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Insurance in India -1 Video Lecture | Indian Economy for UPSC CSE

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FAQs on Insurance in India -1 Video Lecture - Indian Economy for UPSC CSE

1. What are the different types of insurance available in India?
Ans. In India, the different types of insurance available include life insurance, health insurance, motor insurance, travel insurance, and home insurance.
2. How can I purchase insurance in India?
Ans. Insurance in India can be purchased through insurance companies, agents, brokers, or online platforms. It is important to compare different insurance plans before making a decision.
3. What factors should I consider before buying insurance in India?
Ans. Before buying insurance in India, it is important to consider factors such as the coverage provided, premiums, claim settlement ratio of the insurance company, customer reviews, and the reputation of the insurer.
4. Is it mandatory to have insurance in India?
Ans. While it is not mandatory to have all types of insurance in India, certain types such as motor insurance (third-party liability) are mandatory as per the law. It is recommended to have other types of insurance for financial protection.
5. How can I file a claim for insurance in India?
Ans. To file a claim for insurance in India, you need to inform the insurance company immediately after the incident, fill out the claim form with necessary details, submit required documents, and cooperate with the surveyor appointed by the insurer for assessment.
139 videos|298 docs|136 tests

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