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Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer? for CLAT 2025 is part of CLAT preparation. The Question and answers have been prepared according to the CLAT exam syllabus. Information about Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer? covers all topics & solutions for CLAT 2025 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer?.

Solutions for Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer? in English & in Hindi are available as part of our courses for CLAT. Download more important topics, notes, lectures and mock test series for CLAT Exam by signing up for free.

Here you can find the meaning of Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer? defined & explained in the simplest way possible. Besides giving the explanation of Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer?, a detailed solution for Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer? has been provided alongside types of Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer? theory, EduRev gives you an ample number of questions to practice Directions: Read the following passage and answer the question.Remember the early days of the internet, when it took several minutes to connect to the web through a dial-in modem? Or when you had to wait in a line at an STD booth to make an outstation call? Since then, we have made massive strides in digital technologies. Improvements in internet banking mean that a buffet of products are available at the fingertips of consumers. But imagine if one had to travel miles and wait for several hours to make one banking transaction. This is a reality for the vast majority of the rural populace. In rural India, an over-reliance on digital technology alone has widened the distance between the rights holder and their entitlements. This is exemplified in the pursuit of financial inclusion. The Direct Benefits Transfer (DBT) initiative is a technology induced step in improving financial inclusion among other stated goals. Although DBT has been operational since 2011, it has become synonymous with the Aadhaar Payments Bridge Systems (APBS) since 2015.Various government programmes such as maternity entitlements, student scholarships, wages for MGNREGA workers fall under the DBT initiative where money is transferred to the bank accounts of the respective beneficiaries. But the beneficiaries face many hurdles in accessing their money. These are referred to as "last mile challenges". To deal with these, banking kiosks known as Customer Service Points (CSP) and Banking Correspondents (BC) were promoted. Subject to network connectivity and electricity, beneficiaries can perform basic banking transactions such as small deposits and withdrawals at these kiosks.While there are some merits of online payments, the process of transition from older systems and the APBS technology itself needs more scrutiny. Workers have little clue about where their wages have been credited and what to do when their payments get rejected, often due to technical reasons such as incorrect account numbers and incorrect Aadhaar mapping with bank accounts. While some attention is being paid by some state governments in resolving rejected payments for MGNREGA, the lack of any accountability for APBS and AePS and absence of grievance redressal would continue to impact all DBT programmes.More importantly, the workers/beneficiaries have rarely been consulted regarding their preferred mode of transacting. Lack of adequate checks and balances, absence of any accountability framework for payment intermediaries and a hurried rollout of this technical juggernaut have put the already vulnerable at higher risk of being duped. This has created new forms of corruption as has been recently evidenced in the massive scholarship scam in Jharkhand, where many poor students were deprived of their scholarships owing to a nexus of middlemen, government officials, banking correspondents and others. These exclusions are digitally induced.(Extracted, with edits and reviews, from The Indian Express)Q.What is the tone of the passage?a)Optimisticb)Criticalc)Neutrald)InformativeCorrect answer is option 'B'. Can you explain this answer? tests, examples and also practice CLAT tests.