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Who among the following can join the National Pension System (NPS)?
  • a)
    Resident Indian citizens only
  • b)
    Persons of age from 21 to 55 only
  • c)
    All State Government employees joining the services after the date of notification by the respective State Governments
  • d)
    All Central Government employees including those of Armed Forces joining the services on or after 1St April, 2004
Correct answer is option 'C'. Can you explain this answer?
Verified Answer
Who among the following can join the National Pension System (NPS)?a)R...
NPS (National Pension System) is a defined contribution based Pension Scheme launched by Government of India. Eligibility
- NPS is applicable to all new employees of Central Government service (except Armed Forces) and Central Autonomous Bodies joining Government service on or after 1st January 2004.
- NPS is applicable to all the employees of State Governments, State Autonomous Bodies joining services after the date of notification by the respective State Governments.
- All citizens of India between the age of 18 and 60 years as on the date of submission of his / her application to Point of Presence (POP) / Point of Presence
- Service Provider (POP-SP) can join NPS. Recently, NRIs were also allowed to open National Pension Scheme (NPS) accounts online.
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Most Upvoted Answer
Who among the following can join the National Pension System (NPS)?a)R...
The correct answer is option 'C': All State Government employees joining the services after the date of notification by the respective State Governments.

The National Pension System (NPS) is a voluntary retirement savings scheme introduced by the Government of India. It aims to provide retirement income to all citizens of India, including those in the unorganized sector, by encouraging them to invest in a pension account during their working years.

The eligibility criteria for joining the NPS are as follows:

All State Government employees joining the services after the date of notification by the respective State Governments: State Government employees who joined the service after the date of notification by their respective State Governments are eligible to join the NPS. This means that if a State Government has issued a notification stating that its employees should join the NPS, then all new employees joining the service after that notification will be required to join the NPS.

It is important to note that this eligibility criterion applies to State Government employees only. Central Government employees, including those of the Armed Forces, have a separate eligibility criterion.

Other eligibility criteria for joining the NPS include:

- Resident Indian citizens: The NPS is open to all resident Indian citizens between the ages of 18 and 65. Non-resident Indians (NRIs) are not eligible to join the NPS.
- Persons of age from 21 to 55: Individuals between the ages of 21 and 55 can join the NPS. However, the earlier an individual joins, the more time they will have to contribute to the scheme and accumulate a higher retirement corpus.
- All Central Government employees including those of Armed Forces joining the services on or after 1st April, 2004: Central Government employees, including those serving in the Armed Forces, who joined the services on or after 1st April 2004 are eligible to join the NPS. This eligibility criterion applies to both regular employees and those appointed on a contract basis.

In conclusion, while all State Government employees joining the services after the date of notification by the respective State Governments can join the NPS, there are other eligibility criteria as well, such as being a resident Indian citizen and falling within the age bracket of 21 to 55. Central Government employees, including those of the Armed Forces, who joined the services on or after 1st April 2004 are also eligible to join the NPS.
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Who among the following can join the National Pension System (NPS)?a)Resident Indian citizens onlyb)Persons of age from 21 to 55 onlyc)All State Government employees joining the services after the date of notification by the respective State Governmentsd)All Central Government employees including those of Armed Forces joining the services on or after 1St April, 2004Correct answer is option 'C'. Can you explain this answer?
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