Explanation:
To understand this question, we need to first understand the difference between the Passbook and Cashbook.

Passbook: It is a record of all the transactions that take place in a bank account. The passbook is updated by the bank and contains details of all the credits and debits to the account.

Cashbook: It is a record of all the transactions that take place in a business. The cashbook records all the cash inflows and outflows in the business.

To reconcile the Passbook and Cashbook, we need to make adjustments to both the Passbook and Cashbook. The adjustments that need to be made are as follows:

Adjustments to Passbook:
1. Interest given by Bank
2. Cheque deposited but not cleared
3. Payment made by bank under standing instructions

Adjustments to Cashbook:
1. Interest charged by Bank
2. Cheque issued but not presented for payment
3. Bank charges and fees

Now, coming to the question at hand, we need to deduct the following from the balance as per Passbook to get the balance as per Cashbook:

Option A: Interest given by Bank
Interest given by the bank is a credit entry in the Passbook. This means that the bank has credited the account with interest. However, in the Cashbook, interest charged by the bank is recorded as an expense. Therefore, to reconcile the Passbook and Cashbook, we need to deduct the interest given by the bank from the balance as per Passbook.

Option B: Interest charged by Bank
Interest charged by the bank is recorded as an expense in the Cashbook. Therefore, to reconcile the Passbook and Cashbook, we need to add the interest charged by the bank to the balance as per Cashbook.

Option C: Cheque deposited but not cleared
Cheque deposited but not cleared is a credit entry in the Passbook. However, in the Cashbook, this entry is not recorded as income until the cheque is cleared. Therefore, to reconcile the Passbook and Cashbook, we need to deduct the cheque deposited but not cleared from the balance as per Passbook.

Option D: Payment made by bank under standing instructions
Payment made by the bank under standing instructions is a debit entry in the Passbook. However, in the Cashbook, this entry is already recorded as an expense. Therefore, there is no need to make any adjustments for this entry.

Conclusion:
To get the balance as per Cashbook, we need to deduct the interest given by the bank from the balance as per Passbook.