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In India , the term "Financial Inclusion" was used for the first time in __________ year.
- a)1996
- b)2000
- c)2002
- d)2005
- e)2010
Correct answer is option 'D'. Can you explain this answer?
Most Upvoted Answer
In India , the term "Financial Inclusion" was used for the f...
- Financial inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost.
- Financial Inclusion, broadly defined, refers to universal access to a wide range of financial services at a reasonable cost. These include not only banking products but also other financial services such as insurance and equity products.
- RBI has adopted a bank-led model for achieving financial inclusion and removed all regulatory bottle necks in achieving greater financial inclusion in the country.
- In the Indian context, the term ‘Financial Inclusion' was used for the first time in April 2005 in the Annual Policy Statement presented by Y.Venugopal Reddy, the then Governor, Reserve Bank of India.
- Pradhan Mantri Jan-Dhan Yojana, the National Mission for Financial Inclusion to ensure access to financial services, namely Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
- This Financial Inclusion campaign was launched by the Hon'ble Prime Minister on 28 August 2014.
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