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All questions of November 2020 for UPSC CSE Exam

Who penned the Book titled “The Age of Pandemic (1817-1920): How they Shaped India And the World”?
  • a)
    Tamal Bandyopadhyay
  • b)
    Randeep Guleria
  • c)
    Gagandeep Kang
  • d)
    Chinmay Tumbe
  • e)
    Chandrakant Lahariya
Correct answer is option 'D'. Can you explain this answer?

Alok Verma answered
Chinmay Tumbe’s 2nd book titled “The Age of Pandemic (1817-1920): How they Shaped India And the World” the book argues that the period between 1817 and 1920 as the age of Pandemic which claimed around 70 million lives, with India as the epicentre.
The book is published by HarperCollins India and is set to publish in December 2020.

India’s first ever e-resource centre ‘Nyay Kaushal’ has been inaugurated (October 31, 2020) in which State/UT?
  • a)
    Karnataka
  • b)
    Maharashtra
  • c)
    Telangana
  • d)
    Tamil Nadu
  • e)
    Gujarat
Correct answer is option 'B'. Can you explain this answer?

Nidhi Pillai answered
India, officially known as the Republic of India, is a country located in South Asia. It is the seventh-largest country by land area and the second-most populous country in the world, with over 1.3 billion people. India shares its borders with Pakistan to the northwest, China and Nepal to the north, Bhutan to the northeast, and Bangladesh and Myanmar to the east. The Indian Ocean lies to the south of India.

India has a diverse culture and is known for its rich history, art, and traditions. It is home to various religions including Hinduism, Islam, Christianity, Sikhism, Buddhism, and Jainism. The country has a parliamentary system of government and is a federal republic, consisting of 28 states and 8 union territories.

India has a mixed economy, with agriculture, manufacturing, and services sectors contributing to its GDP. It is known for its IT and software services industry, and has a growing middle class. However, poverty and income inequality are still prevalent in many parts of the country.

India is also known for its iconic landmarks such as the Taj Mahal, Jaipur's palaces, and the holy city of Varanasi. It has a diverse cuisine with regional specialties, and is famous for its spices and curries. Indian cinema, especially Bollywood, is renowned worldwide for its vibrant and melodramatic films.

Challenges facing India include overpopulation, pollution, poverty, and social inequality. The country is working towards sustainable development and has made progress in areas such as education, healthcare, and women's empowerment. However, there is still a long way to go in addressing these issues.

Overall, India is a country with a rich cultural heritage, a diverse population, and a growing economy. It continues to make strides in various sectors and is an important player on the global stage.

Who is the chairman of the committee formed by NITI Aayog to explore the technological and commercial viability of the Virgin Hyperloop technology for ultrahigh speed travel in India?
  • a)
    Sudhendu Jyoti Sinha
  • b)
    Avinash Chander
  • c)
    V.K. Saraswat
  • d)
    D. K. Aatre
Correct answer is option 'C'. Can you explain this answer?

Poonam Reddy answered
Government think-tank NITI Aayog has formed a high-level panel to explore the technological and commercial viability of the Virgin Hyperloop technology for ultrahigh speed travel in India, weeks after its first test was completed with humans on board.
The committee has NITI Aayog member V.K. Saraswat as its Chairman and Adviser (Infrastructure Connectivity, NITI Aayog) Sudhendu Jyoti Sinha as its convener.

Name the first country to launch world’s first 6G satellite named “UESTC” satellite (Star Era-12)” with an aim to test communications from space?
  • a)
    United States (US)
  • b)
    Japan
  • c)
    China
  • d)
    France
  • e)
    Russiau
Correct answer is option 'C'. Can you explain this answer?

Alok Verma answered
China has successfully launched the world’s first 6G satellite namely “UESTC” satellite (Star Era-12)” into orbit with an aim to test communications from space using high-frequency terahertz (THz) spectrum. It was one of the 13 satellites aboard the Long March-6 rocket, which launched on November 6, 2020 at the Taiyuan Satellite Launch Centre in Shanxi province of China.
The UESTC is named after the University of Electronic Science and Technology of China and will test the performance of the 6G frequency band in space which is expected to be over 100 times faster than 5G which is already expected to be ultra-fast. This 70kg test satellite will also verify a number of smart city, environmental protection and disaster prevention applications, such as crop and forest fire monitoring.

Central Government provided what amount to Regional Rural Banks (RRBs) in order to meet regulatory Capital requirement (November, 2020)?
  • a)
    760 crore
  • b)
    800 crore
  • c)
    500 crore
  • d)
    670 crore
  • e)
    600 crore
Correct answer is option 'D'. Can you explain this answer?

On November 1, 2020, the Central Government has provided Rs 670 crore to Regional Rural Banks (RRBs) in order to raise the Capital to Risk (Weighted) Assets Ratio (CRAR) of about one-third of the 43 RRBs who are suffering losses especially from north-eastern and eastern regions and need funds to meet regulatory capital requirement of 9%.
This infusion would take care of their capital needs till March 31, 2021. As of end March 2020, 17 out of the 45 RRBs had CRAR of less than 9%, of which six RRBs had negative CRAR.
In accordance with National Bank for Agriculture and Rural Development (NABARD), RRBs as a group reported net loss of Rs 2,206 crore in the FY20, as against Rs 652-crore net loss in FY19.
As per the current scheme for recapitalisation of RRBs, the Centre, concerned state governments and the sponsor banks provides capital support in the ratio of 50:15:35, respectively to enable them to meet the regulatory requirement of CRAR.

Who authored the book titled “Pandemonium: The Great Indian Banking Tragedy”?
  • a)
    Pradeep Srivastava
  • b)
    Sarbpreet Singh
  • c)
    Tamal Bandyopadhyay
  • d)
    Anand Neelakantan
  • e)
    Vikas Khanna
Correct answer is option 'C'. Can you explain this answer?

Rhea Reddy answered
“Pandemonium: The Great Indian Banking Tragedy” authored by Tamal Bandyopadhyay provides an insider perspective on the forces that are restructuring the banking system in India, Asia’s 3rd largest economy.
This book, published by Roli Books, provides an understanding about the challenges and economic potential of India.
It is set to release in November 2020.

What is the theme of World Heritage Week 2020? 
  • a)
    Rural Landscapes 
  • b)
    Shared Cultures, Thread Heritage, Shared Responsibility 
  • c)
    Cultural Heritage & Sustainable Tourism 
  • d)
    The Heritage of Sport
Correct answer is option 'B'. Can you explain this answer?

Nikita Singh answered
The World Heritage Week is celebrated by the United Nations Educational, Scientific and Cultural Organization (UNESCO) every year from November 19 to November 25.
The theme for 2020 is ‘Shared Cultures, Thread Heritage, Shared Responsibility’, the aim of which is to raise awareness about the values and conservation of our heritage sites.

Who has won the Emmett Leahy Award 2020?
  • a)
    Charanjit Attra
  • b)
    Dinesh Katre
  • c)
    Vijay P Bhatkar
  • d)
    Dinesh Kumar Khara
  • e)
    Ravi Solanki
Correct answer is option 'B'. Can you explain this answer?

Anaya Patel answered
Dr. Dinesh Katre, Senior Director & Head of Department (HOD), Human-Centred Design and Computing Group, Centre for Development of Advanced Computing (C-DAC), Pune won the Emmett Leahy Award for 2020.
Dr. Vijay P Bhatkar Founder Executive Director of C-DAC and Chancellor of Nalanda University presented the award to Dinesh Katre.
He was honoured with the award for his sustained leadership on the issues of digital stewardship and preservation over the past years. He led the team that developed Digitalaya, e-library and Archiving system.

Axis Bank Ltd is ready to acquire around ______ of the equity share capital of Max life Insurance.
  • a)
    15%
  • b)
    17%
  • c)
    19%
  • d)
    21%
  • e)
    16%
Correct answer is option 'C'. Can you explain this answer?

Axis Bank Ltd along with its subsidiaries namely, Axis Capital Ltd and Axis Securities Ltd (together Axis Entities) has agreed to enter into revised agreements with Max Financial Services (MFS) Ltd to acquire up to 19.002% of the equity share capital of Max Life Insurance Co Ltd (Revised Agreements).
This is in accordance with the Para 5(b) of Master Direction- Reserve Bank of India (Financial Services provided by Banks) Directions, 2016. Earlier the Axis bank was to acquire 17.002% in Max Life Insurance.

Which state/UT government launched the Jeevan Seva app to aid Covid patients and their families for a safe commute to hospitals and healthcare facilities in the city? 
  • a)
    Delhi 
  • b)
    Rajasthan 
  • c)
    Punjab 
  • d)
    Himachal Pradesh
Correct answer is option 'A'. Can you explain this answer?

Rhea Reddy answered
The Delhi government launched the Jeevan Seva app to aid Delhi’s Covid patients and their families for a safe commute to hospitals and healthcare facilities in the city.
The app, launched in collaboration with EVERA will use electric vehicles as ambulances to transfer non-critical cases to healthcare facilities in Delhi, free of cost.

What is the rank of India in the international rankings released by FIFA for November 2020? 
  • a)
    103 
  • b)
    104 
  • c)
    106 
  • d)
    105
Correct answer is option 'B'. Can you explain this answer?

The elite football body, FIFA, has released the international rankings for November 2020, India has moved up to 104, a significant rise of four spots, in the recent FIFA rankings.
Nonetheless, the top six spots remain unchanged in the rankings. Belgium have kept their place on the top, followed by France, Brazil, England, and Portugal.

Which Bank in association with EAP-India introduced an ‘Employee Assistance Program’, a Well-being Programme for its employees and their family members 24×7?
  • a)
    State Bank of India
  • b)
    Punjab National Bank
  • c)
    Bank of Baroda
  • d)
    Indian Bank
  • e)
    Canara Bank
Correct answer is option 'C'. Can you explain this answer?

Nikita Singh answered
Bank of Baroda (BoB) in association with EAP-India introduced an ‘Employee Assistance Program’, a Well-being Programme for its employees and their family members 24×7.
Aim of the Program is to help its employees to tackle their personal and professional problems through psychological counselling and consulting. BoB has entered into partnership with EAP India Pvt Ltd to provide this counselling.

What is the percentage of GDP targeted by the 15th Finance Commission for Health Expenditure by including the health care scenario for the first time in India?
  • a)
    1.2%
  • b)
    1.8%
  • c)
    2.1%
  • d)
    2.5%
  • e)
    2.7%
Correct answer is option 'C'. Can you explain this answer?

Ipsita Dey answered
The Fifteenth Finance Commission (XVFC) led by Chairman Nand Kishore (NK) Singh submitted its Report titled “Finance Commission in Covid Time” for the period of five years from 2021-22 to 2025-26 to the President of India Ram Nath Kovind. It should be noted that this is the first time that a chapter on the health care scenario of the country is introduced along with recommendations in order to boost public-health spending in a post-pandemic era.
The target is that the Centre alone should be able to spend at least 2.1% of GDP (Gross Domestic Product) on health in the next five years.

According to Vancouver-based Resonance Consultancy Ltd., which city topped the “World’s Best Cities for 2021” list in the real estate sector? 
  • a)
    Vienna 
  • b)
    Singapore 
  • c)
    London 
  • d)
    New York
Correct answer is option 'C'. Can you explain this answer?

Nikita Singh answered
Vancouver-based Resonance Consultancy Ltd., which deals in real estate, released its “World’s Best Cities for 2021” list, naming London as the best city.
London was followed by USA’s New York. Only one Indian city Delhi, made it to the list, taking the 62nd position.

United Nations (UN)’s World Science Day for Peace and Development is observed on which date?
  • a)
    November 7
  • b)
    November 8
  • c)
    November 9
  • d)
    November 10
  • e)
    November 11
Correct answer is option 'D'. Can you explain this answer?

Suresh Khanna answered
United Nations (UN)’s World Science Day for Peace and Development is annually celebrated across the globe on 10th November to highlight the role of Science in society and the need to engage the public on the discussion on the emerging scientific issues.
The first World Science Day for Peace and Development was observed on 10 November 2002 under United Nations Educational, Scientific and Cultural Organization (UNESCO) auspices. The theme of the World Science Day for Peace and Development 2020 is “Science for and with Society” with the focus on the “Science for and with Society in dealing with the global pandemic”.

Which State topped the index “Interstate Migrant Policy Index (IMPEX) 2019” released by India Migration Now?
  • a)
    Andhra Pradesh
  • b)
    Goa
  • c)
    Kerala
  • d)
    Rajasthan
  • e)
    Uttar Pradesh
Correct answer is option 'C'. Can you explain this answer?

G.K Academy answered
The Mumbai (Maharashtra) based research non-profit India Migration Now has released “Interstate Migrant Policy Index (IMPEX) 2019” stating integration of interstate migrants. In accordance to this, the states of Kerala, Goa, Rajasthan and Andhra Pradesh (AP) have been most successful in integrating migrant workers. India’s average IMPEX 2019 score for 28 states and the Union Territory (UT) of National Capital Territory (NCT) Delhi is 37 out of 100.
The IMPEX is a regional adaptation of the international Migrant Integration Policy Index (MIPEX). India Migration Now is a venture of the South East Migration Foundation.

Which Bank has become 1st corporate partner of edX from India to offer Massive open online courses?
  • a)
    Bank of Baroda (BOB)
  • b)
    State Bank of India (SBI)
  • c)
    Indian Bank
  • d)
    Canara Bank
  • e)
    Bank of Maharashtra (BOM)
Correct answer is option 'B'. Can you explain this answer?

Kiran Reddy answered
In a bid to develop skill sets of career-oriented individuals, SBI (State Bank of India) has entered into a strategic partnership with edX, a global non-profit education platform to expand the learners’ perspectives and access to knowledge beyond the classrooms. As part of this partnership, SBI will offer its Massive Open Online Courses (MOOCs) on the edX platform (edx.org.) from November 2020.
With this partnership, SBI becomes 1st Corporate Partner of edX from India.
SBI initially will offer 3 courses, namely Unleashing Creativity at the Workplace, Relationship Marketing Strategy for Financial Services, and Conflict Resolution.
These courses will have duration for 4 to 6 weeks. There is no specific academic qualification needed to enroll in the course.

Union Minister for Earth Science (MoES), Harsh Vardhan released the report “Estimating the Economic Benefits of Investment in National Monsoon Mission (NMM) and High-Performance Computing (HPC) Facilities”. Who prepared the Report?
  • a)
    Investment Information and Credit Rating Agency
  • b)
    National Council of Applied Economic Research (NCAER)
  • c)
    Indian Council for Research on International Economic Relations
  • d)
    Sardar Patel Institute of Economic & Social Research
  • e)
    National Institute of Agricultural Economics and Policy Research (NIAP)
Correct answer is option 'B'. Can you explain this answer?

Nikita Singh answered
Union Minister for Earth Science (MoES), Harsh Vardhan released the report “Estimating the Economic Benefits of Investment in National Monsoon Mission (NMM) and High-Performance Computing (HPC) Facilities” prepared by National Council of Applied Economic Research (NCAER) at a function at Prithvi Bhavan, New Delhi. The report was commissioned by MoES.
The report states that for every rupee spent by Government on NMM and HPC programs of MoES, Country gains economic benefits worth Fifty rupees, which is 50 times more benefit on investment over the next Five Years Period.
The report refers to economic benefits as direct monetary gains to crop farmers, livestock rearers, and fishermen in the country. With an initial investment of ~ INR 1000 crores, NMM and HPC facilities have shown a 50-fold increase in their economic benefits.

How much loan amount has been approved by the Asian Development Bank to improve operational efficiencies and resource planning and management in West Bengal? 
  • a)
    $40 million 
  • b)
    $50 million 
  • c)
    $20 million 
  • d)
    $60 million
Correct answer is option 'B'. Can you explain this answer?

Poonam Reddy answered
The Asian Development Bank said it has approved a USD 50 million loan to improve operational efficiencies and resource planning and management in West Bengal.
The loan will support the integration of financial and information system and the expansion of automation reforms in the operations of the state government, which are expected to strengthen the delivery of public services and create fiscal savings.

Which Bank launched ‘SmartHub Merchant Solutions 3.0’, India’s first comprehensive banking and payment solution for merchants with Visa?
  • a)
    ICICI Bank
  • b)
    HDFC Bank
  • c)
    IDFC Bank
  • d)
    Yes Bank
  • e)
    Axis Bank
Correct answer is option 'B'. Can you explain this answer?

I can explain that :-(B) A view of the merchant solutions 3.0 being launched in a virtual event held in Mumbai by Parag rao(left) country head_payment consumer finance markating and digital banking at HDFC bank along with TR
Ramachandran (right) group country manager , india and south asia,visa image credit_ northeast now

India’s first solar energy-driven miniature train has been virtually inaugurated in which state?
  • a)
    Maharashtra
  • b)
    Gujarat
  • c)
    Tamil Nadu
  • d)
    Kerala
  • e)
    Andhra Pradesh
Correct answer is option 'D'. Can you explain this answer?

Nikita Singh answered
India’s first solar energy-driven miniature train was virtually inaugurated at the Veli Tourist Village in Kerala by state’s Chief Minister (CM) Pinarayi Vijayan. Developed with an outlay of Rs 10 crore, this train is a part of Rs 60 crore projects undertaken to make facilities of the Veli tourist village to international standards. Modelled after the vintage steam locomotive, it covers a distance of 2.5 km with three-bogie train and can carry 45 passengers.
Apart from this, he also dedicated Rs 5 crore Urban Park and Rs 2.5 crore swimming pool at the Veli tourist village which is located on the outskirts of the capital Thiruvananthapuram where the Veli Lake meets the Arabian Sea.

Which General Insurance Company launched AI tool ‘IDEAS’ for automatic claim settlements?
  • a)
    ICICI Lombard General Insurance
  • b)
    Bharti AXA General Insurance
  • c)
    Bajaj Allianz General Insurance
  • d)
    Reliance General Insurance
  • e)
    HDFC ERGO General Insurance
Correct answer is option 'E'. Can you explain this answer?

In order to automate the complex process of motor claims, on November 2, 2020, HDFC ERGO General Insurance launched the AI (Artificial Intelligence) tool IDEAS (Intelligent Damage Detection Estimation and Assessment Solution) for motor claim settlements.
The IDEAS module uses Neural Network image processing and Analytics, Machine Learning and Natural Language that supports instant damage detection as well as calculation of the claims estimate for the surveyors to help in motor claims settlement in real-time. It is trained using more than 3,00,000 images over the last 2 years and has been integrated in the surveyor mobile app.

In November 2020, RBI imposed a penalty of Rs 1 crore on Punjab National Bank when it observed that the bank was operating a bilateral ATM sharing arrangement with which bank without RBI’s approval? 
  • a)
    Druk PNB Bank Ltd. 
  • b)
    PNB Gilts Ltd. 
  • c)
    JSC PNB Ltd. 
  • d)
    Tengri PNB Bank Ltd.
Correct answer is option 'A'. Can you explain this answer?

Poonam Reddy answered
State run Punjab National Bank said the RBI has imposed a penalty of Rs 1 crore on it for contravention of the Payment and Settlement Systems Act.
RBI has observed that the Bank was operating a bilateral ATM sharing arrangement with Druk PNB Bank Ltd, Bhutan, (international subsidiary of the Bank), since April, 2010 without the prior approval / authorisation from RBI.

Union Ministry of Family Welfare launched SAANS, a three-month marketing campaign to reduce childhood deaths from which disease? 
  • a)
    Bronchiolitis 
  • b)
    Measles 
  • c)
    Rubella 
  • d)
    Pneumonia
Correct answer is option 'D'. Can you explain this answer?

Iq Funda answered
A three-month marketing campaign to give attention to consciousness technology and early intervention with regard to childhood pneumonia, enabling caregivers throughout the nation to establish vital signs at earlier phases and set off immediate care-seeking with certified suppliers, was launched by the Union Ministry of Family Welfare (MoHFW).
The initiative targets to reduce lower than 5 pneumonia deaths, per a 1000 reside births, to lower than three deaths by 2025 via the accelerated SAANS (Social Action and Awareness to Neutralise Pneumonia Successfully) initiative.

A 14 days long (from 7–21 November 2020) virtual programme named “AIM–Sirius Innovation Programme 3.0” has been launched for school children. It is India’s first bilateral youth innovation initiative with which Country?
  • a)
    Japan
  • b)
    Israel
  • c)
    United States
  • d)
    Russia
  • e)
    France
Correct answer is option 'D'. Can you explain this answer?

Rhea Reddy answered
National Institution for Transforming India (NITI) Aayog’s Atal Innovation Mission (AIM) and Sirius, Russia launched a 14 days long (from 7–21 November 2020) virtual programme named “AIM–Sirius Innovation Programme 3.0” for Indian and Russian school children.
This is the first virtual innovation programme of this series amid COVID-19.
AIM–Sirius Innovation Programme is a first Indo-Russian bilateral youth innovation initiative to develop technological solutions (both web- and mobile-based) for the two countries.

The 13th Urban Mobility India (UMI) Conference 2020 was held virtually first time on the theme “Emerging Trends in Urban Mobility”. What is the aim of UMI?
  • a)
    To keep cities up-to-date with best urban transport practices.
  • b)
    To take care of public transport in urban transportation.
  • c)
    To shift people from rural places to urban places.
  • d)
    To analyze the data and give ranking to the cities as per their performances.
  • e)
    To distributes the funds to the cities for better urban mobility.
Correct answer is option 'A'. Can you explain this answer?

Rhea Reddy answered
The 13th Urban Mobility India (UMI) Conference 2020 was held virtually on the theme “Emerging Trends in Urban Mobility” from New Delhi which was inaugurated by Minister of State-MoS (Independent Charge-IC) Hardeep Singh Puri, Ministry of Housing and Urban Affairs (MoHUA).
This was the first virtual UMI conference amid COVID 19 and was also held for a day as against the usual format of three days without any exhibition. During the Conference the Award of Excellence was conferred upon Capital Region Urban Transport (CRUT), Bhubaneswar (Odisha) and Agartala Smart City Limited (ASCL), Tripura.
The 14th Urban Mobility India (UMI) Conference and Expo 2021 will be held on October 29-31, 2021 in Kochi, Kerala.
AIM of UMI: To disseminate information to the cities in order to keep them up-to-date with best urban transport practices.

Union minister Jitendra Singh laid foundation stone of ‘Comprehensive Mansar Rejuvenation/Development Plan’ recently. The Mansar is the lake located in which state/UT?
  • a)
    Haryana
  • b)
    Punjab
  • c)
    Delhi
  • d)
    Goa
  • e)
    Jammu and Kashmir
Correct answer is option 'E'. Can you explain this answer?

Jitendra Singh, Union MoS(Minister of State) PMO(Prime Minister’s Office), Personnel, Public Grievances, Pensions, Atomic Energy and Space laid foundation stone of ‘Comprehensive Mansar Rejuvenation/Development Plan’ in Jammu, Jammu and Kashmir(J&K) worth Rs.198.37 Crores through virtual mode.
The plan aims to boost the socio-economic development of Jammu region. The plan includes upgradation of existing facilities and development of new projects.

India ranked at which position in the global list of trade bribery risks of 2020? 
  • a)
    65th 
  • b)
    62nd 
  • c)
    71st 
  • d)
    77th
Correct answer is option 'D'. Can you explain this answer?

Poonam Reddy answered
India is ranked 77th in the global list of trade bribery risks of 2020 with 45 points. Trade bribery risk is included in 194 countries, regions and autonomous and semi-autonomous regions in the list of anti-bribery standard setting organization TRACE.
North Korea topped.

Which Cricket player in November 2020 announced his retirement from all forms of the game? 
  • a)
    Sudeep Tyagi 
  • b)
    Shadab Jakati 
  • c)
    Subramaniam Badrinath 
  • d)
    Manpreet Gony
Correct answer is option 'A'. Can you explain this answer?

Anaya Patel answered
Sudeep Tyagi, who played for the Indian national cricket team in four ODIs and a lone T20I as a fast bowler, announced his retirement from all forms of the game.

Where is Second World Health Expo being held?
  • a)
    Wuhan, China
  • b)
    Geneva, Switzerland
  • c)
    New York, USA
  • d)
    New Delhi, India
  • e)
    Paris, France
Correct answer is option 'A'. Can you explain this answer?

Anaya Patel answered
The Second World Health Expo is being held in Hubei’s Capital City, Wuhan in China from November 11-14, 2020. The World Health Expo will showcase the Latest Technology in Fitness Sports and the most realistically restored anti-epidemic Scenes. It will feature 12 different venues for audiences to experience the most frontier health technology. 1st World Health Expo was also held in Wuhan,China from April 7 to 10, 2019.

The committee, led by PK Mohanty, recommended raising the cap on promoter shareholding in private sector banks to what per cent of the paid up equity after 15 years of operation?
  • a)
    15% 
  • b)
    22% 
  • c)
    30% 
  • d)
    26%
Correct answer is option 'D'. Can you explain this answer?

Rhea Reddy answered
A Reserve Bank of India (RBI) panel has recommended raising the cap on promoter shareholding in private sector banks to 26 per cent of the paid up equity after 15 years of operation from 15 per cent.
The committee, led by PK Mohanty, has also proposed converting of payments banks into a small finance bank. For this, the track record of 3 years of experience as payments bank may be considered as sufficient.

Which of the following has partnered with United States Agency for International Development (USAID) to launch Project Kirana in India to enable women entrepreneurs to launch, grow and thrive?
  • a)
    VISA 
  • b)
    Maestro Card 
  • c)
    Mastercard 
  • d)
    American Express
Correct answer is option 'C'. Can you explain this answer?

EduRev UPSC answered
To enable women entrepreneurs to launch, grow and thrive, Mastercard and the United States Agency for International Development (USAID) announced their partnership to launch Project Kirana.
A two-year programme, the project will first be rolled out in select cities of Uttar Pradesh – Lucknow, Kanpur and Varanasi.

Where is the Thirty Meter Telescope (TMT) project being installed, for which Indian Astronomers collaborated with 2020 Physics Nobel Laureate Professor Andrea Ghez?
  • a)
    Maunakea, Hawaii
  • b)
    Hanle, Ladakh
  • c)
    California, USA
  • d)
    Ngari prefecture, China
  • e)
    Bangalore, India
Correct answer is option 'A'. Can you explain this answer?

G.K Academy answered
Indian Astronomers had worked closely with 2020 Physics Nobel Laureate Professor Andrea Ghez for designing of back-end instruments and possible science prospects of the ‘Thirty Meter Telescope (TMT) project’ which is being installed at Maunakea in Hawaii. The project will revolutionize the understanding of the universe and mysteries surrounding it.
The TMT Project is worth $ 2 Billion Project and is a joint venture involving Five Countries (China, Canada, Japan, India and United States). India has committed $200 Million, which is about tenth of proposed cost. The telescope needs 492 precisely polished mirrors and India has contributed 83 of them.

Who of the following has been conferred with the Vatayan Lifetime Achievement Award? 
  • a)
    Nitin Gadkari 
  • b)
    Ramesh Pokhriyal ‘Nishank’ 
  • c)
    Ravi Shankar Prasad 
  • d)
    Prakash Javadekar
Correct answer is option 'B'. Can you explain this answer?

Nikita Singh answered
Union Education Minister Shri Ramesh Pokhriyal ‘Nishank’ was conferred with the Vatayan Lifetime Achievement Award at a virtual ceremony.
The Vatayan award has been given to Pokhriyal for his excellent contribution to the literary works of India.

Shane Watson announced his retirement from all forms of Cricket. He belongs to which Country?
  • a)
    England
  • b)
    New Zealand
  • c)
    Australia
  • d)
    South Africa
  • e)
    Ireland
Correct answer is option 'C'. Can you explain this answer?

Avik Majumdar answered
Former Australian All Rounder Shane Robert Watson announced retirement from all forms of Cricket at the age of 39. He had already announced retirement from International Cricket in 2015 but was playing Franchise-based Cricket tournaments such as Indian Premier League (IPL), Pakistan Super League (PSL).

World’s Longest Serving PM Prince Khalifa bin Salman al Khalifa passed away. He was PM of which Country?
  • a)
    United Arab Emirates (UAE)
  • b)
    Saudi Arabia
  • c)
    Bahrain
  • d)
    Qatar
  • e)
    Lebanon
Correct answer is option 'C'. Can you explain this answer?

Aditi Roy answered
Prince Khalifa bin Salman al Khalifa, Prime Minister (PM) of Bahrain passed away at the age of 84 at Mayo Clinic hospital, United States. He is the World’s Longest Serving PM. He has been serving as PM since 1971. He was born on November 24, 1935 in Jasra, Bahrain.
He has played a vital role in the political and economic affairs of Bahrain for over 3 decades.

Which state government launched ‘Suraksha Abhiyan’ to sensitize the people regarding Covid-19 pandemic and also to collect information regarding symptoms of diseases like TB, Leprosy, sugar and blood pressure? 
  • a)
    Goa 
  • b)
    Haryana 
  • c)
    Rajasthan 
  • d)
    Himachal Pradesh
Correct answer is option 'D'. Can you explain this answer?

Kiran Reddy answered
Himachal Pradesh, the state government launched ‘Him Suraksha Abhiyan’ to sensitize the people regarding Covid-19 pandemic and also to collect information regarding symptoms of diseases like TB, Leprosy, sugar and blood pressure by door to door campaign throughout the State. This campaign will continue till coming 27th December, across the State.

Which country hosted the 2020 Asia-Pacific Economic Cooperation (APEC) Economic Leaders’ Meeting?
  • a)
    Malaysia 
  • b)
    Indonesia 
  • c)
    Australia 
  • d)
    Philippines
Correct answer is option 'A'. Can you explain this answer?

Ameya Banerjee answered
The 2020 Asia-Pacific Economic Cooperation (APEC) Economic Leaders’ Meeting was held under the Chairmanship of Malaysian Prime Minister Tan Sri Muhyiddin Yassin.The theme of the APEC Malaysia 2020 was “Optimising Human Potential Towards a Resilient Future of Shared Prosperity: Pivot. Prioritise. Progress”.

Name the Financial Services Company which has deployed the world’s 1st live PCI certified Tap to Phone card acceptance solution in partnership DigitSecure and HDFC Bank.
  • a)
    RuPay
  • b)
    Mastercard
  • c)
    American Express
  • d)
    Visa
  • e)
    Citi Mastercard
Correct answer is option 'D'. Can you explain this answer?

Visa in partnership with DigitSecure and HDFC Bank deployed the world’s 1st live PCI certified Tap to Phone card acceptance solution.
Objective– To accept safe contactless card payments in seconds through an app on their Near-Field Communication (NFC)-enabled Android smartphones, without the need of any dedicated card acceptance machines.

Which Payment Bank partnered with Bharti AXA General Insurance Co Ltd to offer ‘Smart Drive Private Car Insurance’?
  • a)
    India Post Payments Bank
  • b)
    Paytm Payments Bank
  • c)
    Airtel Payments Bank
  • d)
    Fino Payments Bank
  • e)
    Jio Payments Bank
Correct answer is option 'C'. Can you explain this answer?

Vaibhav Kapoor answered
Airtel Payments Bank, India’s first payments bank partnered with Bharti AXA General Insurance Co Ltd to offer ‘Smart Drive Private Car Insurance’, a comprehensive car insurance for its customers. Purpose of Partnership is to offer car insurance to the customers of Airtel Payments Bank

What is the name of the latest earth observation satellite launched by ISRO (November, 2020) along with 9 international customer satellites from AndhraPradesh?
  • a)
    G Sat-30
  • b)
    India Sat
  • c)
    EOS-1
  • d)
    EOS-2
  • e)
    KALAM SAT
Correct answer is option 'C'. Can you explain this answer?

In its first mission of 2020, Indian Space Research Organisation (ISRO) on November 7, 2020 has launched its latest earth observation satellite EOS-01 from Satish Dhawan Space Centre (SDSC) or Sriharikota Range (SHAR), Andhra Pradesh (AP) along with 9 international customer satellites from Lithuania (1), Luxembourg (4), and the US (4).
These were carried off by Polar Satellite Launch Vehicle (PSLV)-C49. It should be noted that this was PSLVs 51st mission, 76th launch mission from SDSC SHAR, and 110th Spacecraft mission of ISRO. EOS-01 is intended for applications in agriculture, forestry and disaster management support with all-weather and day-and-night observation capability.

Joseph Robinette Biden Jr. (Joe Biden) is set to become the 46th President whereas Kamala Devi Harris will become the First Woman to serve as Vice President of the United States. They belong to which political party?
  • a)
    Republican Party
  • b)
    Libertarian
  • c)
    Green/Socialist Party
  • d)
    American Solidarity
  • e)
    Democratic Party
Correct answer is option 'E'. Can you explain this answer?

Sonal Basak answered
Joe Biden of Democratic Party passed the 270 vote Electoral College required to claim victory in the 2020 United States (U.S.) Presidential election, making him President-elect of the U.S. and Senator Kamala Harris as Vice President-elect. Joe Biden defeated Incumbent U.S. President, Donald Trump & Vice President, Mike Pence of Republican Party in the 2020 elections.
Joseph Robinette Biden Jr. is set to become the 46th President of the United States.
Kamala Devi Harris will become the First Woman, The First Black American and the first American of Asian descent to serve as Vice President of the U.S.
Vice-President elect Kamala Harris is set to become the 49th Vice President of the United States.

Which State has won the first place in the Union ministry of Jal Shakti’s 2nd National Water Awards for 2019 under the best state (normal) category for the conservation and management of water?
  • a)
    Andhra Pradesh
  • b)
    Goa
  • c)
    Kerala
  • d)
    Tamil Nadu
  • e)
    Odisha
Correct answer is option 'D'. Can you explain this answer?

Rajiv Reddy answered
Tamil Nadu won first place in the Union ministry of Jal Shakti’s 2nd National Water Awards for 2019 under the best state (normal) category for the conservation and management of water. K Manivasan, PWD Secretary will receive the Best State Award on behalf of Tamil Nadu Government. The Awards will be presented during the 2-day virtual ceremony on 11th and 12th November 2020. Around 98 awards in 16 different categories will be presented during the virtual event.

In November 2020, Moody’s Investors Service revised its GDP contraction for India in 2020-21 to what percent?
  • a)
    11.5%
  • b)
    9.7%
  • c)
    10.6%
  • d)
    9.1%
Correct answer is option 'C'. Can you explain this answer?

Nikita Singh answered
Moody’s Investors Service has revised its GDP projection for India in 2020-21 to a 10.6% contraction compared to a 11.5% drop it had estimated.

Chapter doubts & questions for November 2020 - Current Affairs & Hindu Analysis 2021 2025 is part of UPSC CSE exam preparation. The chapters have been prepared according to the UPSC CSE exam syllabus. The Chapter doubts & questions, notes, tests & MCQs are made for UPSC CSE 2025 Exam. Find important definitions, questions, notes, meanings, examples, exercises, MCQs and online tests here.

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