Regional Rural Banks (RRBs) work at the district level. Let's understand this in more detail:

What are Regional Rural Banks?
Regional Rural Banks (RRBs) were established in 1975 with the aim of providing banking facilities to rural areas. These banks are jointly owned by the Government of India, the concerned State Government, and the sponsor banks. RRBs are specialized banks that cater to the banking needs of the rural population.

Structure of RRBs:
RRBs operate at the district level and are organized under a two-tier system with a sponsor bank at the state level and the National Bank for Agriculture and Rural Development (NABARD) at the national level. The sponsor banks provide support to the RRBs in the form of capital, technology, and management expertise.

Functions of RRBs:
The primary function of RRBs is to provide credit to the rural sector for agriculture, trade, commerce, and other productive activities. They also offer a range of deposit and remittance services to their customers. RRBs work closely with the government in implementing various rural development schemes and programs.

RRBs and Financial Inclusion:
RRBs play a crucial role in promoting financial inclusion in rural areas. They provide banking services to the unbanked and underbanked population in remote areas, which helps to increase their access to formal credit and financial services.

Conclusion:
In conclusion, Regional Rural Banks work at the district level and are an important part of the rural banking system in India. They play a vital role in providing credit and other banking services to the rural population and promoting financial inclusion in the country.