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Why might the implementation of CBDC expose the financial system to cybersecurity threats?- a)CBDC relies on traditional encryption methods.
- b)CBDC is not connected to the internet.
- c)CBDC involves the collection of personal data.
- d)CBDC introduces digital transactions that could be targeted by cyberattacks.
Correct answer is option 'D'. Can you explain this answer?
a)
CBDC relies on traditional encryption methods.
b)
CBDC is not connected to the internet.
c)
CBDC involves the collection of personal data.
d)
CBDC introduces digital transactions that could be targeted by cyberattacks.
|
Anita Desai answered |
The implementation of Central Bank Digital Currency (CBDC) could expose the financial system to cybersecurity threats because it introduces digital transactions that could be targeted by cyberattacks. This is a concern that needs to be addressed to ensure the security of CBDC.
In which sector do digital signatures play a crucial role in processes such as product design, quality assurance, marketing, and sales?- a)Government Applications
- b)Healthcare Sector
- c)Manufacturing Efficiency
- d)Financial Services
Correct answer is option 'C'. Can you explain this answer?
a)
Government Applications
b)
Healthcare Sector
c)
Manufacturing Efficiency
d)
Financial Services
|
Sanjay Rana answered |
Digital signatures play a crucial role in the manufacturing sector, particularly in processes like product design, quality assurance, marketing, and sales to expedite operations.
What potential challenge is associated with the implementation of Central Bank Digital Currency (CBDC)?- a)Increased privacy concerns
- b)Decreased digital literacy
- c)Reduced cybersecurity risks
- d)Enhanced regulatory clarity
Correct answer is option 'B'. Can you explain this answer?
a)
Increased privacy concerns
b)
Decreased digital literacy
c)
Reduced cybersecurity risks
d)
Enhanced regulatory clarity
|
|
Anita Desai answered |
One potential challenge associated with the implementation of Central Bank Digital Currency (CBDC) is the decreased digital literacy among a significant portion of the population. This lack of digital literacy could hinder the adoption and use of CBDC.
What did the SC Garg Committee recommend regarding cryptocurrencies in India?- a)A complete ban on all digital currencies.
- b)Encouragement of cryptocurrency mining.
- c)No recommendations related to cryptocurrencies.
- d)A ban on holding and trading cryptocurrencies.
Correct answer is option 'D'. Can you explain this answer?
a)
A complete ban on all digital currencies.
b)
Encouragement of cryptocurrency mining.
c)
No recommendations related to cryptocurrencies.
d)
A ban on holding and trading cryptocurrencies.
|
Meera Kapoor answered |
The SC Garg Committee recommended a ban on holding, transacting, or dealing with cryptocurrencies in any form, as mentioned in the text. It proposed penalties, including jail terms and monetary fines, for engaging in cryptocurrency exchange or trading.
What is the primary concern associated with encrypted messages, especially in the context of national security?- a)Encryption makes messages prone to accidental deletion.
- b)Encrypted messages can be exploited by terrorists and non-state entities.
- c)Encryption enhances the security of national communications.
- d)Encryption leads to faster and more efficient communication.
Correct answer is option 'B'. Can you explain this answer?
a)
Encryption makes messages prone to accidental deletion.
b)
Encrypted messages can be exploited by terrorists and non-state entities.
c)
Encryption enhances the security of national communications.
d)
Encryption leads to faster and more efficient communication.
|
|
Aditya Kumar answered |
The primary concern associated with encrypted messages is that they can be exploited by terrorists and non-state entities, posing a threat to national security.
Which cryptographic technique is used to verify the authenticity and integrity of electronic content through a mathematical process?- a)Symmetric Encryption
- b)Asymmetric Encryption
- c)Digital Signature
- d)Public Key Infrastructure (PKI)
Correct answer is option 'C'. Can you explain this answer?
a)
Symmetric Encryption
b)
Asymmetric Encryption
c)
Digital Signature
d)
Public Key Infrastructure (PKI)
|
Kavita Shah answered |
A digital signature is a cryptographic technique used to verify the authenticity and integrity of electronic content. It involves creating an encrypted signature (hash) of a document using a private key, and any alteration to the document invalidates the digital signature.
How does Quantum Key Distribution (QKD) enhance cybersecurity?- a)QKD relies on traditional encryption methods.
- b)QKD makes data breaches easier for malicious actors.
- c)QKD can protect sensitive information from hacking attempts.
- d)QKD has no impact on cybersecurity.
Correct answer is option 'C'. Can you explain this answer?
a)
QKD relies on traditional encryption methods.
b)
QKD makes data breaches easier for malicious actors.
c)
QKD can protect sensitive information from hacking attempts.
d)
QKD has no impact on cybersecurity.
|
Rahul Choudhury answered |
Quantum Key Distribution (QKD) enhances cybersecurity by offering a highly secure method of data encryption. It can protect sensitive information from hacking attempts because of its virtually unhackable nature, based on the fundamental properties of quantum particles.
What is the significance of the open-minded approach suggested by the SC Garg Committee regarding CBDC issuance?- a)It encourages the use of cryptocurrencies.
- b)It promotes a ban on all digital currencies.
- c)It allows the government to issue CBDC.
- d)It recommends the use of physical cash.
Correct answer is option 'C'. Can you explain this answer?
a)
It encourages the use of cryptocurrencies.
b)
It promotes a ban on all digital currencies.
c)
It allows the government to issue CBDC.
d)
It recommends the use of physical cash.
|
|
Suresh Reddy answered |
The open-minded approach suggested by the SC Garg Committee regarding CBDC issuance allows the government to issue Central Bank Digital Currency (CBDC) through the Reserve Bank of India (RBI), as mentioned in the text.
What privacy concern is associated with CBDC implementation?- a)Collection of personal data for verification
- b)Lack of transparency in financial transactions
- c)Decreased government control over currency
- d)Limited access to digital payments
Correct answer is option 'A'. Can you explain this answer?
a)
Collection of personal data for verification
b)
Lack of transparency in financial transactions
c)
Decreased government control over currency
d)
Limited access to digital payments
|
Deepa Iyer answered |
One privacy concern associated with CBDC implementation is the collection of basic individual information for verification purposes. This raises concerns about how personal data is handled and used in the context of CBDC transactions.
Which of the following is NOT one of the key uses of digital signatures mentioned in the text?- a)Streamlining Industries
- b)Government Applications
- c)Cryptocurrency Authentication
- d)Personal Identification Documents
Correct answer is option 'D'. Can you explain this answer?
a)
Streamlining Industries
b)
Government Applications
c)
Cryptocurrency Authentication
d)
Personal Identification Documents
|
|
Sanjay Rana answered |
The text does not mention that digital signatures are used for personal identification documents. Instead, they are primarily used for proof of identity and validation of digital documents.
What is the primary purpose of data encryption in the context of privacy and security?- a)To make data transmission faster.
- b)To restrict access to authorized users.
- c)To increase the size of data files.
- d)To prevent data from being shared.
Correct answer is option 'B'. Can you explain this answer?
a)
To make data transmission faster.
b)
To restrict access to authorized users.
c)
To increase the size of data files.
d)
To prevent data from being shared.
|
|
Sanjay Rana answered |
Data encryption's primary purpose in the context of privacy and security is to restrict access to authorized users, ensuring that only intended recipients or data owners can decipher the data.
Which regulatory compliance mandates the use of encryption for organizations handling user data to protect privacy and security?- a)HIPAA
- b)PCI-DSS
- c)GDPR
- d)ISO 9001
Correct answer is option 'C'. Can you explain this answer?
a)
HIPAA
b)
PCI-DSS
c)
GDPR
d)
ISO 9001
|
|
Aditya Kumar answered |
The General Data Protection Regulation (GDPR) mandates the use of encryption for organizations handling user data to protect privacy and security.
What challenge is associated with encryption regarding social media platforms?- a)It makes it challenging to restrict access to social media.
- b)It can lead to slower internet speeds.
- c)It hinders the distribution of legal content.
- d)It can make it challenging to restrict trolling, hate messages, and illegal content distribution.
Correct answer is option 'D'. Can you explain this answer?
a)
It makes it challenging to restrict access to social media.
b)
It can lead to slower internet speeds.
c)
It hinders the distribution of legal content.
d)
It can make it challenging to restrict trolling, hate messages, and illegal content distribution.
|
|
Aditya Kumar answered |
Encryption can make it challenging to restrict social media trolling, hate messages, and the distribution of illegal content like child pornography, as it ensures privacy in communications.
What is the primary function of Digital Signature Certificates (DSC)?- a)To encrypt electronic content.
- b)To serve as proof of identity.
- c)To secure physical documents.
- d)To replace passports and driver's licenses.
Correct answer is option 'B'. Can you explain this answer?
a)
To encrypt electronic content.
b)
To serve as proof of identity.
c)
To secure physical documents.
d)
To replace passports and driver's licenses.
|
|
Kavita Shah answered |
Digital Signature Certificates (DSC) primarily serve as proof of identity and are used to validate digital documents, messages, or transactions. They are electronic equivalents of physical certificates like passports or driver's licenses.
What is the primary advantage of Quantum Key Distribution (QKD) over traditional encryption methods?- a)QKD relies on mathematical algorithms for security.
- b)QKD uses photons to establish secure communication.
- c)QKD is vulnerable to quantum computing threats.
- d)QKD is not traceable if data interception occurs.
Correct answer is option 'B'. Can you explain this answer?
a)
QKD relies on mathematical algorithms for security.
b)
QKD uses photons to establish secure communication.
c)
QKD is vulnerable to quantum computing threats.
d)
QKD is not traceable if data interception occurs.
|
|
Arun Khatri answered |
The primary advantage of Quantum Key Distribution (QKD) over traditional encryption methods is that it uses the unique properties of quantum particles, such as photons, to establish secure communication channels. Photons offer a higher level of security as they cannot be perfectly copied, and any attempt to measure them will inevitably disturb them, making QKD encryption practically unbreakable.
What encryption technique is used with the secret key generated through Quantum Key Distribution (QKD)?- a)RSA encryption
- b)AES encryption
- c)Quantum encryption
- d)One-time pad encryption
Correct answer is option 'D'. Can you explain this answer?
a)
RSA encryption
b)
AES encryption
c)
Quantum encryption
d)
One-time pad encryption
|
|
Rahul Choudhury answered |
The secret key generated through Quantum Key Distribution (QKD) is used with the one-time pad encryption technique, which is known for its exceptional security. One-time pad encryption uses a truly random key that is as long as the message being encrypted, making it highly secure.
What type of payments does CBDC enable in real-time?- a)Inter-bank settlements
- b)Delayed transactions
- c)Physical cash payments
- d)International wire transfers
Correct answer is option 'A'. Can you explain this answer?
a)
Inter-bank settlements
b)
Delayed transactions
c)
Physical cash payments
d)
International wire transfers
|
|
Meera Kapoor answered |
Central Bank Digital Currency (CBDC) enables real-time inter-bank settlements, allowing transactions to occur instantly without delays. This can streamline financial transactions and improve efficiency in the banking system.
What is the primary benefit of Central Bank Digital Currency (CBDC) in terms of currency management?- a)CBDC reduces digital literacy requirements.
- b)CBDC eliminates the need for digital payments.
- c)CBDC reduces the cost of physical currency management.
- d)CBDC requires additional currency printing.
Correct answer is option 'C'. Can you explain this answer?
a)
CBDC reduces digital literacy requirements.
b)
CBDC eliminates the need for digital payments.
c)
CBDC reduces the cost of physical currency management.
d)
CBDC requires additional currency printing.
|
|
Arun Khatri answered |
The primary benefit of Central Bank Digital Currency (CBDC) is that it reduces the cost associated with physical currency management. CBDC eliminates the need for printing physical currency and storing coins, which can be expensive and cumbersome.
What is the primary purpose of public key encryption in the context of digital signatures?- a)To encrypt documents for secure storage.
- b)To create an encrypted signature of the document.
- c)To decrypt documents for authentication.
- d)To share sensitive information with the public.
Correct answer is option 'B'. Can you explain this answer?
a)
To encrypt documents for secure storage.
b)
To create an encrypted signature of the document.
c)
To decrypt documents for authentication.
d)
To share sensitive information with the public.
|
|
Sanjay Rana answered |
In the context of digital signatures, public key encryption is primarily used to create an encrypted signature (hash) of the document using the signer's private key. This signature is then used to verify the document's authenticity and integrity.
How does public key encryption contribute to website verification, and what does it verify?- a)Public key encryption verifies website content for authenticity.
- b)Public key encryption verifies website ownership by confirming the TLS certificate.
- c)Public key encryption verifies user accounts on a website.
- d)Public key encryption verifies website design and layout.
Correct answer is option 'B'. Can you explain this answer?
a)
Public key encryption verifies website content for authenticity.
b)
Public key encryption verifies website ownership by confirming the TLS certificate.
c)
Public key encryption verifies user accounts on a website.
d)
Public key encryption verifies website design and layout.
|
|
Meera Kapoor answered |
Public key encryption verifies website ownership by confirming that the website's TLS certificate matches its private key. This helps users trust that they are connected to the legitimate website.
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