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All questions of July 2021 for UPSC CSE Exam

Industrialist N.S. Srinivasa Murthy has been appointed as the first honorary consul general of which country from India? 
  • a)
    Uganda 
  • b)
    Vietnam 
  • c)
    Sierra Leone 
  • d)
    Guinea
Correct answer is option 'B'. Can you explain this answer?

Rhea Reddy answered
Industrialist N.S. Srinivasa Murthy based in Bengaluru has been appointed as Honorary Consul General of Vietnam for Karnataka. He is the first honorary consul general of Vietnam from India

The Arun Jaitley National Institute of Financial Management (AJNIFM) partnered with which company to build an AI and emerging technologies Centre of Excellence? 
  • a)
    HCL 
  • b)
    Microsoft 
  • c)
    IBM 
  • d)
    Genpact
Correct answer is option 'B'. Can you explain this answer?

Vinod Mehta answered
The Arun Jaitley National Institute of Financial Management (AJNIFM) and Microsoft have formed a strategic partnership to build an AI and emerging technologies Centre of Excellence.

Who has compiled and edited ‘Kamala Harris and the Rise of Indian Americans’, anthology to document the historic election of Kamala Harris as the Vice President of the United States? 
  • a)
    Rahul Mehta 
  • b)
    Vikram Khana 
  • c)
    Tarun Basu 
  • d)
    Subhash Awasthi
Correct answer is option 'C'. Can you explain this answer?

Nikita Singh answered
A group of influential Indian-Americans, scholars, diplomats and entrepreneurs have come together to write an anthology ‘Kamala Harris and the Rise of Indian Americans’ to document the historic election of Kamala Harris as the Vice President of the United States and the rise of the small but powerful Indian diaspora in this country.
Compiled and edited by veteran Indian editor Tarun Basu

Which state has become the first in the country to launch an automated auditory brainstem response system (AABR) under universal newborn hearing screening programme? 
  • a)
    Bihar 
  • b)
    Madhya Pradesh 
  • c)
    Punjab 
  • d)
    Karnataka
Correct answer is option 'C'. Can you explain this answer?

Poonam Reddy answered
To manage hearing loss in newborn and young children, Punjab government launched an automated auditory brainstem response system (AABR) under universal newborn hearing screening programme. By doing so, Punjab has become the first state in the country to introduce the system.

Where was the seventh edition of the Indian Ocean Naval Symposium (IONS) hosted? 
  • a)
    USA 
  • b)
    Italy 
  • c)
    France 
  • d)
    Germany
Correct answer is option 'B'. Can you explain this answer?

Nikita Singh answered
The seventh edition of the Indian Ocean Naval Symposium (IONS), which was hosted by the French Navy at La Reunion in Italy, concluded. Admiral Karambir Singh, Chief of the Naval Staff, Indian Navy, participated virtually in the inaugural session of the three-day event.

Where was the NAMO app drive launched for wider reach to the people who would be able to convey their issues or problems directly to the Prime Minister Narender Modi? 
  • a)
    Odisha 
  • b)
    Maharashtra 
  • c)
    Delhi 
  • d)
    Uttar Pradesh
Correct answer is option 'D'. Can you explain this answer?

Raksha Datta answered
Overview of the NAMO App Drive
The NAMO app drive was launched with the intention of enhancing communication between the Prime Minister of India, Narendra Modi, and the citizens of the country. This initiative aims to ensure that the voices of the people are heard directly by the government.
Launch Location
- The drive was specifically launched in Uttar Pradesh.
- This state was chosen due to its significant population and strategic importance in Indian politics.
Objectives of the NAMO App
- To provide a platform for citizens to convey their issues, problems, and suggestions directly to the Prime Minister.
- To increase public engagement and participation in governance.
- To facilitate a two-way communication channel where people can also receive updates and information about government initiatives.
Impact of the Drive
- The NAMO app aims to empower citizens by giving them a voice in the political process.
- It helps in bridging the gap between the government and the general populace, fostering a sense of community and involvement.
Conclusion
The successful launch of the NAMO app drive in Uttar Pradesh signifies the government's commitment to engaging with the public. By utilizing technology, the Prime Minister hopes to create a more responsive and accountable administration, ensuring that the concerns of citizens are addressed effectively.

Which country’s government has announced to develop alternative social media platform for Facebook, Whatsapp named ‘Jogajog’ and ‘Alapan’ respectively? 
  • a)
    Bangladesh 
  • b)
    Syria 
  • c)
    Maldives 
  • d)
    UK
Correct answer is option 'A'. Can you explain this answer?

Suresh Khanna answered
The Bangladesh government is working to develop a social media platform named ‘Jogajog’ as an alternative to Facebook. The platform will help the local entrepreneurs to create their own marketplace for sharing information and data without depending on any foreign platform.
The government is also working to develop a communication app ‘Alapan’ as an alternative to Whatsapp.

What is the deadline set up by the Supreme Court of India to implement the ‘One Nation One Ration Card’ system? 
  • a)
    July 31, 2021 
  • b)
    August 1, 2021 
  • c)
    August 31, 2021 
  • d)
    September 30, 2021
Correct answer is option 'A'. Can you explain this answer?

Rohit Jain answered
THE Supreme Court set a deadline of July 31 for states to implement the ‘One Nation One Ration Card’ system and for the Centre to create a national database of unorganised workers.

Vinay Prakash has been named as Resident Grievance Officer for India by which platform? 
  • a)
    Facebook 
  • b)
    Twitter 
  • c)
    Whatsapp 
  • d)
    Google
Correct answer is option 'B'. Can you explain this answer?

Poonam Reddy answered
Twitter has named Vinay Prakash as its Resident Grievance Officer for India. The microblogging platform also released the India Transparency report which is required to be published under India’s new IT rules

Zaila Avant-garde who has won the 2021 Scripps National Spelling Bee hails from which country? 
  • a)
    USA 
  • b)
    Gambia 
  • c)
    Australia 
  • d)
    Poland
Correct answer is option 'A'. Can you explain this answer?

Vikram Verma answered
Zaila Avant-garde, an African-American, from New Orleans in Louisiana, has won the 2021 Scripps National Spelling Bee. The 14-year-old Avant-garde, who is also an accomplished basketball player, is the first African-American contestant to win the prestigious competition in its 93 years history.

Which mobile app has been launched by Institute of Chartered Accountants of India, ICAI for students of foundation, intermediate and final course students to provide next-generation interactive learning? 
  • a)
    ICAI-VOG 
  • b)
    ICAI-BOS 
  • c)
    ICAI-POL 
  • d)
    ICAI-DOF
Correct answer is option 'B'. Can you explain this answer?

Suresh Khanna answered
Institute of Chartered Accountants of India, ICAI launched a mobile app for students of foundation, intermediate and final course students. The mobile app named, “ICAI-BOS” will have to potential to provide next-generation interactive learning and innovative ways to improve quality services to the students and to establish a strong connection with them as well. The ICAI Board of Studies (Academics) launched the mobile app.

Union government increased the Dearness Allowance to Central Government employees and Dearness Relief to pensioners from existing 17 per cent of the Basic Pay and Pension to what per cent? 
  • a)
    28% 
  • b)
    25% 
  • c)
    30% 
  • d)
    21%
Correct answer is option 'A'. Can you explain this answer?

Alok Verma answered
The Union Cabinet chaired by Prime Minister Narendra Modi gave its approval to hike the Dearness Allowance to Central Government employees and Dearness Relief to pensioners from existing 17 per cent of the Basic Pay and Pension to 28 per cent.

Which of the following has modified the norms for interest on unclaimed amount after a term deposit matures? 
  • a)
    Finance Ministry 
  • b)
    Reserve Bank of India 
  • c)
    Department of Financial Services 
  • d)
    National Securities Depository Limited
Correct answer is option 'B'. Can you explain this answer?

Nikita Singh answered
RBI has decided that if a term deposit matures and proceeds are unpaid, the amount left unclaimed with the bank shall attract rate of interest as applicable to savings account or the contracted rate of interest on the matured TD, whichever is lower.

The Federation of Indian Export Organisations (FIEO) has inked an MoU with which of the following to support micro, small and medium enterprise (MSME) exporters in India?
  • a)
    Transport Corporation of India 
  • b)
    TCI Express 
  • c)
    Aegis Logistics 
  • d)
    Aramex India
Correct answer is option 'D'. Can you explain this answer?

Rohit Jain answered
The Federation of Indian Export Organisations (FIEO) said it has inked a memorandum of understanding with logistics service provider Aramex India to support micro, small and medium enterprise (MSME) exporters in India.

In a major boost to Atmanirbhar Bharat and strengthening Army, Defence Research and Development Organisation (DRDO) successfully flight tested indigenously developed low weight, fire and forget MPATGM. What does 1st M stands for in MPATGM? 
  • a)
    Must 
  • b)
    Mission 
  • c)
    Missile 
  • d)
    Man
Correct answer is option 'D'. Can you explain this answer?

Vikram Verma answered
In a major boost to Atmanirbhar Bharat and strengthening Army, Defence Research and Development Organisation (DRDO) successfully flight tested indigenously developed low weight, fire and forget Man-Portable Anti-Tank Guided Missile (MPATGM).

According to Asian Development Bank, what is the expected India’s economic growth forecast for the current financial year? 
  • a)
    9% 
  • b)
    12% 
  • c)
    10% 
  • d)
    11%
Correct answer is option 'D'. Can you explain this answer?

Vt Sir - Kota answered
The Asian Development Bank has downgraded India’s economic growth forecast for the current financial year to 10 per cent, from 11 per cent projected in April, on account of the adverse impact of the coronavirus pandemic. The projection for FY2022 (ending in March 2023) is upgraded from 7 per cent to 7.5 per cent as economic activity normalises.

Which of the following is planning to launch Central Bank Digital Currency (CBDC) in the near future?
  • a)
    Reserve bank of India 
  • b)
    Finance Ministry 
  • c)
    External Affairs Ministry 
  • d)
    State Bank of India
Correct answer is option 'A'. Can you explain this answer?

Vt Sir - Kota answered
Reserve bank of India is planning to launch Central Bank Digital Currency (CBDC) in the near future. Deputy Governor T Rabi Shankar said, RBI is currently working towards a phased implementation strategy and examining use cases which could be implemented with little or no disruption.

The Ministry of Electronics and Information Technology (MeitY) has signed a MoU with which company to enable map services in UMANG App? 
  • a)
    Allmapdata 
  • b)
    Geospatial data 
  • c)
    MapmyIndia 
  • d)
    Ceinfo
Correct answer is option 'C'. Can you explain this answer?

Vt Sir - Kota answered
To further enhance the initiatives of Digital India Programme, the Ministry of Electronics and Information Technology (MeitY) has enabled map services in UMANG App ‘ through Memorandum of Understanding with MapmyIndia.

Which country took over the Presidency of the UN Security Council from August 1? 
  • a)
    India 
  • b)
    USA 
  • c)
    China 
  • d)
    Germany
Correct answer is option 'A'. Can you explain this answer?

Poonam Reddy answered
India will take over the Presidency of the UN Security Council on August 1 and is set to host signature events in three major areas of maritime security, peacekeeping and counterterrorism during the month.

In July 2021, government announced how much quota for Other Backward Classes (OBCs) in the medical and dental courses? 
  • a)
    19% 
  • b)
    27% 
  • c)
    10% 
  • d)
    15%
Correct answer is option 'B'. Can you explain this answer?

Vt Sir - Kota answered
Twenty-seven percent of the all-India quota admissions for medical and dental courses will be reserved for Other Backward Classes (OBCs) starting this academic year, the Union health ministry said. An additional 10% will be reserved for the Economically Weaker Section (EWS).

In which state is the ‘Asha Bonalu’ festival celebrated? 
  • a)
    Telangana 
  • b)
    Odisha 
  • c)
    Bihar 
  • d)
    Uttarakhand
Correct answer is option 'A'. Can you explain this answer?

Vt Sir - Kota answered
Telangana celebrated the ‘Asha Bonalu’ festival, one of the biggest traditional folk festivals in the state. The Bonalu festival was declared a ‘state festival’ by the K Chandrasekhar Rao-led government after the state’s formation back in 2014.

Union Minister of Education Dharmendra Pradhan announced to set up a National Research Foundation (NRF) to strengthen the research ecosystem in the country. What is the total proposed outlay of NRF? 
  • a)
    Rs 50,000 crore 
  • b)
    Rs 30,000 crore 
  • c)
    Rs 70,000 crore 
  • d)
    Rs 10,000 crore
Correct answer is option 'A'. Can you explain this answer?

Aswin Asok answered
The announcement of NRF with an outlay of 50,000 crore is to develop India's potential as a global innovation hub . Through this , we can prioritise our thrust areas and have a place in the world's leading economies. It will help India to become the R&D epicenter of the world which in turn attract foreign investors and other global business giants.

Which association launched first of its kind global Mobility Aids Action Group to examine and improve the transport journey of mobility aids, including wheelchairs? 
  • a)
    Airports Authority of India 
  • b)
    International Air Transport Association 
  • c)
    Airports Council International Europe 
  • d)
    International Association of Travel Agents Network
Correct answer is option 'B'. Can you explain this answer?

Vinod Mehta answered
The International Air Transport Association (IATA) has launched a global Mobility Aids Action Group to examine and improve the transport journey of mobility aids, including wheelchairs, with the objective of improving the handling of this vital equipment for travelers with disabilities.

Documentary, “Decoding Shankar” about the life and career of the celebrated musician Shankar Mahadevan, which won the Best Film Award in the Documentary section (Best Biographical) at the Toronto International Women Film Festival, 2021, has been touted by whom? 
  • a)
    Charu Nanda 
  • b)
    Bandita Roy 
  • c)
    Deepti Pillay 
  • d)
    Preeti Sharma
Correct answer is option 'C'. Can you explain this answer?

Alok Verma answered
Freelance filmmaker Deepti Pillay Sivan’s most touted documentary, “Decoding Shankar” about the life and career of the celebrated musician Shankar Mahadevan, recently won the Best Film Award in the Documentary section (Best Biographical) at the Toronto International Women Film Festival, 2021.

In June 2021, RBI issued instructions for the appointment of MD/WTD in Urban Co-operative Banks. According to this, the tenure of the managing director (MD)/ WTD shall not be for a period more than how many years at a time?
  • a)
  • b)
  • c)
  • d)
    2
Correct answer is option 'B'. Can you explain this answer?

Kiran Reddy answered
The tenure of the managing director (MD)/ WTD shall not be for a period more than five years at a time subject to a minimum period of three years at the time of first appointment, unless terminated or removed earlier, and shall be eligible for re-appointment. Also, the post of the MD or WTD cannot be held by the same incumbent for more than 15 years, the RBI said.
Chiefs of public sector banks are typically appointed by the government for a term of three years or until the appointee reaches the age of 60, whichever occurs first. Private bank MD-CEOs are appointed by their respective boards, subject to approval by the RBI, and can hold the post till the age of 70.
The person shall not be below the age of 35 years and above the age of 70 years at any time during his/ her term in office.

Where did the Indian Railways open its first movable freshwater tunnel aquarium? 
  • a)
    Yeshwanthapura Railway Station 
  • b)
    Krantivira Sangolli Rayanna Railway Station 
  • c)
    Krishnadevaraya Halt 
  • d)
    Malleswaram Railway Station
Correct answer is option 'B'. Can you explain this answer?

Kiran Reddy answered
Indian Railway Stations Development Corporation Ltd(IRSDC) in collaboration with HNi Aquatic Kingdom has opened Indian Railways first movable freshwater tunnel aquarium at the Krantivira Sangolli Rayanna Railway Station in Bengaluru for the general public.

Which insurance company has launched Saran Pension Plan? 
  • a)
    United India Insurance Company 
  • b)
    Oriental Insurance Company 
  • c)
    National Insurance Corporation 
  • d)
    Life Insurance Corporation
Correct answer is option 'D'. Can you explain this answer?

Alok Verma answered
The Life Insurance Corporation (LIC) has launched a new annuity plan. The new scheme is called — LIC Saral Pension plan. According to the corporation, it is a non-linked, non-participating, single premium, individual immediate annuity plan.

According to the International Energy Agency (IEA), India is expected to add how much megawatt (MW) of hydropower projects by 2030?
  • a)
    29,000 MW 
  • b)
    35,000 MW 
  • c)
    26,000 MW 
  • d)
    32,000 MW
Correct answer is option 'C'. Can you explain this answer?

Suresh Khanna answered
Buoyed by the increasing policy support from the government, the International Energy Agency (IEA) expects the country to add 26,000 megawatt (MW) of hydropower projects by 2030.

Where in India is Asia’s Longest And World’s Fifth-Longest High Speed Track being inaugurated by Union Minister Prakash Javadekar? 
  • a)
    Surat 
  • b)
    Bikaner 
  • c)
    Pithampura 
  • d)
    Jamshedpur
Correct answer is option 'C'. Can you explain this answer?

Poonam Reddy answered
Asia’s longest and the world’s fifth high speed test track (11.3km) was inaugurated at National Automotive Test Tracks (NATRAX) in Pithampur, MP. Union Minister Prakash Javadekar virtually inaugurated the new facility at NATRAX being built under NATRiP (National Automotive Testing and R&D Infrastructure Project) of the Heavy Industries Ministry.

Where is the India’s first ‘Grain ATM’ set up to avoid long queues for ration and getting less ration from the shopkeeper? 
  • a)
    Bhopal 
  • b)
    Gandhinagar 
  • c)
    Gurugram 
  • d)
    Agra
Correct answer is option 'C'. Can you explain this answer?

Vt Sir - Kota answered
Consumers in Gurugram will no longer have to stand in long queues, nor worry about the shopkeeper giving less ration, as India’s first ‘Grain ATM’ has been set up in the district as a pilot project.

The government has sanctioned loan worth how much amount under Pradhan Mantri Mudra Yojana since inception of the Scheme in April, 2015 as announced by it in July 2021? 
  • a)
    Rs 15,81,000 cr 
  • b)
    Rs 15,34,000 cr 
  • c)
    Rs 15,65,000 cr 
  • d)
    Rs 15,97,000 cr
Correct answer is option 'D'. Can you explain this answer?

Vt Sir - Kota answered
In July 2021, Government has said that over 30 crore loans amounting to 15 lakh 97 thousand crore rupees have been sanctioned under Pradhan Mantri Mudra Yojana since inception of the Scheme in April, 2015. Under the scheme, institutional credit up to 10 lakh rupees is provided for entrepreneurial activities to micro and small business units.

RBI raised the limit of loans from what amount up to Rs 5 cr to other banks’ directors without board approval? 
  • a)
    Rs 10 lakhs 
  • b)
    Rs 50 lakhs 
  • c)
    Rs 80 lakhs 
  • d)
    Rs 25 lakhs
Correct answer is option 'D'. Can you explain this answer?

Suresh Khanna answered
The Reserve Bank of India has raised the limit on loans to be sanctioned to directors or associates without board approval for the first time in 26 years to Rs. 5 crore from Rs. 25 lakhs last set in 1996.

LIC Cards Services Limited (LIC-CSL) in association with which bank has launched two new co-branded RuPay Credit Cards – ‘Eclat’ and ‘Lumine’? 
  • a)
    ICICI Bank 
  • b)
    Bank of Baroda 
  • c)
    Federal bank 
  • d)
    IDBI bank
Correct answer is option 'D'. Can you explain this answer?

Alok Verma answered
LIC Cards Services Limited (LIC-CSL) and IDBI Bank announced that they’ve launched two new co-branded RuPay Credit Cards. This LIC card will be designated as the LIC CSL ‘Eclat’ Select Credit Card and the ‘Lumine’ Platinum Credit Card. As per the release, the credit cardholder will apparently be able to gain access to a range of new benefits that have been termed, ‘the best in class’.

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