Yes, it is highly recommended to allocate specific time for discussing challenging topics with mentors, teachers, or fellow aspirants in your study plan. Here's why:

1. Gain a deeper understanding:
Discussing challenging topics with others allows you to gain a deeper understanding of the subject matter. Different perspectives and insights provided by mentors, teachers, or fellow aspirants can help you see different angles and approaches to the topic. This can enhance your overall understanding and help you grasp complex concepts more effectively.

2. Clarify doubts:
When studying challenging topics, it is common to come across doubts or questions that may hinder your progress. Allocating time for discussions provides an opportunity to clarify these doubts. Mentors, teachers, or fellow aspirants can help address your queries and provide explanations or examples to make the topic clearer.

3. Exchange ideas and knowledge:
Engaging in discussions with mentors, teachers, or fellow aspirants allows for the exchange of ideas and knowledge. Each individual brings their own unique experiences and understanding to the table, which can lead to insightful conversations and the sharing of valuable resources or study materials. This collaborative learning environment can greatly enrich your learning experience.

4. Enhance critical thinking skills:
Discussing challenging topics requires you to think critically and analyze different perspectives. Engaging in such discussions can help you develop and enhance your critical thinking skills. It allows you to evaluate arguments, identify logical fallacies, and strengthen your ability to articulate your thoughts effectively.

5. Motivation and support:
Studying challenging topics can sometimes be overwhelming or demotivating. Allocating time for discussions with mentors, teachers, or fellow aspirants can provide the necessary motivation and support. Sharing your progress, challenges, and goals with others who are on a similar journey can create a sense of camaraderie and keep you motivated to continue your studies.

Conclusion:
Allocating specific time for discussing challenging topics with mentors, teachers, or fellow aspirants is crucial for a well-rounded study plan. It helps you gain a deeper understanding, clarify doubts, exchange ideas and knowledge, enhance critical thinking skills, and provides motivation and support. Engaging in discussions fosters a collaborative learning environment and can significantly contribute to your overall academic success.