a)
    Gross National Product (GNP)
  • b)
    Gross Ecosystem Product (GEP)
  • c)
    Environmental Impact Index (EII)
  • d)
    Natural Resource Metric (NRM)
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
The new metric proposed is Gross Ecosystem Product (GEP).

Directions: Read the passage carefully and answer the questions that follow.
The Union Minister of State for Information and Broadcasting and Parliamentary Affairs, Dr. L. Murugan, has directed the Ministry to set up an iGOT Lab to facilitate online learning for all employees within the Ministry. This initiative follows a comprehensive review of the Ministry's annual Capacity Building Calendar and the onboarding status of employees onto the iGOT portal.
During the review meeting with Mr.Sanjay Jaju Secretary I&B and other senior officers, Dr. Murugan directed that all Ministry employees should be on boarded onto the iGOT portal by October 19. The Ministry has recommended a selection of 16 courses, including Budget Management, Gender Sensitization, Leadership, and Team Building, to enhance the professional skills of its workforce.
To encourage participation, the Ministry has also decided to felicitate employees who complete the highest number of courses each quarter. Additionally, plans are in place to conduct a workshop to communicate the Ministry's learning plan and departmental strategies effectively across all media units.
The Minister also reviewed the handling of grievances and RTI applications by the Ministry and emphasized the importance of timely resolution of all cases to ensure transparency and accountability.
[Excerpt from PIB "Union Ministry Launches iGOT Lab for Ministry Employees" Dated 17/10/24]
How many key courses has the Ministry recommended for its employees to improve their skills?
  • a)
    12
  • b)
    15
  • c)
    16
  • d)
    18
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
The Ministry has selected 16 important courses aimed at enhancing employees’ skills and abilities.

Directions: Read the passage carefully and answer the questions that follow.
India, whose lunar ambitions have been more clearly articulated now than a decade ago, is firing on all engines with the National Space Commission, the apex body that decides on space missions, clearing the fifth lunar mission — the Lunar Polar Exploration Mission or Lupex.
Unlike missions Chandrayaan 1 to 4, this will be jointly implemented by India and Japan, but is part of India’s lunar series that eventually aims to send an Indian to the Moon and bring her/him back.
The Union cabinet cleared Chandrayaan-4 on Sept 18, and Lupex will be put up for cabinet clearance soon, although the space commission nod gives Isro the go-ahead to work on the mission.
“We wanted some more approvals [from cabinet] to happen. Possibly, in the coming days, they will also get approved… We have to have a series of Chandrayaan missions which will build up the capability from the current level to the one which will actually send humans to land on the Moon and bring them back,” Isro chairman S Somanath told TOI in an exclusive interview.
Lupex is a mission aimed at exploring the Moon for water and other resources and gaining expertise in exploring the surface of the Moon.
Long-term lunar vision
“At present, it is at the technical discussion level. Commitment from the Japanese side is known. They have assigned the development of the rover to a firm. Also, their govt has allocated money for the project and they’ve identified their launcher for it,” he said. Although Isro and Japanese space agency Jaxa signed an agreement in 2017, one of the challenges that prevented work on Lupex after India’s Chandrayaan-2 mission — as was the initial plan — was the inability to demonstrate soft-landing of the lander on the lunar surface.
“...So, we took it up after Chandrayaan-3 soft-landing. We found that the configuration of Lupex spacecraft needed total re-engineering. And, it should also align with the long-term vision of our Moon programme. It cannot be just a replication of whatever we’ve done, but it should add features, which would ultimately become useful for human landing,” Somanath said.
Engine for human landing
He added that Isro has completed re-engineering the spacecraft, which called for the development of a new lander engine. “This engine will ultimately be used for human landing on the Moon. That engine, being built by LPSC (Liquid Propulsion Systems Centre), will be part of Lupex, which means we will have the capability early,” he said.
“...The lander is heavier (compared to the initial design) and the rover is also 350kg. Now, how will the rover be taken out of the lander and put on the surface? Such a big rover cannot be carried inside the lander as we did with Chandrayaan-3, we have to mount it externally. Once you’ve done that, how do you remove it and place it on the floor (of the Moon)? We are looking at a sky-crane type of arrangement to do this. All of this was done in the last one year — the relook at the architecture and design,” Somanath said.
Chandrayaan-5?
TOI had reported last year that Lupex would require a more powerful lander engine as the lander size was not comparable with Chandrayaan-3. On the timeline for Lupex, Somanath said: “Both (Chandrayaan-4 and Lupex) should happen parallel to each other. Possibly Chandrayaan-5 should happen soon after Chandrayaan-4, there cannot be much delay. It won’t be that work on Chandrayaan-5 will begin after Chandrayaan-4.”
On whether Lupex has been designated Chandrayaan-5, he said: “We would like to call it Chandrayaan-5 but that will require approvals. We will seek further approvals to fit it under the Chandrayaan series, which will have missions beyond Chandrayaan-5 — we’re looking at what technologies we would need so as to reach the human landing stage.”
[Excerpt from TOI "National Space Commission Approved India’s Fifth Lunar Mission" Dated 10/10/24]
What is the primary focus of the Lupex mission?
  • a)
    To send astronauts to the Moon
  • b)
    To study the Moon’s atmosphere
  • c)
    To explore water and resources at the Moon’s south pole
  • d)
    To conduct experiments on Mars
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
The Lupex mission aims to study water and other resources, specifically at the lunar south pole.

Passage - 1
Griselda Blanco de Trujillo, in a plain white dress, with a rosary in her hand and a hole in her head, was laid to rest in the Jardines Montesacro, a posh cemetery on the southwestern extreme of Medellin. She was buried in a gold-finished coffin with a domed lid. Eight tough-looking young men, wearing sneakers, jeans, and sunglasses, carried it from the chapel to the grave site on their shoulders. Reporters had gathered to witness the end of La Madrina-"the Godmother"-as the Medellin newspapers had been calling Griselda since the 1970s. But they were warned, brusquely, not to approach closely or photograph the scene, even from a distance. They could only stand and marvel at the strange theatrics they were seeing. Some of the boys banged violently on the coffin, others smoked marijuana, and mourners cried "No te vayas, Tia!" and "La buena, Tia!" while a group of mariachis played and sang. 
The mourners had arrived in buses from Barrio Antioquia, the neighborhood where Griselda grew up, which remains a stubborn hive of vice and rosary in a rapidly pacifying, revitalizing city. They departed at dusk, leaving the grounds littered with their empty bottles of aguardiente, Colombia's ubiquitous anise liquor. Some three hundred feet away, in a lush family grave ringed by green marble and shaded by palms, lay Griselda's onetime friend and apprentice-and eventual mortal enemy-Pablo Escobar.
Which of the following is least likely to be true about Griselda Blanco de Trujillo?
  • a)
    She rose from an impoverished childhood to great power and wealth and is deeply mourned by her associates.
  • b)
    She led a violent life culminating in violent death and caused great suffering to people.
  • c)
    She was a mystical woman who followed the path of God and sacrificed her life for the welfare of people.
  • d)
    She was a revered and feared figure in Colombia and was a source of inspiration for youth looking for a life of crime.
Correct answer is option 'C'. Can you explain this answer?

Eshaan Kapoor answered
The given paragraph describes the death and the funeral ritual of a lady named Griselda Blanc de Trujillo, who was referred to as 'Godmother'. Option (a) is incorrect as the paragraph clearly mentions 'Barrio Antioquia, the neighborhood where Griselda grew up, which remains a stubborn hive of vice and misery'. Option (b) is also incorrect as the passage again, mentions the way she died i.e with 'a hole in her head,'. Option (d) is also incorrect as it is mentioned that the 8 men who carried the coffin to the place where it was to be buried, created a great ruckus by banging violently on the coffin, smoking marijuana, while a group of mariachis i.e street musicians, played and sang. Such things only happen when the dead person is a criminal and becomes a source of inspiration for youth looking for a life of crime.

Passage - 2
It is no surprise that the International Energy Agency found that India’s carbon emissions grew by 4.8% during 2018, in spite of the national focus on climate change in energy policy. There is wide recognition of the fact that Indians are not historically responsible for the problem, and it is the rich nations led by the U.S. that have pumped in the stock of carbon dioxide linked to extreme climate impacts being witnessed around the globe. As the IEA points out, India’s emissions have grown, but per capita they remain less than 40% of the global average. Equity among nations is therefore at the centre of the discussion on energy emissions, and the principle of common but differentiated responsibilities is central to the UN Framework Convention on Climate Change (UNFCCC). Reassuring as this may be, the universal challenge of climate change has grown to such proportions that urgent action to sharply cut carbon emissions is crucial, and all countries, including India, must act quickly. Intensive measures in key sectors — scaling up renewables to raise their share in the energy mix, greening transport, updating building codes and raising energy efficiency—will help meet the national pledge under the Paris Agreement to cut energy intensity of GDP by 33-35% by 2030, over 2005 levels.
What does the author mean by “common but differentiated responsibilities”?
  • a)
    Every country has a responsibility to fight climate change on its level.
  • b)
    Every country is equally responsible for climate change.
  • c)
    No two countries have the same amount of responsibility to fight climate change.
  • d)
    Every country can decide how much to act against climate change.
Correct answer is option 'A'. Can you explain this answer?

Eshaan Kapoor answered
Option (a) is correct as common means everyone’s responsibility while differentiated means not equal or same level of responsibility.

Directions: Read the passage carefully and answer the questions that follow.
The Union Minister of State for Information and Broadcasting and Parliamentary Affairs, Dr. L. Murugan, has directed the Ministry to set up an iGOT Lab to facilitate online learning for all employees within the Ministry. This initiative follows a comprehensive review of the Ministry's annual Capacity Building Calendar and the onboarding status of employees onto the iGOT portal.
During the review meeting with Mr.Sanjay Jaju Secretary I&B and other senior officers, Dr. Murugan directed that all Ministry employees should be on boarded onto the iGOT portal by October 19. The Ministry has recommended a selection of 16 courses, including Budget Management, Gender Sensitization, Leadership, and Team Building, to enhance the professional skills of its workforce.
To encourage participation, the Ministry has also decided to felicitate employees who complete the highest number of courses each quarter. Additionally, plans are in place to conduct a workshop to communicate the Ministry's learning plan and departmental strategies effectively across all media units.
The Minister also reviewed the handling of grievances and RTI applications by the Ministry and emphasized the importance of timely resolution of all cases to ensure transparency and accountability.
[Excerpt from PIB "Union Ministry Launches iGOT Lab for Ministry Employees" Dated 17/10/24]
By which date must all Ministry employees be registered on the iGOT portal?
  • a)
    October 1
  • b)
    October 15
  • c)
    October 19
  • d)
    October 30
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
Dr. Murugan has set October 19 as the deadline for all Ministry employees to be fully registered and using the iGOT portal.

Directions: Read the passage carefully and answer the questions that follow.
The Nobel Prize in Medicine was awarded to Victor Ambros and Gary Ruvkun, as announced by the Nobel Assembly at the Karolinska Institute in Stockholm on Monday.
The American biologists jointly received the prestigious award for their discovery of microRNA and its role in regulating gene expression after transcription. The Nobel Assembly said that their discovery is “proving to be fundamentally important for how organisms develop and function.”
Why Victor Ambros and Gary Ruvkun got Nobel in Medicine?
This year’s Nobel Prize was awarded to scientists Victor Ambros and Gary Ruvkun for discovering microRNA, a tiny molecule that plays a key role in regulating gene activity.
Even though all cells in our body have the same genes, different types of cells, like muscle and nerve cells, perform different functions. This is possible due to gene regulation, which allows cells to "switch on" only the genes they need. Ambros and Ruvkun’s discovery of microRNA revealed a new way this regulation happens.
Their finding has been essential in understanding how organisms, including humans, develop and function, the Nobel Assembly said.
Who won Nobel Prize in Medicine last year?
Last year, the prize went to Hungarian-American Katalin Karikó and American Drew Weissman for their groundbreaking discoveries that enabled the development of mRNA vaccines against COVID-19, which played a crucial role in combating the pandemic.
The prize includes a cash award of 11 million Swedish kronor (around ₹8.3 crore), part of a bequest from the prize's founder, Swedish inventor Alfred Nobel.
Winners will receive their awards on December 10, the anniversary of Nobel's death.
Nobel Prize announcement schedule
The announcements for other Nobel Prizes will continue throughout the week, with the Physics Prize on Tuesday at 3:15pm IST, Chemistry on Wednesday at 3:15pm, Literature on Thursday at 4:30pm, the Peace Prize on Friday at 2:30pm, and the Economics award on October 14 at 3:15pm.
[Excerpt from HT "Nobel Prize 2024 in Medicine-Ambros and Ruvkun for MicroRNA Discovery" Dated 08/10/24]
Which organism was used by Victor Ambros to identify the first microRNA, lin-4?
  • a)
    Fruit fly (Drosophila)
  • b)
    Roundworm (C. elegans)
  • c)
    Zebrafish
  • d)
    Mouse
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
Ambros discovered the first microRNA, lin-4, in the roundworm C. elegans, which helped advance our understanding of gene regulation.

Directions: Read the passage carefully and answer the questions that follow.
The 14th Biennial Lake Conference, titled ‘Lake 2024 - Wetlands for Human Well-being,' concluded after four days of in-depth discussions at the Dr VS Acharya Hall at Moodbidri on Sunday. Organised by Alva's Education Foundation, the Indian Institute of Science (IISc) Bengaluru, and the Energy and Wetlands Research Group, the conference proposed several actionable recommendations.
Among the key outcomes was the call to notify ecologically sensitive panchayats under Section 5(1) of the Environment Protection Act, 1986, by the MoEFCC to enhance ecosystem health through location-specific conservation efforts.
The conference lauded the designation of the Aghanashini estuary as a Ramsar site on Jan 30. It also advocated for sustainable wetland use in line with Ramsar guidelines.
Lake 2024 also raised concerns about the proposed urbanisation in the Andaman and Nicobar Islands. The forum urged the govt to conduct a carrying capacity assessment before proceeding with various projects.
The conference recommended adopting the Gross Ecosystem Product (GEP) as a metric to account for nature's contributions to society, advocating for the integration of ecological benefits into govt assessments. A natural capital accounting framework was proposed to support eco-compensation policies based on ecosystem services.
Addressing concerns about the ineffectiveness of most gram panchayat biodiversity management committees (BMCs) since the implementation of the
Biodiversity Act, 2002, the forum suggested that zilla panchayats should oversee BMCs to improve ecosystem health and enforce the access and benefit sharing provisions of the MoEFCC. This would be phased in under the supervision of state biodiversity boards.
The vital role of students in documenting ecosystems and biodiversity was emphasised, with Lake 2024 recommending that academic credits be awarded to students participating in biodiversity mapping and inventorying under teacher guidance. The forum also supported the National Education Policy (NEP) 2020's activity-based learning approach and called for its nationwide implementation.
The creation of a Western Ghats Task Force in each peninsular Indian state was suggested to ensure good governance of natural resources, focusing on water and biodiversity conservation for regional food and water security.
During the valedictory function, Swastishri Bhattaraka Charukeerthi Panditacharyavarya Mahaswamiji of Sri Jain Mutt Moodbidri stressed the deep connection between science, knowledge, art, and environmental care. Fr. Melwyn D'Cunha, pro vice-chancellor of St. Aloysius Deemed University, Mangaluru, called on the youth to actively engage in biodiversity conservation.
[Excerpt from Down To Earth "14th Biennial Lake Conference" Dated 22/10/24]
What was suggested to improve the effectiveness of Gram Panchayat Biodiversity Management Committees (BMCs)? 
  • a)
    Central government oversight
  • b)
    Zilla panchayat oversight
  • c)
    Village-level monitoring
  • d)
    Self-regulation
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
The conference suggested zilla panchayat oversight of the BMCs.

Directions: Read the passage carefully and answer the questions that follow.
The United States’ Federal Trade Commission (FTC) will soon implement a “click-to-cancel” rule, which will make it significantly easier for consumers to cancel their subscriptions and memberships, and make companies liable to face civil penalties for complicating the cancellation process.
“Too often, businesses make people jump through endless hoops just to cancel a subscription. The FTC’s rule will end these tricks and traps… Nobody should be stuck paying for a service they no longer want,” FTC Commission Chair Lina M Khan said. The FTC voted 3-2 to approve the new rule on Wednesday (October 16).
Here is all you need to know about the new rule, and if India too boasts a similar regulation.
What does the new rule say?
According to the FTC press release, sellers will be required to “make it as easy for consumers to cancel their enrollment as it was to sign up”. Notably, cancellations will have to be offered through the same medium (online, phone, etc.) people used to sign up, and it shouldn’t be overly burdensome.
Some crucial guidelines are as follows:
  • Companies cannot require people to talk to a live or virtual representative to cancel if they did not have to do that to sign up;
  • Companies cannot charge extra for phone cancellation, and must answer the phone or take a message during normal business hours. If they take a message, companies have to respond promptly;
  • For memberships/subscriptions that were originally offered in person, companies cannot mandate an in-person subscription, and have to offer options for cancellation online or on the phone;
To whom will the rule be applicable to? How?
It will apply to “almost all negative option programs in any media” including “prenotification and continuity plans, automatic renewals, and free trial offers, whether the offer appears online, on the phone, or in person.”
The FTC defines “negative option” programmes as “companies assuming a customer accepted a service unless they specifically rejected it”. This would include something like a consumer agreeing to a one-week trial, and not cancelling it before being billed for regular membership.
The final rule will provide a legal framework preventing sellers from:
  • Misrepresenting any material fact made while marketing goods or services with a negative option feature;
  • Failing to clearly and conspicuously disclose material terms prior to obtaining a consumer’s billing information in connection with a negative option feature;
  • Failing to obtain a consumer’s express informed consent to the negative option feature before charging the consumer; and
  • Failing to provide a simple mechanism to cancel the negative option feature and immediately halt charges.
Why was this rule brought in?
The rule is part of the FTC’s ongoing review of its 1973 Negative Option Rule, which the agency is modernising to “to combat unfair or deceptive practices related to subscriptions, memberships, and other recurring-payment programs in an increasingly digital economy where it’s easier than ever for businesses to sign up consumers for their products and services”.
According to the Commission, while negative option marketing programmes are convenient for sellers, the FTC receives thousands of complaints about negative option and recurring subscription practices each year, with the number of complaints steadily rising over the past five years. In 2024, the number of daily complaints rose to nearly 70, up from 42 in 2021.
According to Forbes, the heightened concern around hard-to-cancel subscriptions and memberships has materialised alongside a growing subscription economy, and a spike in subscription prices.
A study conducted in 2022 by Michigan-based C R Research found that 42% of consumers had forgotten they were paying for services they did not use, and that customers generally underestimated the monthly cost of their subscriptions by an average of $133.
In the past, the FTC has gone after companies like Adobe, Amazon, Brigit, and Planet Fitness for allegedly making consumers’ subscriptions hard to cancel.
[Excerpt from Indian Express "FTC Implements Click-to-Cancel Rule for Subscriptions" Dated 19/10/24]
What is the main purpose of the FTC's new "click-to-cancel" rule? 
  • a)
    To increase subscription fees
  • b)
    To make it easier to sign up for services
  • c)
    To simplify the process of canceling subscriptions
  • d)
    To limit the availability of online subscriptions
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
The "click-to-cancel" rule is designed to make it easier for people to cancel subscriptions and memberships.

Passage - 4
UNRELATED THOUGHTS? NOT in America, where the health of the national economy is critically dependent on having all of us spend as much as we can to keep struggling retailers afloat, create jobs and generate capital. Consumption is such a vital part of the American economy it long ago superseded good old-fashioned manufacturing that the most closely watched economic indicator is something called consumer confidence, a vague notion that probably can't even be measured accurately. Whenever consumer confidence plunges, as it did after the great Internet bust of 2000 or after the September 11 attacks, government officials are sent scurrying to the airwaves to say there's no reason to panic so long as everyone does his patriotic duty and shops. Remember how New York's mayor, Rudolph Giuliani, responded when asked how Americans could help New York in the days just after the attacks? He didn't say, donate to the Red Cross, or Go to church and pray for our wounded city. He told them to come to New York and spend money.
Which of the following can be inferred from the given passage?
  • a)
    Most of the economic indicators can be measured accurately.
  • b)
    September 11 attacks led to the internet bust and a steep downturn in economy.
  • c)
    American consumers spend as it is their patriotic duty.
  • d)
    US government focusses more on boosting retail sector than manufacturing sector.
Correct answer is option 'A'. Can you explain this answer?

Aryan Khanna answered
The author's almost horrified criticism of lack of accuracy of economic data for consumer confidence indicates that economic indicators are supposed to have accurate data.

Directions: Read the passage carefully and answer the questions that follow.
The United States’ Federal Trade Commission (FTC) will soon implement a “click-to-cancel” rule, which will make it significantly easier for consumers to cancel their subscriptions and memberships, and make companies liable to face civil penalties for complicating the cancellation process.
“Too often, businesses make people jump through endless hoops just to cancel a subscription. The FTC’s rule will end these tricks and traps… Nobody should be stuck paying for a service they no longer want,” FTC Commission Chair Lina M Khan said. The FTC voted 3-2 to approve the new rule on Wednesday (October 16).
Here is all you need to know about the new rule, and if India too boasts a similar regulation.
What does the new rule say?
According to the FTC press release, sellers will be required to “make it as easy for consumers to cancel their enrollment as it was to sign up”. Notably, cancellations will have to be offered through the same medium (online, phone, etc.) people used to sign up, and it shouldn’t be overly burdensome.
Some crucial guidelines are as follows:
  • Companies cannot require people to talk to a live or virtual representative to cancel if they did not have to do that to sign up;
  • Companies cannot charge extra for phone cancellation, and must answer the phone or take a message during normal business hours. If they take a message, companies have to respond promptly;
  • For memberships/subscriptions that were originally offered in person, companies cannot mandate an in-person subscription, and have to offer options for cancellation online or on the phone;
To whom will the rule be applicable to? How?
It will apply to “almost all negative option programs in any media” including “prenotification and continuity plans, automatic renewals, and free trial offers, whether the offer appears online, on the phone, or in person.”
The FTC defines “negative option” programmes as “companies assuming a customer accepted a service unless they specifically rejected it”. This would include something like a consumer agreeing to a one-week trial, and not cancelling it before being billed for regular membership.
The final rule will provide a legal framework preventing sellers from:
  • Misrepresenting any material fact made while marketing goods or services with a negative option feature;
  • Failing to clearly and conspicuously disclose material terms prior to obtaining a consumer’s billing information in connection with a negative option feature;
  • Failing to obtain a consumer’s express informed consent to the negative option feature before charging the consumer; and
  • Failing to provide a simple mechanism to cancel the negative option feature and immediately halt charges.
Why was this rule brought in?
The rule is part of the FTC’s ongoing review of its 1973 Negative Option Rule, which the agency is modernising to “to combat unfair or deceptive practices related to subscriptions, memberships, and other recurring-payment programs in an increasingly digital economy where it’s easier than ever for businesses to sign up consumers for their products and services”.
According to the Commission, while negative option marketing programmes are convenient for sellers, the FTC receives thousands of complaints about negative option and recurring subscription practices each year, with the number of complaints steadily rising over the past five years. In 2024, the number of daily complaints rose to nearly 70, up from 42 in 2021.
According to Forbes, the heightened concern around hard-to-cancel subscriptions and memberships has materialised alongside a growing subscription economy, and a spike in subscription prices.
A study conducted in 2022 by Michigan-based C R Research found that 42% of consumers had forgotten they were paying for services they did not use, and that customers generally underestimated the monthly cost of their subscriptions by an average of $133.
In the past, the FTC has gone after companies like Adobe, Amazon, Brigit, and Planet Fitness for allegedly making consumers’ subscriptions hard to cancel.
[Excerpt from Indian Express "FTC Implements Click-to-Cancel Rule for Subscriptions" Dated 19/10/24]
When was the "click-to-cancel" rule approved? 
  • a)
    October 10, 2023
  • b)
    October 16, 2024
  • c)
    October 20, 2024
  • d)
    October 30, 2024
Correct answer is option 'B'. Can you explain this answer?

Crafty Classes answered
The rule was approved on October 16, 2024, with a 3-2 vote.

Directions: Read the passage carefully and answer the questions that follow.
The 14th Biennial Lake Conference, titled ‘Lake 2024 - Wetlands for Human Well-being,' concluded after four days of in-depth discussions at the Dr VS Acharya Hall at Moodbidri on Sunday. Organised by Alva's Education Foundation, the Indian Institute of Science (IISc) Bengaluru, and the Energy and Wetlands Research Group, the conference proposed several actionable recommendations.
Among the key outcomes was the call to notify ecologically sensitive panchayats under Section 5(1) of the Environment Protection Act, 1986, by the MoEFCC to enhance ecosystem health through location-specific conservation efforts.
The conference lauded the designation of the Aghanashini estuary as a Ramsar site on Jan 30. It also advocated for sustainable wetland use in line with Ramsar guidelines.
Lake 2024 also raised concerns about the proposed urbanisation in the Andaman and Nicobar Islands. The forum urged the govt to conduct a carrying capacity assessment before proceeding with various projects.
The conference recommended adopting the Gross Ecosystem Product (GEP) as a metric to account for nature's contributions to society, advocating for the integration of ecological benefits into govt assessments. A natural capital accounting framework was proposed to support eco-compensation policies based on ecosystem services.
Addressing concerns about the ineffectiveness of most gram panchayat biodiversity management committees (BMCs) since the implementation of the
Biodiversity Act, 2002, the forum suggested that zilla panchayats should oversee BMCs to improve ecosystem health and enforce the access and benefit sharing provisions of the MoEFCC. This would be phased in under the supervision of state biodiversity boards.
The vital role of students in documenting ecosystems and biodiversity was emphasised, with Lake 2024 recommending that academic credits be awarded to students participating in biodiversity mapping and inventorying under teacher guidance. The forum also supported the National Education Policy (NEP) 2020's activity-based learning approach and called for its nationwide implementation.
The creation of a Western Ghats Task Force in each peninsular Indian state was suggested to ensure good governance of natural resources, focusing on water and biodiversity conservation for regional food and water security.
During the valedictory function, Swastishri Bhattaraka Charukeerthi Panditacharyavarya Mahaswamiji of Sri Jain Mutt Moodbidri stressed the deep connection between science, knowledge, art, and environmental care. Fr. Melwyn D'Cunha, pro vice-chancellor of St. Aloysius Deemed University, Mangaluru, called on the youth to actively engage in biodiversity conservation.
[Excerpt from Down To Earth "14th Biennial Lake Conference" Dated 22/10/24]
What task force did the conference recommend for each peninsular Indian state? 
  • a)
    Water Conservation Task Force
  • b)
    Wetland Protection Task Force
  • c)
    Western Ghats Task Force
  • d)
    Biodiversity Management Task Force
Correct answer is option 'C'. Can you explain this answer?

Crafty Classes answered
The conference recommended the formation of a Western Ghats Task Force.

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