Different Categories and Cutoffs in Banking Exams


Banking exams in India are highly competitive and attract a large number of candidates from various categories such as General, OBC (Other Backward Classes), SC (Scheduled Caste), ST (Scheduled Tribe), etc. The cutoff marks for these exams are determined separately for each category.


The cutoff marks for banking exams are calculated based on various factors, including the number of vacancies, the difficulty level of the exam, and the performance of candidates. The cutoff marks are essentially the minimum marks required to qualify for the next stage of the selection process, such as the mains exam, interview, or final selection.


The cutoff marks for different categories vary due to various reasons, including social and economic factors. Here's a detailed explanation of the cutoff variation among different categories:

1. General Category: The cutoff for the general category is usually the highest among all categories. This is because the general category doesn't have any reservation benefits and candidates are selected solely based on their merit.

2. OBC Category: The cutoff for the OBC category is relatively lower compared to the general category. OBC candidates enjoy a certain percentage of reservation benefits, which gives them an advantage over the general category candidates.

3. SC/ST Category: The cutoff for the SC/ST category is generally the lowest among all categories. SC/ST candidates have a significant percentage of reservation benefits, enabling them to secure lower cutoff marks compared to other categories.


Reservation benefits are provided to candidates belonging to specific categories to promote social equality and upliftment of marginalized sections of society. Here's a breakdown of the reservation benefits in banking exams:

1. OBC Reservation: OBC candidates receive a certain percentage of reservation in vacancies, which varies from one bank to another. This reservation helps OBC candidates secure lower cutoff marks compared to the general category.

2. SC/ST Reservation: SC/ST candidates receive a higher percentage of reservation in vacancies compared to OBC candidates. This reservation policy allows SC/ST candidates to secure even lower cutoff marks compared to both the general and OBC categories.


In conclusion, the cutoff marks for banking exams vary among different categories, namely General, OBC, SC, and ST. The general category cutoff is usually the highest, followed by OBC, SC, and ST. This variation is due to the reservation benefits provided to candidates belonging to different categories. The reservation system aims to promote social equality and provide opportunities for candidates from marginalized sections of society.