CLAT Exam  >  CLAT Questions  >  Directions: Read the following passage and an... Start Learning for Free
Directions: Read the following passage and answer the question.
Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.
Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.
While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.
More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.
(Extracted, with edits and reviews, from The Indian Express)
Q. What is the meaning of the word "entitlements" as used in the passage?
  • a)
    Rights
  • b)
    Privileges
  • c)
    Obligations
  • d)
    Claims
Correct answer is option 'A'. Can you explain this answer?
Most Upvoted Answer
Directions: Read the following passage and answer the question.Remembe...
In the passage, the word "entitlements" is used to refer to the rights or claims that individuals have to receive certain benefits or payments. It is synonymous with "rights holder" in the context of the passage.
Community Answer
Directions: Read the following passage and answer the question.Remembe...
Meaning of "Entitlements"
In the context of the passage, the term "entitlements" refers to the rights that individuals possess, particularly in relation to benefits provided by government programs. Here’s a detailed explanation:
Definition of Entitlements
- Rights: The word "entitlements" is primarily associated with the concept of rights granted to individuals, often by law or policy. It implies a legitimate claim to certain benefits or services.
Contextual Usage
- In the Passage: The passage discusses Direct Benefits Transfer (DBT) and how it aims to improve financial inclusion for rural populations. The term "entitlements" is used to indicate the rights of beneficiaries to receive financial support from the government, such as scholarships or wages.
Comparison with Other Options
- Privileges: While entitlements can be seen as privileges, they are more specifically rights that individuals are guaranteed, rather than discretionary benefits.
- Obligations: This term refers to duties or responsibilities, which does not fit the context of individuals receiving benefits.
- Claims: Although "claims" can be related to entitlements, it lacks the inherent connotation of guaranteed rights that "entitlements" carries.
Conclusion
Choosing option "A" (Rights) accurately reflects the intended meaning in the passage, as it underscores the legal and moral claims individuals have to receive benefits from government initiatives. This understanding is essential in the discussion of financial inclusion and social welfare.
Explore Courses for CLAT exam

Top Courses for CLAT

Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer?
Question Description
Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer? for CLAT 2025 is part of CLAT preparation. The Question and answers have been prepared according to the CLAT exam syllabus. Information about Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer? covers all topics & solutions for CLAT 2025 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer?.
Solutions for Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer? in English & in Hindi are available as part of our courses for CLAT. Download more important topics, notes, lectures and mock test series for CLAT Exam by signing up for free.
Here you can find the meaning of Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer? defined & explained in the simplest way possible. Besides giving the explanation of Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer?, a detailed solution for Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer? has been provided alongside types of Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer? theory, EduRev gives you an ample number of questions to practice Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the meaning of the word "entitlements" as used in the passage?a)Rightsb)Privilegesc)Obligationsd)ClaimsCorrect answer is option 'A'. Can you explain this answer? tests, examples and also practice CLAT tests.
Explore Courses for CLAT exam

Top Courses for CLAT

Explore Courses
Signup for Free!
Signup to see your scores go up within 7 days! Learn & Practice with 1000+ FREE Notes, Videos & Tests.
10M+ students study on EduRev