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With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the following statements:
1. It is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.
2. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011.
Which of the statements given above is/are correct?
- a)1 only
- b)2 only
- c)Both 1 and 2
- d)Neither 1 nor 2
Correct answer is option 'C'. Can you explain this answer?
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Most Upvoted Answer
With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the ...
Explanation:
Statement 1:
- The first statement is correct. The Pradhan Mantri Awas Yojana (PMAY) is indeed a credit-linked subsidy scheme launched by the Government of India.
- The primary objective of PMAY is to provide affordable housing to the economically weaker sections, low-income groups, and middle-income groups in urban areas.
Statement 2:
- The second statement is also correct. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011 data.
- The SECC data is used to determine the eligibility of households living in rural areas for the PMAY-G scheme. This helps in targeting the right beneficiaries and ensuring that the benefits reach those who need them the most.
Therefore, both statements 1 and 2 are correct. PMAY aims to address the housing needs of various income groups in both urban and rural areas, and the identification of beneficiaries for the PMAY-G scheme is done using the SECC 2011 data.
Statement 1:
- The first statement is correct. The Pradhan Mantri Awas Yojana (PMAY) is indeed a credit-linked subsidy scheme launched by the Government of India.
- The primary objective of PMAY is to provide affordable housing to the economically weaker sections, low-income groups, and middle-income groups in urban areas.
Statement 2:
- The second statement is also correct. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011 data.
- The SECC data is used to determine the eligibility of households living in rural areas for the PMAY-G scheme. This helps in targeting the right beneficiaries and ensuring that the benefits reach those who need them the most.
Therefore, both statements 1 and 2 are correct. PMAY aims to address the housing needs of various income groups in both urban and rural areas, and the identification of beneficiaries for the PMAY-G scheme is done using the SECC 2011 data.
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With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the ...
The newly formed Cabinet has decided to further expansion of Pradhan Mantri Awas Yojana and construct 3 crore additional rural and urban houses.
About Pradhan Mantri Awas Yojana
- Pradhan Mantri Awas Yojana (PMAY) is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.
- The newly formed government has approved the proposal to provide 3 crore additional rural and urban houses under PMAY.
- The scheme has two components: PMAY-U for the urban poor and PMAY-G and PMAY-R for the rural poor.
PMAY-U (Urban)
- Objective: To provide housing for all in urban areas.
- Beneficiaries: Economically Weaker Section (EWS), Low-Income Group (LIG), and Middle-Income Group (MIG).
- Subsidy Schemes:
- Credit Linked Subsidy Scheme: Offers interest subsidy on home loans for EWS, LIG, and MIG categories.
- In-Situ Slum Redevelopment: Utilizes land as a resource to provide houses to eligible slum dwellers.
- Affordable Housing in Partnership: Promotes partnerships with public and private sectors to provide affordable housing.
- Beneficiary-Led Construction: Provides financial assistance to individuals to construct or enhance their own houses.
PMAY-G (Gramin)
- Objective: To provide a pucca house with basic amenities to all rural families who are homeless or living in kutcha or dilapidated houses.
- Beneficiaries: Identified using the Socio-Economic and Caste Census (SECC) 2011.
- Features:
- Financial Assistance: Rs. 1.2 lakh in plain areas and Rs. 1.3 lakh in hilly, difficult, and Integrated Action Plan (IAP) areas.
- Construction: Houses are to be constructed by beneficiaries with technical assistance from the government.
- Convergence with other schemes: Encourages convergence with other schemes like Swachh Bharat Mission (SBM) for toilet construction, and MGNREGA for wage employment.
Hence both statements are correct.
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With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the following statements:1. It is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.2. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011.Which of the statements given above is/are correct?a)1 onlyb)2 onlyc)Both 1 and 2d)Neither 1 nor 2Correct answer is option 'C'. Can you explain this answer?
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With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the following statements:1. It is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.2. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011.Which of the statements given above is/are correct?a)1 onlyb)2 onlyc)Both 1 and 2d)Neither 1 nor 2Correct answer is option 'C'. Can you explain this answer? for UPSC 2024 is part of UPSC preparation. The Question and answers have been prepared according to the UPSC exam syllabus. Information about With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the following statements:1. It is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.2. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011.Which of the statements given above is/are correct?a)1 onlyb)2 onlyc)Both 1 and 2d)Neither 1 nor 2Correct answer is option 'C'. Can you explain this answer? covers all topics & solutions for UPSC 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the following statements:1. It is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.2. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011.Which of the statements given above is/are correct?a)1 onlyb)2 onlyc)Both 1 and 2d)Neither 1 nor 2Correct answer is option 'C'. Can you explain this answer?.
With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the following statements:1. It is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.2. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011.Which of the statements given above is/are correct?a)1 onlyb)2 onlyc)Both 1 and 2d)Neither 1 nor 2Correct answer is option 'C'. Can you explain this answer? for UPSC 2024 is part of UPSC preparation. The Question and answers have been prepared according to the UPSC exam syllabus. Information about With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the following statements:1. It is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.2. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011.Which of the statements given above is/are correct?a)1 onlyb)2 onlyc)Both 1 and 2d)Neither 1 nor 2Correct answer is option 'C'. Can you explain this answer? covers all topics & solutions for UPSC 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for With reference to the Pradhan Mantri Awas Yojana (PMAY), consider the following statements:1. It is a credit-linked subsidy scheme initiated to provide affordable housing to low and moderate-income residents across the country.2. PMAY-G (Gramin) beneficiaries are identified using the Socio-Economic and Caste Census (SECC) 2011.Which of the statements given above is/are correct?a)1 onlyb)2 onlyc)Both 1 and 2d)Neither 1 nor 2Correct answer is option 'C'. Can you explain this answer?.
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