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Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.
I. The ticket size of loans in retail banking is low.
II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.
III. Corporate banking is a B2B approach (Business to Business).
I. The ticket size of loans in retail banking is low.
II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.
III. Corporate banking is a B2B approach (Business to Business).
- a)Only III
- b)All I, II, and III
- c)I and II
- d)II and III
Correct answer is option 'B'. Can you explain this answer?
Most Upvoted Answer
Consider the following statements regarding the Whole sale Banking/Cor...
Understanding Wholesale Banking/Corporate Banking
Wholesale or corporate banking plays a crucial role in the financial services industry. Let's analyze the given statements:
Statement I: The ticket size of loans in retail banking is low.
- This statement is correct. Retail banking primarily caters to individual consumers and offers smaller loan amounts compared to wholesale banking, which deals with larger sums.
Statement II: Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.
- This statement is also accurate. While retail banking serves a vast number of individual customers, wholesale banking focuses on a limited number of large corporate clients. This smaller client base is characterized by larger transaction sizes and more complex financial needs.
Statement III: Corporate banking is a B2B approach (Business to Business).
- This statement is true. Corporate banking primarily involves transactions between businesses, providing services such as loans, treasury management, and other financial solutions tailored to corporate clients.
Conclusion
Since all three statements (I, II, and III) are correct, the correct answer is option 'B', which states that all statements are accurate. This highlights the distinct nature of wholesale/corporate banking in comparison to retail banking, emphasizing the difference in client base, loan sizes, and business interactions. Understanding these nuances is vital for banking professionals and exam aspirants alike.
Wholesale or corporate banking plays a crucial role in the financial services industry. Let's analyze the given statements:
Statement I: The ticket size of loans in retail banking is low.
- This statement is correct. Retail banking primarily caters to individual consumers and offers smaller loan amounts compared to wholesale banking, which deals with larger sums.
Statement II: Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.
- This statement is also accurate. While retail banking serves a vast number of individual customers, wholesale banking focuses on a limited number of large corporate clients. This smaller client base is characterized by larger transaction sizes and more complex financial needs.
Statement III: Corporate banking is a B2B approach (Business to Business).
- This statement is true. Corporate banking primarily involves transactions between businesses, providing services such as loans, treasury management, and other financial solutions tailored to corporate clients.
Conclusion
Since all three statements (I, II, and III) are correct, the correct answer is option 'B', which states that all statements are accurate. This highlights the distinct nature of wholesale/corporate banking in comparison to retail banking, emphasizing the difference in client base, loan sizes, and business interactions. Understanding these nuances is vital for banking professionals and exam aspirants alike.
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Consider the following statements regarding the Whole sale Banking/Cor...
- Retail Banking targets at the individual segment while corporate banking deals mainly with corporate clients.
- Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.
- The ticket size of loans in retail banking is low whereas the ticket size is high in corporate loans.
- Corporate banking is a B2B approach (Business to Business).
- Returns are more in retail banking as the spreads are more for different asset classes in retail. But in corporate banking, the returns are low as corporate bargain for lower rates due to higher loan amount.
- Therefore, statement II is incorrect.
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Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.I. The ticket size of loans in retail banking is low.II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.III. Corporate banking is a B2B approach (Business to Business).a)Only IIIb)All I, II, and IIIc)I and IId)II and IIICorrect answer is option 'B'. Can you explain this answer?
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Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.I. The ticket size of loans in retail banking is low.II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.III. Corporate banking is a B2B approach (Business to Business).a)Only IIIb)All I, II, and IIIc)I and IId)II and IIICorrect answer is option 'B'. Can you explain this answer? for Banking Exams 2025 is part of Banking Exams preparation. The Question and answers have been prepared according to the Banking Exams exam syllabus. Information about Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.I. The ticket size of loans in retail banking is low.II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.III. Corporate banking is a B2B approach (Business to Business).a)Only IIIb)All I, II, and IIIc)I and IId)II and IIICorrect answer is option 'B'. Can you explain this answer? covers all topics & solutions for Banking Exams 2025 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.I. The ticket size of loans in retail banking is low.II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.III. Corporate banking is a B2B approach (Business to Business).a)Only IIIb)All I, II, and IIIc)I and IId)II and IIICorrect answer is option 'B'. Can you explain this answer?.
Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.I. The ticket size of loans in retail banking is low.II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.III. Corporate banking is a B2B approach (Business to Business).a)Only IIIb)All I, II, and IIIc)I and IId)II and IIICorrect answer is option 'B'. Can you explain this answer? for Banking Exams 2025 is part of Banking Exams preparation. The Question and answers have been prepared according to the Banking Exams exam syllabus. Information about Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.I. The ticket size of loans in retail banking is low.II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.III. Corporate banking is a B2B approach (Business to Business).a)Only IIIb)All I, II, and IIIc)I and IId)II and IIICorrect answer is option 'B'. Can you explain this answer? covers all topics & solutions for Banking Exams 2025 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.I. The ticket size of loans in retail banking is low.II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.III. Corporate banking is a B2B approach (Business to Business).a)Only IIIb)All I, II, and IIIc)I and IId)II and IIICorrect answer is option 'B'. Can you explain this answer?.
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ample number of questions to practice Consider the following statements regarding the Whole sale Banking/Corporate Banking and choose the correct statement.I. The ticket size of loans in retail banking is low.II. Wholesale/corporate banking looks at a relatively smaller segment of business/corporate client base as compared to retail segment.III. Corporate banking is a B2B approach (Business to Business).a)Only IIIb)All I, II, and IIIc)I and IId)II and IIICorrect answer is option 'B'. Can you explain this answer? tests, examples and also practice Banking Exams tests.
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