Explanation:
Accounting information is the financial information that is used by various stakeholders to make decisions. The users of accounting information are classified into two categories, internal and external users. The internal users are the management of the company, while the external users are the investors, creditors, lenders, customers, and other stakeholders. Among these external users, the following are the major users of accounting information:

Creditors: Creditors are the individuals or institutions who lend money to the company. They use the accounting information to assess the creditworthiness of the company and make decisions on lending money. They are interested in the financial position of the company, its liquidity, profitability, and debt servicing abilities.

Lenders: Lenders are the financial institutions that provide loans to the company. They use the accounting information to evaluate the creditworthiness of the company and make decisions on lending money. They are interested in the financial position of the company, its liquidity, profitability, and debt servicing abilities.

Customers: Customers are the individuals or businesses who purchase goods or services from the company. They use the accounting information to evaluate the financial stability of the company and make decisions on the long-term relationship with the company. They are interested in the quality of the products or services, the price, and the reliability of the company.

Conclusion: Therefore, all of the above-mentioned external users, i.e., creditors, lenders, and customers, use accounting information to make decisions. Hence, the correct answer is option 'D', i.e., all of the above.