All questions of October 2020 for UPSC CSE Exam

(A) SBI e-mudra

31st March 2021

Aa

A

The Reserve Bank of India (RBI) has recently fixed the minimum Net Owned Fund (NOF) size for housing finance companies (HFCs) at Rs 25 crore.

Explanation:
- The Net Owned Fund (NOF) is a measure of a company's net worth, which is calculated by deducting the total liabilities from the total assets.
- The RBI has set a minimum NOF requirement for HFCs to ensure that these companies have sufficient capital to carry out their operations and meet their financial obligations.
- The minimum NOF size for HFCs has been increased from the previous requirement of Rs 10 crore to Rs 25 crore.
- This increase in the minimum NOF size is aimed at strengthening the financial stability of HFCs and ensuring their ability to withstand any financial shocks.
- The RBI has also stated that HFCs which do not meet the minimum NOF requirement within the given timeline will not be able to accept public deposits or renew existing deposits.
- This move by the RBI is in line with its efforts to regulate and supervise the housing finance sector more effectively, as HFCs play a crucial role in providing long-term funding for the housing sector.
- The increase in the minimum NOF size will help to ensure that only financially sound HFCs are operating in the market, thereby reducing the risk of defaults and improving the overall stability of the housing finance sector.
- It will also help to enhance investor confidence in the housing finance sector and promote the growth of sustainable and responsible lending practices.
- HFCs are now required to comply with the minimum NOF requirement by March 31, 2022.
- Overall, this move by the RBI is expected to strengthen the housing finance sector and contribute to the growth and development of the Indian economy.

Dr. Jatendra Singh has released a Coffee Table book on "Discovering the Heritage of Assam" written by Padampani Bora and having foreword by Amitabh Bachchan...

Option B. Padampani Bora

The the author examines a series of interconnected events that led to the rise of khalistan movement, operation blue Star, assassination of prime minister Indira Gandhi in 1984 and anti-sikh violence and least thereafter. The book stries to answer critical questions that continue to linger till today.

The current interest rate, which is for Q3 (October – December) FY 2020-21 has been fixed at 7.1%. Investments made in Public Provident Fund are offered at interest rates that are set by the central Government for every quarter (every three months) of the year.

Introduction:
The Anemia Mukt Bharat Index measures the prevalence of anemia among women and children in different states of India. Anemia is a major public health concern in India, with significant implications for maternal and child health. The index aims to assess the progress made by states in combating anemia and improving the overall health and well-being of its population.

Explanation:
The correct answer is option 'A', Haryana, as it topped the Anemia Mukt Bharat Index. Here's an explanation of why Haryana achieved the top position:

1. Implementation of Anemia Control Programs:
Haryana has implemented various programs and initiatives to control anemia effectively. These programs focus on improving nutrition, promoting the consumption of iron-rich foods, providing iron and folic acid supplements, and ensuring access to adequate healthcare services.

2. Focus on Women and Children:
Haryana has given special attention to the health and well-being of women and children, who are particularly vulnerable to anemia. The state has implemented targeted interventions to address anemia in pregnant women, lactating mothers, and children under five years of age.

3. Collaboration with Multiple Stakeholders:
Haryana has collaborated with various stakeholders, including the government, healthcare providers, community-based organizations, and civil society, to implement anemia control programs effectively. This multi-sectoral approach has helped in creating awareness, ensuring the availability of necessary resources, and monitoring the progress towards anemia reduction.

4. Health Infrastructure and Services:
Haryana has invested in strengthening its health infrastructure and services to improve the accessibility and quality of healthcare. This includes establishing anemia screening and treatment facilities, training healthcare professionals, and promoting regular health check-ups.

5. Data Collection and Monitoring:
Haryana has prioritized data collection and monitoring to track the prevalence of anemia and evaluate the effectiveness of intervention programs. This data-driven approach has enabled the state to identify high-risk areas, target resources accordingly, and measure the impact of its initiatives.

Conclusion:
Haryana's leadership in the Anemia Mukt Bharat Index reflects its commitment to addressing the issue of anemia and improving the health outcomes of its population. The state's comprehensive approach, focused interventions, collaboration with stakeholders, and investment in health infrastructure have contributed to its success in tackling anemia effectively. However, it is important for other states to learn from Haryana's experience and replicate successful strategies to combat anemia and achieve better health outcomes for their populations.

Lewis Hamilton

In 2020 the global WOD campaign theme is ' THAT'S OSTEOPOROSIS' highlighting emotionally impactful visuals and stories of real people living with osteoporosis in all regions of the world.