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Consider the following statements regarding Pradhan Mantri Awas Yojana (Urban).
- Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house.
- According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India
- It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.
Which of the above statements is/are correct?
- a)1, 2
- b)2, 3
- c)1, 3
- d)3 only
Correct answer is option 'B'. Can you explain this answer?
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Verified Answer
Consider the following statements regarding Pradhan Mantri Awas Yojana...
Pradhan Mantri Awas Yojana (Urban) has four verticals: “In-situ” Slum Redevelopment (ISSR); Credit Linked Subsidy Scheme (CLSS); Affordable Housing in Partnership (AHP) and Beneficiary-led individual house construction/enhancements (BLC).
Under the BLC vertical, a beneficiary receives a financial assistance of Rs 2.5 lakh from the government to build his or her house. The PMAY-U guidelines define a beneficiary family as a family comprising of “husband, wife and unmarried [sons and/ or unmarried daughters.]”
“The beneficiary family should not own a pucca house (an all-weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India”.
Under the scheme guidelines, an adult earning member (irrespective of marital status) can be treated as a separate household. However, to avail the scheme, he or she should not own a pucca house (an all-weather dwelling unit) in his /her name in any part of India.
Under the PMAY-G, a beneficiary can avail the BLC component for the enhancement of his or her existing house.
Geotagging is a process of adding geographical identification to various media like photography. Under the PMAY-U guidelines, it is mandatory for the state government to ensure that all houses built under the scheme are geotagged to the Bhuvan HFA (housing for all) application, which has been developed by the government for the monitoring of the scheme.
Bhuvan is an Indian Geo Platform developed by the Indian Space Research Organization (ISRO). It is a web-based application which allows users to access various map related services.
Most Upvoted Answer
Consider the following statements regarding Pradhan Mantri Awas Yojana...
The correct answer is option 'B': 2, 3.
Pradhan Mantri Awas Yojana (Urban) is a flagship scheme of the Government of India aimed at providing affordable housing to the urban poor. Let's analyze each statement individually:
Statement 1: Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house.
This statement is incorrect. The financial assistance provided under the scheme varies depending on the category of the beneficiary. The scheme provides two main components:
- In-situ Slum Redevelopment (ISSR) - for slum dwellers, where a central assistance of up to Rs 1 lakh per house is provided.
- Credit Linked Subsidy Scheme (CLSS) - for economically weaker sections (EWS) and lower income groups (LIG), where an interest subsidy is provided on home loans ranging from 3% to 6.5% for a tenure of 20 years.
Therefore, the statement that all beneficiaries receive a financial assistance of Rs 2.5 lakh is incorrect.
Statement 2: According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India.
This statement is correct. As per the guidelines of Pradhan Mantri Awas Yojana (Urban), the beneficiary family should not own a pucca house either in their name or in the name of any member of their family in any part of India. This criterion ensures that the scheme benefits those who genuinely do not have access to affordable housing.
Statement 3: It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.
This statement is correct. Geotagging is the process of adding geographical identification, such as latitude and longitude coordinates, to various data, including photographs or videos. The Pradhan Mantri Awas Yojana (Urban) mandates that all houses constructed under the scheme should be geotagged. Geotagging helps in monitoring and tracking the progress of the scheme, ensuring transparency, and preventing fraud and diversion of funds.
To summarize, statement 1 is incorrect as the financial assistance varies depending on the category of the beneficiary. Statements 2 and 3 are correct as per the guidelines of Pradhan Mantri Awas Yojana (Urban).
Pradhan Mantri Awas Yojana (Urban) is a flagship scheme of the Government of India aimed at providing affordable housing to the urban poor. Let's analyze each statement individually:
Statement 1: Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house.
This statement is incorrect. The financial assistance provided under the scheme varies depending on the category of the beneficiary. The scheme provides two main components:
- In-situ Slum Redevelopment (ISSR) - for slum dwellers, where a central assistance of up to Rs 1 lakh per house is provided.
- Credit Linked Subsidy Scheme (CLSS) - for economically weaker sections (EWS) and lower income groups (LIG), where an interest subsidy is provided on home loans ranging from 3% to 6.5% for a tenure of 20 years.
Therefore, the statement that all beneficiaries receive a financial assistance of Rs 2.5 lakh is incorrect.
Statement 2: According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India.
This statement is correct. As per the guidelines of Pradhan Mantri Awas Yojana (Urban), the beneficiary family should not own a pucca house either in their name or in the name of any member of their family in any part of India. This criterion ensures that the scheme benefits those who genuinely do not have access to affordable housing.
Statement 3: It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.
This statement is correct. Geotagging is the process of adding geographical identification, such as latitude and longitude coordinates, to various data, including photographs or videos. The Pradhan Mantri Awas Yojana (Urban) mandates that all houses constructed under the scheme should be geotagged. Geotagging helps in monitoring and tracking the progress of the scheme, ensuring transparency, and preventing fraud and diversion of funds.
To summarize, statement 1 is incorrect as the financial assistance varies depending on the category of the beneficiary. Statements 2 and 3 are correct as per the guidelines of Pradhan Mantri Awas Yojana (Urban).
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Consider the following statements regarding Pradhan Mantri Awas Yojana (Urban). Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house. According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.Which of the above statements is/are correct?a)1, 2b)2, 3c)1, 3d)3 onlyCorrect answer is option 'B'. Can you explain this answer?
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Consider the following statements regarding Pradhan Mantri Awas Yojana (Urban). Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house. According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.Which of the above statements is/are correct?a)1, 2b)2, 3c)1, 3d)3 onlyCorrect answer is option 'B'. Can you explain this answer? for UPSC 2024 is part of UPSC preparation. The Question and answers have been prepared according to the UPSC exam syllabus. Information about Consider the following statements regarding Pradhan Mantri Awas Yojana (Urban). Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house. According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.Which of the above statements is/are correct?a)1, 2b)2, 3c)1, 3d)3 onlyCorrect answer is option 'B'. Can you explain this answer? covers all topics & solutions for UPSC 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Consider the following statements regarding Pradhan Mantri Awas Yojana (Urban). Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house. According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.Which of the above statements is/are correct?a)1, 2b)2, 3c)1, 3d)3 onlyCorrect answer is option 'B'. Can you explain this answer?.
Consider the following statements regarding Pradhan Mantri Awas Yojana (Urban). Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house. According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.Which of the above statements is/are correct?a)1, 2b)2, 3c)1, 3d)3 onlyCorrect answer is option 'B'. Can you explain this answer? for UPSC 2024 is part of UPSC preparation. The Question and answers have been prepared according to the UPSC exam syllabus. Information about Consider the following statements regarding Pradhan Mantri Awas Yojana (Urban). Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house. According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.Which of the above statements is/are correct?a)1, 2b)2, 3c)1, 3d)3 onlyCorrect answer is option 'B'. Can you explain this answer? covers all topics & solutions for UPSC 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Consider the following statements regarding Pradhan Mantri Awas Yojana (Urban). Under Pradhan Mantri Awas Yojana (Urban), all the beneficiaries receive a financial assistance of Rs 2.5 lakh from the government to build his or her house. According to the scheme guidelines, the beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India It is mandatory for the state government to ensure that all houses built under the scheme are geotagged.Which of the above statements is/are correct?a)1, 2b)2, 3c)1, 3d)3 onlyCorrect answer is option 'B'. Can you explain this answer?.
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