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Which of the following All India Financial Institutions (AIFIs) are under RBI regulation?
- Export-Import Bank of India (EXIM Bank)
- National Bank for Agriculture and Rural Development (Nabard)
- National Bank for Financing Infrastructure and Development (NaBFID)
- National Housing Bank (NHB)
- Small Industries Development Bank of India (SIDBI)
How many of the above options is/are correct?
- a)Only two
- b)Only three
- c)Only four
- d)All five
Correct answer is option 'D'. Can you explain this answer?
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Which of the following All India Financial Institutions (AIFIs) are un...
Introduction:
All India Financial Institutions (AIFIs) play a crucial role in the Indian financial system. They are specialized institutions established by the Indian government to provide long-term finance and promote economic development. The Reserve Bank of India (RBI) is the central regulatory authority for the financial sector in India. Let us analyze the regulatory status of the given AIFIs.
Analysis:
Export-Import Bank of India (EXIM Bank):
The Exim Bank is a specialized financial institution that provides financial assistance to exporters and importers in India. It facilitates international trade and promotes the country's foreign trade. The EXIM Bank is regulated by the RBI.
National Bank for Agriculture and Rural Development (NABARD):
NABARD is responsible for the development and promotion of agriculture and rural sectors in India. It provides financial support to farmers, rural entrepreneurs, and institutions engaged in agricultural and rural development activities. NABARD is regulated by the RBI.
National Bank for Financing Infrastructure and Development (NaBFID):
NaBFID is a newly proposed Development Finance Institution (DFI) that aims to provide long-term finance for infrastructure projects in India. It is intended to cater to the financing needs of both greenfield and brownfield projects. As of now, NaBFID is not operational, and its regulatory status is not clear. However, it is expected that NaBFID will be regulated by the RBI.
National Housing Bank (NHB):
NHB is the apex financial institution for housing in India. It promotes the development of housing finance institutions and provides refinancing facilities to them. NHB is regulated by the RBI.
Small Industries Development Bank of India (SIDBI):
SIDBI is a specialized institution that provides financial and non-financial support to small-scale industries. It promotes entrepreneurship and assists in the development of the MSME (Micro, Small and Medium Enterprises) sector in India. SIDBI is regulated by the RBI.
Conclusion:
Out of the given options, all five All India Financial Institutions (EXIM Bank, NABARD, NaBFID, NHB, SIDBI) are under the regulatory purview of the Reserve Bank of India (RBI). The RBI plays a crucial role in ensuring the stability and development of these institutions, which in turn contribute to the overall growth of the Indian economy.
All India Financial Institutions (AIFIs) play a crucial role in the Indian financial system. They are specialized institutions established by the Indian government to provide long-term finance and promote economic development. The Reserve Bank of India (RBI) is the central regulatory authority for the financial sector in India. Let us analyze the regulatory status of the given AIFIs.
Analysis:
Export-Import Bank of India (EXIM Bank):
The Exim Bank is a specialized financial institution that provides financial assistance to exporters and importers in India. It facilitates international trade and promotes the country's foreign trade. The EXIM Bank is regulated by the RBI.
National Bank for Agriculture and Rural Development (NABARD):
NABARD is responsible for the development and promotion of agriculture and rural sectors in India. It provides financial support to farmers, rural entrepreneurs, and institutions engaged in agricultural and rural development activities. NABARD is regulated by the RBI.
National Bank for Financing Infrastructure and Development (NaBFID):
NaBFID is a newly proposed Development Finance Institution (DFI) that aims to provide long-term finance for infrastructure projects in India. It is intended to cater to the financing needs of both greenfield and brownfield projects. As of now, NaBFID is not operational, and its regulatory status is not clear. However, it is expected that NaBFID will be regulated by the RBI.
National Housing Bank (NHB):
NHB is the apex financial institution for housing in India. It promotes the development of housing finance institutions and provides refinancing facilities to them. NHB is regulated by the RBI.
Small Industries Development Bank of India (SIDBI):
SIDBI is a specialized institution that provides financial and non-financial support to small-scale industries. It promotes entrepreneurship and assists in the development of the MSME (Micro, Small and Medium Enterprises) sector in India. SIDBI is regulated by the RBI.
Conclusion:
Out of the given options, all five All India Financial Institutions (EXIM Bank, NABARD, NaBFID, NHB, SIDBI) are under the regulatory purview of the Reserve Bank of India (RBI). The RBI plays a crucial role in ensuring the stability and development of these institutions, which in turn contribute to the overall growth of the Indian economy.
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Which of the following All India Financial Institutions (AIFIs) are un...
The Reserve Bank of India (RBI) has introduced new norms based on the Basel III capital framework for All India Financial Institutions (AIFIs), which will take effect from April 2024.
India has five AIFIs under RBI regulation: Export-Import Bank of India (EXIM Bank), National Bank for Agriculture and Rural Development (Nabard), National Bank for Financing Infrastructure and Development (NaBFID), National Housing Bank (NHB), and Small Industries Development Bank of India (SIDBI).
The key provisions of the new norms are as follows:
- Capital Adequacy: AIFIs will be required to maintain a minimum total capital of 9 per cent by April 2024. This includes a minimum tier-I capital of 7 percent and common equity tier-I (CET-1) capital of 5.5 percent.
- Consolidation of Financial Subsidiaries: All financial subsidiaries, except those involved in insurance and non-financial activities (both regulated and unregulated), must be fully consolidated for the purpose of capital adequacy.
- Investment Caps: The RBI has imposed limits on AIFIs’ investments in capital instruments of banking, financial, and insurance entities, capping them at 10 percent of their capital funds.
- Equity Investment Limits: AIFIs’ equity investment in a single entity cannot exceed 49 percent of the equity of the investee.
- Capital Planning and Risk Management: AIFIs are advised to focus on effective and efficient capital planning and long-term capital maintenance.
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Which of the following All India Financial Institutions (AIFIs) are under RBI regulation? Export-Import Bank of India (EXIM Bank) National Bank for Agriculture and Rural Development (Nabard) National Bank for Financing Infrastructure and Development (NaBFID) National Housing Bank (NHB) Small Industries Development Bank of India (SIDBI)How many of the above options is/are correct?a)Only twob)Only threec)Only fourd)All fiveCorrect answer is option 'D'. Can you explain this answer?
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Which of the following All India Financial Institutions (AIFIs) are under RBI regulation? Export-Import Bank of India (EXIM Bank) National Bank for Agriculture and Rural Development (Nabard) National Bank for Financing Infrastructure and Development (NaBFID) National Housing Bank (NHB) Small Industries Development Bank of India (SIDBI)How many of the above options is/are correct?a)Only twob)Only threec)Only fourd)All fiveCorrect answer is option 'D'. Can you explain this answer? for UPSC 2024 is part of UPSC preparation. The Question and answers have been prepared according to the UPSC exam syllabus. Information about Which of the following All India Financial Institutions (AIFIs) are under RBI regulation? Export-Import Bank of India (EXIM Bank) National Bank for Agriculture and Rural Development (Nabard) National Bank for Financing Infrastructure and Development (NaBFID) National Housing Bank (NHB) Small Industries Development Bank of India (SIDBI)How many of the above options is/are correct?a)Only twob)Only threec)Only fourd)All fiveCorrect answer is option 'D'. Can you explain this answer? covers all topics & solutions for UPSC 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Which of the following All India Financial Institutions (AIFIs) are under RBI regulation? Export-Import Bank of India (EXIM Bank) National Bank for Agriculture and Rural Development (Nabard) National Bank for Financing Infrastructure and Development (NaBFID) National Housing Bank (NHB) Small Industries Development Bank of India (SIDBI)How many of the above options is/are correct?a)Only twob)Only threec)Only fourd)All fiveCorrect answer is option 'D'. Can you explain this answer?.
Which of the following All India Financial Institutions (AIFIs) are under RBI regulation? Export-Import Bank of India (EXIM Bank) National Bank for Agriculture and Rural Development (Nabard) National Bank for Financing Infrastructure and Development (NaBFID) National Housing Bank (NHB) Small Industries Development Bank of India (SIDBI)How many of the above options is/are correct?a)Only twob)Only threec)Only fourd)All fiveCorrect answer is option 'D'. Can you explain this answer? for UPSC 2024 is part of UPSC preparation. The Question and answers have been prepared according to the UPSC exam syllabus. Information about Which of the following All India Financial Institutions (AIFIs) are under RBI regulation? Export-Import Bank of India (EXIM Bank) National Bank for Agriculture and Rural Development (Nabard) National Bank for Financing Infrastructure and Development (NaBFID) National Housing Bank (NHB) Small Industries Development Bank of India (SIDBI)How many of the above options is/are correct?a)Only twob)Only threec)Only fourd)All fiveCorrect answer is option 'D'. Can you explain this answer? covers all topics & solutions for UPSC 2024 Exam. Find important definitions, questions, meanings, examples, exercises and tests below for Which of the following All India Financial Institutions (AIFIs) are under RBI regulation? Export-Import Bank of India (EXIM Bank) National Bank for Agriculture and Rural Development (Nabard) National Bank for Financing Infrastructure and Development (NaBFID) National Housing Bank (NHB) Small Industries Development Bank of India (SIDBI)How many of the above options is/are correct?a)Only twob)Only threec)Only fourd)All fiveCorrect answer is option 'D'. Can you explain this answer?.
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