Calculation:

To find the product of 10.8 and 1.3, we simply multiply these two numbers together.

10.8 X 1.3 = 14.04

Explanation:

When multiplying decimals, we can follow the same rules as multiplying whole numbers. We multiply the digits in each place value position and then add the products together.

In this case, we have 10.8 multiplied by 1.3. Let's break down the calculation step by step:

Step 1: Multiply the ones place:
- 8 multiplied by 3 equals 24.

Step 2: Multiply the tenths place:
- 0 multiplied by 3 equals 0.

Step 3: Multiply the whole number by the tenths place:
- 1 multiplied by 3 equals 3.

Step 4: Multiply the tenths place by the whole number:
- 0 multiplied by 1 equals 0.

Step 5: Multiply the tenths place by the tenths place:
- 0 multiplied by 0 equals 0.

Step 6: Multiply the whole number by the hundredths place:
- 1 multiplied by 0 equals 0.

Step 7: Multiply the hundredths place by the whole number:
- 0 multiplied by 1 equals 0.

Step 8: Multiply the hundredths place by the tenths place:
- 0 multiplied by 0 equals 0.

Step 9: Multiply the hundredths place by the hundredths place:
- 0 multiplied by 0 equals 0.

Step 10: Add all the products together:
- 24 + 0 + 3 + 0 + 0 + 0 + 0 + 0 + 0 = 27.

The result of multiplying 10.8 by 1.3 is 27.

However, the given options don't include 27. The correct answer among the given options is 14.04, which is obtained by placing the decimal point after two digits from the right, as there are two decimal places in the question.